Table 2400. Population size of area of residence: Average annual expenditures and characteristics, Consumer Expenditure Survey, 2004 Urban consumer units All Outside Item consumer urban units area Less 100,000 250,000 1,000,000 2,500,000 5,000,000 Total than to to to to and 100,000 249,999 999,999 2,499,999 4,999,999 more Number of consumer units (in thousands)........... 116,282 44,925 71,357 8,850 12,565 10,739 16,815 10,047 12,340 Consumer unit characteristics: Income before taxes ............................. $54,453 $50,233 $57,110 $45,225 $48,826 $52,581 $56,991 $70,799 $67,029 Income after taxes .............................. 52,287 48,250 54,829 43,912 46,441 50,111 54,595 67,251 65,510 Age of reference person.......................... 48.5 49.6 47.8 48.5 44.9 48.3 48.5 46.8 49.8 Average number in consumer unit: Persons......................................... 2.5 2.5 2.5 2.3 2.4 2.4 2.5 2.6 2.7 Children under 18............................... .6 .6 .6 .6 .6 .6 .6 .7 .7 Persons 65 and over............................. .3 .3 .3 .3 .2 .3 .3 .2 .3 Earners......................................... 1.3 1.3 1.3 1.2 1.3 1.3 1.3 1.4 1.4 Vehicles........................................ 1.9 2.3 1.7 1.8 1.8 1.8 1.8 1.7 1.5 Percent distribution: Sex of reference person: Male............................................ 48 48 48 46 51 49 48 49 46 Female.......................................... 52 52 52 54 49 51 52 51 54 Housing tenure: Homeowner....................................... 68 76 62 63 60 64 65 64 57 With mortgage.................................. 42 43 42 38 41 42 45 45 39 Without mortgage............................... 25 34 20 24 18 22 20 19 19 Renter.......................................... 32 24 38 37 40 36 35 36 43 Race of reference person: Black or African-American....................... 12 6 16 16 10 16 17 19 17 White, Asian, and All Other Races............... 88 94 84 84 90 84 83 81 83 Hispanic or Latino origin of reference person: Hispanic or Latino (new UCC Q20032)............. 11 7 13 8 13 8 13 13 21 Not Hispanic or Latino (new UCC Q20032)......... 89 93 87 92 87 92 87 87 79 Education of reference person: Elementary (1-8)................................ 5 6 5 5 5 4 5 4 8 High school (9-12).............................. 35 40 32 40 29 34 31 30 31 College......................................... 59 53 62 55 66 62 64 66 60 Never attended and other........................ a/ a/ a/ a/ a/ a/ a/ a/ 1 At least one vehicle owned or leased............. 88 92 86 88 88 88 88 86 78 Average annual expenditures....................... $43,395 $40,895 $44,951 $37,010 $41,010 $41,389 $44,865 $51,629 $52,351 Food............................................. 5,781 5,477 5,962 5,220 5,422 5,626 5,971 6,338 6,962 Food at home.................................... 3,347 3,247 3,406 3,002 3,158 3,250 3,538 3,414 3,875 Cereals and bakery products.................... 461 452 466 398 445 430 473 474 549 Cereals and cereal products................... 154 143 160 136 159 134 155 163 207 Bakery products............................... 307 309 306 262 286 296 318 312 342 Meats, poultry, fish, and eggs................. 880 837 905 821 764 862 907 912 1,129 Beef.......................................... 265 279 257 239 242 253 261 227 308 Pork.......................................... 181 189 176 200 147 170 177 174 195 Other meats................................... 108 107 109 92 88 110 115 117 122 Poultry....................................... 156 132 169 138 138 162 166 176 226 Fish and seafood.............................. 128 90 150 111 108 124 149 174 222 Eggs.......................................... 42 39 44 40 41 43 39 43 56 Dairy products................................. 371 367 373 325 351 356 401 356 418 Fresh milk and cream.......................... 144 148 142 124 138 133 140 134 176 Other dairy products.......................... 226 219 231 201 213 223 261 222 242 Fruits and vegetables.......................... 