Table 8. By REGION OF RESIDENCE: Average annual expenditures and characteristics of all consumer units, Consumer Expenditure Survey, 1995 All Item consumer Northeast Midwest South West units ______________________________________________ Number of consumer units (in thousands)... 103,123 20,562 25,887 35,171 21,503 Income before taxes 1/.................... $36,918 $39,511 $36,436 $33,816 $39,884 Income after taxes 1/..................... 33,864 36,297 33,606 31,378 35,778 Age of reference person................... 48.0 49.4 48.0 47.9 46.7 Average number in consumer unit:.......... Persons.................................. 2.5 2.5 2.5 2.5 2.7 Children under 18........................ 0.7 0.6 0.7 0.7 0.8 Persons 65 and over...................... 0.3 0.4 0.3 0.3 0.3 Earners.................................. 1.3 1.3 1.4 1.3 1.4 Vehicles................................. 1.9 1.6 2.1 1.9 2.1 Percent distribution: Male..................................... 62 58 66 61 66 Female................................... 38 42 34 39 34 Percent homeowner........................ 64 61 67 66 60 With mortgage........................... 38 34 40 36 41 Without mortgage........................ 26 27 28 29 20 Renter................................... 36 39 33 34 40 Black.................................... 11 9 10 18 4 White and other.......................... 89 91 90 82 96 Elementary (1-8)......................... 9 7 8 11 7 High school (9-12)....................... 44 47 46 45 37 College.................................. 47 46 46 43 55 Never attended and other................. 0 0 0 1 1 At least one vehicle owned............... 86 78 88 87 88 Average annual expenditures............... $32,264 $33,009 $31,909 $30,289 $35,206 Food..................................... 4,505 4,870 4,348 4,272 4,726 Food at home............................ 2,803 3,122 2,626 2,626 2,999 Cereals and bakery products............ 441 528 411 404 454 Cereals and cereal products........... 165 195 152 153 171 Bakery products....................... 276 333 259 251 282 Meats, poultry, fish, and eggs......... 752 866 669 746 754 Beef.................................. 228 232 221 233 223 Pork.................................. 156 156 137 172 153 Other meats........................... 104 131 101 93 97 Poultry............................... 138 182 116 131 132 Fish and seafood...................... 97 129 70 88 116 Eggs.................................. 30 36 24 29 34 Dairy products......................... 297 328 279 270 331 Fresh milk and cream.................. 123 132 118 116 132 Other dairy products.................. 174 196 161 154 199 Fruits and vegetables.................. 457 552 412 419 480 Fresh fruits.......................... 144 175 136 126 154 Fresh vegetables...................... 137 176 114 127 145 Processed fruits...................... 96 120 87 83 104 Processed vegetables.................. 80 81 75 84 77 Other food at home..................... 856 847 855 787 979 Sugar and other sweets................ 112 114 113 100 129 Fats and oils......................... 82 87 76 79 91 Miscellaneous foods................... 377 353 379 345 447 Nonalcoholic beverages................ 240 250 244 226 250 Food prep. by cu, out-of-town trips... 45 42 44 37 62 Food away from home..................... 1,702 1,748 1,722 1,646 1,728 Alcoholic beverages...................... 277 327 261 242 307 Housing.................................. 10,458 11,478 9,749 9,285 12,254 Shelter................................. 5,928 6,989 5,194 4,860 7,545 Owned dwellings........................ 3,749 4,308 3,515 3,022 4,684 Mortgage interest and charges......... 2,104 2,210 1,899 1,631 3,021 Property taxes........................ 930 1,439 953 692 806 Maintenance, rep., ins., oth. exp..... 715 659 663 699 857 Rented dwellings....................... 1,788 2,163 1,319 1,529 2,419 Other lodging.......................... 391 519 360 309 442 Utilities, fuels, and public services... 2,191 2,294 2,184 2,264 1,981 Natural gas............................ 268 332 394 159 234 Electricity............................ 869 810 782 1,064 712 Fuel oil and other fuels............... 86 221 77 47 33 Telephone.............................. 708 717 706 714 691 Water and other public services........ 259 214 224 281 310 Household operations.................... 509 482 451 545 544 Personal services...................... 258 238 271 261 258 Other household expenses............... 250 245 180 284 286 Housekeeping supplies................... 430 467 418 393 467 Laundry and cleaning supplies.......... 110 115 117 102 111 Other household products............... 194 210 184 187 201 Postage and stationery................. 125 142 117 104 155 Household furnishings and equipment..... 1,401 1,245 1,502 1,224 1,716 Household textiles..................... 100 122 109 100 70 Furniture.............................. 327 305 313 325 366 Floor coverings........................ 177 54 221 50 450 Major appliances....................... 155 133 166 166 144 Small appliances, misc. housewares..... 85 84 91 82 84 Miscellaneous household equipment...... 557 548 602 501 602 Apparel and services..................... 1,704 1,750 1,722 1,667 1,697 Men and boys............................ 425 420 418 413 457 Men, 16 and over....................... 329 331 322 319 352 Boys, 2 to 15.......................... 96 89 96 95 104 Women and girls......................... 