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High-deductible health plans for workers in private educational services in 2020

April 26, 2021

In March 2020, 50 percent of private educational services workers participated in employer-sponsored medical care plans. High-deductible health plans were available to 40 percent of these workers in 2020, and the median annual deductible amount for individual plans was $2,000.

Annual deductible amount for workers in private educational services who participate in individual high-deductible health plans, 2020
Measure Deductible amount

25th percentile

$1,500

50 percentile (median)

2,000

75th percentile

2,500

High-deductible health plans typically have a higher deductible amount (at least $1,400) and lower premiums than traditional medical care plans. These plans normally provide catastrophic coverage to protect against large medical expenses, but the insured worker is responsible for routine medical expenses.

These data are from the National Compensation Survey — Benefits program. For more information, see our high deductible health plans and health savings accounts factsheet. Also see Health care plan provisions for private industry workers in the United States, 2020 and the complete benefits dataset (XLSX). For more information about terms related to employee benefits, see our glossary.

SUGGESTED CITATION

Bureau of Labor Statistics, U.S. Department of Labor, The Economics Daily, High-deductible health plans for workers in private educational services in 2020 at https://www.bls.gov/opub/ted/2021/high-deductible-health-plans-for-workers-in-private-educational-services-in-2020.htm (visited September 27, 2021).

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