Table 5. Composition of consumer unit: Average annual expenditures and characteristics, Consumer Expenditure Survey, 1999 Husband and wife consumer units Husband and wife with children One Single Total Other parent, person Item husband Husband husband at least and other and wife and wife Total and wife one child consumer consumer only husband Oldest Oldest Oldest consumer under 18 units units and wife child child child 18 units with under 6 6 to 17 or over children Number of consumer units (in thousands)...... 56,429 23,406 28,535 5,304 15,378 7,853 4,488 6,571 45,465 Income before taxes a/ ...................... $59,126 $54,062 $63,666 $57,922 $63,558 $68,094 $56,519 $25,685 $28,281 Income after taxes a/ ....................... 54,660 49,854 58,763 53,865 58,849 62,180 53,493 24,776 26,044 Age of the reference person.................. 48.2 56.8 41.2 31.7 39.5 50.9 48.4 36.3 49.2 Average number in consumer unit: Persons..................................... 3.2 2.0 3.9 3.5 4.1 3.9 4.9 2.9 1.6 Children under 18........................... .9 n.a. 1.6 1.5 2.1 .6 1.5 1.8 .2 Persons 65 and over......................... .3 .7 .1 b/ b/ .2 .4 b/ .3 Earners..................................... 1.7 1.2 2.0 1.6 1.8 2.6 2.4 1.1 .9 Vehicles.................................... 2.6 2.4 2.7 2.1 2.6 3.2 2.9 1.2 1.3 Percent distribution: Male........................................ 71 74 69 68 69 71 64 13 41 Female...................................... 29 26 31 32 31 29 36 87 59 Homeowner................................... 81 84 79 67 79 86 76 39 49 With mortgage.............................. 52 40 63 60 65 60 50 29 22 Without mortgage........................... 28 44 16 8 14 26 26 10 28 Renter...................................... 19 16 21 33 21 14 24 61 51 Black....................................... 8 6 9 7 9 9 14 31 15 White and other............................. 92 94 91 93 91 91 86 69 85 Elementary (1-8)............................ 6 6 4 3 4 6 13 4 7 High school (9-12).......................... 39 39 37 33 37 39 45 49 38 College..................................... 56 55 59 64 59 55 41 47 54 Never attended and other.................... c/ c/ c/ d/ c/ c/ 1 c/ c/ At least one vehicle owned or leased........ 96 96 97 95 97 98 95 76 77 Average annual expenditures.................. $47,149 $42,133 $51,154 $46,085 $51,453 $54,214 $47,942 $27,900 $25,835 Food........................................ 6,372 5,380 7,034 5,379 7,472 7,415 7,419 4,526 3,507 Food at home............................. 3,695 3,000 4,146 3,360 4,381 4,287 4,528 2,942 1,987 Cereals and bakery products............ 567 446 653 503 713 646 656 509 299 Cereals and cereal products.......... 200 144 239 185 267 223 241 204 106 Bakery products...................... 367 302 413 318 445 423 415 305 193 Meats, poultry, fish, and eggs......... 939 771 1,031 769 1,078 1,152 1,264 770 520 Beef................................. 287 233 322 230 336 369 350 207 143 Pork................................. 195 167 206 144 220 229 280 167 110 Other meats.......................... 120 97 136 97 147 145 147 109 68 Poultry.............................. 166 123 190 160 191 212 241 143 100 Fish and seafood..................... 132 118 135 106 139 150 189 110 75 Eggs................................. 40 32 43 32 45 47 57 34 24 Dairy products......................... 419 329 484 407 521 465 481 301 211 Fresh milk and cream................. 157 110 189 170 202 173 206 123 81 Other dairy products................. 262 220 295 237 319 292 275 178 130 Fruits and vegetables.................. 633 548 680 560 716 702 793 457 348 Fresh fruits......................... 193 170 204 162 215 213 251 134 107 Fresh vegetables..................... 190 174 196 169 201 208 247 128 102 Processed fruits..................... 141 115 160 139 169 159 159 111 80 Processed vegetables................. 109 89 120 90 131 122 136 84 59 Other food at home..................... 1,136 906 1,297 1,120 1,353 1,322 1,334 904 610 Sugar and other sweets............... 144 124 156 115 174 150 172 115 73 Fats and oils........................ 104 92 110 78 117 121 138 90 58 Miscellaneous foods.................. 530 398 632 620 646 611 575 439 286 Nonalcoholic beverages............... 302 241 340 265 354 374 386 243 171 Food prepared by consumer unit on out-of-town trips................... 56 51 59 44 61 65 64 18 22 Food away from home.................... 2,677 2,380 2,888 2,020 3,090 3,129 2,891 1,584 1,520 Alcoholic beverages......................... 337 388 299 261 322 276 309 144 321 Housing..................................... 14,789 12,964 16,349 17,168 16,411 15,736 14,376 10,105 8,970 Shelter.................................. 8,411 7,270 9,416 10,074 9,473 8,859 7,976 5,875 5,449 Owned dwellings........................ 6,405 5,335 7,381 7,563 7,570 6,888 5,779 2,648 2,463 Mortgage interest and charges........ 