Table 1701. Housing tenure, type of area, race of reference person, and Hispanic origin of reference person: Shares of average annual expenditures and sources of income, Consumer Expenditure Survey, 1996 ___________________________________________________________________________________________________________________________________ | | | | | | | | |Race of reference | Hispanic origin | | Housing tenure | Type of area | person | of | All | | | |reference person Item |consumer| | | | __________________ _________________ __________________ _________________ | units | | | | | | | | | | Home- | Renter | Urban | Rural |White and| Black |Hispanic| Non- | | owner | | | | other | | |Hispanic | | | | | | | | | ___________________________________________________________________________________________________________________________________ | | | | | | | | | Number of consumer units (in thousands).........|104,212 | 66,272 | 37,940 | 91,061 | 13,151 | 91,856 | 12,355 | 8,717 | 95,494 | | | | | | | | | Consumer unit characteristics: | | | | | | | | | | | | | | | | | | Income before taxes 1/........................|$38,014 | $45,654 |$24,708 |$39,358 |$29,032 | $39,419 |$27,190 |$29,166 |$38,874 Income after taxes 1/.........................| 34,864 | 41,723 | 22,918 | 36,036 | 27,033 | 36,052 | 25,712 | 27,449 | 35,585 Age of reference person.......................| 47.7 | 52.2 | 39.8 | 47.3 | 50.5 | 48.1 | 44.7 | 42.7 | 48.2 | | | | | | | | | Average number in consumer unit: | | | | | | | | | Persons.....................................| 2.5 | 2.7 | 2.3 | 2.5 | 2.6 | 2.5 | 2.9 | 3.4 | 2.5 Children under 18...........................| .7 | .7 | .7 | .7 | .7 | .6 | 1.1 | 1.3 | .6 Persons 65 and over.........................| .3 | .4 | .1 | .3 | .4 | .3 | .2 | .2 | .3 Earners.....................................| 1.3 | 1.4 | 1.2 | 1.3 | 1.4 | 1.4 | 1.2 | 1.5 | 1.3 Vehicles....................................| 1.9 | 2.3 | 1.2 | 1.8 | 2.5 | 2.0 | 1.2 | 1.6 | 1.9 | | | | | | | | | Percent distribution: | | | | | | | | | | | | | | | | | | Sex of reference person: | | | | | | | | | Male......................................| 60 | 66 | 51 | 60 | 62 | 63 | 41 | 62 | 60 Female....................................| 40 | 34 | 49 | 40 | 38 | 37 | 59 | 38 | 40 | | | | | | | | | Housing tenure: | | | | | | | | | Homeowner.................................| 64 | 100 | n.a. | 61 | 83 | 66 | 42 | 46 | 65 With mortgage...........................| 38 | 59 | n.a. | 37 | 40 | 39 | 27 | 30 | 38 Without mortgage........................| 26 | 41 | n.a. | 23 | 44 | 27 | 15 | 16 | 27 Renter....................................| 36 | n.a. | 100 | 39 | 17 | 34 | 58 | 54 | 35 | | | | | | | | | Race of reference person: | | | | | | | | | Black.....................................| 12 | 8 | 19 | 13 | 5 | n.a. | 100 | 6 | 12 White and other...........................| 88 | 92 | 81 | 87 | 95 | 100 | n.a. | 94 | 88 | | | | | | | | | Education of reference person: | | | | | | | | | Elementary (1-8)..........................