Table 3. By AGE OF REFERENCE PERSON: Average annual expenditures and characteristics of all consumer units, Consumer Expenditure Survey, 1992 All 65 and 75 and Item consumer Under 25 25 - 34 35 - 44 45 - 54 55 - 64 over 65 - 74 over units __________________________________________________________________________________________ Number of consumer units (in thousands)... 100019 7676 20763 21837 15754 12225 21763 11959 9804 Income before taxes 1/.................... 33854 15197 33124 43923 46186 37610 20890 23182 18051 Income after taxes 1/..................... 30786 14411 30114 39518 41659 33901 19606 21642 17084 Age of reference person................... 47.6 21.6 29.8 39.4 49 59.4 74.4 69.3 80.6 Average number in consumer unit:.......... Persons.................................. 2.5 1.9 2.8 3.2 2.8 2.4 1.7 1.8 1.6 Children under 18........................ 0.7 0.4 1.1 1.3 0.6 0.2 0.1 0.1 0 Persons 65 and over...................... 0.3 0 0 0 0 0.1 1.4 1.4 1.4 Earners.................................. 1.3 1.2 1.5 1.7 1.8 1.4 0.4 0.6 0.2 Vehicles................................. 1.9 1.2 1.8 2.2 2.5 2.2 1.5 1.8 1.1 Percent distribution: Male..................................... 64 56 65 68 67 70 56 63 47 Female................................... 36 44 35 32 33 30 44 37 53 Percent homeowner........................ 61 11 42 63 74 79 77 79 74 With mortgage........................... 36 7 37 55 55 39 13 20 5 Without mortgage........................ 25 4 6 9 19 41 64 59 69 Renter................................... 39 89 58 37 26 21 23 21 26 Black.................................... 11 12 12 13 11 12 9 9 9 White and other.......................... 89 88 88 87 89 88 91 91 91 Elementary (1-8)......................... 10 3 4 5 7 15 25 21 30 High school (9-12)....................... 43 40 42 38 43 49 46 48 44 College.................................. 46 57 54 57 49 35 28 30 25 Never attended and other................. 0 0 0 0 0 0 1 1 1 At least one vehicle owned............... 86 72 88 90 91 89 78 85 70 Average annual expenditures............... 29846 17258 29554 37196 37427 31704 20616 22862 17794 Food..................................... 4273 2621 4218 5218 5233 4354 3198 3635 2620 Food at home............................ 2643 1440 2486 3201 3102 2833 2211 2461 1879 Cereals and bakery products............ 411 211 388 490 483 440 354 390 306 Cereals and cereal products........... 141 82 144 175 159 138 113 130 90 Bakery products....................... 270 129 245 315 324 301 242 260 217 Meats, poultry, fish, and eggs......... 687 350 631 832 822 753 579 663 467 Beef.................................. 210 107 203 262 255 219 164 188 133 Pork.................................. 156 73 140 177 188 179 142 163 115 Other meats........................... 94 43 86 120 110 102 77 90 58 Poultry............................... 123 73 114 149 142 132 104 120 82 Fish and seafood...................... 77 40 64 95 92 89 66 75 52 Eggs.................................. 28 14 24 30 35 32 27 26 27 Dairy products......................... 302 167 287 380 350 303 247 260 229 Fresh milk and cream.................. 134 84 132 165 148 128 115 112 118 Other dairy products.................. 168 83 156 215 202 175 132 148 111 Fruits and vegetables.................. 428 226 370 494 485 490 416 449 371 Fresh fruits.......................... 127 63 103 148 139 154 130 135 124 Fresh vegetables...................... 127 67 114 142 149 143 119 132 102 Processed fruits...................... 100 49 88 116 107 111 103 109 95 Processed vegetables.................. 74 48 65 87 90 81 64 74 51 Other food at home..................... 814 486 810 1005 961 847 615 699 505 Sugar and other sweets................ 102 48 93 124 115 116 92 109 71 Fats and oils......................... 72 39 58 81 87 87 71 78 62 Miscellaneous foods................... 384 248 409 482 455 375 262 293 220 Nonalcoholic beverages................ 213 131 210 267 253 214 159 177 135 Food prep. by cu, out-of-town trips... 43 20 40 51 51 56 32 43 18 Food away from home..................... 1631 1181 1732 2017 2131 1521 987 1174 741 Alcoholic beverages...................... 301 356 365 352 299 321 159 180 131 Housing.................................. 9477 5135 10018 12120 11036 9436 6733 7143 6214 Shelter................................. 