Table 5. Composition of consumer unit: Average annual expenditures and characteristics, Consumer Expenditure Survey, 2000 Husband and wife consumer units Husband and wife with children One Single Total Other parent, person Item husband Husband husband at least and other and wife and wife Total and wife one child consumer consumer only husband Oldest Oldest Oldest consumer under 18 units units and wife child child child 18 units with under 6 6 to 17 or over children Number of consumer units (in thousands)...... 56,287 22,805 28,777 5,291 15,396 8,090 4,705 6,132 46,948 Income before taxes a/ ...................... $60,588 $53,232 $66,913 $62,928 $69,472 $64,725 $56,796 $25,095 $28,969 Income after taxes a/ ....................... 56,280 48,874 62,455 58,764 64,738 60,604 53,606 24,498 26,879 Age of the reference person.................. 48.2 56.7 41.5 32.2 39.6 51.2 47.9 36.6 49.6 Average number in consumer unit: Persons..................................... 3.2 2.0 3.9 3.5 4.1 3.8 4.9 2.9 1.6 Children under 18........................... .9 n.a. 1.6 1.5 2.1 .6 1.5 1.8 .2 Persons 65 and over......................... .3 .6 .1 b/ b/ .2 .5 b/ .3 Earners..................................... 1.7 1.2 2.0 1.7 1.9 2.6 2.4 1.0 1.0 Vehicles.................................... 2.6 2.4 2.7 2.2 2.6 3.2 2.8 1.1 1.3 Percent distribution: Male........................................ 67 70 65 65 64 67 63 14 41 Female...................................... 33 30 35 35 36 33 37 86 59 Homeowner................................... 81 85 79 68 79 87 78 37 51 With mortgage.............................. 53 41 63 62 66 59 54 28 23 Without mortgage........................... 28 44 16 6 13 28 24 9 28 Renter...................................... 19 15 21 32 21 13 22 63 49 Black....................................... 8 5 9 7 10 9 16 31 14 White and other............................. 92 95 91 93 90 91 84 69 86 Elementary (1-8)............................ 5 6 4 2 4 6 10 3 7 High school (9-12).......................... 39 40 36 30 36 40 46 47 39 College..................................... 56 54 59 68 60 53 43 50 54 Never attended and other.................... c/ c/ c/ c/ c/ c/ 1 c/ c/ At least one vehicle owned or leased........ 97 96 97 97 97 98 94 76 78 Average annual expenditures.................. $48,619 $42,196 $53,586 $50,756 $54,170 $54,550 $49,646 $28,923 $26,524 Food........................................ 6,575 5,575 7,251 5,817 7,508 7,858 7,506 4,255 3,557 Food at home............................. 3,892 3,155 4,357 3,659 4,458 4,724 4,815 2,647 2,010 Cereals and bakery products............ 590 456 680 542 702 749 723 388 295 Cereals and cereal products.......... 203 149 240 186 256 251 255 153 100 Bakery products...................... 387 307 440 356 445 497 468 234 196 Meats, poultry, fish, and eggs......... 1,018 846 1,113 819 1,155 1,271 1,333 754 529 Beef................................. 307 251 335 245 345 391 432 223 156 Pork................................. 213 189 226 151 236 268 249 159 112 Other meats.......................... 129 100 148 108 153 170 166 91 67 Poultry.............................. 183 143 207 171 210 230 241 153 98 Fish and seafood..................... 144 126 153 109 168 156 185 93 71 Eggs................................. 43 37 44 33 44 56 59 33 25 Dairy products......................... 420 335 481 415 497 505 474 279 214 Fresh milk and cream................. 169 121 201 176 209 206 213 117 87 Other dairy products................. 252 214 280 239 288 299 261 162 127 Fruits and vegetables.................. 665 578 710 619 717 771 839 408 361 Fresh fruits......................... 206 180 216 188 215 241 276 114 118 Fresh vegetables..................... 