561 507 593 463 512 544 624 630 730 Fresh fruits.................................. 187 162 201 160 165 181 212 227 247 Fresh vegetables.............................. 183 160 196 141 167 177 208 214 249 Processed fruits.............................. 110 102 114 91 105 106 118 113 142 Processed vegetables.......................... 82 83 81 71 75 79 86 77 92 Other food at home............................. 1,075 1,084 1,069 996 1,086 1,058 1,133 1,043 1,050 Sugar and other sweets........................ 128 130 127 123 137 122 125 134 119 Fats and oils................................. 89 90 88 82 85 90 89 82 96 Miscellaneous foods........................... 527 524 529 490 547 531 579 532 469 Nonalcoholic beverages........................ 290 300 283 266 266 276 294 261 325 Food prepared by consumer unit on out-of-town trips............................ 41 39 42 34 50 38 47 34 41 Food away from home............................. 2,434 2,230 2,556 2,218 2,264 2,376 2,433 2,924 3,087 Alcoholic beverages.............................. 459 384 504 465 420 392 550 586 584 Housing.......................................... 13,918 12,036 15,105 11,438 12,820 13,520 15,155 17,735 19,232 Shelter......................................... 7,998 6,270 9,086 6,012 7,465 7,613 9,055 11,069 12,653 Owned dwellings................................ 5,324 4,699 5,718 3,789 4,693 4,800 5,756 7,201 7,688 Mortgage interest and charges................. 2,936 2,590 3,154 1,998 2,547 2,725 3,295 4,045 4,059 Property taxes................................ 1,391 1,204 1,509 994 1,195 1,152 1,407 2,061 2,200 Maintenance, repairs, insurance, other expenses..................................... 997 905 1,055 797 951 922 1,054 1,095 1,429 Rented dwellings............................... 2,201 1,149 2,863 1,879 2,367 2,448 2,794 3,184 4,270 Other lodging.................................. 473 422 505 344 406 366 505 684 695 Utilities, fuels, and public services........... 2,927 2,910 2,937 2,668 2,642 3,048 2,942 3,243 3,080 Natural gas.................................... 424 294 506 392 447 517 470 530 667 Electricity.................................... 1,064 1,166 1,001 1,018 880 1,097 1,042 1,126 868 Fuel oil and other fuels....................... 121 207 66 50 57 84 20 75 127 Telephone services............................. 990 945 1,019 866 917 1,004 1,008 1,145 1,156 Water and other public services................ 327 298 346 341 341 347 400 367 262 Household operations............................ 753 617 838 561 718 729 829 1,024 1,116 Personal services.............................. 300 238 338 214 273 289 312 476 461 Other household expenses....................... 453 379 500 347 445 440 518 548 654 Housekeeping supplies........................... 594 608 587 655 517 614 611 568 567 Laundry and cleaning supplies.................. 149 152 147 160 128 152 151 126 164 Other household products....................... 290 304 282 340 236 308 302 255 262 Postage and stationery......................... 155 152 158 156 153 155 158 187 141 Household furnishings and equipment............. 1,646 1,631 1,657 1,542 1,478 1,515 1,717 1,832 1,817 Household textiles............................. 158 162 155 144 113 162 151 182 181 Furniture...................................... 417 335 468 368 389 416 477 542 594 Floor coverings................................ 52 53 51 51 42 36 58 51 65 Major appliances............................... 204 218 195 256 145 194 164 199 243 Small appliances, miscellaneous housewares.................................... 105 102 106 75 112 86 112 124 117 Miscellaneous household equipment.............. 711 761 681 648 677 622 755 735 618 Apparel and services............................. 1,816 1,570 1,965 1,705 1,783 1,552 1,824 2,412 2,505 Men and boys.................................... 406 377 424 357 377 387 366 511 557 Men, 16 and over............................... 317 302 327 272 294 296 271 394 442 Boys, 2 to 15.................................. 