Table 2. By INCOME BEFORE TAXES: Average annual expenditures and characteristics of all consumer units, Consumer Expenditure Survey, 1992 Complete reporting of income Complete Less $5,000 $10,000 $15,000 $20,000 $30,000 $40,000 $50,000 $70,000 Item reporting than to to to to to to to and of income $5,000 $9,999 $14,999 $19,999 $29,999 $39,999 $49,999 $69,999 over ____________________________________________________________________________________________________ Number of consumer units (in thousands)... 86395 5120 11717 10053 8294 14616 10448 7967 9707 8474 Income before taxes 1/.................... 33854 2152 7494 12437 17420 24560 34439 44442 58449 108124 Income after taxes 1/..................... 30786 1862 7421 12151 16561 22929 31713 40847 52559 94608 Age of reference person................... 47.5 41.1 54.1 52.8 50.2 46.8 44.5 43.7 44.1 46 Average number in consumer unit:.......... Persons.................................. 2.5 1.7 1.8 2.2 2.3 2.5 2.7 3 3.1 3.1 Children under 18........................ 0.7 0.4 0.5 0.6 0.6 0.7 0.8 0.9 0.9 0.8 Persons 65 and over...................... 0.3 0.2 0.5 0.5 0.5 0.4 0.2 0.2 0.1 0.1 Earners.................................. 1.3 0.8 0.5 0.8 1.1 1.3 1.6 1.8 2 2.1 Vehicles................................. 1.9 0.9 0.9 1.3 1.7 2 2.3 2.5 2.9 2.9 Percent distribution: Male..................................... 64 48 40 49 62 67 72 77 81 81 Female................................... 36 52 60 51 38 33 28 23 19 19 Percent homeowner........................ 61 25 40 50 55 57 67 75 83 89 With mortgage........................... 36 10 7 15 23 31 44 58 68 74 Without mortgage........................ 24 15 33 36 32 26 23 17 15 15 Renter................................... 39 75 60 50 45 43 33 25 17 11 Black.................................... 11 20 19 15 11 10 10 6 6 4 White and other.......................... 89 80 81 85 89 90 90 94 94 96 Elementary (1-8)......................... 11 17 25 18 14 9 4 3 3 1 High school (9-12)....................... 42 43 48 49 49 48 46 41 32 18 College.................................. 47 39 26 31 37 43 50 56 66 80 Never attended and other................. 0 1 1 1 0 0 0 0 0 0 At least one vehicle owned............... 86 56 59 79 88 93 96 98 97 96 Average annual expenditures............... 30527 13300 12250 17391 21360 26071 31381 39983 46735 69207 Food..................................... 4359 2287 2175 2902 3674 3964 4557 5620 6273 7685 Food at home............................ 2684 1497 1666 2061 2473 2558 2785 3266 3562 4071 Cereals and bakery products............ 418 251 252 321 360 395 439 511 568 641 Cereals and cereal products........... 144 83 91 120 127 141 150 175 191 203 Bakery products....................... 274 168 161 201 233 254 289 336 377 438 Meats, poultry, fish, and eggs......... 687 433 443 572 682 660 698 797 844 1019 Beef.................................. 210 123 125 175 218 210 219 254 255 293 Pork.................................. 156 103 117 138 168 163 156 179 177 178 Other meats........................... 95 55 55 72 92 94 107 119 122 124 Poultry............................... 123 83 84 103 117 107 118 140 163 199 Fish and seafood...................... 75 50 41 53 61 58 70 76 97 186 Eggs.................................. 28 19 20 31 26 28 28 30 31 39 Dairy products......................... 307 171 203 237 288 300 321 379 401 430 Fresh milk and cream.................. 137 79 104 112 140 141 139 166 163 162 Other dairy products.................. 171 91 98 124 147 159 182 213 237 268 Fruits and vegetables.................. 435 242 293 348 400 417 411 511 560 705 Fresh fruits.......................... 129 72 86 98 119 125 122 144 158 233 Fresh vegetables...................... 128 68 88 99 115 121 116 154 170 212 Processed fruits...................... 103 56 68 82 97 100 98 120 136 155 Processed vegetables.................. 76 45 52 68 69 71 76 93 95 104 Other food at home..................... 837 400 474 583 743 786 916 1068 1189 1276 Sugar and other sweets................ 106 53 64 84 102 97 99 153 154 141 Fats and oils......................... 74 36 47 58 75 78 77 94 92 92 Miscellaneous foods................... 393 176 216 259 331 364 446 508 569 621 Nonalcoholic beverages................ 219 125 134 160 196 215 244 261 299 314 Food prep. by cu, out-of-town trips... 44 11 13 21 38 33 50 52 75 109 Food away from home..................... 1674 790 509 842 1201 1406 1772 2354 2712 3613 Alcoholic beverages...................... 321 153 97 201 223 324 314 375 473 724 Housing.................................. 9528 4630 4781 6186 7066 8170 9538 11898 13768 20558 Shelter................................. 