Table 1300. Age of reference person: Shares of average annual expenditures and sources of income, Consumer Expenditure Survey, 1995 _________________________________________________________________________________________________________________________________ | | | | | | | | | | All | Under | | | | | 65 and | | 75 and Item |consumer| 25 | 25-34 | 35-44 | 45-54 | 55-64 | over | 65-74 | over | units | | | | | | | | | | | | | | | | | _________________________________________________________________________________________________________________________________ | | | | | | | | | Number of consumer units (in thousands).........|103,123 | 7,093 | 19,540 | 23,440 | 18,633 | 12,624 | 21,792 | 11,933 | 9,860 | | | | | | | | | Consumer unit characteristics: | | | | | | | | | | | | | | | | | | Income before taxes 1/........................|$36,918 |$17,274 |$35,655 |$45,133 |$52,044 |$38,326 |$22,148 |$25,553 |$18,006 Income after taxes 1/.........................| 33,864 | 16,195 | 32,359 | 41,338 | 47,121 | 35,201 | 21,068 | 24,205 | 17,252 Age of reference person.......................| 48.0 | 21.6 | 29.9 | 39.4 | 49.1 | 59.4 | 74.4 | 69.3 | 80.6 | | | | | | | | | Average number in consumer unit: | | | | | | | | | Persons.....................................| 2.5 | 1.9 | 2.8 | 3.2 | 2.8 | 2.2 | 1.7 | 1.9 | 1.5 Children under 18...........................| .7 | .4 | 1.1 | 1.3 | .6 | .2 | .1 | .1 | (2) Persons 65 and over.........................| .3 | (2) | (2) | (2) | (2) | .1 | 1.4 | 1.4 | 1.4 Earners.....................................| 1.3 | 1.2 | 1.5 | 1.7 | 1.9 | 1.4 | .4 | .6 | .2 Vehicles....................................| 1.9 | 1.2 | 1.7 | 2.1 | 2.5 | 2.2 | 1.4 | 1.8 | 1.0 | | | | | | | | | Percent distribution: | | | | | | | | | | | | | | | | | | Sex of reference person: | | | | | | | | | Male......................................| 62 | 53 | 64 | 67 | 68 | 64 | 54 | 60 | 48 Female....................................| 38 | 47 | 36 | 33 | 32 | 36 | 46 | 40 | 52 | | | | | | | | | Housing tenure: | | | | | | | | | Homeowner.................................| 64 | 12 | 44 | 63 | 76 | 81 | 79 | 82 | 76 With mortgage...........................| 38 | 9 | 38 | 53 | 56 | 38 | 14 | 20 | 8 Without mortgage........................| 26 | 3 | 7 | 11 | 20 | 43 | 65 | 62 | 68 Renter....................................| 36 | 88 | 56 | 37 | 24 | 19 | 21 | 18 | 24 | | | | | | | | | Race of reference person: | | | | | | | | | Black.....................................| 11 | 11 | 12 | 13 | 11 | 11 | 9 | 10 | 7 White and other...........................| 89 | 89 | 88 | 87 | 89 | 89 | 91 | 90 | 93 | | | | | | | | | Education of reference person: | | | | | | | | | Elementary (1-8)..........................| 9 | 2 | 3 | 4 | 5 | 12 | 21 | 18 | 25 High school (9-12)........................| 44 | 42 | 42 | 44 | 42 | 45 | 48 | 46 | 50 College...................................| 47 | 56 | 55 | 52 | 53 | 42 | 30 | 35 | 24 Never attended and other..................| (3) | 1 | (3) | (3) | (3) | 1 | 1 | 1 | 1 | | | | | | | | | At least one vehicle owned..................| 86 | 72 | 86 | 89 | 91 | 91 | 78 | 86 | 69 | | | | | | | | | Average annual expenditures.....................|$32,264 |$18,425 |$31,493 |$38,397 |$42,179 |$32,626 |$22,249 |$25,277 |$18,572 | | | | | | | | | Food..........................................