Table 8. Region of residence: Average annual expenditures and characteristics, Consumer Expenditure Survey, 2004 All Item consumer Northeast Midwest South West units Number of consumer units (in thousands)........... 116,282 22,051 26,539 41,801 25,891 Consumer unit characteristics: Income before taxes ............................. $54,453 $61,050 $53,567 $50,775 $55,682 Income after taxes .............................. 52,287 58,673 51,122 49,079 53,222 Age of reference person.......................... 48.5 50.3 49.1 48.2 46.7 Average number in consumer unit: Persons......................................... 2.5 2.4 2.4 2.5 2.6 Children under 18............................... .6 .6 .6 .6 .7 Persons 65 and over............................. .3 .3 .3 .3 .3 Earners......................................... 1.3 1.3 1.4 1.3 1.4 Vehicles........................................ 1.9 1.7 2.2 1.9 2.0 Percent distribution: Sex of reference person: Male............................................ 48 48 50 45 50 Female.......................................... 52 52 50 55 50 Housing tenure: Homeowner....................................... 68 65 73 69 62 With mortgage.................................. 42 39 46 41 43 Without mortgage............................... 25 26 27 28 19 Renter.......................................... 32 35 27 31 38 Race of reference person: Black or African-American....................... 12 12 9 18 4 White, Asian, and All Other Races............... 88 88 91 82 96 Hispanic or Latino origin of reference person: Hispanic or Latino (new UCC Q20032)............. 11 7 4 10 21 Not Hispanic or Latino (new UCC Q20032)......... 89 93 96 90 79 Education of reference person: Elementary (1-8)................................ 5 4 4 7 6 High school (9-12).............................. 35 38 38 37 27 College......................................... 59 57 58 56 66 Never attended and other........................ a/ a/ a/ a/ a/ At least one vehicle owned or leased............. 88 81 91 89 90 Average annual expenditures....................... $43,395 $46,115 $43,371 $39,174 $47,922 Food............................................. 5,781 6,368 5,592 5,318 6,224 Food at home.................................... 3,347 3,634 3,189 3,119 3,634 Cereals and bakery products.................... 461 521 446 427 480 Cereals and cereal products................... 154 176 141 143 165 Bakery products............................... 307 346 305 284 314 Meats, poultry, fish, and eggs................. 880 1,008 781 849 922 Beef.......................................... 265 279 242 263 283 Pork.......................................... 181 189 170 189 172 Other meats................................... 108 135 119 92 100 Poultry....................................... 156 194 127 149 163 Fish and seafood.............................. 128 164 91 117 154 Eggs.......................................... 42 47 32 40 51 Dairy products................................. 371 417 358 329 411 Fresh milk and cream.......................... 144 156 137 133 161 Other dairy products.......................... 226 261 221 197 249 Fruits and vegetables.......................... 561 638 510 501 645 Fresh fruits.................................. 187 213 171 161 222 Fresh vegetables.............................. 183 208 148 166 225 Processed fruits.............................. 110 127 112 93 120 Processed vegetables.......................... 82 89 78 82 78 Other food at home............................. 1,075 1,050 1,094 1,013 1,177 Sugar and other sweets........................ 128 137 129 118 135 Fats and oils................................. 89 93 83 84 100 Miscellaneous foods........................... 527 505 560 491 572 Nonalcoholic beverages........................ 290 279 278 286 316 Food prepared by consumer unit on out-of-town trips............................ 41 36 44 33 54 Food away from home............................. 2,434 2,733 2,403 2,199 2,590 Alcoholic beverages.............................. 459 625 427 348 532 Housing.......................................... 13,918 15,734 13,438 12,250 15,557 Shelter......................................... 7,998 9,626 7,339 6,621 9,513 Owned dwellings................................ 5,324 6,387 5,260 4,456 5,887 Mortgage interest and charges................. 2,936 3,057 2,750 2,531 3,678 Property taxes................................ 1,391 2,131 1,530 1,046 1,176 Maintenance, repairs, insurance, other expenses..................................... 997 1,200 980 879 1,034 Rented dwellings............................... 2,201 2,674 1,556 1,826 3,066 Other lodging.................................. 473 565 523 339 560 Utilities, fuels, and public services........... 2,927 3,098 2,957 2,975 2,672 Natural gas.................................... 424 564 631 255 365 Electricity.................................... 1,064 985 958 1,288 880 Fuel oil and other fuels....................... 121 322 105 69 48 Telephone services............................. 990 988 946 1,031 971 Water and other public services................ 327 240 317 331 407 Household operations............................ 753 793 707 673 894 Personal services.............................. 300 352 301 257 323 Other household expenses....................... 453 442 406 417 571 Housekeeping supplies........................... 594 586 661 549 606 Laundry and cleaning supplies.................. 149 146 153 147 149 Other household products....................... 290 294 340 268 271 Postage and stationery......................... 155 146 169 134 186 Household furnishings and equipment............. 1,646 1,630 1,775 1,432 1,871 Household textiles............................. 158 209 126 151 158 Furniture...................................... 417 381 438 356 523 Floor coverings................................ 52 44 57 35 81 Major appliances............................... 204 216 234 161 232 Small appliances, miscellaneous housewares.................................... 105 94 98 99 130 Miscellaneous household equipment.............. 711 685 822 630 748 Apparel and services............................. 1,816 2,176 1,672 1,643 1,936 Men and boys.................................... 406 460 407 377 406 Men, 16 and over............................... 317 366 317 288 324 Boys, 2 to 15.................................. 