Table 1201. Income before taxes: Shares of average annual expenditures and sources of income, Consumer Expenditure Survey, 1996 ____________________________________________________________________________________________________________________________________ | | Complete reporting of income 1/ | ___________________________________________________________________________________________ Item | | | | | | | | | | | Total | Less | $5,000 |$10,000 |$15,000 |$20,000 |$30,000 |$40,000 |$50,000 | $70,000 |complete | than | to | to | to | to | to | to | to | and |reporting| $5,000 | $9,999 |$14,999 |$19,999 |$29,999 |$39,999 |$49,999 |$69,999 | over | | | | | | | | | | ____________________________________________________________________________________________________________________________________ | | | | | | | | | | Number of consumer units (in thousands).| 82,629 | 4,660 | 9,279 | 8,974 | 7,661 | 12,554 | 9,830 | 7,528 | 10,772 | 11,373 | | | | | | | | | | Consumer unit characteristics: | | | | | | | | | | | | | | | | | | | | Income before taxes 2/................| $38,014 | $2,121 | $7,609 |$12,440 |$17,305 |$24,547 |$34,523 |$44,580 |$58,533 |$105,756 Income after taxes 2/.................| 34,864 | 1,934 | 7,419 | 12,279 | 16,849 | 23,250 | 32,003 | 40,679 | 53,437 | 94,552 Age of reference person...............| 47.9 | 40.9 | 54.8 | 53.5 | 52.4 | 48.7 | 45.1 | 44.2 | 43.7 | 45.5 | | | | | | | | | | Average number in consumer unit: | | | | | | | | | | Persons.............................| 2.5 | 1.7 | 1.7 | 2.1 | 2.3 | 2.5 | 2.7 | 2.9 | 3.1 | 3.1 Children under 18...................| .7 | .4 | .4 | .6 | .6 | .7 | .8 | .8 | .9 | .9 Persons 65 and over.................| .3 | .2 | .5 | .5 | .6 | .4 | .3 | .2 | .1 | .1 Earners.............................| 1.3 | .9 | .5 | .7 | .9 | 1.2 | 1.5 | 1.8 | 2.0 | 2.1 Vehicles............................| 1.9 | 1.0 | .9 | 1.2 | 1.6 | 1.9 | 2.1 | 2.4 | 2.7 | 2.8 | | | | | | | | | | Percent distribution: | | | | | | | | | | | | | | | | | | | | Sex of reference person: | | | | | | | | | | Male..............................| 60 | 48 | 32 | 42 | 56 | 60 | 65 | 71 | 75 | 79 Female............................| 40 | 52 | 68 | 58 | 44 | 40 | 35 | 29 | 25 | 21 | | | | | | | | | | Housing tenure: | | | | | | | | | | Homeowner.........................| 64 | 32 | 42 | 52 | 58 | 59 | 64 | 74 | 81 | 88 With mortgage...................| 38 | 11 | 10 | 17 | 20 | 28 | 40 | 54 | 65 | 72 Without mortgage................| 26 | 21 | 32 | 35 | 38 | 31 | 24 | 19 | 15 | 16 Renter............................| 36 | 68 | 58 | 48 | 42 | 41 | 36 | 26 | 19 | 12 | | | | | | | | | | Race of reference person: | | | | | | | | | | Black.............................| 11 | 16 | 20 | 16 | 12 | 12 | 10 | 8 | 7 | 6 White and other...................| 89 | 84 | 80 | 84 | 88 | 88 | 90 | 92 | 93 | 94 | | | | | | | | | | Education of reference person: | | | | | | | | | | Elementary (1-8)..................| 8 | 10 | 20 | 17 | 11 | 8 | 5 | 3 | 2 | 1 High school (9-12)................