660 694 713 621 628 Women, 16 and over..................... 559 605 605 515 533 Girls, 2 to 15......................... 101 90 108 107 95 Children under 2........................ 81 87 75 81 80 Footwear................................ 278 278 277 289 262 Other apparel products and services..... 259 270 238 261 271 Transportation........................... 6,014 5,471 6,367 6,046 6,057 Vehicle purchases (net outlay).......... 2,638 2,149 2,946 2,864 2,368 Cars and trucks, new................... 1,198 1,113 1,209 1,338 1,037 Cars and trucks, used.................. 1,406 977 1,690 1,502 1,319 Other vehicles......................... 34 59 47 25 12 Gasoline and motor oil.................. 1,006 877 1,042 1,030 1,044 Other vehicle expenses.................. 2,015 1,960 2,077 1,880 2,214 Vehicle finance charges................ 260 182 278 304 243 Maintenance and repairs................ 653 585 643 633 764 Vehicle insurance...................... 712 766 689 681 742 Veh. rent., leas., licen., oth. chges.. 389 427 468 262 466 Public transportation................... 355 486 302 272 431 Health care.............................. 1,732 1,758 1,758 1,788 1,586 Health insurance........................ 860 891 890 906 721 Medical services........................ 512 542 479 483 568 Drugs................................... 280 243 300 327 215 Medical supplies........................ 80 82 90 72 82 Entertainment............................ 1,612 1,544 1,601 1,459 1,939 Fees and admissions..................... 433 429 418 373 552 Television, radios, sound equipment..... 542 520 572 514 571 Pets, toys, and playground equipment.... 322 305 317 309 367 Other supplies, equip., and services.... 315 290 295 264 449 Personal care products and services...... 403 438 373 386 435 Reading.................................. 162 185 170 135 177 Education................................ 471 577 492 436 403 Tobacco products and smoking supplies.... 269 261 298 283 218 Miscellaneous............................ 766 710 792 722 861 Cash contributions....................... 925 725 960 900 1,113 Personal insurance and pensions.......... 2,964 2,915 3,017 2,668 3,432 Life and other personal insurance....... 373 353 400 392 330 Pensions and Social Security............ 2,591 2,562 2,617 2,276 3,103 Money income before taxes 1/.............. 36,918 39,511 36,436 33,816 39,884 Wages and salaries....................... 28,474 30,331 28,332 26,582 29,862 Self-employment income................... 2,034 2,233 1,744 1,353 3,227 Soc. Sec., priv. and gov. retirement..... 4,355 4,850 4,524 4,068 4,156 Int., divid., rent. inc., property inc... 861 835 768 870 980 Unemp. and workers' compen., vet. ben.... 279 311 218 228 397 Pub. ass., supp. sec. inc., foodstamps... 462 477 339 373 726 Regular contributions for support........ 273 269 341 180 342 Other income............................. 180 206 172 162 193 Personal taxes 1/......................... 3,054 3,214 2,830 2,439 4,105 Federal income taxes..................... 2,235 2,189 1,927 1,913 3,118 State and local income taxes............. 640 774 674 394 859 Other taxes.............................. 179 252 228 131 128 Income after taxes 1/..................... 33,864 36,297 33,606 31,378 35,778 Net change in total assets and liabilities (969) (798) (131) 929 (5,245) Net change in total assets............... 3,102 2,410 3,191 4,043 2,119 Net change in total liabilities.......... 4,071 3,209 3,322 3,115 7,364 Other money receipts...................... 462 312 408 495 614 Mortgage principal paid, owned property... (1,063) (1,334) (989) (847) (1,244) Estimated market value of owned home...... 71,655 86,694 62,812 55,156 94,904 Est. monthly rental value of owned home... 496 552 467 427 589 Gifts of goods and services............... 986 1,071 1,084 879 962 Food.................................... 88 126 100 68 69 Housing................................. 250 292 263 224 235 Housekeeping supplies................. 38 46 44 22 47 Household textiles.................... 10 19 11 8 4 Appliances and misc. housewares....... 27 29 33 25 23 Major appliances.................... 5 4 8 3 4 Small appl. and misc. housewares.... 23 24 25 22 19 Miscellaneous household equipment..... 66 70 82 58 56 Other housing......................... 108 129 94 110 104 Apparel and services.................... 258 268 278 234 265 Males 2 and over...................... 70 79 81 62 59 Females 2 and over.................... 94 96 118 71 98 Children under 2...................... 40 45 36 43 32 Other apparel products and services... 55 48 43 57 75 Jewelry and watches................. 27 33 18 18 44 All other apparel products and serv. 29 15 25 39 31 Transportation.......................... 48 34 49 45 64 Health care............................. 22 15 30 22 21 Entertainment........................... 86 78 85 89 92 Toys, games, hobbies, and tricycles... 29 27 31 27 33 Other entertainment................... 57 51 54 62 59 Education............................... 120 140 146 110 85 All other gifts......................... 114 118 133 86 131 __________________________________________ 1/ Components of income and taxes are derived from "complete income reporters" only; see glossary Note that all values have been rounded, and therefore some rounded values equal zero. When data are not reported or are not applicable (i.e., missing values), values are set to zero. Note also that some data are likely to have large sampling errors.