89 94 90 90 82 Women and girls................................. 739 933 661 662 777 Women, 16 and over............................. 631 809 547 565 673 Girls, 2 to 15................................. 108 124 114 97 104 Children under 2................................ 79 69 79 73 95 Footwear........................................ 329 427 271 312 332 Other apparel products and services............. 264 287 254 220 325 Transportation................................... 7,801 7,622 7,710 7,233 8,966 Vehicle purchases (net outlay).................. 3,397 3,196 3,315 3,195 3,979 Cars and trucks, new........................... 1,748 1,590 1,610 1,627 2,221 Cars and trucks, used.......................... 1,582 1,512 1,621 1,520 1,703 Other vehicles................................. 66 94 83 48 55 Gasoline and motor oil.......................... 1,598 1,386 1,620 1,598 1,755 Other vehicle expenses.......................... 2,365 2,396 2,413 2,160 2,622 Vehicle finance charges........................ 323 256 331 357 318 Maintenance and repairs........................ 652 590 654 578 821 Vehicle insurance.............................. 964 991 924 944 1,017 Vehicle rental, leases, licenses, other charges....................................... 426 559 504 281 466 Public transportation........................... 441 644 363 280 609 Health care...................................... 2,574 2,371 2,861 2,508 2,560 Health insurance................................ 1,332 1,307 1,492 1,287 1,261 Medical services................................ 648 597 714 583 731 Drugs........................................... 480 375 526 533 438 Medical supplies................................ 114 92 128 106 131 Entertainment.................................... 2,218 2,017 2,208 2,134 2,538 Fees and admissions............................. 528 545 586 398 664 Television, radios, sound equipment............. 788 840 768 753 818 Pets, toys, hobbies, and playground equipment... 381 360 373 364 434 Other entertainment supplies, equipment, and services................................... 522 272 481 619 622 Personal care products and services.............. 581 631 563 542 620 Reading.......................................... 130 145 150 98 150 Education........................................ 905 1,152 928 631 1,115 Tobacco products and smoking supplies............ 288 296 340 291 223 Miscellaneous.................................... 690 760 797 512 809 Cash contributions............................... 1,408 1,108 1,790 1,252 1,525 Personal insurance and pensions.................. 4,823 5,110 4,895 4,414 5,167 Life and other personal insurance............... 390 364 439 394 357 Pensions and Social Security.................... 4,433 4,746 4,456 4,020 4,809 Sources of income and personal taxes: Money income before taxes........................ 54,453 61,050 53,567 50,775 55,682 Wages and salaries.............................. 43,192 49,852 42,172 40,075 43,600 Self-employment income.......................... 3,008 2,847 2,826 2,847 3,590 Social Security, private and government retirement..................................... 5,848 5,778 6,237 5,739 5,685 Interest, dividends, rental income, other property income................................ 1,261 1,525 1,318 962 1,460 Unemployment and workers' compensation, veterans' benefits............................. 237 311 223 193 258 Public assistance, supplemental security income, food stamps............................ 308 283 247 333 352 Regular contributions for support............... 413 292 389 455 471 Other income.................................... 187 162 155 170 267 Personal taxes................................... 2,166 2,377 2,445 1,695 2,460 Federal income taxes............................ 1,519 1,581 1,613 1,217 1,857 State and local income taxes.................... 472 561 586 330 510 Other taxes..................................... 175 235 246 149 93 Income after taxes............................... 52,287 58,673 51,122 49,079 53,222 Addenda: Net change in total assets and liabilities....... -7,567 -6,179 -4,219 -5,571 -15,403 Net change in total assets...................... 9,211 6,661 8,925 6,934 15,351 Net change in total liabilities................. 16,778 12,840 13,144 12,505 30,754 Other financial information: Other money receipts............................ 556 402 474 483 890 Mortgage principal paid on owned property....... -1,791 -1,851 -2,033 -1,499 -1,963 Estimated market value of owned home............ 137,639 165,646 123,727 106,357 178,552 Estimated monthly rental value of owned home.... 781 880 753 686 879 Gifts of goods and services...................... 1,215 1,511 1,234 986 1,316 Food............................................ 74 125 63 49 83 Alcoholic beverages............................. 20 29 16 16 23 Housing......................................... 283 317 285 242 318 Housekeeping supplies.......................... 61 86 59 51 58 Household textiles............................. 19 16 19 20 19 Appliances and miscellaneous housewares.................................... 32 20 47 27 35 Major appliances.............................. 12 4 27 8 9 Small appliances and miscellaneous housewares................................... 20 16 21 19 25 Miscellaneous household equipment.............. 72 74 73 66 78 Other housing.................................. 99 122 86 77 128 Apparel and services............................ 286 329 266 269 299 Males, 2 and over.............................. 76 96 81 71 60 Females, 2 and over............................ 101 112 93 104 97 Children under 2............................... 38 37 32 35 52 Other apparel products and services............ 71 83 61 60 90 Jewelry and watches........................... 24 17 22 15 47 All other apparel products and services....... 47 66 39 45 43 Transportation.................................. 51 41 57 44 64 Health care..................................... 49 18 101 41 36 Entertainment................................... 78 76 95 67 81 Toys, games, arts and crafts, and tricycles.... 28 24 33 29 23 Other entertainment............................ 51 52 62 38 57 Personal care products and services............. 29 29 19 33 32 Reading......................................... 1 1 1 1 1 Education....................................... 250 454 240 160 231 All other gifts................................. 94 92 90 65 148 a Value less than 0.5.