204 183 211 184 213 229 271 117 109 Processed fruits..................... 147 123 164 152 169 163 164 105 77 Processed vegetables................. 108 91 119 94 120 138 126 72 56 Other food at home..................... 1,199 940 1,373 1,265 1,388 1,428 1,446 818 610 Sugar and other sweets............... 156 123 172 127 176 202 227 107 71 Fats and oils........................ 106 94 113 74 118 135 127 78 56 Miscellaneous foods.................. 566 413 677 733 678 628 650 359 290 Nonalcoholic beverages............... 316 252 356 286 357 413 397 241 170 Food prepared by consumer unit on out-of-town trips................... 55 58 54 45 59 50 46 32 23 Food away from home.................... 2,683 2,420 2,894 2,158 3,050 3,134 2,692 1,608 1,547 Alcoholic beverages......................... 420 461 396 375 365 477 362 187 338 Housing..................................... 15,204 12,832 17,132 18,702 17,433 15,537 14,891 10,732 9,062 Shelter.................................. 8,536 7,153 9,693 10,398 10,035 8,581 8,155 6,331 5,512 Owned dwellings........................ 6,505 5,234 7,587 7,864 7,937 6,743 6,050 2,797 2,556 Mortgage interest and charges........ 3,922 2,692 4,940 5,485 5,280 3,938 3,653 1,694 1,224 Property taxes....................... 1,534 1,460 1,618 1,504 1,604 1,719 1,372 646 729 Maintenance, repairs, insurance,other expenses............................ 1,050 1,082 1,029 874 1,053 1,086 1,024 457 603 Rented dwellings....................... 1,355 1,121 1,502 2,162 1,543 993 1,590 3,315 2,681 Other lodging.......................... 675 798 604 372 556 845 516 219 275 Utilities, fuels, and public services.... 3,006 2,689 3,180 2,804 3,193 3,401 3,485 2,335 1,889 Natural gas............................ 368 318 396 360 397 418 435 306 235 Electricity............................ 1,116 1,022 1,161 956 1,170 1,277 1,300 863 672 Fuel oil and other fuels............... 120 129 120 114 118 130 80 43 76 Telephone services..................... 1,016 871 1,097 1,045 1,096 1,133 1,224 893 708 Water and other public services........ 386 348 405 329 412 443 447 230 198 Household operations..................... 911 533 1,221 2,380 1,183 534 850 786 399 Personal services...................... 444 54 750 1,990 661 107 462 586 151 Other household expenses............... 467 478 471 390 523 427 388 200 248 Housekeeping supplies.................... 647 573 703 618 724 730 669 368 297 Laundry and cleaning supplies.......... 173 134 203 150 226 200 188 151 76 Other household products............... 317 286 338 302 345 353 349 140 126 Postage and stationery................. 156 154 162 166 153 177 132 77 95 Household furnishings and equipment...... 2,103 1,884 2,336 2,502 2,297 2,291 1,732 912 965 Household textiles..................... 144 129 162 179 157 163 107 60 67 Furniture.............................. 521 437 608 722 635 484 397 272 250 Floor coverings........................ 65 61 71 46 60 108 47 22 23 Major appliances....................... 258 218 290 265 274 342 256 104 118 Small appliances, miscellaneous housewares............................ 117 110 122 125 120 124 114 36 59 Miscellaneous household equipment...... 999 929 1,082 1,165 1,052 1,071 809 417 449 Apparel and services........................ 2,312 1,725 2,749 2,590 2,838 2,698 2,552 1,921 1,294 Men and boys............................. 565 424 683 538 717 727 531 406 293 Men, 16 and over....................... 434 400 467 390 421 620 404 148 262 Boys, 2 to 15.......................... 131 25 216 148 296 107 126 259 31 Women and girls.......................... 906 691 1,052 777 1,094 1,190 1,094 812 493 Women, 16 and over..................... 736 657 778 623 695 1,079 887 532 460 Girls, 2 to 15......................... 