| 14.0 | 14.6 | 14.2 | 14.0 | 13.0 | 13.9 | 15.2 | 15.4 | 14.9 Food at home................................| 8.7 | 7.6 | 8.8 | 8.7 | 7.6 | 8.7 | 10.6 | 10.3 | 11.1 Cereals and bakery products...............| 1.4 | 1.2 | 1.3 | 1.4 | 1.2 | 1.3 | 1.7 | 1.7 | 1.8 Cereals and cereal products.............| .5 | .5 | .5 | .5 | .4 | .5 | .6 | .6 | .6 Bakery products.........................| .9 | .7 | .8 | .9 | .8 | .8 | 1.1 | 1.1 | 1.2 Meats, poultry, fish, and eggs............| 2.3 | 1.8 | 2.3 | 2.3 | 2.1 | 2.5 | 2.7 | 2.8 | 2.7 Beef....................................| .7 | .6 | .7 | .7 | .6 | .8 | .8 | .8 | .8 Pork....................................| .5 | .3 | .5 | .5 | .4 | .5 | .6 | .5 | .6 Other meats.............................| .3 | .3 | .3 | .3 | .3 | .3 | .4 | .4 | .4 Poultry.................................| .4 | .4 | .4 | .4 | .4 | .4 | .5 | .5 | .5 Fish and seafood........................| .3 | .1 | .3 | .3 | .3 | .4 | .4 | .4 | .3 Eggs....................................| .1 | .1 | .1 | .1 | .1 | .1 | .1 | .1 | .1 | | | | | | | | | Dairy products............................| .9 | .8 | 1.0 | .9 | .8 | .9 | 1.1 | 1.1 | 1.2 Fresh milk and cream....................| .4 | .4 | .4 | .4 | .3 | .4 | .4 | .4 | .5 Other dairy products....................| .5 | .5 | .5 | .5 | .5 | .5 | .7 | .6 | .7 Fruits and vegetables.....................| 1.4 | 1.2 | 1.4 | 1.3 | 1.2 | 1.5 | 2.0 | 1.8 | 2.2 Fresh fruits............................| .4 | .3 | .4 | .4 | .4 | .5 | .7 | .6 | .7 Fresh vegetables........................| .4 | .3 | .4 | .4 | .4 | .5 | .6 | .6 | .6 Processed fruits........................| .3 | .3 | .3 | .3 | .2 | .3 | .4 | .3 | .5 Processed vegetables....................| .2 | .2 | .2 | .2 | .2 | .3 | .3 | .3 | .3 | | | | | | | | | Other food at home........................| 2.7 | 2.6 | 2.8 | 2.7 | 2.3 | 2.5 | 3.1 | 3.0 | 3.2 Sugar and other sweets..................| .3 | .3 | .4 | .3 | .3 | .3 | .5 | .4 | .6 Fats and oils...........................| .3 | .2 | .3 | .3 | .2 | .3 | .4 | .4 | .4 Miscellaneous foods.....................| 1.2 | 1.2 | 1.3 | 1.2 | 1.0 | 1.0 | 1.3 | 1.2 | 1.4 Nonalcoholic beverages..................| .7 | .8 | .8 | .8 | .7 | .7 | .8 | .8 | .9 Food prepared by consumer unit | | | | | | | | | on out-of-town trips...................| .1 | .1 | .1 | .1 | .1 | .2 | .2 | .2 | .1 Food away from home.........................| 5.3 | 7.0 | 5.4 | 5.3 | 5.3 | 5.2 | 4.6 | 5.1 | 3.8 | | | | | | | | | Alcoholic beverages...........................| .9 | 1.5 | .9 | .8 | .8 | .8 | .8 | .8 | .7 | | | | | | | | | Housing.......................................| 32.4 | 32.1 | 33.4 | 32.9 | 30.6 | 31.6 | 34.1 | 31.3 | 38.7 Shelter.....................................| 18.4 | 19.7 | 19.5 | 19.7 | 17.9 | 16.4 | 16.5 | 15.9 | 17.5 Owned dwellings...........................| 11.6 | 2.6 | 9.8 | 13.2 | 13.2 | 11.6 | 10.8 | 11.1 | 10.2 Mortgage interest and charges...........| 6.5 | 1.7 | 7.0 | 8.8 | 7.6 | 5.3 | 2.3 | 2.9 | 1.3 Property taxes..........................| 2.9 | .5 | 1.7 | 2.6 | 3.3 | 3.4 | 4.4 | 4.2 | 4.6 Maintenance, repairs, insurance, | | | | | | | | | other expenses.........................| 2.2 | .5 | 1.1 | 1.8 | 2.3 | 3.0 | 4.1 | 4.0 | 4.3 Rented dwellings..........................| 5.5 | 16.2 | 9.1 | 5.5 | 3.2 | 3.0 | 4.2 | 3.1 | 6.0 Other lodging.............................