Table 3. By AGE OF REFERENCE PERSON: Average annual expenditures and characteristics of all consumer units, Consumer Expenditure Survey, 1994 All 65 and 75 and Item consumer Under 25 25 - 34 35 - 44 45 - 54 55 - 64 over 65 - 74 over units _________________________________________________________________________________ Number of consumer units (in thousands)... 102,210 7,453 20,606 22,825 17,812 12,015 21,500 12,038 9,463 Income before taxes 1/.................... $36,181 $16,395 $33,886 $45,657 $48,996 $40,807 $22,596 $24,934 $19,616 Income after taxes 1/..................... 33,098 15,439 31,013 41,567 44,024 37,408 21,302 23,362 18,676 Age of reference person................... 47.6 21.7 29.9 39.3 49.2 59.4 74.7 69.5 81.3 Average number in consumer unit:.......... Persons.................................. 2.5 2 2.8 3.2 2.8 2.2 1.7 1.8 1.5 Children under 18........................ 0.7 0.5 1.1 1.4 0.6 0.2 0.1 0.1 0 Persons 65 and over...................... 0.3 0 0 0 0 0.1 1.3 1.4 1.3 Earners.................................. 1.3 1.3 1.4 1.7 1.8 1.3 0.4 0.6 0.2 Vehicles................................. 1.9 1.2 1.8 2.2 2.6 2.1 1.4 1.6 1.1 Percent distribution: Male..................................... 62 57 63 68 69 67 52 58 44 Female................................... 38 43 37 32 31 33 48 42 56 Percent homeowner........................ 63 12 41 66 77 79 79 81 76 With mortgage........................... 37 8 34 56 55 37 13 19 6 Without mortgage........................ 26 4 7 10 22 42 66 62 71 Renter................................... 37 88 59 34 23 21 21 19 24 Black.................................... 11 13 13 12 11 10 8 9 7 White and other.......................... 89 87 87 88 89 90 92 91 93 Elementary (1-8)......................... 8 2 3 4 6 11 22 17 29 High school (9-12)....................... 43 41 41 40 42 46 49 51 46 College.................................. 48 57 56 56 52 42 28 31 25 Never attended and other................. 0 0 0 0 0 0 1 1 1 At least one vehicle owned............... 86 72 86 91 92 88 79 85 71 Average annual expenditures............... $31,731 $18,417 $30,458 $37,565 $41,420 $33,682 $22,527 $25,059 $19,280 Food..................................... 4,411 2,793 4,159 5,367 5,614 4,549 3,251 3,543 2,871 Food at home............................ 2,712 1,617 2,454 3,336 3,319 2,733 2,245 2,346 2,112 Cereals and bakery products............ 429 250 387 536 512 414 368 385 346 Cereals and cereal products........... 162 114 158 210 188 138 126 127 125 Bakery products....................... 267 136 230 325 323 277 242 258 221 Meats, poultry, fish, and eggs......... 732 429 650 919 936 773 555 596 500 Beef.................................. 227 133 210 291 297 230 157 170 141 Pork.................................. 156 104 129 191 188 175 130 138 119 Other meats........................... 94 51 80 119 119 90 80 82 78 Poultry............................... 137 70 124 175 183 142 96 101 88 Fish and seafood...................... 89 50 81 109 114 107 64 74 50 Eggs.................................. 30 22 27 34 35 29 28 31 23 Dairy products......................... 289 180 261 360 338 272 253 257 248 Fresh milk and cream.................. 127 83 123 157 145 112 111 108 115 Other dairy products.................. 162 98 138 204 193 160 142 150 133 Fruits and vegetables.................. 437 238 384 507 522 448 416 415 417 Fresh fruits.......................... 133 66 114 150 164 134 135 134 136 Fresh vegetables...................... 135 69 119 160 163 145 122 125 118 Processed fruits...................... 93 62 83 106 109 88 91 87 96 Processed vegetables.................. 76 41 68 91 86 81 68 69 67 Other food at home..................... 825 519 771 1,014 1,012 826 652 692 600 Sugar and other sweets................ 105 54 94 127 127 107 94 100 85 Fats and oils......................... 79 50 67 96 91 76 78 76 81 Miscellaneous foods................... 362 248 367 462 425 328 266 281 247 Nonalcoholic beverages................ 233 148 207 280 297 259 178 189 164 Food prep. by cu, out-of-town trips... 46 19 36 49 73 56 36 46 23 Food away from home..................... 1,698 1,177 1,706 2,031 2,295 1,816 1,006 1,196 759 Alcoholic beverages...................... 278 247 347 296 292 338 164 231 77 Housing.................................. 10,106 5,594 10,065 12,274 12,457 10,222 7,445 8,017 6,712 Shelter................................. 5,686 3,481 5,972 7,173 7,024 5,253 3,733 3,951 3,456 Owned dwellings........................ 3,492 473 2,709 4,963 5,069 3,691 2,307 2,624 1,905 Mortgage interest and charges......... 