Table 6. Number of earners in consumer unit: Average annual expenditures and characteristics, Consumer Expenditure Survey, 1997 _________________________________________________________________________________________________________ | | | | | Single consumers | Consumer units of two or more persons | All |___________________|_______________________________________ Item | consumer| | | | | | | units |No earner| One |No earner| One | Two | Three or | | | earner | | earner | earners | more ___________________________________|_________|_________|_________|_________|_________|_________|_________ | | | | | | | Number of consumer units (in | | | | | | | thousands)......................| 105,576 | 11,724 | 18,605 | 10,022 | 20,391 | 34,614 | 10,219 Income before taxes(1).............| $39,926 | $12,726 | $27,635 | $21,070 | $36,876 | $55,880 | $63,775 Income after taxes(1)..............| 36,684 | 12,265 | 24,728 | 20,214 | 33,963 | 51,092 | 59,097 Age of reference person............| 47.7 | 67.9 | 39.0 | 64.7 | 47.1 | 41.7 | 45.7 Average number in consumer unit: | | | | | | | Persons...........................| 2.5 | 1.0 | 1.0 | 2.4 | 3.0 | 3.1 | 4.4 Children under 18.................| .7 | n.a. | n.a. | .5 | 1.1 | .9 | 1.3 Persons 65 and over...............| .3 | .7 | .1 | 1.2 | .3 | .1 | .1 Earners...........................| 1.3 | n.a. | 1.0 | n.a. | 1.0 | 2.0 | 3.3 Vehicles..........................| 2.0 | .8 | 1.2 | 1.7 | 1.9 | 2.5 | 3.3 Percent distribution: | | | | | | | Male..............................| 59 | 26 | 52 | 66 | 56 | 69 | 72 Female............................| 41 | 74 | 48 | 34 | 44 | 31 | 28 Percent homeowner.................| 64 | 57 | 37 | 74 | 65 | 71 | 81 With mortgage....................| 38 | 10 | 24 | 14 | 39 | 55 | 61 Without mortgage.................| 26 | 47 | 13 | 60 | 27 | 16 | 20 Renter............................| 36 | 43 | 63 | 26 | 35 | 29 | 19 Black.............................| 12 | 12 | 11 | 14 | 15 | 10 | 11 White and other...................| 88 | 88 | 89 | 86 | 85 | 90 | 89 Elementary (1-8)..................| 7 | 20 | 2 | 18 | 7 | 4 | 5 High school (9-12)................| 39 | 46 | 28 | 48 | 45 | 37 | 43 College...........................| 53 | 33 | 70 | 34 | 47 | 60 | 52 Never attended and other..........| (2)| 1 | (2)| 1 | (2)| (2)| (2) At least one vehicle owned or | | | | | | | leased.........................| 87 | 63 | 80 | 84 | 89 | 96 | 96 Average annual expenditures........| 34,819 | 15,486 | 24,304 | 25,667 | 35,056 | 44,139 | 51,745 Food..............................| 4,801 | 2,165 | 2,818 | 4,242 | 5,080 | 5,808 | 7,319 Food at home.....................| 2,880 | 1,478 | 1,285 | 3,029 | 3,375 | 3,311 | 4,490 Cereals and bakery products.....| 453 | 231 | 210 | 467 | 522 | 515 | 734 Cereals and cereal products....| 161 | 79 | 68 | 160 | 185 | 188 | 266 Bakery products................| 292 | 152 | 142 | 307 | 337 | 327 | 468 Meats, poultry, fish, and eggs..| 743 | 362 | 280 | 835 | 897 | 852 | 1,184 Beef...........................| 224 | 102 | 80 | 248 | 269 | 262 | 354 Pork...........................| 157 | 79 | 57 | 183 | 201 | 172 | 253 Other meats....................| 96 | 48 | 39 | 106 | 107 | 112 | 159 Poultry........................| 145 | 68 | 58 | 154 | 167 | 169 | 240 Fish and seafood...............| 89 | 48 | 32 | 103 | 112 | 102 | 127 Eggs...........................| 33 | 19 | 13 | 41 | 42 | 35 | 49 Dairy products..................| 314 | 163 | 146 | 303 | 373 | 360 | 487 Fresh milk and cream...........| 128 | 68 | 55 | 127 | 156 | 146 | 201 Other dairy products...........| 186 | 95 | 91 | 176 | 217 | 214 | 287 Fruits and vegetables...........