| 40 | 42 | 49 | 49 | 51 | 47 | 39 | 40 | 34 | 19 College...........................| 51 | 47 | 29 | 33 | 38 | 45 | 56 | 57 | 64 | 80 Never attended and other..........| (3) | 1 | 1 | 1 | (3) | (3) | (3) | (3) | (4) | (3) | | | | | | | | | | At least one vehicle owned..........| 86 | 60 | 60 | 78 | 87 | 90 | 95 | 95 | 96 | 96 | | | | | | | | | | Average annual expenditures.............| $35,591 |$16,608 |$15,122 |$18,730 |$23,563 |$28,199 |$33,847 |$40,714 |$48,809 | $73,550 | | | | | | | | | | Food..................................| 13.8 | 15.5 | 16.8 | 17.5 | 15.2 | 14.6 | 14.6 | 13.7 | 13.1 | 11.2 Food at home........................| 8.4 | 10.2 | 12.8 | 12.6 | 10.3 | 9.6 | 8.8 | 8.2 | 7.5 | 6.0 Cereals and bakery products.......| 1.3 | 1.7 | 1.9 | 1.9 | 1.6 | 1.5 | 1.4 | 1.3 | 1.2 | 1.0 Cereals and cereal products.....| .5 | .7 | .7 | .8 | .6 | .6 | .5 | .5 | .4 | .3 Bakery products.................| .8 | 1.0 | 1.2 | 1.1 | 1.0 | .9 | .8 | .8 | .8 | .6 Meats, poultry, fish, and eggs....| 2.1 | 2.9 | 3.4 | 3.6 | 2.7 | 2.5 | 2.2 | 2.0 | 1.9 | 1.4 Beef............................| .6 | .9 | 1.0 | 1.1 | .8 | .7 | .6 | .6 | .6 | .4 Pork............................| .5 | .6 | .8 | .8 | .6 | .6 | .5 | .4 | .4 | .3 Other meats.....................| .3 | .4 | .4 | .5 | .3 | .3 | .3 | .3 | .3 | .2 Poultry.........................| .4 | .6 | .7 | .7 | .5 | .5 | .4 | .4 | .4 | .3 Fish and seafood................| .3 | .3 | .4 | .4 | .3 | .3 | .2 | .2 | .2 | .2 Eggs............................| .1 | .1 | .2 | .2 | .1 | .1 | .1 | .1 | .1 | .1 | | | | | | | | | | Dairy products....................| .9 | 1.1 | 1.3 | 1.3 | 1.1 | 1.1 | 1.0 | .9 | .8 | .7 Fresh milk and cream............| .4 | .5 | .6 | .6 | .5 | .5 | .4 | .4 | .3 | .2 Other dairy products............| .5 | .6 | .7 | .7 | .6 | .6 | .6 | .5 | .5 | .4 Fruits and vegetables.............| 1.4 | 1.5 | 2.2 | 2.2 | 1.9 | 1.6 | 1.5 | 1.3 | 1.2 | 1.0 Fresh fruits....................| .4 | .4 | .6 | .7 | .6 | .5 | .5 | .4 | .4 | .3 Fresh vegetables................| .4 | .4 | .7 | .7 | .6 | .5 | .4 | .4 | .3 | .3 Processed fruits................| .3 | .3 | .5 | .5 | .4 | .4 | .3 | .3 | .3 | .2 Processed vegetables............| .2 | .3 | .4 | .4 | .3 | .3 | .2 | .2 | .2 | .2 | | | | | | | | | | Other food at home................| 2.6 | 3.1 | 3.9 | 3.6 | 3.1 | 2.9 | 2.8 | 2.7 | 2.4 | 1.9 Sugar and other sweets..........| .3 | .4 | .5 | .5 | .4 | .4 | .4 | .3 | .3 | .2 Fats and oils...................| .2 | .3 | .5 | .4 | .3 | .3 | .3 | .2 | .2 | .1 Miscellaneous foods.............| 1.2 | 1.3 | 1.6 | 1.5 | 1.3 | 1.3 | 1.2 | 1.2 | 1.1 | .9 Nonalcoholic beverages..........| .7 | .9 | 1.2 | 1.1 | .8 | .8 | .8 | .8 | .6 | .5 Food prepared by consumer unit | | | | | | | | | | on out-of-town trips...........| .1 | .2 | .1 | .1 | .1 | .1 | .1 | .2 | .1 | .2 Food away from home.................| 5.4 | 5.3 | 4.0 | 4.9 | 4.9 | 5.0 | 5.8 | 5.5 | 5.7 | 5.2 | | | | | | | | | | Alcoholic beverages...................| .9 | 1.3 | .8 | .9 | .8 | .8 | 1.1 | 1.0 | .7 | 1.0 | | | | | | | | | | Housing...............................