170 34 274 154 400 111 206 279 33 Children under 2......................... 118 38 173 498 102 63 188 111 34 Footwear................................. 406 298 480 449 537 387 495 411 257 Other apparel products and services...... 316 274 361 328 388 331 245 180 217 Transportation.............................. 9,910 8,309 11,088 10,745 10,644 12,158 10,470 5,017 4,742 Vehicle purchases (net outlay)........... 4,709 3,824 5,365 5,594 5,102 5,716 4,989 2,338 2,011 Cars and trucks, new................... 2,277 2,113 2,478 2,640 2,379 2,559 1,844 524 940 Cars and trucks, used.................. 2,379 1,685 2,817 2,816 2,658 3,119 3,070 1,810 1,034 Other vehicles......................... 53 d/ 26 70 d/ 137 65 d/ 38 d/ 76 d/ 4 37 Gasoline and motor oil................... 1,697 1,411 1,879 1,594 1,866 2,092 1,966 894 857 Other vehicle expenses................... 2,984 2,493 3,352 3,150 3,192 3,793 3,112 1,518 1,539 Vehicle finance charges................ 457 350 534 551 517 556 500 217 189 Maintenance and repairs................ 776 673 851 712 827 988 827 470 461 Vehicle insurance...................... 994 837 1,097 957 982 1,408 1,126 554 548 Vehicle rental, leases, licenses, other charges.............................. 757 633 871 929 866 841 660 276 341 Public transportation.................... 520 581 491 407 485 558 403 267 335 Health care................................. 2,640 3,044 2,306 1,897 2,251 2,681 2,727 1,014 1,514 Health insurance......................... 1,288 1,479 1,131 1,025 1,078 1,303 1,318 453 686 Medical services......................... 717 738 698 548 731 732 733 363 416 Drugs.................................... 504 671 361 241 327 509 572 145 347 Medical supplies......................... 132 157 116 84 115 138 104 54 65 Entertainment............................... 2,454 1,968 2,864 2,191 3,250 2,586 2,304 1,433 1,211 Fees and admissions...................... 714 595 850 486 1,049 708 456 404 291 Television, radios, sound equipment...... 735 570 854 717 917 825 812 591 490 Pets, toys, and playground equipment..... 444 388 498 481 547 423 384 255 211 Other entertainment supplies, equipment,and services.................. 561 414 662 506 736 629 651 182 219 Personal care products and services......... 700 611 769 649 774 845 723 569 397 Reading..................................... 182 197 176 174 174 181 141 76 114 Education................................... 811 447 1,126 420 1,032 1,769 651 395 448 Tobacco products and smoking supplies....... 343 286 358 275 336 455 533 299 292 Miscellaneous............................... 908 878 893 687 960 909 1,140 784 616 Cash contributions.......................... 1,512 1,915 1,220 848 1,270 1,370 1,339 407 912 Personal insurance and pensions............. 4,648 3,949 5,257 5,388 5,334 5,027 4,308 1,834 2,027 Life and other personal insurance........ 608 613 601 482 590 702 629 150 179 Pensions and Social Security............. 4,039 3,335 4,656 4,906 4,744 4,325 3,679 1,683 1,848 Sources of income and personal taxes: a/ Money income before taxes.................. 60,588 53,232 66,913 62,928 69,472 64,725 56,796 25,095 28,969 Wages and salaries....................... 49,868 36,786 60,521 59,737 63,043 56,089 46,667 19,882 21,274 Self-employment income................... 3,394 3,612 3,378 2,074 4,004 3,084 2,486 1,247 1,285 Social Security, private and government retirement................... 5,370 10,495 1,320 127 595 3,620 5,885 907 4,800 Interest, dividends, rental income, other property income................... 1,216 1,878 818 387 926 916 543 111 705 Unemployment and workers'' compensation, veterans'' benefits..................... 