5432 2774 2661 3431 3859 4576 5321 6805 7941 12229 Owned dwellings........................ 3307 982 723 1415 1593 2190 3156 4594 6055 9963 Mortgage interest and charges......... 1984 553 196 543 704 1071 1937 2990 4061 6594 Property taxes........................ 761 257 259 433 494 557 709 923 1276 2084 Maintenance, rep., ins., oth. exp..... 562 172 268 439 395 562 510 682 717 1285 Rented dwellings....................... 1787 1670 1867 1927 2063 2178 1916 1825 1307 995 Other lodging.......................... 337 122 71 89 203 208 250 385 579 1271 Utilities, fuels, and public services... 1962 1136 1349 1633 1707 1859 2062 2266 2559 3037 Natural gas............................ 247 158 183 205 215 225 233 294 320 397 Electricity............................ 771 417 520 647 670 729 831 897 1011 1179 Fuel oil and other fuels............... 94 40 89 87 76 87 100 91 128 129 Telephone.............................. 620 425 417 528 548 614 659 697 768 917 Water and other public services........ 231 95 140 167 198 205 239 288 331 415 Household operations.................... 487 157 197 294 270 303 375 652 723 1560 Personal services...................... 253 67 93 152 129 148 222 399 427 712 Other household expenses............... 234 90 104 143 141 155 152 253 297 848 Housekeeping supplies................... 463 159 216 279 436 412 474 605 688 855 Laundry and cleaning supplies.......... 124 51 69 88 94 112 135 174 190 186 Other household products............... 212 66 83 119 260 175 204 275 305 417 Postage and stationery................. 127 43 64 73 82 126 135 155 194 251 Household furnishings and equipment..... 1184 404 357 549 794 1020 1306 1570 1856 2878 Household textiles..................... 95 22 34 50 62 77 93 139 128 254 Furniture.............................. 316 90 90 143 200 256 314 411 502 890 Floor coverings........................ 61 50 9 25 38 48 130 46 107 93 Major appliances....................... 145 53 60 129 94 125 205 145 204 280 Small appliances, misc. housewares..... 86 24 28 39 73 63 83 121 128 235 Miscellaneous household equipment...... 481 165 136 163 326 451 483 707 786 1127 Apparel and services..................... 1733 771 636 889 1094 1564 1603 2267 2780 4098 Men and boys............................ 437 163 114 202 275 377 415 671 795 928 Men, 16 and over....................... 353 147 103 170 205 288 339 542 614 801 Boys, 2 to 15.......................... 84 16 11 32 70 89 75 129 181 128 Women and girls......................... 703 318 336 333 354 623 630 865 1129 1794 Women, 16 and over..................... 607 297 303 289 300 545 535 710 950 1588 Girls, 2 to 15......................... 96 21 34 44 54 78 95 155 179 206 Children under 2........................ 80 33 38 36 80 86 93 97 108 142 Footwear................................ 243 110 63 187 228 255 207 329 305 500 Other apparel products and services..... 269 146 85 132 156 222 259 304 443 733 Transportation........................... 5232 2110 1652 2854 3399 4905 5824 7114 8114 11441 Vehicle purchases (net outlay).......... 2167 820 587 1201 1052 2055 2459 3005 3356 5087 Cars and trucks, new................... 1096 204 231 421 216 680 1196 1834 1835 3546 Cars and trucks, used.................. 1033 590 355 776 834 1335 1229 1106 1482 1394 Other vehicles......................... 38 26 1 3 2 39 34 65 39 147 Gasoline and motor oil.................. 973 497 432 614 831 971 1103 1311 1428 1575 Other vehicle expenses.................. 1806 665 535 913 1336 1646 2023 2444 2891 3926 Vehicle finance charges................ 259 39 41 103 178 217 353 401 494 509 Maintenance and repairs................ 628 292 221 346 524 599 695 842 951 1213 Vehicle insurance...................... 639 239 218 361 476 595 725 865 1010 1283 Veh. rent., leas., licen., oth. chges.. 280 95 55 103 158 235 249 335 435 921 Public transportation................... 287 129 97 126 180 233 239 354 439 853 Health care.............................. 1654 776 1046 1409 1652 1648 1712 1954 2027 2533 Health insurance........................ 728 299 499 671 769 793 792 846 773 974 Medical services........................ 546 272 271 340 456 461 577 714 820 1060 Drugs................................... 285 170 237 311 330 316 249 275 292 331 Medical supplies........................ 95 34 39 87 97 78 94 118 141 168 Entertainment............................ 1526 745 436 652 1025 1159 1555 2351 2679 3511 Fees and admissions..................... 375 175 77 103 185 240 347 506 691 1201 Television, radios, sound equipment..... 494 264 207 312 352 462 534 620 740 990 Pets, toys, and playground equipment.... 