| 30.6 | 33.4 | 35.2 | 35.1 | 33.2 | 31.8 | 29.8 | 29.3 | 29.8 | 29.4 Shelter.............................| 17.0 | 18.9 | 19.3 | 19.1 | 17.8 | 17.3 | 16.2 | 16.3 | 16.8 | 16.9 Owned dwellings...................| 10.7 | 6.6 | 6.5 | 7.7 | 8.3 | 8.3 | 9.0 | 10.9 | 12.6 | 13.4 Mortgage interest and charges...| 6.0 | 2.5 | 1.8 | 2.8 | 2.9 | 3.7 | 5.0 | 6.7 | 7.7 | 8.6 Property taxes..................| 2.6 | 2.4 | 2.3 | 2.4 | 3.0 | 2.4 | 2.2 | 2.3 | 2.8 | 2.9 | | | | | | | | | | Maintenance, repairs, | | | | | | | | | | insurance, other expenses......| 2.1 | 1.7 | 2.4 | 2.6 | 2.4 | 2.2 | 1.9 | 1.9 | 2.0 | 1.9 Rented dwellings..................| 5.2 | 10.5 | 12.0 | 10.7 | 8.7 | 8.2 | 6.3 | 4.4 | 3.1 | 1.7 Other lodging.....................| 1.2 | 1.8 | .8 | .6 | .8 | .8 | .9 | 1.0 | 1.1 | 1.8 Utilities, fuels, and public | | | | | | | | | | services...........................| 6.6 | 8.6 | 10.3 | 9.8 | 8.8 | 7.8 | 7.1 | 6.5 | 5.9 | 4.7 Natural gas.......................| .8 | 1.0 | 1.3 | 1.2 | 1.1 | 1.0 | .8 | .8 | .7 | .6 Electricity.......................| 2.5 | 3.3 | 4.0 | 4.0 | 3.5 | 3.0 | 2.7 | 2.4 | 2.2 | 1.7 Fuel oil and other fuels..........| .3 | .4 | .7 | .4 | .5 | .4 | .3 | .3 | .3 | .2 Telephone services................| 2.2 | 3.1 | 3.3 | 3.2 | 2.8 | 2.5 | 2.4 | 2.1 | 2.0 | 1.6 Water and other public services...| .8 | .8 | 1.0 | 1.0 | 1.1 | .9 | .8 | .8 | .7 | .6 Household operations................| 1.5 | 1.2 | 1.2 | 1.2 | 1.2 | 1.3 | 1.4 | 1.5 | 1.4 | 2.0 Personal services.................| .8 | 5/.5 | .3 | .5 | .4 | .7 | .8 | .9 | .9 | .9 Other household expenses..........| .8 | .7 | .9 | .8 | .7 | .6 | .6 | .6 | .6 | 1.1 | | | | | | | | | | Housekeeping supplies...............| 1.4 | 1.6 | 1.5 | 1.6 | 1.9 | 1.5 | 1.3 | 1.5 | 1.3 | 1.3 Laundry and cleaning supplies.....| .4 | .4 | .5 | .5 | .4 | .5 | .4 | .4 | .3 | .2 Other household products..........| .6 | .7 | .6 | .7 | .7 | .7 | .6 | .7 | .6 | .5 Postage and stationery............| .4 | .5 | .4 | .4 | .7 | .4 | .3 | .3 | .4 | .5 Household furnishings and equipment.| 4.0 | 3.1 | 2.8 | 3.4 | 3.6 | 3.9 | 3.8 | 3.6 | 4.4 | 4.4 Household textiles................| .2 | .2 | .2 | .2 | .3 | .2 | .2 | .2 | .2 | .2 Furniture.........................| .9 | .6 | .6 | .7 | .9 | .8 | .9 | .8 | 1.0 | 1.1 Floor coverings...................| .3 | (6) | 5/.1 | .2 | .1 | .5 | .3 | .3 | .4 | .3 Major appliances..................| .5 | .3 | .5 | .5 | .6 | .5 | .5 | .4 | .5 | .4 Small appliances, miscellaneous | | | | | | | | | | housewares.......................| .3 | .1 | .2 | .3 | .3 | .3 | .2 | .2 | .3 | .3 Miscellaneous household equipment.| 1.8 | 1.8 | 1.1 | 1.6 | 1.5 | 1.6 | 1.7 | 1.8 | 2.0 | 2.1 | | | | | | | | | | Apparel and services..................| 5.3 | 5.2 | 4.7 | 4.7 | 5.2 | 5.2 | 4.5 | 4.6 | 5.4 | 5.6 Men and boys........................| 1.3 | 1.1 | .8 | 1.1 | 1.0 | 1.3 | 1.1 | 1.2 | 1.3 | 1.4 Men, 16 and over..................| 1.0 | .9 | .5 | .8 | .8 | 1.0 | .9 | 1.0 | 1.0 | 1.1 Boys, 2 to 15.....................