3,768 2,571 4,775 5,132 5,063 3,969 3,608 1,590 1,170 Property taxes....................... 1,517 1,458 1,587 1,370 1,565 1,774 1,382 539 719 Maintenance, repairs, insurance,other expenses............................ 1,120 1,306 1,019 1,061 941 1,144 788 518 573 Rented dwellings....................... 1,370 1,195 1,460 2,244 1,418 1,012 1,707 3,088 2,688 Other lodging.......................... 637 740 575 267 485 959 490 139 298 Utilities, fuels, and public services.... 2,860 2,585 3,015 2,570 3,009 3,326 3,312 2,194 1,805 Natural gas............................ 322 290 337 293 342 359 384 248 210 Electricity............................ 1,094 1,009 1,142 903 1,159 1,271 1,234 852 664 Fuel oil and other fuels............... 96 101 92 74 89 111 96 40 52 Telephone services..................... 979 855 1,047 989 1,016 1,148 1,191 833 690 Water and other public services........ 369 331 395 312 403 438 407 221 188 Household operations..................... 848 534 1,126 2,142 1,066 559 717 696 436 Personal services...................... 411 77 687 1,784 603 110 402 529 183 Other household expenses............... 437 457 439 358 463 449 315 167 252 Housekeeping supplies.................... 676 622 727 535 770 793 632 356 310 Laundry and cleaning supplies.......... 156 134 168 122 176 191 198 136 78 Other household products............... 356 317 392 262 414 456 325 139 141 Postage and stationery................. 164 171 166 152 181 145 108 81 91 Household furnishings and equipment...... 1,994 1,953 2,066 1,848 2,093 2,201 1,739 984 971 Household textiles..................... 146 139 153 117 144 201 142 101 77 Furniture.............................. 483 428 526 588 588 360 500 255 235 Floor coverings........................ 62 72 59 65 59 56 23 29 24 Major appliances....................... 230 229 237 210 220 300 190 111 135 Small appliances, miscellaneous housewares............................ 129 156 113 90 101 159 85 38 78 Miscellaneous household equipment...... 944 929 978 778 980 1,125 798 452 422 Apparel and services........................ 2,169 1,679 2,520 2,078 2,696 2,496 2,517 1,946 1,202 Men and boys............................. 573 443 664 413 765 653 686 369 247 Men, 16 and over....................... 446 420 457 297 462 579 517 145 215 Boys, 2 to 15.......................... 127 22 207 115 303 74 169 224 32 Women and girls.......................... 799 667 903 636 985 947 826 913 445 Women, 16 and over..................... 653 641 659 501 643 825 675 649 407 Girls, 2 to 15......................... 146 26 244 135 342 121 151 265 37 Children under 2......................... 100 31 150 412 92 57 147 75 26 Footwear................................. 367 246 445 301 504 436 520 396 213 Other apparel products and services...... 329 292 358 316 350 404 338 193 272 Transportation.............................. 9,289 8,066 10,214 9,368 9,585 12,029 9,785 4,694 4,521 Vehicle purchases (net outlay)........... 4,421 3,790 4,946 4,855 4,727 5,435 4,372 2,260 2,072 Cars and trucks, new................... 2,304 2,354 2,303 1,765 2,277 2,717 2,054 556 943 Cars and trucks, used.................. 2,076 1,418 2,582 3,043 2,376 2,672 2,290 1,678 1,097 Other vehicles......................... 41 e/ 18 61 e/ 46 74 e/ 46 e/ 28 e/ 25 32 Gasoline and motor oil................... 1,376 1,146 1,522 1,281 1,454 1,819 1,643 720 704 Other vehicle expenses................... 2,977 2,549 3,289 2,904 2,988 4,153 3,223 1,484 1,470 Vehicle finance charges................ 438 319 530 487 509 602 467 236 187 Maintenance and repairs................ 874 766 934 674 884 1,222 1,047 422 441 Vehicle insurance...................... 968 836 1,063 858 927 1,468 1,054 510 529 Vehicle rental, leases, licenses, other charges.............................. 698 628 761 885 668 861 655 316 312 Public transportation.................... 515 580 457 328 417 621 547 230 275 Health care................................. 2,522 2,908 2,200 1,705 2,154 2,630 2,553 1,003 1,401 Health insurance......................... 1,201 1,390 1,049 905 993 1,255 1,185 481 641 Medical services......................... 736 747 718 517 741 811 791 306 373 Drugs.................................... 443 612 303 199 291 402 452 165 311 Medical supplies......................... 141 159 130 84 129 162 125 51 77 Entertainment............................... 2,519 2,275 2,784 2,111 3,140 2,549 2,095 1,367 1,193 Fees and admissions...................... 616 596 659 426 705 723 445 284 289 Television, radios, sound equipment...... 717 579 815 683 845 849 808 537 484 Pets, toys, and playground equipment..... 449 377 516 508 583 392 395 297 226 Other entertainment supplies, equipment,and services.................. 737 723 793 494 1,007 585 446 249 194 Personal care products and services......... 506 471 541 450 552 597 460 362 299 Reading..................................... 