| 8 | 8 | 9 | 8 | 11 | 8 | 10 | 25 | 6 High school (9-12)........................| 41 | 41 | 42 | 40 | 50 | 40 | 52 | 45 | 41 College...................................| 50 | 51 | 49 | 52 | 39 | 52 | 38 | 29 | 52 Never attended and other..................| (2) | (2) | (2) | (2) | (2) | (2) | (2) | 1 | (2) | | | | | | | | | At least one vehicle owned..................| 85 | 93 | 70 | 84 | 92 | 87 | 66 | 78 | 85 | | | | | | | | | Average annual expenditures.....................|$33,797 | $39,299 |$24,170 |$34,502 |$28,853 | $34,994 |$24,926 |$27,868 |$34,338 | | | | | | | | | Food..........................................| 13.9 | 13.4 | 15.3 | 13.8 | 14.5 | 13.8 | 14.6 | 17.4 | 13.6 Food at home................................| 8.5 | 8.1 | 9.5 | 8.4 | 9.4 | 8.3 | 10.3 | 12.1 | 8.3 Cereals and bakery products...............| 1.3 | 1.3 | 1.5 | 1.3 | 1.5 | 1.3 | 1.5 | 1.7 | 1.3 Cereals and cereal products.............| .5 | .5 | .6 | .5 | .5 | .5 | .6 | .7 | .5 Bakery products.........................| .8 | .8 | .9 | .8 | .9 | .8 | .9 | 1.0 | .8 Meats, poultry, fish, and eggs............| 2.2 | 2.0 | 2.6 | 2.2 | 2.4 | 2.1 | 3.5 | 3.5 | 2.1 Beef....................................| .6 | .6 | .8 | .6 | .7 | .6 | .9 | 1.1 | .6 Pork....................................| .5 | .4 | .5 | .4 | .6 | .4 | .9 | .7 | .4 Other meats.............................| .3 | .3 | .3 | .3 | .3 | .3 | .4 | .4 | .3 Poultry.................................| .4 | .4 | .5 | .4 | .4 | .4 | .7 | .7 | .4 Fish and seafood........................| .3 | .2 | .3 | .3 | .2 | .2 | .4 | .3 | .3 Eggs....................................| .1 | .1 | .1 | .1 | .1 | .1 | .1 | .2 | .1 | | | | | | | | | Dairy products............................| .9 | .9 | 1.0 | .9 | 1.0 | .9 | .8 | 1.3 | .9 Fresh milk and cream....................| .4 | .4 | .4 | .4 | .5 | .4 | .4 | .6 | .4 Other dairy products....................| .5 | .5 | .6 | .5 | .5 | .5 | .5 | .7 | .5 Fruits and vegetables.....................| 1.5 | 1.4 | 1.6 | 1.4 | 1.5 | 1.4 | 1.7 | 2.3 | 1.4 Fresh fruits............................| .5 | .4 | .5 | .5 | .5 | .5 | .5 | .8 | .4 Fresh vegetables........................| .4 | .4 | .5 | .4 | .4 | .4 | .5 | .8 | .4 Processed fruits........................| .3 | .3 | .4 | .3 | .3 | .3 | .4 | .5 | .3 Processed vegetables....................| .2 | .2 | .3 | .2 | .3 | .2 | .3 | .3 | .2 | | | | | | | | | Other food at home........................| 2.6 | 2.5 | 2.9 | 2.6 | 3.1 | 2.6 | 2.7 | 3.3 | 2.6 Sugar and other sweets..................| .3 | .3 | .4 | .3 | .4 | .3 | .4 | .4 | .3 Fats and oils...........................| .2 | .2 | .3 | .2 | .3 | .2 | .3 | .4 | .2 Miscellaneous foods.....................| 1.2 | 1.1 | 1.3 | 1.1 | 1.3 | 1.2 | 1.2 | 1.4 | 1.1 Nonalcoholic beverages..................| .7 | .7 | .8 | .7 | .9 | .7 | .8 | 1.0 | .7 Food prepared by consumer unit | | | | | | | | | on out-of-town trips...................| .1 | .2 | .1 | .1 | .2 | .2 | .1 | .1 | .1 Food away from home.........................| 5.4 | 5.3 | 5.7 | 5.4 | 5.0 | 5.5 | 4.3 | 5.3 | 5.4 | | | | | | | | | Alcoholic beverages...........................