1,919 279 1,829 3,289 2,972 1,679 380 586 119 Property taxes........................ 922 90 512 1,021 1,249 1,177 1,084 1,223 906 Maintenance, rep., ins., oth. exp..... 651 105 369 654 848 835 844 815 879 Rented dwellings....................... 1,799 2,840 3,074 1,841 1,318 1,007 1,013 838 1,236 Other lodging.......................... 395 168 188 368 636 555 412 488 315 Utilities, fuels, and public services... 2,189 1,210 1,948 2,428 2,603 2,417 2,033 2,165 1,866 Natural gas............................ 283 120 228 288 345 315 317 316 317 Electricity............................ 861 422 752 990 1,019 983 784 859 688 Fuel oil and other fuels............... 98 24 48 98 110 118 150 142 161 Telephone.............................. 690 570 726 766 819 697 505 551 445 Water and other public services........ 257 74 195 285 310 304 278 296 254 Household operations.................... 490 188 568 673 416 404 435 385 500 Personal services...................... 230 145 450 412 102 53 58 34 90 Other household expenses............... 260 43 118 261 314 351 377 351 410 Housekeeping supplies................... 393 171 340 435 464 453 396 440 338 Laundry and cleaning supplies.......... 109 51 95 140 128 125 91 99 81 Other household products............... 174 65 159 197 209 183 173 189 151 Postage and stationery................. 110 56 86 98 127 145 133 153 106 Household furnishings and equipment..... 1,348 544 1,237 1,565 1,950 1,696 847 1,076 552 Household textiles..................... 100 20 76 102 161 129 84 84 85 Furniture.............................. 318 184 379 399 384 330 160 229 73 Floor coverings........................ 120 10 58 100 264 265 48 66 25 Major appliances....................... 149 74 140 160 189 165 129 155 96 Small appliances, misc. housewares..... 81 32 84 89 97 94 66 72 58 Miscellaneous household equipment...... 581 224 499 715 854 713 360 471 215 Apparel and services..................... 1,644 1,107 1,748 2,054 2,262 1,586 873 1,056 635 Men and boys............................ 395 269 399 517 573 358 193 251 118 Men, 16 and over....................... 305 232 321 326 459 304 174 218 115 Boys, 2 to 15.......................... 90 36 78 191 114 54 19 32 3 Women and girls......................... 652 349 626 810 937 728 364 438 268 Women, 16 and over..................... 552 310 535 590 838 668 338 396 261 Girls, 2 to 15......................... 100 39 91 220 100 60 26 42 6 Children under 2........................ 80 97 155 97 57 53 17 22 10 Footwear................................ 254 181 291 320 348 210 131 153 102 Other apparel products and services..... 264 212 277 310 347 236 169 193 137 Transportation........................... 6,044 4,409 6,523 6,796 7,893 6,504 3,572 4,205 2,766 Vehicle purchases (net outlay).......... 2,725 2,330 3,347 2,984 3,387 2,909 1,338 1,536 1,087 Cars and trucks, new................... 1,391 1,042 1,588 1,504 1,724 1,758 719 801 616 Cars and trucks, used.................. 1,290 1,264 1,702 1,412 1,581 1,138 618 734 471 Other vehicles......................... 44 24 57 68 81 13 0 1 0 Gasoline and motor oil.................. 986 670 982 1,193 1,295 1,005 614 765 421 Other vehicle expenses.................. 1,953 1,201 1,931 2,248 2,720 2,113 1,202 1,449 888 Vehicle finance charges................ 235 170 306 299 343 191 59 88 23 Maintenance and repairs................ 680 476 675 780 933 709 430 501 341 Vehicle insurance...................... 690 417 633 771 935 759 509 575 425 Veh. rent., leas., licen., oth. chges.. 347 138 317 398 509 453 203 285 99 Public transportation................... 381 208 264 372 492 477 418 455 370 Health care.............................. 1,755 505 1,086 1,616 1,855 2,144 2,678 2,592 2,787 Health insurance........................ 815 186 479 689 772 895 1,479 1,467 1,496 Medical services........................ 571 218 407 627 673 791 583 539 639 Drugs................................... 286 71 138 213 291 349 541 504 588 Medical supplies........................ 83 31 61 86 119 110 75 82 65 Entertainment............................ 1,567 1,018 1,519 2,025 2,104 1,565 879 1,055 656 Fees and admissions..................... 439 226 364 574 560 477 320 373 253 Television, radios, sound equipment..... 533 475 563 669 635 478 325 392 240 Pets, toys, and playground equipment.... 289 163 298 389 389 271 150 174 121 Other supplies, equip., and services.... 306 154 294 393 519 338 84 116 43 Personal care products and services...... 397 234 396 457 507 393 311 331 285 Reading.................................. 