201 215 197 160 201 214 150 71 121 Education................................... 829 528 1,115 317 1,030 1,822 582 426 424 Tobacco products and smoking supplies....... 324 269 342 239 344 406 500 239 279 Miscellaneous............................... 1,019 911 1,063 1,090 965 1,206 1,321 824 686 Cash contributions.......................... 1,463 1,787 1,197 808 1,198 1,457 1,462 368 949 Personal insurance and pensions............. 4,812 4,291 5,301 4,951 5,382 5,380 4,413 1,827 1,962 Life and other personal insurance........ 602 548 644 398 703 693 616 170 170 Pensions and Social Security............. 4,210 3,743 4,658 4,553 4,679 4,687 3,798 1,657 1,792 Sources of income and personal taxes: a/ Money income before taxes.................. 59,124 54,058 63,666 57,922 63,558 68,094 56,519 25,685 28,281 Wages and salaries....................... 47,959 36,627 57,266 53,908 57,794 58,668 47,569 20,196 20,223 Self-employment income................... 3,879 4,618 3,547 3,073 3,624 3,739 2,157 1,775 1,184 Social Security, private and government retirement................... 5,510 10,572 1,450 e/ 134 834 3,653 5,062 835 4,512 Interest, dividends, rental income, other property income................... 1,030 1,712 566 263 453 1,015 440 88 1,341 Unemployment and workers'' compensation, veterans'' benefits..................... 190 150 226 124 250 252 166 161 163 Public assistance, supplemental security, income, food stamps..................... 215 178 174 181 119 278 667 1,110 333 Regular contributions for support........ 126 64 166 103 217 112 193 1,380 264 Other income............................. 215 136 271 137 268 376 266 141 261 Personal taxes............................. 4,466 4,207 4,903 4,057 4,709 5,913 3,026 909 2,237 Federal income taxes..................... 3,442 3,222 3,805 2,975 3,629 4,766 2,276 592 1,670 State and local income taxes............. 794 723 890 882 894 889 546 258 453 Other taxes.............................. 230 263 208 199 186 258 204 59 114 Income after taxes......................... 54,660 49,854 58,763 53,865 58,849 62,180 53,493 24,776 26,044 Net change in total assets and liabilities... -296 -922 -348 -7,763 1,154 1,718 3,301 -2,972 1,135 Net change in total assets............... 8,464 6,011 10,681 10,495 12,204 7,823 7,160 2,485 4,591 Net change in total liabilities.......... 8,760 6,933 11,029 18,259 11,050 6,105 3,859 5,457 3,455 Other financial information: Other money receipts..................... 526 639 481 1,255 241 429 224 937 766 Mortgage principal paid on owned property................................ -2,085 -2,240 -2,048 -1,525 -2,108 -2,283 -1,514 -571 -589 Estimated market value of owned home..... 120,906 125,077 119,699 103,484 118,928 132,162 106,825 39,953 53,105 Estimated monthly rental value of owned home.................................... 783 776 797 704 794 865 725 317 395 Gifts of goods and services................. 1,378 1,707 1,160 767 1,127 1,508 1,038 589 796 Food..................................... 126 175 82 40 81 114 145 28 38 Housing.................................. 377 441 347 317 342 386 227 187 203 Housekeeping supplies.................. 54 57 53 46 60 42 41 22 28 Household textiles..................... 17 20 16 e/ 8 9 40 6 e/ 6 18 Appliances and miscellaneous housewares........................... 45 70 29 17 25 45 17 12 20 Major appliances..................... 9 15 5 e/ 2 4 10 e/ 6 e/ 2 8 Small appliances and miscellaneous housewares......................... 36 55 23 15 21 35 11 10 12 Miscellaneous household equipment...... 87 116 66 39 64 89 63 46 45 Other housing.......................... 175 178 184 207 183 170 100 101 93 Apparel and services..................... 249 286 221 199 193 300 225 163 171 Males, 2 and over...................... 74 97 58 35 49 98 50 28 35 Females, 2 and over.................... 85 113 66 53 64 81 58 63 55 Children under 2....................... 47 31 61 91 53 54 42 30 17 Other apparel products and services.... 43 45 36 21 28 67 76 41 64 Jewelry and watches.................. 15 17 13 9 7 29 11 14 43 All other apparel products and services............................ 28 29 23 e/ 12 20 38 65 e/ 27 21 Transportation........................... 72 82 66 11 68 100 48 13 60 Health care.............................. 34 48 22 e/ 9 15 44 44 13 51 Entertainment............................ 120 155 95 69 93 118 95 39 80 Toys, games, hobbies, and tricycles.... 40 52 29 29 28 33 41 12 25 Other entertainment.................... 80 102 66 40 65 85 54 28 55 Education................................ 259 337 219 49 239 293 104 50 68 All other gifts.......................... 142 182 107 73 96 152 150 95 124 a Components of income and taxes are derived from "complete income reporters" only; see glossary. b Value less than 0.05. c Value less than 0.5. d No data reported. e Data are likely to have large sampling errors. n.a. Not applicable.