Employee Benefits in the United States Summary

For release 10:00 a.m. (ET) Thursday, September 22, 2022                                             USDL-22-1893

Technical information:  (202) 691-6199    ncsinfo@bls.gov    www.bls.gov/ebs
Media contact:          (202) 691-5902    pressoffice@bls.gov

                        EMPLOYEE BENEFITS IN THE UNITED STATES – MARCH 2022
                        
                        
Life insurance was available to 57 percent of private industry workers in March 2022, the U.S. Bureau of Labor 
Statistics reported today. Among occupational groups, access to life insurance plans ranged from 27 percent of
workers in service occupations to 79 percent in management, professional, and related occupations. 
(See table 5.)

Forty-three percent of private industry workers had access to short-term disability insurance. These benefits 
were available to 34 percent of workers in the South census region and 67 percent of workers in the Northeast 
census region.

Thirty-five percent of private industry workers had access to long-term disability insurance. Among industry 
groups, access to long-term disability insurance ranged from 4 percent of workers in the leisure and hospitality
industry to 71 percent of workers in the information industry. 

Among state and local government employees, 83 percent of workers had access to life insurance, 27 percent had 
access to short-term disability insurance and 39 percent had access to long-term disability insurance. 

Wellness programs were available to 43 percent of private workers. At establishments with 500 or more employees,
employee assistance programs were available to 84 percent of workers. Access to childcare ranged from 5 percent
for establishments that employ less than 50 workers to 28 percent for establishments that employ 500 or
more workers.

Access to nonproduction bonuses was available to 37 percent of state and local government workers and ranged
from 15 percent of workers in the Mountain division to 61 percent in the New England division.

Four percent of private workers had access to student loan repayment benefits. Workers in the highest 10 percent
wage category had an access rate of 9 percent and workers in the lowest 10 percent had an access rate of 1 
percent. Seven percent of civilian workers in management, professional, and related occupations had access to
student loan repayment benefits.

Civilian workers
  * Access to healthcare benefits was available to 74 percent of workers, and 57 percent of workers participated
    in the benefit, resulting in a take-up rate of 78 percent.
  * End-of-year bonuses were available to 11 percent of workers. Among establishments with less than 100 workers,
    14 percent had access to end-of-year bonuses and 7 percent of workers in establishments with 100 or more
    workers had access.
  * Employee assistance programs were available to 72 percent of workers in the educational services industry
    and 63 percent of workers in the health care and social assistance industry.

Private industry workers
  * Access to medical care was available to 70 percent of workers. Among goods-producing industries, medical
    care was available to 75 percent of workers in the construction sector and 90 percent of workers in the
    manufacturing sector.
  * Access to flexible work schedules was available to 16 percent of nonunion workers and 4 percent of union
    workers.
  * Access to wellness programs was available to 68 percent of workers in the highest 10 percent wage category
    and 18 percent of workers in the lowest 10 percent wage category.

State and local government workers
  * Among census divisions, long-term disability was available to 15 percent of workers in the West South
    Central division and 63 percent of workers in the East North Central division.
  * Access to medical care benefits was available to 89 percent of workers. Ninety-nine percent of
    full-time workers had access and 24 percent of part-time workers had access.
  * Employee contributions for short-term disability were required for 12 percent of workers, including 19 
    percent of workers in service occupations and 7 percent of workers in natural resources, construction,
    and maintenance occupations.