Table 5. Composition of consumer unit: Average annual expenditures and characteristics, Consumer Expenditure Survey, 2002 Husband and wife consumer units Husband and wife with children One Single Total Other parent, person Item husband Husband husband at least and other and wife and wife Total and wife one child consumer consumer only husband Oldest Oldest Oldest consumer under 18 units units and wife child child child 18 units with under 6 6 to 17 or over children Number of consumer units (in thousands)...... 56,265 23,118 28,790 5,547 15,206 8,036 4,357 6,730 49,112 Income before taxes a/ ...................... $67,155 $58,967 $73,918 $67,587 $72,720 $81,042 $65,866 $26,966 $32,469 Income after taxes a/ ....................... 63,697 55,609 70,213 63,849 69,009 77,369 63,487 26,483 30,782 Age of the reference person.................. 48.4 56.9 41.6 32.2 39.8 51.3 48.1 37.2 49.2 Average number in consumer unit: Persons..................................... 3.2 2.0 3.9 3.5 4.1 3.9 5.0 2.9 1.6 Children under 18........................... .9 n.a. 1.6 1.5 2.1 .6 1.5 1.8 .2 Persons 65 and over......................... .3 .6 .1 b/ b/ .2 .5 b/ .3 Earners..................................... 1.7 1.2 2.0 1.7 1.9 2.6 2.4 1.0 1.0 Vehicles.................................... 2.6 2.4 2.7 2.2 2.6 3.3 2.7 1.2 1.3 Percent distribution: Male........................................ 63 67 61 63 59 62 61 13 42 Female...................................... 37 33 39 37 41 38 39 87 58 Homeowner................................... 82 86 80 69 81 87 76 40 52 With mortgage.............................. 56 43 66 62 69 63 52 31 25 Without mortgage........................... 27 42 14 7 12 25 24 9 27 Renter...................................... 18 14 20 31 19 13 24 60 48 Black....................................... 8 5 8 7 8 9 14 33 14 White and other............................. 92 95 92 93 92 91 86 67 86 Elementary (1-8)............................ 5 5 4 3 3 6 13 3 7 High school (9-12).......................... 36 38 33 26 33 39 43 45 38 College..................................... 59 57 63 71 64 55 43 52 54 Never attended and other.................... c/ c/ c/ c/ c/ c/ 1 c/ c/ At least one vehicle owned or leased........ 96 96 97 96 97 97 94 82 79 Average annual expenditures.................. $52,334 $45,557 $57,835 $52,779 $58,104 $60,860 $52,484 $30,185 $28,627 Food........................................ 6,881 5,676 7,785 6,348 8,041 8,324 7,661 4,745 3,659 Food at home............................. 3,987 3,160 4,528 3,940 4,664 4,690 5,030 3,057 2,033 Cereals and bakery products............ 579 442 676 560 708 697 711 461 292 Cereals and cereal products.......... 197 140 235 206 248 229 258 180 99 Bakery products...................... 383 302 441 354 460 468 452 281 193 Meats, poultry, fish, and eggs......... 1,025 813 1,146 942 1,163 1,263 1,409 832 520 Beef................................. 303 227 350 275 355 397 417 225 145 Pork................................. 215 182 229 193 240 234 299 195 106 Other meats.......................... 131 98 152 112 155 175 169 111 64 Poultry.............................. 183 136 212 180 214 233 253 146 97 Fish and seafood..................... 152 134 158 143 156 174 212 117 84 Eggs................................. 41 35 44 39 43 49 58 38 24 Dairy products......................... 426 329 497 454 517 487 506 318 212 Fresh milk and cream................. 162 118 194 182 199 193 208 135 83 Other dairy products................. 264 211 303 272 319 294 298 183 129 Fruits and vegetables.................. 714 602 779 711 789 808 914 498 364 Fresh fruits......................... 233 202 252 211 259 270 277 152 116 Fresh vegetables..................... 