| .9 | .8 | 1.2 | 1.0 | .5 | .9 | .6 | .8 | .9 | | | | | | | | | Housing.......................................| 31.8 | 31.0 | 33.9 | 32.3 | 27.8 | 31.6 | 34.2 | 33.0 | 31.7 Shelter.....................................| 17.9 | 16.6 | 21.9 | 18.5 | 13.0 | 17.8 | 19.1 | 19.8 | 17.8 Owned dwellings...........................| 11.2 | 15.0 | .3 | 11.4 | 9.8 | 11.5 | 8.2 | 8.8 | 11.4 Mortgage interest and charges...........| 6.3 | 8.4 | .1 | 6.4 | 4.7 | 6.4 | 4.8 | 5.7 | 6.3 Property taxes..........................| 2.8 | 3.7 | .1 | 2.8 | 2.2 | 2.9 | 1.8 | 1.8 | 2.9 | | | | | | | | | Maintenance, repairs, insurance, | | | | | | | | | other expenses.........................| 2.2 | 2.9 | 0.1 | 2.1 | 2.8 | 2.2 | 1.6 | 1.3 | 2.2 Rented dwellings..........................| 5.5 | .1 | 20.9 | 5.9 | 2.1 | 5.1 | 10.4 | 10.3 | 5.2 Other lodging.............................| 1.2 | 1.4 | .8 | 1.3 | 1.1 | 1.3 | .5 | .7 | 1.3 | | | | | | | | | Utilities, fuels, and public services.......| 6.9 | 7.1 | 6.6 | 6.8 | 8.4 | 6.7 | 9.8 | 7.7 | 6.9 Natural gas...............................| .9 | .9 | .7 | .9 | .5 | .8 | 1.4 | .8 | .9 Electricity...............................| 2.7 | 2.8 | 2.4 | 2.6 | 3.7 | 2.6 | 3.7 | 2.6 | 2.7 Fuel oil and other fuels..................| .3 | .4 | .2 | .2 | .9 | .3 | .2 | .2 | .3 Telephone services........................| 2.3 | 2.1 | 2.9 | 2.3 | 2.5 | 2.2 | 3.6 | 3.1 | 2.2 Water and other public services...........| .8 | .9 | .4 | .8 | .7 | .8 | .9 | .9 | .8 Household operations........................| 1.5 | 1.7 | 1.2 | 1.6 | .9 | 1.6 | 1.4 | 1.1 | 1.6 Personal services.........................| .8 | .8 | .7 | .8 | .4 | .7 | 1.0 | .7 | .8 Other household expenses..................| .8 | .9 | .4 | .8 | .5 | .8 | .4 | .4 | .8 | | | | | | | | | Housekeeping supplies.......................| 1.4 | 1.4 | 1.2 | 1.3 | 1.6 | 1.4 | 1.2 | 1.3 | 1.4 Laundry and cleaning supplies.............| .4 | .3 | .4 | .3 | .5 | .3 | .4 | .5 | .3 Other household products..................| .6 | .7 | .5 | .6 | .7 | .6 | .5 | .6 | .6 Postage and stationery....................| .4 | .4 | .4 | .4 | .4 | .4 | .3 | .3 | .4 Household furnishings and equipment.........| 4.0 | 4.3 | 3.2 | 4.0 | 4.0 | 4.1 | 2.7 | 3.1 | 4.1 Household textiles........................| .2 | .2 | .2 | .2 | .2 | .2 | .2 | .2 | .2 Furniture.................................| .9 | 1.0 | .8 | 1.0 | .8 | 1.0 | .8 | 1.0 | .9 Floor coverings...........................| .3 | .4 | .1 | .3 | .3 | .3 | .1 | .1 | .3 Major appliances..........................| .5 | .5 | .3 | .5 | .6 | .5 | .4 | .5 | .5 Small appliances, miscellaneous housewares| .2 | .3 | .2 | .2 | .3 | .3 | .2 | .2 | .2 Miscellaneous household equipment.........| 1.8 | 1.9 | 1.5 | 1.8 | 1.8 | 1.9 | 1.0 | 1.0 | 1.9 | | | | | | | | | Apparel and services..........................| 5.2 | 4.9 | 5.9 | 5.3 | 4.3 | 4.9 | 8.2 | 6.9 | 5.1 Men and boys................................| 1.3 | 1.2 | 1.3 | 1.3 | 1.1 | 1.2 | 1.8 | 1.6 | 1.2 Men, 16 and over..........................