| 476 | 289 | 220 | 552 | 557 | 534 | 689 Fresh fruits...................| 150 | 96 | 76 | 177 | 173 | 168 | 209 Fresh vegetables...............| 143 | 86 | 63 | 166 | 174 | 158 | 208 Processed fruits...............| 102 | 65 | 51 | 118 | 114 | 116 | 147 Processed vegetables...........| 80 | 41 | 30 | 92 | 97 | 92 | 125 Other food at home..............| 895 | 432 | 430 | 871 | 1,025 | 1,050 | 1,395 Sugar and other sweets.........| 114 | 61 | 47 | 127 | 137 | 131 | 172 Fats and oils..................| 81 | 47 | 32 | 100 | 97 | 89 | 126 Miscellaneous foods............| 403 | 188 | 197 | 355 | 439 | 489 | 642 Nonalcoholic beverages.........| 245 | 120 | 121 | 237 | 296 | 277 | 378 Food prepared by consumer unit | | | | | | | on out-of-town tr...........| 52 | 16 | 33 | 53 | 56 | 63 | 77 Food away from home..............| 1,921 | 687 | 1,532 | 1,213 | 1,706 | 2,497 | 2,829 Alcoholic beverages...............| 309 | 120 | 317 | 296 | 224 | 406 | 321 Housing...........................| 11,272 | 6,174 | 8,476 | 8,397 | 11,964 | 13,931 | 14,568 Shelter..........................| 6,344 | 3,445 | 5,559 | 3,923 | 6,480 | 7,882 | 7,991 Owned dwellings.................| 3,935 | 1,596 | 2,260 | 2,381 | 4,100 | 5,412 | 5,857 Mortgage interest and charges..| 2,225 | 349 | 1,314 | 561 | 2,224 | 3,437 | 3,568 Property taxes.................| 971 | 616 | 508 | 965 | 1,044 | 1,173 | 1,398 Maintenance, repairs, | | | | | | | insurance, other expenses...| 738 | 631 | 438 | 855 | 832 | 803 | 890 Rented dwellings................| 1,983 | 1,698 | 3,024 | 1,229 | 1,932 | 1,942 | 1,397 Other lodging...................| 426 | 152 | 274 | 314 | 448 | 528 | 737 Utilities, fuels, and public | | | | | | | services......................| 2,412 | 1,546 | 1,573 | 2,298 | 2,666 | 2,746 | 3,411 Natural gas.....................| 301 | 233 | 174 | 359 | 327 | 329 | 405 Electricity.....................| 909 | 565 | 548 | 924 | 1,022 | 1,041 | 1,272 Fuel oil and other fuels........| 108 | 95 | 48 | 101 | 115 | 125 | 163 Telephone services..............| 809 | 458 | 662 | 617 | 877 | 930 | 1,122 Water and other public services.| 286 | 195 | 140 | 297 | 325 | 321 | 448 Household operations.............| 548 | 347 | 213 | 366 | 638 | 822 | 461 Personal services...............| 263 | 116 | 20 | 82 | 299 | 503 | 166 Other household expenses........| 285 | 231 | 194 | 284 | 339 | 319 | 295 Housekeeping supplies............| 455 | 262 | 200 | 459 | 527 | 542 | 649 Laundry and cleaning supplies...| 116 | 57 | 43 | 116 | 143 | 136 | 182 Other household products........| 210 | 117 | 84 | 205 | 256 | 249 | 304 Postage and stationery..........| 129 | 88 | 73 | 137 | 128 | 157 | 163 Household furnishings and | | | | | | | equipment.....................| 1,512 | 574 | 931 | 1,351 | 1,653 | 1,939 | 2,056 Household textiles..............| 79 | 30 | 53 | 58 | 82 | 104 | 114 Furniture.......................| 387 | 146 | 267 | 250 | 390 | 547 | 471 Floor coverings.................| 78 | 15 | 37 | 196 | 85 | 83 | 95 Major appliances................| 169 | 85 | 83 | 181 | 190 | 210 | 228 Small appliances, miscellaneous | | | | | | | housewares...................| 92 | 45 | 63 | 93 | 112 | 100 | 123 Miscellaneous household | | | | | | | equipment....................| 707 | 254 | 428 | 573 | 794 | 894 | 1,024 Apparel and services..............| 1,729 | 651 | 990 | 1,140 | 1,816 | 2,169 | 2,873 Men and boys.....................| 407 | 105 | 251 | 252 | 426 | 509 | 729 Men, 16 and over................| 323 | 97 | 236 | 195 | 296 | 397 | 600 Boys, 2 to 15...................| 84 | 8 | 14 | 57 | 130 | 112 | 130 Women and girls..................| 680 | 354 | 398 | 488 | 676 | 829 | 1,137 Women, 16 and over..............