229 198 240 216 242 254 320 146 114 Processed fruits..................... 147 115 170 172 172 166 174 116 77 Processed vegetables................. 106 87 116 112 116 118 144 84 56 Other food at home..................... 1,242 974 1,431 1,274 1,487 1,434 1,491 948 645 Sugar and other sweets............... 153 126 172 132 190 164 177 106 76 Fats and oils........................ 109 92 119 92 119 140 139 87 56 Miscellaneous foods.................. 602 447 716 729 728 684 713 493 312 Nonalcoholic beverages............... 319 252 363 276 381 391 398 244 177 Food prepared by consumer unit on out-of-town trips................... 59 57 61 45 69 55 64 19 23 Food away from home.................... 2,894 2,516 3,257 2,408 3,376 3,634 2,630 1,688 1,625 Alcoholic beverages......................... 441 479 432 340 436 490 295 146 331 Housing..................................... 16,649 14,422 18,460 19,141 18,619 17,697 16,506 11,022 9,716 Shelter.................................. 9,578 8,110 10,795 11,269 10,912 10,247 9,323 6,513 6,007 Owned dwellings........................ 7,411 6,114 8,536 8,506 8,728 8,196 6,860 3,102 2,874 Mortgage interest and charges........ 4,376 3,053 5,472 5,950 5,739 4,635 4,150 1,872 1,492 Property taxes....................... 1,722 1,670 1,786 1,545 1,822 1,883 1,581 623 778 Maintenance, repairs, insurance,other expenses............................ 1,313 1,391 1,279 1,011 1,166 1,677 1,130 607 605 Rented dwellings....................... 1,451 1,157 1,611 2,384 1,600 1,097 1,962 3,280 2,818 Other lodging.......................... 715 840 648 379 584 954 501 131 314 Utilities, fuels, and public services.... 3,271 2,915 3,478 2,979 3,491 3,797 3,787 2,471 2,042 Natural gas............................ 399 354 427 351 442 451 454 307 253 Electricity............................ 1,199 1,088 1,262 1,041 1,285 1,371 1,380 961 734 Fuel oil and other fuels............... 111 114 107 78 106 131 120 50 68 Telephone services..................... 1,135 970 1,234 1,128 1,204 1,365 1,359 913 758 Water and other public services........ 426 389 448 381 455 480 473 240 229 Household operations..................... 943 553 1,264 2,320 1,221 615 891 814 419 Personal services...................... 463 68 776 1,912 705 125 484 571 147 Other household expenses............... 480 485 488 408 515 490 407 243 272 Housekeeping supplies.................... 754 817 712 552 724 804 687 337 324 Laundry and cleaning supplies.......... 169 140 192 156 195 213 188 120 85 Other household products............... 414 495 357 252 378 392 333 147 146 Postage and stationery................. 171 182 163 145 151 199 166 70 93 Household furnishings and equipment...... 2,104 2,027 2,212 2,021 2,271 2,234 1,819 886 925 Household textiles..................... 177 188 173 147 164 212 143 73 95 Furniture.............................. 574 590 578 540 620 526 460 232 227 Floor coverings........................ 64 78 58 41 67 54 25 15 17 Major appliances....................... 252 258 251 228 248 272 228 140 121 Small appliances, miscellaneous housewares............................ 134 134 141 158 128 153 88 56 67 Miscellaneous household equipment...... 903 779 1,010 907 1,044 1,017 873 371 397 Apparel and services........................ 2,218 1,633 2,643 2,630 2,689 2,565 2,636 1,885 1,172 Men and boys............................. 567 374 713 579 769 702 656 392 226 Men, 16 and over....................... 442 353 511 452 469 634 488 178 194 Boys, 2 to 15.......................... 125 22 203 127 300 68 169 214 32 Women and girls.......................... 849 702 951 758 1,020 961 967 878 507 Women, 16 and over..................... 690 677 685 594 627 866 790 566 466 Girls, 2 to 15......................... 