5411 3148 6132 7215 6299 5105 3241 3459 2975 Owned dwellings........................ 3310 363 3146 4926 4406 3514 1978 2328 1551 Mortgage interest and charges......... 1968 227 2264 3405 2745 1656 469 736 143 Property taxes........................ 782 81 531 909 1027 1070 803 861 734 Maintenance, rep., ins., oth. exp..... 560 54 351 613 633 788 706 731 674 Rented dwellings....................... 1761 2656 2817 1901 1313 1016 1039 869 1247 Other lodging.......................... 340 129 169 387 580 575 223 261 177 Utilities, fuels, and public services... 1984 1024 1797 2232 2375 2255 1816 1925 1684 Natural gas............................ 252 101 212 281 295 305 255 257 254 Electricity............................ 787 384 688 899 959 892 725 790 647 Fuel oil and other fuels............... 92 19 65 94 86 119 132 122 143 Telephone.............................. 623 469 648 698 753 652 465 502 421 Water and other public services........ 230 51 185 260 281 286 238 254 219 Household operations.................... 487 141 579 664 393 374 474 334 646 Personal services...................... 242 94 445 394 69 58 178 68 312 Other household expenses............... 245 47 134 270 324 316 296 265 333 Housekeeping supplies................... 433 170 365 507 560 450 413 481 322 Laundry and cleaning supplies.......... 118 65 111 137 162 116 94 114 66 Other household products............... 195 57 158 228 247 210 201 242 146 Postage and stationery................. 119 48 96 142 151 123 118 124 110 Household furnishings and equipment..... 1162 652 1145 1502 1409 1252 789 945 587 Household textiles..................... 92 48 86 109 116 101 75 87 59 Furniture.............................. 316 238 352 450 381 317 127 165 82 Floor coverings........................ 71 2 45 82 57 61 125 168 66 Major appliances....................... 141 67 127 163 160 150 138 132 148 Small appliances, misc. housewares..... 84 45 70 87 120 136 55 69 38 Miscellaneous household equipment...... 458 253 465 612 575 487 268 324 195 Apparel and services..................... 1710 1267 1842 2210 2245 1631 882 1017 709 Men and boys............................ 450 273 504 588 672 395 185 208 156 Men, 16 and over....................... 369 248 405 453 589 307 162 181 139 Boys, 2 to 15.......................... 80 25 99 134 82 88 22 27 17 Women and girls......................... 680 483 606 894 902 708 425 481 352 Women, 16 and over..................... 586 466 498 705 790 657 403 449 341 Girls, 2 to 15......................... 94 17 108 189 112 52 23 32 11 Children under 2........................ 78 121 138 91 53 53 22 30 13 Footwear................................ 231 165 272 275 283 223 136 158 106 Other apparel products and services..... 272 224 322 363 335 252 114 140 83 Transportation........................... 5228 3622 5376 6228 6755 5684 3290 3939 2498 Vehicle purchases (net outlay).......... 2189 1743 2355 2584 2772 2329 1289 1572 945 Cars and trucks, new................... 1131 744 1189 1350 1200 1483 744 845 621 Cars and trucks, used.................. 1022 947 1139 1192 1476 841 541 718 324 Other vehicles......................... 36 52 27 42 96 5 5 9 0 Gasoline and motor oil.................. 973 649 994 1165 1269 1046 621 740 476 Other vehicle expenses.................. 1776 1086 1772 2155 2364 1945 1122 1334 864 Vehicle finance charges................ 256 172 328 337 359 226 79 116 34 Maintenance and repairs................ 612 435 592 728 738 715 429 507 333 Vehicle insurance...................... 629 351 589 694 873 738 463 528 382 Veh. rent., leas., licen., oth. chges.. 279 128 263 396 393 267 152 182 114 Public transportation................... 290 144 255 324 350 364 257 294 213 Health care.............................. 1634 416 1053 1570 1646 1993 2474 2487 2460 Health insurance........................ 725 147 463 620 657 854 1263 1239 1291 Medical services........................ 533 159 406 648 585 685 548 576 514 Drugs................................... 278 72 123 208 278 355 527 538 513 Medical supplies........................ 97 38 60 94 125 98 137 133 141 Entertainment............................ 1500 928 1569 2041 1896 1587 754 953 510 Fees and admissions..................... 379 210 320 527 488 458 224 280 156 Television, radios, sound equipment..... 492 394 528 648 603 453 275 326 213 Pets, toys, and playground equipment.... 