| 1.0 | 1.0 | 1.0 | 1.0 | .9 | 1.0 | 1.2 | 1.1 | 1.0 Boys, 2 to 15.............................| .3 | .3 | .3 | .3 | .3 | .2 | .6 | .4 | .3 Women and girls.............................| 2.1 | 2.0 | 2.4 | 2.2 | 1.7 | 2.0 | 2.9 | 2.6 | 2.1 Women, 16 and over........................| 1.8 | 1.7 | 2.1 | 1.8 | 1.4 | 1.8 | 2.3 | 2.0 | 1.8 Girls, 2 to 15............................| .3 | .3 | .3 | .3 | .3 | .3 | .7 | .6 | .3 Children under 2............................| .2 | .2 | .3 | .2 | .2 | .2 | .4 | .4 | .2 Footwear....................................| .9 | .8 | 1.2 | .9 | .7 | .8 | 2.0 | 1.5 | .8 Other apparel products and services.........| .7 | .6 | .8 | .7 | .5 | .6 | 1.1 | .7 | .7 | | | | | | | | | Transportation................................| 18.9 | 19.2 | 18.1 | 18.3 | 23.5 | 19.0 | 17.3 | 19.2 | 18.9 Vehicle purchases (net outlay)..............| 8.3 | 8.4 | 8.2 | 7.9 | 11.8 | 8.4 | 7.1 | 8.3 | 8.3 | | | | | | | | | Cars and trucks, new......................| 3.6 | 4.0 | 2.5 | 3.5 | 4.1 | 3.7 | 2.7 | 3.4 | 3.6 Cars and trucks, used.....................| 4.6 | 4.3 | 5.7 | 4.3 | 7.6 | 4.7 | 4.4 | 4.9 | 4.6 Other vehicles............................| .1 | .1 | (3) | .1 | 4/.1 | .1 | (3) | (3) | .1 Gasoline and motor oil......................| 3.2 | 3.2 | 3.1 | 3.0 | 4.5 | 3.2 | 3.0 | 3.7 | 3.2 Other vehicle expenses......................| 6.1 | 6.3 | 5.6 | 6.0 | 6.4 | 6.1 | 6.1 | 6.0 | 6.1 Vehicle finance charges...................| .8 | .8 | .7 | .8 | 1.2 | .8 | 1.1 | .8 | .8 Maintenance and repairs...................| 1.9 | 1.9 | 1.9 | 1.9 | 2.2 | 1.9 | 1.9 | 2.2 | 1.9 Vehicle insurance.........................| 2.1 | 2.1 | 1.9 | 2.0 | 2.2 | 2.1 | 2.2 | 2.0 | 2.1 Vehicle rental, leases, licenses, | | | | | | | | | other charges............................| 1.3 | 1.4 | 1.1 | 1.4 | .8 | 1.3 | 1.0 | 1.0 | 1.3 Public transportation.......................| 1.3 | 1.3 | 1.2 | 1.3 | .6 | 1.3 | 1.1 | 1.2 | 1.3 | | | | | | | | | Health care...................................| 5.2 | 5.7 | 3.9 | 5.1 | 6.6 | 5.3 | 4.1 | 3.7 | 5.4 Health insurance............................| 2.4 | 2.7 | 1.8 | 2.4 | 3.2 | 2.5 | 2.2 | 1.8 | 2.5 Medical services............................| 1.6 | 1.8 | 1.1 | 1.6 | 2.0 | 1.7 | .9 | 1.1 | 1.6 Drugs.......................................| .9 | 1.0 | .7 | .9 | 1.2 | .9 | .7 | .6 | .9 Medical supplies............................| .3 | .3 | .2 | .3 | .3 | .3 | .2 | .2 | .3 | | | | | | | | | Entertainment.................................| 5.4 | 5.8 | 4.5 | 5.5 | 5.1 | 5.6 | 3.5 | 3.9 | 5.5 Fees and admissions.........................| 1.4 | 1.5 | 1.0 | 1.4 | .9 | 1.4 | .7 | .8 | 1.4 Television, radios, sound equipment.........| 1.7 | 1.6 | 1.9 | 1.7 | 1.5 | 1.6 | 1.9 | 1.7 | 1.7 Pets, toys, and playground equipment........| 1.0 | 1.1 | .8 | 1.0 | 1.2 | 1.0 | .6 | .7 | 1.0 Other entertainment supplies, equipment, | | | | | | | | | and services...............................| 1.4 | 1.6 | .8 | 1.4 | 1.5 | 1.5 | .3 | .8 | 1.5 | | | | | | | | | Personal care products and services...........