| .3 | .2 | .3 | .3 | .2 | .3 | .3 | .3 | .3 | .2 Women and girls.....................| 2.2 | 2.5 | 2.3 | 1.7 | 2.1 | 2.1 | 1.7 | 1.8 | 2.4 | 2.2 Women, 16 and over................| 1.8 | 2.3 | 2.1 | 1.5 | 1.8 | 1.8 | 1.4 | 1.4 | 2.0 | 2.0 Girls, 2 to 15....................| .3 | .2 | .2 | .2 | .3 | .3 | .3 | .3 | .4 | .3 Children under 2....................| .2 | .1 | .3 | .2 | .2 | .3 | .2 | .4 | .2 | .2 Footwear............................| .9 | .8 | 1.0 | 1.0 | .9 | 1.0 | .8 | .8 | .9 | .7 Other apparel products and services.| .7 | .7 | .4 | .6 | .9 | .6 | .7 | .4 | .6 | 1.0 | | | | | | | | | | Transportation........................| 18.6 | 21.1 | 16.8 | 15.7 | 19.0 | 19.8 | 20.5 | 18.9 | 19.1 | 17.7 Vehicle purchases (net outlay)......| 8.2 | 11.7 | 7.5 | 5.6 | 8.3 | 8.9 | 9.6 | 8.0 | 8.5 | 7.8 | | | | | | | | | | Cars and trucks, new..............| 3.5 | 5/3.5 | 5/2.4 | 5/1.2 | 2.4 | 3.0 | 3.8 | 3.6 | 4.0 | 4.3 Cars and trucks, used.............| 4.6 | 8.2 | 5.1 | 4.3 | 5.9 | 5.8 | 5.7 | 4.3 | 4.4 | 3.2 Other vehicles....................| .1 | (6) | (4) | 5/.1 | (4) | 5/.1 | 5/.1 | (6) | 5/.1 | .3 Gasoline and motor oil..............| 3.1 | 3.5 | 3.1 | 3.5 | 3.5 | 3.6 | 3.5 | 3.5 | 3.2 | 2.4 Other vehicle expenses..............| 6.0 | 4.7 | 4.6 | 5.5 | 6.3 | 6.4 | 6.5 | 6.6 | 6.2 | 5.9 Vehicle finance charges...........| .8 | .5 | .4 | .6 | .7 | .8 | 1.0 | 1.1 | .9 | .7 Maintenance and repairs...........| 1.9 | 1.8 | 1.7 | 2.1 | 2.0 | 2.3 | 2.2 | 2.1 | 1.8 | 1.7 Vehicle insurance.................| 2.0 | 1.5 | 1.6 | 2.0 | 2.4 | 2.2 | 2.3 | 2.2 | 2.1 | 1.8 Vehicle rental, leases, licenses, | | | | | | | | | | other charges....................| 1.3 | .9 | .9 | .8 | 1.1 | 1.1 | 1.0 | 1.2 | 1.4 | 1.7 Public transportation...............| 1.2 | 1.2 | 1.6 | 1.1 | 1.0 | .9 | .9 | .9 | 1.2 | 1.6 | | | | | | | | | | Health care...........................| 5.1 | 4.7 | 8.0 | 8.2 | 8.1 | 6.4 | 5.6 | 4.9 | 4.3 | 3.5 Health insurance....................| 2.4 | 2.3 | 3.5 | 3.9 | 3.9 | 3.0 | 2.6 | 2.3 | 2.0 | 1.5 Medical services....................| 1.6 | 1.2 | 2.2 | 2.0 | 2.2 | 1.7 | 1.8 | 1.5 | 1.4 | 1.3 Drugs...............................| .9 | .9 | 2.0 | 1.9 | 1.6 | 1.3 | .9 | .8 | .6 | .5 Medical supplies....................| .3 | .2 | .3 | .4 | .4 | .3 | .3 | .3 | .3 | .3 | | | | | | | | | | Entertainment.........................| 5.5 | 4.6 | 4.1 | 4.4 | 4.1 | 4.8 | 5.2 | 7.0 | 5.6 | 6.0 Fees and admissions.................| 1.3 | 1.2 | .7 | .8 | 1.0 | .9 | 1.2 | 1.2 | 1.4 | 1.9 Television, radios, sound equipment.| 1.6 | 1.7 | 2.0 | 1.8 | 1.9 | 1.7 | 1.8 | 1.7 | 1.6 | 1.4 Pets, toys, and playground | | | | | | | | | | equipment..........................| 1.0 | 1.0 | .8 | 1.1 | .7 | .9 | 1.1 | .9 | 1.1 | 1.1 Other entertainment supplies, | | | | | | | | | | equipment, and services............| 1.5 | .8 | .5 | .6 | .5 | 1.2 | 1.1 | 3.2 | 1.4 | 1.7 | | | | | | | | | | Personal care products and services...| 1.5 | 1.4 | 1.6 | 1.8 | 1.5 | 1.6 | 1.6 | 1.6 | 1.4 | 1.4 | | | | | | | | | | Reading...............................