Table 2. By INCOME BEFORE TAXES: Average annual expenditures and characteristics of all consumer units, Consumer Expenditure Survey, 1993 Complete reporting of income Complete Less $5,000 $10,000 $15,000 $20,000 $30,000 $40,000 $50,000 $70,000 Item reporting than to to to to to to to and of income $5,000 $9,999 $14,999 $19,999 $29,999 $39,999 $49,999 $69,999 over __________________________________________________________________________________________ Number of consumer units (in thousands)... 85788 4825 10815 9953 8678 13421 10682 8270 10135 9010 Income before taxes 1/.................... 34868 2615 7505 12427 17307 24558 34507 44532 58275 107278 Income after taxes 1/..................... 31890 2566 7367 12129 16713 22942 31953 40735 52504 95430 Age of reference person................... 47.7 42.9 54.2 53.8 50 47 43.9 43.4 45.1 46.3 Average number in consumer unit:.......... Persons.................................. 2.5 1.7 1.9 2.1 2.2 2.5 2.7 3 3 3.1 Children under 18........................ 0.7 0.4 0.6 0.6 0.5 0.6 0.8 0.9 0.9 0.8 Persons 65 and over...................... 0.3 0.2 0.5 0.5 0.5 0.4 0.2 0.2 0.1 0.1 Earners.................................. 1.3 0.8 0.5 0.7 1 1.3 1.6 1.8 1.9 2.1 Vehicles................................. 1.9 0.9 0.9 1.3 1.6 2 2.3 2.5 2.8 3 Percent distribution: Male..................................... 63 45 34 49 60 68 70 74 81 83 Female................................... 37 55 66 51 40 32 30 26 19 17 Percent homeowner........................ 62 32 42 50 51 60 68 75 81 92 With mortgage........................... 37 11 10 14 19 31 46 57 63 76 Without mortgage........................ 26 21 32 36 32 29 23 18 18 16 Renter................................... 38 68 58 50 49 40 32 25 19 8 Black.................................... 11 20 21 12 11 12 8 7 6 6 White and other.......................... 89 80 79 88 89 88 92 93 94 94 Elementary (1-8)......................... 10 17 25 20 13 8 4 3 2 1 High school (9-12)....................... 42 37 49 49 50 49 44 40 33 19 College.................................. 48 46 26 31 37 43 52 57 65 80 Never attended and other................. 0 0 1 1 0 0 0 0 0 0 At least one vehicle owned............... 87 59 60 80 90 93 96 97 97 97 Average annual expenditures............... 31436 13251 13860 17890 21068 25444 32453 39176 46327 70296 Food..................................... 4520 2230 2564 2930 3505 3971 4706 5556 6273 8137 Food at home............................ 2784 1463 1974 2137 2465 2617 2802 3267 3672 4098 Cereals and bakery products............ 441 211 298 343 376 394 451 538 589 677 Cereals and cereal products........... 162 100 110 135 152 149 167 189 203 233 Bakery products....................... 279 111 188 208 224 245 285 348 385 444 Meats, poultry, fish, and eggs......... 728 437 547 578 697 736 689 817 922 999 Beef.................................. 227 112 159 175 219 251 227 266 277 296 Pork.................................. 155 92 126 140 168 154 132 169 192 195 Other meats........................... 99 43 74 72 91 93 97 120 133 140 Poultry............................... 129 68 105 100 103 122 119 144 178 193 Fish and seafood...................... 88 102 58 60 82 87 81 87 108 141 Eggs.................................. 31 20 25 31 35 29 34 30 33 34 Dairy products......................... 304 149 198 237 276 279 322 379 403 429 Fresh milk and cream.................. 132 65 95 117 124 130 139 155 163 168 Other dairy products.................. 172 84 103 121 152 149 184 223 240 261 Fruits and vegetables.................. 453 242 334 345 392 425 431 518 598 702 Fresh fruits.......................... 140 66 100 104 110 137 135 161 194 219 Fresh vegetables...................... 134 85 98 109 129 122 123 139 171 215 Processed fruits...................... 98 45 64 75 79 92 95 119 131 158 Processed vegetables.................. 80 46 71 56 74 73 77 98 102 110 Other food at home..................... 858 423 598 634 724 784 908 1016 1160 1291 Sugar and other sweets................ 119 47 141 81 105 103 123 123 150 156 Fats and oils......................... 79 45 63 67 81 73 85 79 104 98 Miscellaneous foods................... 381 195 226 298 305 349 409 472 534 562 Nonalcoholic beverages................ 232 119 156 168 205 221 243 286 294 345 Food prep. by cu, out-of-town trips... 48 17 11 21 28 38 48 56 78 129 Food away from home..................... 1736 767 590 792 1040 1354 1904 2289 2601 4039 Alcoholic beverages...................... 292 195 121 146 175 220 275 394 434 661 Housing.................................. 9675 4534 4947 6428 6721 7969 9513 11758 13633 20741 Shelter................................. 5417 2634 2600 3557 3813 4335 5438 6687 7672 11775 Owned dwellings........................ 