| 574 | 344 | 379 | 428 | 529 | 676 | 977 Girls, 2 to 15..................| 106 | 10 | 19 | 60 | 147 | 153 | 160 Children under 2.................| 77 | 8 | 14 | 38 | 113 | 119 | 77 Footwear.........................| 315 | 130 | 180 | 222 | 352 | 378 | 507 Other apparel products and | | | | | | | services......................| 250 | 54 | 147 | 140 | 248 | 334 | 422 Transportation....................| 6,457 | 1,719 | 4,197 | 4,344 | 6,260 | 8,650 | 11,029 Vehicle purchases (net outlay)...| 2,736 | 588 | 1,658 | 1,855 | 2,700 | 3,775 | 4,576 Cars and trucks, new............| 1,229 | 323 | 856 | 944 | 1,277 | 1,684 | 1,589 Cars and trucks, used...........| 1,464 | 264 | 775 | 885 | 1,405 | 1,997 | 2,970 Other vehicles..................| 43 | (3)| 27 | (4)27 | (4)18 | 94 | (4)17 Gasoline and motor oil...........| 1,098 | 331 | 716 | 760 | 1,077 | 1,416 | 1,962 Other vehicle expenses...........| 2,230 | 635 | 1,470 | 1,479 | 2,074 | 2,975 | 3,955 Vehicle finance charges.........| 293 | 23 | 149 | 126 | 253 | 443 | 599 Maintenance and repairs.........| 682 | 242 | 486 | 541 | 634 | 852 | 1,186 Vehicle insurance...............| 755 | 276 | 506 | 588 | 685 | 959 | 1,368 Vehicle rental, leases, | | | | | | | licenses, other charges......| 501 | 95 | 329 | 225 | 502 | 720 | 802 Public transportation............| 393 | 165 | 352 | 249 | 409 | 483 | 536 Health care.......................| 1,841 | 1,769 | 924 | 2,869 | 1,954 | 1,886 | 2,217 Health insurance.................| 881 | 820 | 420 | 1,489 | 912 | 925 | 987 Medical services.................| 531 | 474 | 303 | 529 | 576 | 576 | 774 Drugs............................| 320 | 399 | 142 | 712 | 353 | 262 | 315 Medical supplies.................| 108 | 75 | 59 | 140 | 114 | 123 | 141 Entertainment.....................| 1,813 | 639 | 1,242 | 1,414 | 1,707 | 2,362 | 2,854 Fees and admissions..............| 471 | 166 | 378 | 273 | 473 | 604 | 728 Television, radios, sound | | | | | | | equipment.....................| 577 | 302 | 453 | 427 | 582 | 703 | 831 Pets, toys, and playground | | | | | | | equipment.....................| 327 | 123 | 191 | 217 | 331 | 437 | 471 Other entertainment supplies, | | | | | | | equipment and serv............| 439 | 48 | 220 | 498 | 321 | 618 | 823 Personal care products and | | | | | | | services.......................| 528 | 275 | 323 | 460 | 530 | 647 | 804 Reading...........................| 164 | 103 | 138 | 155 | 162 | 192 | 194 Education.........................| 571 | 240 | 576 | 266 | 476 | 617 | 1,260 Tobacco products and smoking | | | | | | | supplies.......................| 264 | 120 | 201 | 201 | 269 | 319 | 408 Miscellaneous.....................| 847 | 487 | 823 | 544 | 845 | 1,013 | 1,038 Cash contributions................| 1,001 | 858 | 782 | 1,029 | 1,109 | 1,074 | 1,073 Personal insurance and pensions...| 3,223 | 167 | 2,498 | 311 | 2,659 | 5,067 | 5,787 Life and other personal insurance| 379 | 166 | 172 | 268 | 374 | 527 | 614 Pensions and Social Security.....| 2,844 | (4)1 | 2,325 | (4)43 | 2,284 | 4,540 | 5,173 Money income before taxes.........| 39,926 | 12,726 | 27,635 | 21,070 | 36,876 | 55,880 | 63,775 Wages and salaries...............| 31,506 | (3)| 24,035 | (4)30 | 27,068 | 50,061 | 57,251 Self-employment income(1)........| 1,969 | (3)| 1,404 | (4)14 | 2,323 | 2,823 | 3,552 Social Security, private and | | | | | | | government retireme...........| 4,531 | 10,398 | 932 | 16,993 | 5,193 | 1,592 | 1,307 Interest, dividends, rental | | | | | | | income, other proper..........| 822 | 1,250 | 477 | 1,830 | 941 | 564 | 657 Unemployment and workers.........