159 25 266 163 392 95 177 312 41 Children under 2......................... 117 46 174 535 100 58 142 71 43 Footwear................................. 392 228 500 471 508 507 589 391 207 Other apparel products and services...... 294 283 304 288 292 337 282 154 190 Transportation.............................. 10,199 8,592 11,425 10,467 11,203 12,506 10,629 5,549 5,266 Vehicle purchases (net outlay)........... 4,795 3,898 5,513 5,391 5,512 5,600 4,806 2,833 2,484 Cars and trucks, new................... 2,398 2,220 2,644 2,668 2,556 2,791 1,716 1,186 1,092 Cars and trucks, used.................. 2,296 1,617 2,726 2,531 2,831 2,661 3,060 1,593 1,357 Other vehicles......................... 101 60 144 d/ 191 125 d/ 148 d/ 31 d/ 54 36 Gasoline and motor oil................... 1,621 1,345 1,807 1,494 1,761 2,112 1,852 912 837 Other vehicle expenses................... 3,287 2,818 3,649 3,176 3,491 4,274 3,400 1,645 1,647 Vehicle finance charges................ 564 439 649 622 641 684 663 253 226 Maintenance and repairs................ 900 804 993 827 974 1,141 805 448 499 Vehicle insurance...................... 1,157 1,015 1,247 993 1,140 1,623 1,318 643 626 Vehicle rental, leases, licenses, other charges.............................. 667 560 761 733 736 825 615 301 296 Public transportation.................... 496 531 455 406 439 521 571 159 298 Health care................................. 3,110 3,614 2,716 2,233 2,676 3,127 3,027 1,252 1,629 Health insurance......................... 1,551 1,799 1,362 1,253 1,343 1,473 1,488 578 809 Medical services......................... 808 828 806 633 815 909 710 411 365 Drugs.................................... 615 823 433 274 400 604 711 187 382 Medical supplies......................... 136 164 115 73 118 140 118 77 74 Entertainment............................... 2,762 2,265 3,213 2,425 3,593 3,037 2,447 1,362 1,391 Fees and admissions...................... 753 615 893 558 1,087 756 560 305 332 Television, radios, sound equipment...... 830 703 926 783 964 952 866 612 545 Pets, toys, and playground equipment..... 495 445 546 486 605 475 425 263 237 Other entertainment supplies, equipment,and services.................. 684 502 848 598 937 854 596 182 277 Personal care products and services......... 662 608 711 549 757 736 641 428 379 Reading..................................... 174 192 166 132 169 184 130 72 107 Education................................... 952 490 1,366 336 1,246 2,303 675 454 563 Tobacco products and smoking supplies....... 336 286 344 275 318 440 548 262 311 Miscellaneous............................... 921 865 949 913 827 1,205 1,034 569 675 Cash contributions.......................... 1,646 1,909 1,481 1,037 1,399 1,941 1,335 374 979 Personal insurance and pensions............. 5,384 4,524 6,144 5,952 6,129 6,304 4,920 2,066 2,448 Life and other personal insurance........ 605 634 592 424 609 675 539 182 209 Pensions and Social Security............. 4,779 3,891 5,552 5,528 5,520 5,629 4,381 1,883 2,239 Sources of income and personal taxes: a/ Money income before taxes.................. 67,155 58,967 73,918 67,587 72,720 81,042 65,866 26,966 32,469 Wages and salaries....................... 55,901 42,285 67,031 63,979 66,461 70,447 54,508 21,992 24,177 Self-employment income................... 3,329 2,894 3,747 2,289 4,081 4,191 2,886 1,009 1,170 Social Security, private and government retirement................... 6,067 11,441 1,641 244 711 4,518 6,826 844 4,901 Interest, dividends, rental income, other property income................... 1,131 1,707 767 505 779 941 506 150 798 Unemployment and workers'' compensation, veterans'' benefits..................... 