3313 934 818 1305 1445 2122 3314 4450 5616 9736 Mortgage interest and charges......... 1889 362 277 429 562 976 1940 2846 3426 6223 Property taxes........................ 799 317 292 411 461 626 755 936 1236 2109 Maintenance, rep., ins., oth. exp..... 625 255 249 465 422 520 619 667 954 1404 Rented dwellings....................... 1737 1546 1685 2040 2228 1978 1884 1802 1514 748 Other lodging.......................... 368 155 97 212 140 235 241 435 541 1291 Utilities, fuels, and public services... 2087 1283 1456 1685 1707 2012 2146 2385 2595 3278 Natural gas............................ 275 176 210 236 226 252 264 282 351 453 Electricity............................ 818 484 571 676 672 801 836 951 1000 1265 Fuel oil and other fuels............... 98 52 78 75 84 102 103 117 129 124 Telephone.............................. 657 455 450 517 544 645 690 754 791 1012 Water and other public services........ 239 115 147 182 180 212 253 281 324 424 Household operations.................... 460 116 203 259 279 322 370 514 643 1402 Personal services...................... 227 43 104 102 108 155 227 261 368 638 Other household expenses............... 233 72 99 157 172 167 144 253 275 764 Housekeeping supplies................... 439 181 232 292 284 362 430 572 662 841 Laundry and cleaning supplies.......... 110 38 67 93 85 102 118 128 152 172 Other household products............... 211 91 115 113 121 159 183 304 335 443 Postage and stationery................. 118 53 51 87 77 101 129 140 174 226 Household furnishings and equipment..... 1271 319 456 634 639 937 1129 1598 2062 3445 Household textiles..................... 110 33 52 44 75 78 87 159 146 302 Furniture.............................. 309 76 99 208 175 232 308 323 524 787 Floor coverings........................ 87 15 15 33 33 60 44 135 200 228 Major appliances....................... 143 54 75 95 111 147 132 173 213 253 Small appliances, misc. housewares..... 90 28 43 46 48 65 81 106 121 258 Miscellaneous household equipment...... 533 113 171 208 198 355 477 702 858 1616 Apparel and services..................... 1717 785 904 959 1194 1394 1778 2215 2316 3668 Men and boys............................ 435 147 181 227 269 325 481 671 584 961 Men, 16 and over....................... 348 131 153 192 207 263 343 528 476 789 Boys, 2 to 15.......................... 87 17 27 34 62 62 137 143 108 172 Women and girls......................... 674 376 351 365 491 555 719 818 922 1392 Women, 16 and over..................... 577 347 318 305 431 484 626 668 788 1160 Girls, 2 to 15......................... 97 29 33 59 60 71 93 150 134 232 Children under 2........................ 83 34 48 70 54 88 75 96 115 146 Footwear................................ 256 115 215 168 221 237 261 310 314 398 Other apparel products and services..... 268 113 109 130 160 188 241 321 382 772 Transportation........................... 5496 2373 1926 2789 3850 4515 6361 6950 8314 11943 Vehicle purchases (net outlay).......... 2314 905 810 1000 1707 1649 2940 2821 3635 5205 Cars and trucks, new................... 1217 394 226 268 718 790 1320 1561 2050 3643 Cars and trucks, used.................. 1075 512 584 729 980 816 1578 1237 1556 1540 Other vehicles......................... 21 0 0 3 8 42 43 23 29 22 Gasoline and motor oil.................. 977 488 426 606 739 999 1095 1267 1361 1669 Other vehicle expenses.................. 1888 823 588 1009 1214 1632 2089 2488 2833 4145 Vehicle finance charges................ 247 44 37 87 145 215 323 409 427 486 Maintenance and repairs................ 645 335 242 386 441 574 706 872 916 1277 Vehicle insurance...................... 685 266 215 409 484 633 779 868 1030 1383 Veh. rent., leas., licen., oth. chges.. 311 179 94 127 144 210 281 338 460 998 Public transportation................... 318 156 102 173 190 235 238 375 485 924 Health care.............................. 1772 739 1165 1511 1803 1732 1881 2012 2054 2703 Health insurance........................ 799 374 515 768 813 827 886 846 881 1109 Medical services........................ 563 175 345 319 472 529 624 754 708 1027 Drugs................................... 300 149 251 331 334 294 267 295 333 384 Medical supplies........................ 109 41 53 93 184 82 104 117 132 183 Entertainment............................ 1594 600 484 876 914 1185 1602 2018 2565 4007 Fees and admissions..................... 418 174 83 157 200 262 362 565 664 1341 Television, radios, sound equipment..... 540 258 245 330 370 471 606 716 782 1027 Pets, toys, and playground equipment.... 309 92 107 169 189 244 365 423 504 635 Other supplies, equip., and services.... 327 75 48 220 156 208 269 314 614 1005 Personal care products and services...... 