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Table 3. Percent of employees participating in selected employee benefit programs,(1) various employment groups, 1995-97 Full-time employees in - Part-time Employee benefit program employees Medium and Small estab- 1997 large estab- lishments lishments 1996 1995 Paid time off Holidays......................... 40 89 80 Vacations........................ 44 96 86 Personal leave................... 9 22 14 Funeral leave.................... 34 80 51 Jury duty leave.................. 37 85 59 Military leave................... 9 44 18 Unpaid time off Family leave..................... 54 84 48 Disability benefits Paid sick leave(2)............... 18 58 50 Short-term disability(2)......... 18 53 29 Long-term disability............. 4 42 22 Insurance Medical care..................... 21 77 64 Dental care...................... 16 57 31 Vision care...................... 9 24 12 Life............................. 18 87 62 Retirement All retirement(3)................ 34 80 46 Defined benefit plans........... 17 52 15 Defined contribution plans(4)... 23 55 38 Savings and thrift............. 13 41 23 Deferred profit sharing........ 7 13 12 Tax deferred savings arrangements With employer contributions...... 15 45 24 Without employer contributions... 4 9 4 Family benefits Child care....................... 7 8 2 Adopton assistance............... 3 11 1 Long-term care insurance......... 3 6 1 Health promotion programs Wellness......................... 17 34 8 Employee assistance.............. 36 58 14 Fitness center................... 11 19 4 Miscellaneous benefits Severance pay.................... 10 35 15 Job-related travel accident insurance..................... 18 41 12 Job-related educational assistance.................... 34 65 38 Nonproduction bonsuses........... 17 39 44 Subsidized commuting............. 2 5 1 Section 125 cafeteria benefits(5) 15 55 23 Flexible benefit plans.......... 3 12 4 Reimbursement plans............. 11 38 12 Premium conversion plans........ 1 5 7 1 Except for unpaid family leave and certain tax deferred earnings arrangements, employers pay some or all of the costs for each benefit. 2 The definitions of paid sick leave and short-term disability (previously, sickness and accident insurance) were changed after 1994. Paid sick leave now includes only plans with an unlimited or specified number of days per year. Short-term disability now includes all insured, self-insured, and state-mandated plans that provide benefits for each disability, including unfunded plans reported as sick leave in 1994. 3 Includes defined benefit and defined contribution plans. Some employees participate in both types, but are counted just once in all retirement. 4 Includes participants in other types of plans not presented separately. 5 Includes all types of plans under Internal Revenue Code, Section 125. Flexible benefit plans may include reimbursement account features. NOTE: For paid time off, participants include all employees in occupations offered the benefit. Because of rounding, sum of individual items may not equal totals.