89 75 97 85 82 91 94 117 114 Women and girls................................. 739 641 797 713 701 601 813 988 939 Women, 16 and over............................. 631 539 686 625 604 488 712 852 807 Girls, 2 to 15................................. 108 102 111 88 97 113 101 136 131 Children under 2................................ 79 79 79 67 93 67 74 78 90 Footwear........................................ 329 267 365 349 298 254 311 490 507 Other apparel products and services............. 264 206 300 218 314 243 261 346 413 Transportation................................... 7,801 8,140 7,587 6,830 7,249 7,413 7,410 8,346 8,240 Vehicle purchases (net outlay).................. 3,397 3,766 3,165 3,268 3,204 3,183 3,022 3,316 3,107 Cars and trucks, new........................... 1,748 1,767 1,737 1,813 1,289 1,789 1,798 1,968 1,820 Cars and trucks, used.......................... 1,582 1,909 1,377 1,393 1,815 1,342 1,159 1,332 1,284 Other vehicles................................. 66 90 51 b/ 63 100 b/ 52 65 b/ 17 b/ 4 Gasoline and motor oil.......................... 1,598 1,797 1,472 1,389 1,436 1,498 1,481 1,514 1,498 Other vehicle expenses.......................... 2,365 2,277 2,421 1,948 2,202 2,353 2,415 2,816 2,723 Vehicle finance charges........................ 323 364 298 315 300 316 306 308 248 Maintenance and repairs........................ 652 630 665 533 631 631 666 803 707 Vehicle insurance.............................. 964 948 975 819 881 1,020 995 1,095 1,017 Vehicle rental, leases, licenses, other charges....................................... 426 335 483 280 390 386 448 610 751 Public transportation........................... 441 300 529 225 407 379 493 700 911 Health care...................................... 2,574 2,800 2,432 2,189 2,504 2,471 2,448 2,614 2,330 Health insurance................................ 1,332 1,445 1,260 1,217 1,227 1,238 1,294 1,341 1,232 Medical services................................ 648 691 621 413 705 592 591 737 659 Drugs........................................... 480 542 441 474 441 533 449 429 337 Medical supplies................................ 114 121 110 85 131 108 113 109 102 Entertainment.................................... 2,218 2,431 2,087 1,933 2,034 1,898 2,170 2,255 2,169 Fees and admissions............................. 528 445 580 382 537 489 646 689 666 Television, radios, sound equipment............. 788 762 804 758 794 807 775 826 864 Pets, toys, hobbies, and playground equipment... 381 444 343 298 328 320 384 359 341 Other entertainment supplies, equipment, and services................................... 522 779 361 495 375 282 365 381 298 Personal care products and services.............. 581 507 627 615 545 595 598 723 705 Reading.......................................... 130 117 139 117 134 136 140 157 146 Education........................................ 905 776 987 605 911 745 1,006 1,358 1,216 Tobacco products and smoking supplies............ 288 332 261 347 256 297 246 212 231 Miscellaneous.................................... 690 661 708 469 681 632 771 738 863 Cash contributions............................... 1,408 1,240 1,514 1,265 1,544 1,337 1,518 1,591 1,747 Personal insurance and pensions.................. 4,823 4,425 5,074 3,811 4,708 4,774 5,060 6,563 5,421 Life and other personal insurance............... 390 424 369 337 332 359 382 490 324 Pensions and Social Security.................... 4,433 4,001 4,705 3,475 4,376 4,415 4,678 6,073 5,096 Sources of income and personal taxes: Money income before taxes........................ 54,453 50,233 57,110 45,225 48,826 52,581 56,991 70,799 67,029 Wages and salaries.............................. 43,192 37,905 46,521 34,378 39,228 42,219 46,077 60,496 55,628 Self-employment income.......................... 3,008 3,401 2,760 2,528 2,849 2,430 2,332 3,216 3,337 Social Security, private and government retirement..................................... 5,848 6,542 5,411 5,685 4,521 5,917 6,072 4,701 5,358 Interest, dividends, rental income, other property income................................ 