407 154 219 258 322 318 460 510 563 788 Reading.................................. 172 74 64 105 112 147 183 223 255 373 Education................................ 439 679 181 244 239 266 305 348 652 1284 Tobacco products and smoking supplies.... 277 191 208 225 247 326 329 333 314 262 Miscellaneous............................ 754 279 376 424 435 651 852 990 1148 1492 Cash contributions....................... 1051 185 390 382 470 806 918 1277 1606 3292 Personal insurance and pensions.......... 3271 235 311 614 1080 1944 3291 4591 6200 10944 Life and other personal insurance....... 389 100 116 154 157 257 381 445 569 1311 Pensions and Social Security............ 2882 135 194 460 923 1687 2910 4147 5630 9633 Money income before taxes 1/.............. 34868 2615 7505 12427 17307 24558 34507 44532 58275 107278 Wages and salaries....................... 26494 1266 1829 4599 9423 16536 26732 37582 49945 88239 Self-employment income................... 2119 -419 117 403 444 1006 2004 1806 3098 10366 Soc. Sec., priv. and gov. retirement..... 4034 780 3575 5453 5734 5150 3770 3132 2932 3836 Int., divid., rent. inc., property inc... 1029 45 96 302 439 740 873 1235 1619 3815 Unemp. and workers' compen., vet. ben.... 309 121 168 281 284 400 456 332 239 386 Pub. ass., supp. sec. inc., foodstamps... 468 528 1443 997 458 347 140 99 56 63 Regular contributions for support........ 282 179 201 266 376 275 342 277 218 379 Other income............................. 133 115 77 127 150 103 189 69 166 194 Personal taxes 1/......................... 2978 49 138 298 594 1616 2554 3798 5770 11848 Federal income taxes..................... 2217 -6 51 158 389 1172 1851 2755 4278 9218 State and local income taxes............. 601 2 23 54 143 328 524 849 1219 2237 Other taxes.............................. 160 53 64 85 63 117 179 194 274 393 Income after taxes 1/..................... 31890 2566 7367 12129 16713 22942 31953 40735 52504 95430 Net change in total assets and liabilities -2450 383 -677 1008 -1715 -1357 -3381 -6324 -5907 -3705 Net change in total assets............... 4417 357 101 1775 747 2291 2705 5361 8096 18417 Net change in total liabilities.......... 6867 -26 778 767 2462 3648 6086 11685 14002 22122 Other money receipts...................... 499 247 496 155 304 333 477 589 434 1465 Mortgage principal paid, owned property... -847 -159 -123 -220 -284 -377 -706 -1136 -1618 -3053 Estimated market value of owned home...... 65469 23524 26993 38050 39667 47262 62540 74141 94478 179262 Est. monthly rental value of owned home... 432 177 197 270 300 340 423 514 640 999 Gifts of goods and services............... 1008 427 487 561 530 770 810 1126 1449 2827 Food.................................... 75 14 20 31 38 52 59 82 109 262 Housing................................. 273 154 130 158 124 202 221 288 382 784 Housekeeping supplies................. 41 10 17 34 26 35 39 48 65 81 Household textiles.................... 14 7 5 3 3 9 9 31 13 44 Appliances and misc. housewares....... 28 17 7 10 14 20 27 40 48 66 Major appliances.................... 6 4 1 1 2 7 8 5 16 13 Small appl. and misc. housewares.... 21 13 6 10 12 13 19 34 32 53 Miscellaneous household equipment..... 87 16 24 42 32 55 80 86 120 310 Other housing......................... 104 104 77 70 49 83 66 83 137 284 Apparel and services.................... 250 95 133 177 146 197 222 328 346 558 Males 2 and over...................... 74 32 36 34 35 52 81 113 97 179 Females 2 and over.................... 93 34 45 69 73 69 76 126 127 207 Children under 2...................... 37 10 14 40 17 36 33 44 49 76 Other apparel products and services... 45 20 37 34 20 41 32 45 73 95 Jewelry and watches................. 26 13 24 16 13 22 17 21 45 55 All other apparel products and serv. 20 7 13 18 7 19 15 24 28 40 Transportation.......................... 54 13 32 24 20 29 49 73 86 158 Health care............................. 46 24 69 47 12 36 15 54 73 75 Entertainment........................... 84 24 25 39 45 83 83 104 141 191 Toys, games, hobbies, and tricycles... 31 8 10 20 18 36 32 47 53 48 Other entertainment................... 53 16 16 19 27 47 51 57 88 143 Education............................... 112 36 23 12 73 79 39 59 154 548 All other gifts......................... 114 67 54 74 72 90 121 139 156 251 __________________________________________ 1/ Components of income and taxes are derived from "complete income reporters" only; see glossary Note that all values have been rounded, and therefore some rounded values equal zero. This is particularly evident in the characteristics section. When data are not reported or are not applicable (i.e., missing values), values are set to zero. Note also that some data are likely to have large sampling errors.