| 1.5 | 1.5 | 1.6 | 1.5 | 1.4 | 1.4 | 2.4 | 1.8 | 1.5 | | | | | | | | | Reading.......................................| .5 | .5 | .4 | .5 | .4 | .5 | .3 | .3 | .5 | | | | | | | | | Education.....................................| 1.5 | 1.3 | 2.1 | 1.6 | .9 | 1.6 | 1.3 | 1.0 | 1.6 | | | | | | | | | Tobacco products and smoking supplies.........| .8 | .6 | 1.1 | .7 | 1.2 | .8 | .8 | .5 | .8 | | | | | | | | | Miscellaneous.................................| 2.5 | 2.5 | 2.6 | 2.5 | 2.9 | 2.5 | 2.4 | 2.4 | 2.5 | | | | | | | | | Cash contributions............................| 2.8 | 3.0 | 2.1 | 2.8 | 2.7 | 2.8 | 2.4 | 1.3 | 2.9 | | | | | | | | | Personal insurance and pensions...............| 9.1 | 9.7 | 7.3 | 9.1 | 8.3 | 9.2 | 7.9 | 7.8 | 9.1 Life and other personal insurance...........| 1.0 | 1.2 | .6 | 1.0 | 1.1 | 1.0 | 1.4 | .8 | 1.1 Pensions and Social Security................| 8.0 | 8.5 | 6.6 | 8.1 | 7.2 | 8.2 | 6.5 | 7.0 | 8.1 | | | | | | | | | Sources of income and personal taxes: 1/ | | | | | | | | | | | | | | | | | | Money income before taxes.....................|$38,014 | $45,654 |$24,708 |$39,358 |$29,032 | $39,419 |$27,190 |$29,166 |$38,874 Wages and salaries..........................| 77.8 | 76.4 | 82.0 | 78.3 | 72.8 | 77.5 | 80.8 | 83.4 | 77.4 Self-employment income......................| 6.1 | 6.9 | 3.6 | 6.1 | 6.3 | 6.4 | 2.2 | 4.0 | 6.2 Social Security, private and government | | | | | | | | | retirement.................................| 11.4 | 12.8 | 6.8 | 10.8 | 16.6 | 11.5 | 9.8 | 6.7 | 11.7 Interest, dividends, rental income, other | | | | | | | | | property income............................| 2.0 | 2.3 | 1.0 | 2.1 | 1.5 | 2.1 | .4 | .5 | 2.1 Unemployment and workers' compensation, | | | | | | | | | veterans' benefits.........................| .6 | .5 | .8 | .5 | .7 | .6 | .5 | .9 | .5 Public assistance, supplemental security | | | | | | | | | income, food stamps........................| 1.2 | .4 | 3.5 | 1.1 | 1.3 | .8 | 4.9 | 3.3 | 1.0 Regular contributions for support...........| .6 | .5 | 1.2 | .7 | .4 | .6 | .8 | .5 | .6 Other income................................| .4 | .2 | 1.1 | .4 | .4 | .4 | .5 | .7 | .4 | | | | | | | | | Personal taxes................................| 8.3 | 8.6 | 7.2 | 8.4 | 6.9 | 8.5 | 5.4 | 5.9 | 8.5 Federal income taxes........................| 6.2 | 6.4 | 5.6 | 6.4 | 5.0 | 6.4 | 3.9 | 4.6 | 6.4 State and local income taxes................| 1.8 | 1.8 | 1.6 | 1.8 | 1.5 | 1.8 | 1.4 | 1.2 | 1.8 Other taxes.................................| .3 | .4 | (3) | .3 | .3 | .3 | .2 | .1 | .3 | | | | | | | | | Income after taxes............................| 91.7 | 91.4 | 92.8 | 91.6 | 93.1 | 91.5 | 94.6 | 94.1 | 91.5 | | | | | | | | | ___________________________________________________________________________________________________________________________________ 1/ Components of income and taxes are derived from "complete income reporters" only; see glossary. 2/ Value less than 0.5. 3/ Value less than 0.05. 4/ Data are likely to have large sampling errors. n.a. Not applicable.