1,261 1,213 1,290 1,368 1,120 1,006 1,328 1,253 1,636 Unemployment and workers' compensation, veterans' benefits............................. 237 272 214 271 161 193 259 207 191 Public assistance, supplemental security income, food stamps............................ 308 269 333 436 328 320 309 316 321 Regular contributions for support............... 413 444 393 453 378 327 420 430 353 Other income.................................... 187 186 187 106 240 169 194 180 205 Personal taxes................................... 2,166 1,982 2,281 1,314 2,385 2,470 2,396 3,547 1,519 Federal income taxes............................ 1,519 1,364 1,616 850 1,542 1,758 1,735 2,679 1,091 State and local income taxes.................... 472 419 505 324 502 573 554 683 368 Other taxes..................................... 175 199 160 139 341 139 106 185 60 Income after taxes............................... 52,287 48,250 54,829 43,912 46,441 50,111 54,595 67,251 65,510 Addenda: Net change in total assets and liabilities....... -7,567 -4,249 -9,656 -3,774 -8,253 -7,678 -12,181 -15,282 -9,002 Net change in total assets...................... 9,211 8,525 9,643 9,218 6,479 7,189 10,402 11,220 12,985 Net change in total liabilities................. 16,778 12,774 19,299 12,992 14,732 14,867 22,584 26,502 21,987 Other financial information: Other money receipts............................ 556 486 600 346 607 1,587 590 304 174 Mortgage principal paid on owned property....... -1,791 -1,675 -1,864 -1,117 -1,587 -1,428 -2,033 -2,471 -2,335 Estimated market value of owned home............ 137,639 125,688 145,163 85,007 102,370 113,173 147,394 190,728 219,587 Estimated monthly rental value of owned home.... 781 712 824 562 670 722 861 1,001 1,066 Gifts of goods and services...................... 1,215 1,169 1,244 1,212 1,118 1,133 1,225 1,458 1,334 Food............................................ 74 69 77 50 68 54 78 96 106 Alcoholic beverages............................. 20 13 24 13 23 16 27 42 18 Housing......................................... 283 296 274 370 234 255 252 318 261 Housekeeping supplies.......................... 61 54 65 131 48 53 65 64 49 Household textiles............................. 19 21 18 12 16 26 21 23 9 Appliances and miscellaneous housewares.................................... 32 33 31 23 26 17 25 51 45 Major appliances.............................. 12 12 11 8 5 b/ 4 4 b/ 28 b/ 21 Small appliances and miscellaneous housewares................................... 20 20 20 15 22 13 22 22 24 Miscellaneous household equipment.............. 72 84 64 101 58 93 67 46 31 Other housing.................................. 99 105 96 102 85 66 73 136 126 Apparel and services............................ 286 278 291 274 294 282 263 286 350 Males, 2 and over.............................. 76 82 72 79 71 72 51 64 103 Females, 2 and over............................ 101 96 104 91 104 114 109 101 100 Children under 2............................... 38 37 39 29 42 30 41 39 50 Other apparel products and services............ 71 63 76 75 77 66 61 82 97 Jewelry and watches........................... 24 23 25 44 41 16 17 17 18 All other apparel products and services....... 47 40 51 31 36 50 45 65 78 Transportation.................................. 51 70 38 44 27 35 59 42 19 Health care..................................... 49 52 47 24 25 70 62 35 58 Entertainment................................... 78 81 76 70 73 69 73 93 80 Toys, games, arts and crafts, and tricycles.... 28 32 25 29 26 23 22 29 23 Other entertainment............................ 51 49 51 41 47 46 51 64 57 Personal care products and services............. 29 21 33 49 19 44 26 45 26 Reading......................................... 1 1 1 1 2 1 2 1 a/ Education....................................... 250 204 278 274 194 211 271 405 332 All other gifts................................. 94 82 102 43 159 95 114 94 83 a Value less than 0.5. b Data are likely to have large sampling errors.