| .5 | .5 | .5 | .5 | .5 | .5 | .5 | .4 | .4 | .5 | | | | | | | | | | Education.............................| 1.4 | 4.6 | 1.9 | 1.4 | .9 | .9 | 1.0 | 1.1 | 1.5 | 1.6 | | | | | | | | | | Tobacco products and smoking supplies.| .7 | 1.1 | 1.1 | 1.3 | 1.1 | 1.1 | 1.0 | .7 | .6 | .3 | | | | | | | | | | Miscellaneous.........................| 2.6 | 2.4 | 3.2 | 2.7 | 3.3 | 3.0 | 2.6 | 2.6 | 2.4 | 2.3 | | | | | | | | | | Cash contributions....................| 3.1 | 2.7 | 3.2 | 2.5 | 2.5 | 2.8 | 2.9 | 2.8 | 2.8 | 3.9 | | | | | | | | | | Personal insurance and pensions.......| 10.4 | 1.5 | 2.1 | 3.5 | 4.6 | 6.8 | 9.2 | 11.4 | 12.9 | 15.8 Life and other personal insurance...| 1.0 | .7 | .7 | 1.1 | .9 | 1.0 | .9 | 1.0 | 1.1 | 1.2 Pensions and Social Security........| 9.4 | .8 | 1.3 | 2.5 | 3.7 | 5.8 | 8.3 | 10.4 | 11.8 | 14.5 | | | | | | | | | | Sources of income and personal taxes: 2/| | | | | | | | | | | | | | | | | | | | Money income before taxes.............| $38,014 | $2,121 | $7,609 |$12,440 |$17,305 |$24,547 |$34,523 |$44,580 |$58,533 |$105,756 Wages and salaries..................| 77.8 | 65.1 | 25.4 | 38.7 | 51.1 | 66.7 | 78.0 | 83.3 | 87.4 | 83.6 Self-employment income..............| 6.1 | -28.2 | 1.1 | 1.3 | 2.4 | 3.5 | 3.9 | 5.1 | 4.7 | 9.8 Social Security, private and | | | | | | | | | | government retirement..............| 11.4 | 29.9 | 52.6 | 45.0 | 38.3 | 22.9 | 13.6 | 7.9 | 5.0 | 3.6 Interest, dividends, rental income, | | | | | | | | | | other property income..............| 2.0 | .5 | 1.0 | 1.7 | 1.7 | 2.2 | 2.0 | 1.7 | 1.8 | 2.3 Unemployment and workers' | | | | | | | | | | compensation, veterans' benefits...| .6 | 2.2 | 1.4 | 1.5 | 1.2 | 1.1 | .8 | .7 | .4 | .2 Public assistance, supplemental | | | | | | | | | | security income, food stamps.......| 1.2 | 19.0 | 14.7 | 8.6 | 3.3 | 1.8 | .5 | .4 | .1 | (6) Regular contributions for support...| .6 | 5.8 | 2.0 | 2.0 | 1.2 | .9 | .9 | .7 | .4 | .3 Other income........................| .4 | 5.6 | 1.8 | 1.3 | .8 | .8 | .4 | .2 | .2 | .2 | | | | | | | | | | Personal taxes........................| 8.3 | 8.8 | 2.5 | 1.3 | 2.6 | 5.3 | 7.3 | 8.8 | 8.7 | 10.6 Federal income taxes................| 6.2 | 5.8 | 1.6 | .5 | 1.7 | 3.8 | 5.4 | 6.6 | 6.6 | 8.1 State and local income taxes........| 1.8 | 1.5 | .5 | .4 | .6 | 1.1 | 1.6 | 1.8 | 1.8 | 2.2 Other taxes.........................| .3 | 1.5 | .4 | .4 | .4 | .3 | .3 | .3 | .3 | .3 | | | | | | | | | | Income after taxes....................| 91.7 | 91.2 | 97.5 | 98.7 | 97.4 | 94.7 | 92.7 | 91.2 | 91.3 | 89.4 | | | | | | | | | | ____________________________________________________________________________________________________________________________________ 1/ See "Quintiles of income before taxes" table for expenditures and income of all consumer units and incomplete income reporters. 2/ Components of income and taxes are derived from "complete income reporters" only; see glossary. 3/ Value less than 0.5. 4/ No data reported. 5/ Data are likely to have large sampling errors. 6/ Value less than 0.05.