Table 3. Percent of employees participating in selected employee benefit programs, various employment groups, 1995-97




Table 3.  Percent of employees participating in selected employee benefit programs,(1) various
employment groups, 1995-97
                                                                                              
                                                                                              
                                                               Full-time employees in -       
                                                                                              
                                        Part-time                                             
     Employee benefit program           employees           Medium and         Small estab-   
                                           1997            large estab-         lishments     
                                                            lishments              1996       
                                                               1995                           
                                                                                              
                                                                                              
                                                                                              
          Paid time off                                                                       
 Holidays.........................          40                  89                  80        
 Vacations........................          44                  96                  86        
 Personal leave...................           9                  22                  14        
 Funeral leave....................          34                  80                  51        
 Jury duty leave..................          37                  85                  59        
 Military leave...................           9                  44                  18        
                                                                                              
         Unpaid time off                                                                      
 Family leave.....................          54                  84                  48        
                                                                                              
       Disability benefits                                                                    
 Paid sick leave(2)...............          18                  58                  50        
 Short-term disability(2).........          18                  53                  29        
 Long-term disability.............           4                  42                  22        
                                                                                              
            Insurance                                                                         
 Medical care.....................          21                  77                  64        
 Dental care......................          16                  57                  31        
 Vision care......................           9                  24                  12        
 Life.............................          18                  87                  62        
                                                                                              
            Retirement                                                                        
 All retirement(3)................          34                  80                  46        
  Defined benefit plans...........          17                  52                  15        
  Defined contribution plans(4)...          23                  55                  38        
   Savings and thrift.............          13                  41                  23        
   Deferred profit sharing........           7                  13                  12        
                                                                                              
Tax deferred savings arrangements                                                             
 With employer contributions......          15                  45                  24        
 Without employer contributions...           4                   9                   4        
                                                                                              
         Family benefits                                                                      
 Child care.......................           7                   8                   2        
 Adopton assistance...............           3                  11                   1        
 Long-term care insurance.........           3                   6                   1        
                                                                                              
    Health promotion programs                                                                 
 Wellness.........................          17                  34                   8        
 Employee assistance..............          36                  58                  14        
 Fitness center...................          11                  19                   4        
                                                                                              
      Miscellaneous benefits                                                                  
 Severance pay....................          10                  35                  15        
 Job-related travel accident                                                                  
    insurance.....................          18                  41                  12        
 Job-related educational                                                                      
    assistance....................          34                  65                  38        
 Nonproduction bonsuses...........          17                  39                  44        
 Subsidized commuting.............           2                   5                   1        
                                                                                              
 Section 125 cafeteria benefits(5)          15                  55                  23        
  Flexible benefit plans..........           3                  12                   4        
  Reimbursement plans.............          11                  38                  12        
  Premium conversion plans........           1                   5                   7        

  1 Except for unpaid family leave and certain tax deferred earnings arrangements, employers
pay some or all of the costs for each benefit.
  2 The definitions of paid sick leave and short-term disability (previously, sickness and
accident insurance) were changed after 1994.  Paid sick leave now includes only plans with an
unlimited or specified number of days per year.  Short-term disability now includes all
insured, self-insured, and state-mandated plans that provide benefits for each disability,
including unfunded plans reported as sick leave in 1994.
  3 Includes defined benefit and defined contribution plans.  Some employees participate in
both types, but are counted just once in all retirement.
  4 Includes participants in other types of plans not presented separately.
  5 Includes all types of plans under Internal Revenue Code, Section 125.  Flexible benefit
plans may include reimbursement account features.

  NOTE: For paid time off, participants include all employees in occupations offered the
benefit.  Because of rounding, sum of individual items may not equal totals.