275 253 283 280 260 329 333 198 191 Public assistance, supplemental security, income, food stamps..................... 223 200 200 134 152 345 488 1,095 396 Regular contributions for support........ 119 53 165 90 209 134 161 1,523 591 Other income............................. 111 134 85 65 66 137 158 155 245 Personal taxes............................. 3,458 3,358 3,706 3,738 3,710 3,672 2,379 483 1,686 Federal income taxes..................... 2,543 2,464 2,749 2,766 2,742 2,748 1,628 195 1,278 State and local income taxes............. 702 645 774 837 782 710 538 243 321 Other taxes.............................. 213 249 183 135 186 215 213 45 87 Income after taxes......................... 63,697 55,609 70,213 63,849 69,009 77,369 63,487 26,483 30,782 Net change in total assets and liabilities... -9,051 -6,091 -12,246 -20,330 -9,789 -11,313 -3,646 296 -2,482 Net change in total assets............... 7,582 6,058 8,715 11,420 10,653 3,180 8,186 4,191 3,833 Net change in total liabilities.......... 16,633 12,149 20,960 31,750 20,442 14,493 11,832 3,894 6,314 Other financial information: Other money receipts..................... 658 1,076 358 424 248 520 429 342 429 Mortgage principal paid on owned property................................ -2,083 -1,703 -2,384 -1,874 -2,528 -2,465 -2,108 -732 -668 Estimated market value of owned home..... 146,229 140,744 152,254 127,335 155,011 164,237 135,526 47,168 69,722 Estimated monthly rental value of owned home.................................... 960 923 994 882 1,005 1,051 928 359 495 Gifts of goods and services................. 1,338 1,479 1,286 773 1,253 1,710 922 513 758 Food..................................... 123 157 106 54 94 165 51 36 42 Alcoholic beverages...................... 15 14 18 9 23 14 d/ 4 4 13 Housing.................................. 342 355 350 280 328 442 208 159 175 Housekeeping supplies.................. 57 67 51 36 47 69 37 24 28 Household textiles..................... 20 29 13 d/ 9 13 13 15 d/ 9 7 Appliances and miscellaneous housewares........................... 29 44 20 14 22 21 d/ 14 12 19 Major appliances..................... 11 19 6 d/ 4 6 5 d/ 6 d/ 2 6 Small appliances and miscellaneous housewares......................... 18 25 14 10 15 15 d/ 8 10 13 Miscellaneous household equipment...... 83 97 76 59 65 112 51 49 45 Other housing.......................... 153 119 190 162 181 228 91 65 75 Apparel and services..................... 273 319 244 231 212 314 220 185 201 Males, 2 and over...................... 73 93 59 60 52 71 63 54 54 Females, 2 and over.................... 99 124 82 52 72 124 66 49 66 Children under 2....................... 55 46 62 98 55 50 60 26 24 Other apparel products and services.... 46 56 41 21 33 69 31 55 57 Jewelry and watches.................. 17 26 12 8 13 13 5 16 33 All other apparel products and services............................ 29 30 29 d/ 14 21 56 d/ 26 d/ 39 24 Transportation........................... 44 37 54 16 60 67 15 7 49 Health care.............................. 36 44 32 d/ 5 38 39 d/ 19 d/ 27 30 Entertainment............................ 101 117 90 85 85 102 93 27 59 Toys, games, hobbies, and tricycles.... 39 54 27 33 19 38 31 7 23 Other entertainment.................... 62 63 63 52 66 63 61 19 36 Personal care products and services...... 24 23 24 22 28 16 29 15 19 Reading.................................. 1 2 1 1 1 1 c/ c/ 1 Education................................ 279 270 307 34 329 454 145 35 95 All other gifts.......................... 100 141 61 35 54 94 137 18 74 a Components of income and taxes are derived from "complete income reporters" only; see glossary. b Value less than 0.05. c Value less than 0.5. d Data are likely to have large sampling errors. n.a. Not applicable.