| 206 | 170 | 159 | 256 | 166 | 211 | 351 Public assistance, supplemental | | | | | | | security income,..............| 382 | 497 | 33 | 1,425 | 639 | 149 | 178 Regular contributions for support| 293 | 332 | 258 | 413 | 370 | 241 | 225 Other income.....................| 217 | 79 | 337 | 109 | 175 | 239 | 255 Personal taxes....................| 3,241 | 461 | 2,907 | 856 | 2,913 | 4,788 | 4,678 Federal income taxes.............| 2,468 | 325 | 2,237 | 585 | 2,210 | 3,672 | 3,535 State and local income taxes(1)..| 645 | 48 | 604 | 103 | 566 | 969 | 969 Other taxes......................| 129 | 88 | 65 | 168 | 138 | 148 | 174 Income after taxes................| 36,684 | 12,265 | 24,728 | 20,214 | 33,963 | 51,092 | 59,097 Net change in total assets and | | | | | | | liabilities....................| 1,105 | -1,793 | -486 | 2,654 | 2,950 | 2,143 | -1,393 Net change in total assets(1)....| 5,886 | -938 | 2,304 | 3,939 | 6,757 | 10,276 | 5,538 Net change in total liabilities..| 4,781 | 855 | 2,790 | 1,285 | 3,807 | 8,133 | 6,931 Other money receipts..............| 458 | 302 | 375 | 240 | 523 | 497 | 741 Mortgage principal paid on owned | | | | | | | property.......................| -1,051 | -188 | -600 | -418 | -1,061 | -1,464 | -2,067 Estimated market value of owned | | | | | | | home...........................| 76,480 | 50,307 | 38,246 | 79,179 | 83,992 | 91,500 | 107,606 Estimated monthly rental value of | | | | | | | owned home.....................| 538 | 369 | 296 | 556 | 570 | 643 | 732 Gifts of goods and services.......| 1,059 | 627 | 959 | 881 | 1,002 | 1,235 | 1,365 Food.............................| 68 | 19 | 55 | 78 | 66 | 81 | 90 Housing..........................| 273 | 182 | 224 | 165 | 271 | 329 | 374 Housekeeping supplies...........| 37 | 21 | 33 | 32 | 37 | 41 | 45 Household textiles..............| 8 | 6 | 9 | 8 | 7 | 9 | 9 Appliances and miscellaneous | | | | | | | housewares...................| 27 | 23 | 24 | 20 | 22 | 30 | 44 Major appliances...............| 6 | (4)10 | 4 | (4)2 | 7 | 5 | 14 Small appliances and | | | | | | | miscellaneous housewares....| 21 | 13 | 20 | 18 | 15 | 25 | 30 Miscellaneous household | | | | | | | equipment....................| 66 | 27 | 56 | 56 | 82 | 71 | 87 Other housing...................| 135 | 105 | 102 | 48 | 124 | 177 | 189 Apparel and services.............| 252 | 92 | 195 | 269 | 234 | 315 | 313 Males, 2 and over...............| 61 | 35 | 41 | 65 | 56 | 74 | 86 Females, 2 and over.............| 81 | 36 | 68 | 95 | 76 | 97 | 94 Children under 2................| 33 | 8 | 14 | 24 | 42 | 44 | 40 Other apparel products and | | | | | | | services.....................| 77 | (4)13 | 73 | 86 | 60 | 100 | 92 Jewelry and watches............| 49 | (4)10 | (4)37 | (4)54 | 36 | 63 | (4)75 All other apparel products and | | | | | | | services....................| 29 | (4)4 | 36 | 31 | 24 | 37 | 17 Transportation...................| 57 | 27 | 56 | 56 | 86 | 48 | 61 Health care......................| 30 | 52 | 26 | 33 | 26 | 30 | 22 Entertainment....................| 99 | 58 | 111 | 91 | 89 | 109 | 113 Toys, games, hobbies, and | | | | | | | tricycles....................| 41 | (4)19 | 31 | 53 | 41 | 48 | 46 Other entertainment.............| 58 | 39 | 80 | 38 | 48 | 61 | 68 Education........................| 155 | 104 | 120 | 89 | 120 | 194 | 284 All other gifts..................| 125 | 93 | 172 | 100 | 110 | 129 | 107 ___________________________________|_________|_________|_________|_________|_________|_________|_________ 1 Components of income and taxes are derived from "complete income reporters" only; see glossary. 2 Value less than 0.5. 3 No data reported. 4 Data are likely to have large sampling errors. n.a. Not applicable