165 65 136 184 204 202 153 169 133 Education................................ 460 812 368 483 882 351 114 178 33 Tobacco products and smoking supplies.... 259 217 270 319 327 302 117 152 73 Miscellaneous............................ 749 255 620 908 1,071 814 573 640 488 Cash contributions....................... 960 96 381 788 1,436 1,292 1,419 1,567 1,230 Personal insurance and pensions.......... 2,938 1,066 2,839 3,999 4,515 3,420 977 1,325 533 Life and other personal insurance....... 398 62 232 439 590 554 382 523 203 Pensions and Social Security............ 2,540 1,005 2,607 3,560 3,925 2,866 594 802 330 Money income before taxes 1/.............. 36,181 16,395 33,886 45,657 48,996 40,807 22,596 24,934 19,616 Wages and salaries....................... 27,795 13,637 30,810 40,400 42,218 29,972 4,075 5,792 1,885 Self-employment income................... 1,870 607 1,112 2,593 3,258 1,768 1,225 1,699 620 Soc. Sec., priv. and gov. retirement..... 4,200 72 228 522 1,470 6,476 14,112 14,333 13,830 Int., divid., rent. inc., property inc... 1,087 70 211 634 741 1,641 2,707 2,489 2,984 Unemp. and workers' compen., vet. ben.... 316 112 298 442 434 369 150 218 63 Pub. ass., supp. sec. inc., foodstamps... 483 766 730 511 449 372 209 256 150 Regular contributions for support........ 287 714 314 426 270 121 74 93 50 Other income............................. 142 417 182 129 156 89 45 53 33 Personal taxes 1/......................... 3,083 956 2,873 4,090 4,972 3,399 1,294 1,572 939 Federal income taxes..................... 2,288 716 2,130 3,072 3,718 2,542 891 1,073 658 State and local income taxes............. 629 222 648 852 1,033 650 185 258 91 Other taxes.............................. 166 18 94 166 221 208 219 241 191 Income after taxes 1/..................... 33,098 15,439 31,013 41,567 44,024 37,408 21,302 23,362 18,676 Net change in total assets and liabilities (562) (752) (2,169) (516) (714) 2,246 (446) 80 (1,116) Net change in total assets............... 3,960 1,467 4,243 6,943 3,971 5,838 329 1,235 (825) Net change in total liabilities.......... 4,522 2,219 6,412 7,460 4,685 3,592 775 1,155 291 Other money receipts...................... 567 157 525 352 902 750 599 438 803 Mortgage principal paid, owned property... (1,107) (81) (768) (1,999) (1,743) (1,087) (325) (471) (140) Estimated market value of owned home...... 68,759 6,558 36,199 73,128 92,909 91,308 84,278 93,530 72,509 Est. monthly rental value of owned home... 473 57 290 524 627 617 530 550 504 Gifts of goods and services............... 1,008 497 674 843 1,650 1,442 919 1,110 672 Food.................................... 84 31 47 63 176 141 54 33 81 Housing................................. 262 150 216 220 409 353 223 234 208 Housekeeping supplies................. 38 19 38 34 45 54 35 40 27 Household textiles.................... 16 1 5 11 24 25 25 12 41 Appliances and misc. housewares....... 26 6 27 18 39 34 28 35 19 Major appliances.................... 5 2 3 3 10 6 7 9 4 Small appl. and misc. housewares.... 21 4 23 15 28 28 21 26 15 Miscellaneous household equipment..... 65 29 42 69 106 91 51 72 23 Other housing......................... 117 94 105 88 195 149 85 75 97 Apparel and services.................... 246 146 231 241 319 332 200 301 68 Males 2 and over...................... 64 36 54 63 80 88 59 93 14 Females 2 and over.................... 94 38 82 98 129 136 72 113 17 Children under 2...................... 35 22 42 37 47 46 15 19 10 Other apparel products and services... 53 51 52 43 63 62 55 75 28 Jewelry and watches................. 26 36 31 21 22 29 25 25 24 All other apparel products and serv. 27 15 21 22 40 33 30 50 3 Transportation.......................... 56 17 43 36 96 107 43 46 38 Health care............................. 35 1 5 35 45 25 72 53 96 Entertainment........................... 84 83 57 84 116 96 74 96 46 Toys, games, hobbies, and tricycles... 32 12 25 34 44 49 27 36 16 Other entertainment................... 51 71 32 50 72 47 47 60 30 Education............................... 114 35 11 66 324 199 71 120 8 All other gifts......................... 127 33 65 98 165 189 183 226 127 __________________________________________ 1/ Components of income and taxes are derived from "complete income reporters" only; see glossary Note that all values have been rounded, and therefore some rounded values equal zero. This is particularly evident in the characteristics section. When data are not reported or are not applicable (i.e., missing values), values are set to zero. Note also that some data are likely to have large sampling errors.