TABLE 1: QUINTILES OF INCOME BEFORE TAXES, CONSUMER EXPENDITURE SURVEY, 1987 ITEM ALL_CUS TOTAL LOWEST20 SECOND2O THIRD20 FOURTH20 HIGHST20 INCMPLET Number of consumer units (in thousands)......... 94150 81070 16187 16215 16215 16214 16239 13080 Number of sample interviews..................... 41925 35195 6779 6800 6988 7219 7409 6730 Income before taxes 1/.......................... 27326 27326 4611 11954 20943 33276 65750 1/ Income after taxes 1/........................... 24871 24871 4494 11424 19500 30373 58477 1/ Average number of persons in consumer unit...... 2.6 2.5 1.8 2.2 2.6 2.9 3.2 2.7 Age of reference person......................... 47 47 51.7 50.7 44.9 43 44.8 47.3 Average number of: Earners...................................... 1.4 1.3 0.6 0.9 1.4 1.7 2.1 1.5 Vehicles..................................... 2 2 0.8 1.5 2 2.5 3 2 Children under 18............................ 0.7 0.7 0.4 0.6 0.7 0.9 0.9 0.7 Persons 65 and over.......................... 0.3 0.3 0.4 0.5 0.3 0.2 0.1 0.2 Percent distribution: Male......................................... 67 66 38 57 68 79 88 70 Female....................................... 33 34 62 43 32 21 12 30 Homeowner with mortgage...................... 38 37 11 17 32 53 72 41 Homeowner without mortgage................... 25 25 29 34 26 20 14 24 Renter....................................... 38 38 60 49 41 27 14 35 Black........................................ 11 10 19 12 9 7 4 12 White and other.............................. 89 90 81 88 91 93 96 88 Elementary (1-8)............................. 12 12 25 17 10 5 2 11 High school (9-12)........................... 45 45 45 53 50 45 30 46 College...................................... 43 43 28 29 40 50 68 43 Never attended and other..................... 1 1 1 1 0 0 0 1 At least one vehicle owned................... 86 86 57 83 94 97 97 86 Average annual expenditures..................... 24414 24776 10355 15686 21708 29603 46470 22668 Food......................................... 3664 3753 1916 2772 3575 4332 6164 3321 Food at home.............................. 2099 2143 1321 1830 2061 2441 3060 1923 Cereals and bakery products............ 299 306 190 270 300 347 426 268 Cereals and cereal products......... 104 107 71 100 109 116 138 94 Bakery products..................... 194 199 119 169 191 231 287 174 Meats, poultry, fish, and eggs......... 572 586 364 506 555 668 836 517 Beef................................ 191 198 109 165 184 239 293 166 Pork................................ 116 119 83 111 109 132 159 103 Other meats......................... 83 86 52 69 85 101 122 74 Poultry............................. 87 88 59 76 82 97 125 85 Fish and seafood.................... 66 67 38 57 67 70 106 61 Eggs................................ 28 28 23 29 28 30 33 28 Dairy products......................... 274 279 173 236 274 314 395 258 Fresh milk and cream................ 132 134 97 127 133 145 167 125 Other dairy products................ 142 145 76 109 141 169 228 133 Fruits and vegetables.................. 356 358 241 316 338 393 503 344 Fresh fruits........................ 113 113 74 103 105 121 162 110 Fresh vegetables.................... 110 110 79 94 102 121 154 111 Processed fruits.................... 78 79 51 71 76 87 112 72 Processed vegetables................ 55 56 37 48 55 64 75 52 Other food at home..................... 567 583 345 487 563 677 841 505 Sugar and other sweets.............. 74 75 45 64 76 85 107 71 Fats and oils....................... 51 53 36 47 49 62 68 43 Miscellaneous foods................. 248 255 141 204 248 294 387 221 Nonalcoholic beverages.............. 194 200 122 170 191 236 279 171 Food pre. by cu on out of town trips... 31 31 8 16 30 42 58 30 Food away from home....................... 1565 1610 595 942 1514 1891 3104 1398 Alcoholic beverages.......................... 289 303 122 189 325 340 539 233 Housing...................................... 7569 7491 3823 5108 6485 8519 13506 8138 Shelter................................... 4154 4074 2106 2759 3480 4566 7450 4653 Owned dwellings........................ 2375 2308 681 1002 1566 2828 5455 2792 Mortgage interest................... 1461 1421 252 375 846 1832 3795 1712 Property taxes...................... 464 441 199 288 351 518 850 607 Maint., rep., ins., other expenses.. 449 445 230 339 368 478 810 473 Rented dwellings....................... 1345 1341 1281 1588 1671 1330 836 1370 Other lodging.......................... 434 425 145 168 243 408 1158 490 Utilities, fuels, and public services..... 1671 1646 1078 1358 1595 1858 2337 1826 Natural gas............................ 232 228 151 205 207 244 334 257 Electricity............................ 692 682 429 552 661 795 972 755 Fuel oil and other fuels............... 94 91 82 80 88 93 112 112 Telephone.............................. 499 491 335 403 501 547 670 549 Water and other public services........ 153 153 81 118 138 180 248 152 Household operations...................... 371 367 124 175 255 403 875 399 Personal services...................... 170 174 37 62 127 252 390 150 Other household expenses............... 201 193 86 113 129 152 485 250 Housekeeping supplies..................... 341 368 187 283 367 433 572 234 Laundry and cleaning supplies.......... 97 105 62 86 104 122 150 66 Other household products............... 139 150 64 120 146 185 236 95 Postage and stationery................. 105 113 60 77 118 126 185 73 Household furnishings and equipment....... 1032 1037 329 533 788 1259 2273 1027 Household textiles..................... 91 95 43 60 70 96 203 74 Furniture.............................. 315 311 76 128 221 361 766 344 Floor coverings........................ 