281 90 111 144 189 251 292 429 451 579 Other supplies, equip., and services.... 375 216 42 92 299 206 381 795 797 742 Personal care products and services...... 408 203 181 230 341 377 405 528 604 816 Reading.................................. 166 72 63 104 121 144 172 207 262 359 Education................................ 424 634 214 208 237 181 351 443 616 1292 Tobacco products and smoking supplies.... 279 202 212 243 288 297 322 322 342 253 Miscellaneous............................ 795 328 283 393 612 637 939 1104 1224 1737 Cash contributions....................... 1021 141 191 510 516 688 834 1424 1421 3769 Personal insurance and pensions.......... 3083 250 284 612 1113 2013 3255 4377 6152 10431 Life and other personal insurance....... 354 105 102 128 163 297 360 452 595 1032 Pensions and Social Security............ 2729 145 182 483 949 1717 2895 3924 5557 9399 Money income before taxes 1/.............. 33854 2152 7494 12437 17420 24560 34439 44442 58449 108124 Wages and salaries....................... 25064 1377 1699 4870 9543 16591 27403 36521 50591 82546 Self-employment income................... 2490 -855 178 389 557 1084 1346 2282 2928 15619 Soc. Sec., priv. and gov. retirement..... 3887 674 3671 5008 5481 4920 3471 3172 2345 4409 Int., divid., rent. inc., property inc... 1130 50 132 375 652 802 1101 1432 1439 4488 Unemp. and workers' compen., vet. ben.... 341 118 166 267 309 480 417 496 375 313 Pub. ass., supp. sec. inc., foodstamps... 471 524 1312 1079 405 273 213 93 108 51 Regular contributions for support........ 336 177 239 310 330 285 327 365 449 542 Other income............................. 136 87 96 140 143 125 162 81 214 158 Personal taxes 1/......................... 3068 290 73 285 859 1631 2727 3595 5891 13516 Federal income taxes..................... 2286 203 11 134 606 1178 1993 2615 4392 10441 State and local income taxes............. 624 35 15 55 155 336 590 803 1250 2611 Other taxes.............................. 157 53 47 96 98 118 144 177 248 464 Income after taxes 1/..................... 30786 1862 7421 12151 16561 22929 31713 40847 52559 94608 Net change in total assets and liabilities -1767 -1244 684 -1350 -3148 4 -2447 -5932 -3823 -563 Net change in total assets............... 2984 -1086 968 -418 -2024 1805 3268 649 7014 16433 Net change in total liabilities.......... 4752 158 284 932 1124 1802 5716 6581 10837 16996 Other money receipts...................... 426 161 67 256 374 304 227 469 747 1384 Mortgage principal paid, owned property... -856 -202 -96 -253 -290 -410 -619 -926 -1576 -3742 Estimated market value of owned home...... 64794 22309 25849 40050 42723 47640 61203 77319 102051 174827 Est. monthly rental value of owned home... 410 130 184 257 301 316 391 528 652 981 Gifts of goods and services............... 978 440 315 473 597 869 931 1083 1540 2647 Food.................................... 77 26 15 34 34 32 70 88 179 235 Housing................................. 273 140 100 117 179 229 247 315 468 701 Housekeeping supplies................. 41 13 12 18 34 39 45 61 62 82 Household textiles.................... 12 1 2 6 7 17 9 11 18 32 Appliances and misc. housewares....... 29 7 5 14 32 25 26 42 35 82 Major appliances.................... 6 2 1 2 3 9 7 8 9 15 Small appl. and misc. housewares.... 23 4 4 12 28 16 20 34 26 67 Miscellaneous household equipment..... 72 40 14 28 47 70 67 102 134 146 Other housing......................... 120 80 66 50 59 78 100 100 221 360 Apparel and services.................... 269 111 94 164 196 310 287 311 365 537 Males 2 and over...................... 84 25 27 44 49 97 100 133 129 124 Females 2 and over.................... 93 28 44 51 78 111 79 93 115 222 Children under 2...................... 38 15 12 18 35 38 50 45 53 70 Other apparel products and services... 55 44 11 52 34 64 57 40 68 121 Jewelry and watches................. 29 29 4 18 15 30 23 21 41 87 All other apparel products and serv. 26 14 7 34 19 34 34 19 27 34 Transportation.......................... 52 17 7 17 19 79 67 42 54 154 Health care............................. 24 43 10 16 9 13 40 33 38 35 Entertainment........................... 74 27 19 62 57 65 84 73 125 158 Toys, games, hobbies, and tricycles... 28 13 9 20 24 26 39 29 48 47 Other entertainment................... 46 14 11 42 33 39 45 44 77 111 Education............................... 99 8 14 14 10 47 65 74 141 569 All other gifts......................... 109 67 56 47 93 95 72 146 169 258 __________________________________________ 1/ Components of income and taxes are derived from "complete income reporters" only; see glossary