274 123 312 348 352 284 154 196 100 Other supplies, equip., and services.... 355 200 408 518 453 392 100 150 40 Personal care products and services...... 387 253 361 461 481 408 306 333 271 Reading.................................. 162 73 142 183 204 188 144 153 134 Education................................ 426 833 305 533 809 282 93 54 140 Tobacco products and smoking supplies.... 275 220 278 326 376 310 147 205 77 Miscellaneous............................ 765 408 780 985 982 788 484 533 423 Cash contributions....................... 958 124 428 938 1208 1620 1227 1189 1272 Personal insurance and pensions.......... 2750 1003 2821 4030 4256 3103 724 1041 337 Life and other personal insurance....... 353 50 238 456 531 491 259 346 153 Pensions and Social Security............ 2397 953 2583 3574 3725 2612 465 695 184 Money income before taxes 1/.............. 33854 15197 33124 43923 46186 37610 20890 23182 18051 Wages and salaries....................... 25064 12998 29558 36950 37954 26044 4068 5937 1754 Self-employment income................... 2490 184 1361 4441 4791 2527 886 1103 617 Soc. Sec., priv. and gov. retirement..... 3887 45 281 471 1238 6000 12743 12839 12624 Int., divid., rent. inc., property inc... 1130 117 343 609 747 1943 2583 2764 2359 Unemp. and workers' compen., vet. ben.... 341 121 397 419 464 418 162 225 85 Pub. ass., supp. sec. inc., foodstamps... 471 698 618 509 514 499 168 176 158 Regular contributions for support........ 336 801 370 408 340 88 195 44 382 Other income............................. 136 232 196 117 139 91 85 94 72 Personal taxes 1/......................... 3068 786 3010 4405 4527 3709 1284 1540 966 Federal income taxes..................... 2286 613 2255 3295 3450 2741 885 1080 645 State and local income taxes............. 624 167 670 953 899 702 192 230 144 Other taxes.............................. 157 6 86 157 179 266 207 230 178 Income after taxes 1/..................... 30786 14411 30114 39518 41659 33901 19606 21642 17084 Net change in total assets and liabilities -1529 -286 -1611 -3135 -2279 -679 -211 -811 520 Net change in total assets............... 3045 1258 4358 5883 3253 1734 160 -389 829 Net change in total liabilities.......... 4574 1544 5969 9018 5532 2413 371 422 309 Other money receipts...................... 400 129 273 393 339 1028 315 380 235 Mortgage principal paid, owned property... -844 -98 -501 -1509 -1232 -1172 -302 -411 -167 Estimated market value of owned home...... 66530 5443 39719 75745 85687 89276 77760 82875 71522 Est. monthly rental value of owned home... 416 41 280 479 531 525 471 502 432 Gifts of goods and services............... 968 436 635 884 1775 1325 778 835 703 Food.................................... 76 13 29 69 196 102 50 65 30 Housing................................. 276 152 215 264 483 357 198 229 157 Housekeeping supplies................. 39 19 31 44 62 41 30 37 19 Household textiles.................... 13 0 7 16 25 21 8 7 10 Appliances and misc. housewares....... 31 7 17 22 56 63 28 32 22 Major appliances.................... 7 1 2 4 18 10 9 6 12 Small appl. and misc. housewares.... 24 6 14 18 37 53 19 26 10 Miscellaneous household equipment..... 70 46 58 90 81 80 55 72 32 Other housing......................... 123 79 102 91 259 151 78 81 73 Apparel and services.................... 254 166 208 247 332 417 194 223 157 Males 2 and over...................... 78 42 60 60 109 145 67 67 66 Females 2 and over.................... 87 54 53 91 115 147 77 86 66 Children under 2...................... 37 29 46 38 41 46 21 28 11 Other apparel products and services... 53 42 48 59 67 79 29 41 13 Jewelry and watches................. 29 36 27 38 33 41 9 12 7 All other apparel products and serv. 24 6 21 21 34 38 19 29 7 Transportation.......................... 51 14 23 33 90 83 63 71 54 Health care............................. 24 2 6 18 39 33 41 33 50 Entertainment........................... 73 33 65 73 105 101 56 78 28 Toys, games, hobbies, and tricycles... 28 7 23 29 34 49 23 34 10 Other entertainment................... 45 26 42 44 71 51 32 44 18 Education............................... 107 13 9 80 368 122 62 28 103 All other gifts......................... 106 44 80 101 163 110 116 108 124 __________________________________________ 1/ Components of income and taxes are derived from "complete income reporters" only; see glossary