220 155 259 128 243 385 284 153 165 Public assistance, supplemental security, income, food stamps..................... 200 113 217 103 206 321 499 1,194 317 Regular contributions for support........ 200 93 291 264 407 80 155 1,463 277 Other income............................. 120 99 110 108 50 230 277 138 148 Personal taxes............................. 4,308 4,358 4,457 4,164 4,734 4,120 3,189 597 2,090 Federal income taxes..................... 3,361 3,396 3,467 3,260 3,646 3,261 2,565 353 1,594 State and local income taxes............. 752 726 816 756 906 678 496 203 391 Other taxes.............................. 195 236 175 147 182 181 128 41 105 Income after taxes......................... 56,280 48,874 62,455 58,764 64,738 60,604 53,606 24,498 26,879 Net change in total assets and liabilities... 464 4,156 -1,156 9,228 -5,773 838 -7,517 466 446 Net change in total assets............... 8,832 9,934 9,053 23,716 5,916 5,434 2,133 3,505 2,969 Net change in total liabilities.......... 8,367 5,778 10,209 14,488 11,688 4,596 9,651 3,039 2,523 Other financial information: Other money receipts..................... 539 594 460 318 520 437 755 788 636 Mortgage principal paid on owned property................................ -1,767 -1,500 -1,979 -1,448 -2,119 -2,060 -1,767 -541 -541 Estimated market value of owned home..... 126,245 125,564 129,161 117,148 132,897 129,909 111,702 41,444 59,096 Estimated monthly rental value of owned home.................................... 836 820 857 804 861 885 784 316 421 Gifts of goods and services................. 1,355 1,477 1,266 918 1,147 1,728 1,312 683 808 Food..................................... 109 101 116 58 87 213 105 30 29 Alcoholic beverages...................... 19 14 24 45 14 27 10 8 10 Housing.................................. 379 417 358 345 324 436 323 214 196 Housekeeping supplies.................. 50 50 52 49 45 69 43 23 28 Household textiles..................... 19 14 24 d/ 10 15 53 d/ 11 d/ 5 7 Appliances and miscellaneous housewares........................... 35 44 27 35 23 28 44 8 22 Major appliances..................... 10 11 6 d/ 2 7 5 d/ 34 d/ 3 5 Small appliances and miscellaneous housewares......................... 25 33 21 34 16 23 10 d/ 5 17 Miscellaneous household equipment...... 85 87 83 70 66 122 87 50 56 Other housing.......................... 190 221 172 181 174 164 138 128 83 Apparel and services..................... 280 301 261 270 221 334 295 203 207 Males, 2 and over...................... 74 87 68 59 45 124 47 47 62 Females, 2 and over.................... 100 122 82 65 79 100 107 74 69 Children under 2....................... 57 38 65 105 51 60 106 39 21 Other apparel products and services.... 48 54 46 41 46 50 34 43 54 Jewelry and watches.................. 14 17 13 16 8 19 6 7 30 All other apparel products and services............................ 35 38 33 d/ 25 38 31 d/ 28 d/ 36 24 Transportation........................... 72 101 57 15 61 75 32 19 74 Health care.............................. 28 29 14 d/ 3 14 21 116 d/ 8 54 Entertainment............................ 112 123 96 100 92 102 155 51 77 Toys, games, hobbies, and tricycles.... 36 47 27 34 24 29 37 13 24 Other entertainment.................... 76 76 69 67 68 73 119 38 53 Personal care products and services...... 23 15 29 26 31 28 24 29 13 Reading.................................. 2 3 2 2 1 2 1 c/ 2 Education................................ 237 271 229 19 234 355 122 67 59 All other gifts.......................... 94 102 81 35 67 136 131 54 88 a Components of income and taxes are derived from "complete income reporters" only; see glossary. b Value less than 0.05. c Value less than 0.5. d Data are likely to have large sampling errors. n.a. Not applicable.