69 60 15 34 41 98 109 110 Major appliances....................... 160 157 69 95 141 204 274 180 Small appliances & misc. housewares.... 57 59 18 30 52 69 126 44 Miscellaneous household equipment...... 340 356 108 187 262 429 793 275 Apparel and services......................... 1446 1455 548 938 1211 1839 2738 1430 Men and boys.............................. 361 364 108 217 278 469 748 361 Men, 16 and over....................... 295 297 85 172 231 364 632 300 Boys, 2 to 15.......................... 66 67 24 45 47 105 116 61 Women and girls........................... 591 597 253 404 483 761 1084 570 Women, 16 and over..................... 510 518 229 355 421 647 936 480 Girls, 2 to 15......................... 81 79 24 49 61 115 148 90 Children under 2.......................... 58 58 20 43 65 79 84 55 Footwear.................................. 184 188 77 140 179 217 327 169 Other apparel products and services....... 251 248 89 135 206 313 496 274 Transportation............................... 4600 4588 1552 2917 4148 5923 8389 4705 Vehicle purchases......................... 2022 2016 614 1216 1801 2699 3747 2055 Cars and trucks, new (net outlay)...... 1143 1136 301 578 953 1455 2388 1191 Cars and trucks, used (net outlay)..... 860 861 309 626 828 1203 1339 852 Other vehicles......................... 18 20 4 13 20 40 20 12 Gasoline and motor oil.................... 888 881 372 641 891 1120 1382 930 Other vehicle expenses.................... 1417 1431 438 898 1262 1847 2707 1362 Vehicle finance charges................ 280 275 57 123 230 380 585 314 Maintenance and repairs................ 514 530 193 380 471 674 929 449 Vehicle insurance...................... 462 460 145 314 426 591 823 477 Vehicle rent., licenses, other charges. 160 166 43 81 135 202 370 123 Public transportation..................... 273 259 127 162 194 258 554 358 Health care.................................. 1135 1135 734 1061 1146 1211 1523 1140 Health insurance.......................... 392 391 274 402 434 418 427 393 Medical services.......................... 467 457 253 365 445 502 721 524 Drugs..................................... 203 213 168 239 201 205 253 156 Medical supplies.......................... 73 74 39 55 66 87 122 67 Entertainment................................ 1193 1211 385 599 1062 1481 2525 1110 Fees and admissions....................... 323 325 92 147 231 378 777 310 Television, radios, sound equipment....... 379 380 154 219 348 477 702 377 Pets, toys, and playground equipment...... 218 227 82 133 215 290 415 183 Other ent. sup., equip., and services..... 273 279 58 99 267 337 630 240 Personal care products and services.......... 330 345 143 244 323 386 627 271 Reading...................................... 142 144 64 92 133 169 263 128 Education.................................... 337 325 241 168 225 275 714 421 Tobacco products and smoking supplies........ 232 235 167 212 244 288 264 216 Miscellaneous................................ 562 599 240 320 547 798 1087 344 Cash contributions........................... 741 776 181 346 552 813 1985 525 Personal insurance and pensions.............. 2175 2415 239 720 1732 3227 6147 686 Life and other personal insurance......... 294 294 109 151 246 370 591 297 Pensions and Social Security.............. 1881 2121 130 569 1486 2857 5555 388 Money income before taxes....................... 27326 27326 4611 11954 20943 33276 65750 1/ Wages and salaries........................... 20613 20613 1304 6042 15005 27480 53152 1/ Self-employment income....................... 1821 1821 -287 357 921 1626 6479 1/ S. Security, private and gvrnmnt retirement.. 2941 2941 2360 4134 3525 2361 2324 1/ Int.,divid.,rent. income,other prop. income.. 1115 1115 117 446 760 1168 3080 1/ Unemp. and workers' compen., veterans' ben... 209 209 102 169 331 254 189 1/ Pub. ass., supp. sec. income, foodstamps..... 294 294 753 495 116 72 33 1/ Regular contributions for support............ 232 232 191 218 185 225 339 1/ Other income................................. 102 102 71 93 100 90 155 1/ Personal taxes.................................. 2455 2455 118 530 1443 2903 7273 1/ Federal income taxes......................... 1951 1951 74 408 1136 2240 5891 1/ State and local income taxes................. 454 454 25 96 277 603 1267 1/ Other taxes.................................. 50 50 19 26 31 60 115 1/ Income after taxes.............................. 24871 24871 4494 11424 19500 30373 58477 1/ Net change in total assets................... 4608 4294 -190 423 1006 4440 15764 1/ Net change in total liabilities.............. 1486 1331 -327 -555 644 2276 4611 1/ Other money receipts......................... 316 341 107 397 274 362 565 1/ Mortgage principal paid on owned property.... -434 -417 -123 -168 -290 -531 -970 1/ Estimated market value of owned home......... 52599 50679 24275 31325 39569 56025 102078 1/ Estimated monthly rental value of owned home. 333 324 148 207 253 373 637 1/ Gifts of: Clothing, males 2 and over................... 58 60 25 46 53 70 106 49 Clothing, females 2 and over................. 75 80 38 54 67 96 144 56 Clothing, infants less than 2................ 25 25 8 15 23 36 44 24 Jewelry and watches.......................... 23 23 7 19 14 35 40 22 Small appliances & misc. housewares.......... 16 17 3 8 17 17 38 15 Household textiles........................... 12 13 4 10 14 17 18 7 All other gifts.............................. 540 545 217 280 429 553 1244 535 --------------------------------------------------------------------------------------------------------------------------- 1/ Components of income and taxes are drived from "Complete income reporters" only; see glossary.