Figure 3. Actuarial values for fee-for-service (FFS) plans and HMOs in service-providing industries, 2011
Industry	FFS	HMO
Industry	FFS	Service providing	87.9	91.6
Wholesale	86.6	91.8
Retail	85.5	89.4
Transportation and warehousing	86.7	91.7
Utilities	86.3	96.3
Information	86.8	92.8
Financial activities	86.5	92.1
Professional and business services	89.9	90.2
Educational services	89.1	92.5
Healthcare and social assistance	89.0	93.2
Leisure and hospitality	87.9	91.6
Other services	86.5	90.3
Source: National Compensation Survey, U.S. Bureau of Labor Statistics.