| 1.2 | .8 | .6 | 1.0 | 1.5 | 1.8 | 1.5 | 1.6 | 1.3 | | | | | | | | | Utilities, fuels, and public services.......| 6.8 | 6.3 | 6.3 | 6.2 | 6.2 | 7.5 | 8.9 | 8.5 | 9.6 Natural gas...............................| .8 | .5 | .7 | .7 | .7 | 1.0 | 1.3 | 1.2 | 1.5 Electricity...............................| 2.7 | 2.4 | 2.4 | 2.5 | 2.5 | 3.0 | 3.6 | 3.5 | 3.7 Fuel oil and other fuels..................| .3 | .1 | .2 | .2 | .2 | .3 | .6 | .5 | .7 Telephone services........................| 2.2 | 2.9 | 2.4 | 2.0 | 2.0 | 2.2 | 2.3 | 2.3 | 2.4 Water and other public services...........| .8 | .4 | .7 | .7 | .8 | .9 | 1.1 | 1.1 | 1.2 Household operations........................| 1.6 | 1.1 | 2.2 | 1.6 | 1.1 | 1.1 | 2.1 | 1.4 | 3.3 Personal services.........................| .8 | .8 | 1.8 | 1.0 | .3 | .2 | .6 | .1 | 1.3 Other household expenses..................| .8 | .2 | .4 | .6 | .8 | .9 | 1.5 | 1.2 | 2.0 | | | | | | | | | Housekeeping supplies.......................| 1.3 | .7 | 1.1 | 1.3 | 1.2 | 1.6 | 1.9 | 1.9 | 1.9 Laundry and cleaning supplies.............| .3 | .2 | .4 | .3 | .3 | .4 | .4 | .4 | .3 Other household products..................| .6 | .2 | .5 | .6 | .6 | .7 | .9 | .9 | .9 Postage and stationery....................| .4 | .3 | .3 | .4 | .3 | .4 | .6 | .6 | .7 Household furnishings and equipment.........| 4.3 | 4.3 | 4.2 | 4.2 | 4.2 | 4.9 | 4.7 | 3.7 | 6.4 Household textiles........................| .3 | .1 | .3 | .3 | .4 | .4 | .3 | .4 | .2 Furniture.................................| 1.0 | 1.5 | 1.2 | 1.1 | .9 | .9 | .6 | .7 | .6 Floor coverings...........................| .5 | 4/.2 | .3 | .4 | .4 | .5 | 1.6 | .3 | 3.8 Major appliances..........................| .5 | .5 | .4 | .4 | .4 | .5 | .6 | .6 | .5 Small appliances, miscellaneous housewares| .3 | .3 | .2 | .2 | .2 | .4 | .3 | .3 | .2 Miscellaneous household equipment.........| 1.7 | 1.6 | 1.8 | 1.7 | 1.8 | 2.2 | 1.3 | 1.4 | 1.1 | | | | | | | | | Apparel and services..........................| 5.3 | 6.5 | 6.1 | 5.4 | 5.0 | 5.6 | 3.9 | 4.4 | 3.1 Men and boys................................| 1.3 | 1.5 | 1.6 | 1.4 | 1.2 | 1.3 | .9 | 1.0 | .6 Men, 16 and over..........................| 1.0 | 1.3 | 1.1 | 1.0 | 1.0 | 1.1 | .8 | .9 | .6 Boys, 2 to 15.............................| .3 | .2 | .5 | .4 | .2 | .2 | .1 | .1 | (2) Women and girls.............................| 2.0 | 2.1 | 1.9 | 2.0 | 2.1 | 2.5 | 1.8 | 2.0 | 1.5 Women, 16 and over........................| 1.7 | 1.9 | 1.5 | 1.5 | 1.8 | 2.3 | 1.7 | 1.9 | 1.4 Girls, 2 to 15............................| .3 | .1 | .4 | .5 | .2 | .2 | .1 | .2 | .1 Children under 2............................| .2 | .5 | .5 | .3 | .1 | .1 | .1 | .1 | .1 Footwear....................................| .9 | 1.2 | 1.1 | 1.0 | .7 | .6 | .7 | .7 | .6 Other apparel products and services.........| .8 | 1.2 | .9 | .7 | .8 | 1.0 | .5 | .6 | .4 | | | | | | | | | Transportation................................| 18.6 | 21.8 | 19.7 | 19.5 | 19.0 | 17.6 | 15.2 | 17.7 | 11.0 Vehicle purchases (net outlay)..............| 8.2 | 10.3 | 9.1 | 9.4 | 8.4 | 6.5 | 5.2 | 6.8 | 2.7 Cars and trucks, new......................| 3.7 | 3.0 | 4.1 | 4.5 | 3.2 | 3.4 | 3.1 | 3.9 | 4/1.7 Cars and trucks, used.....................| 4.4 | 7.1 | 4.9 | 4.8 | 5.1 | 2.9 | 2.2 | 2.9 | 1.0 Other vehicles............................| .1 | 4/.2 | .1 | .1 | .1 | 4/.1 | (2) | (2) | (5) Gasoline and motor oil......................| 3.1 | 3.8 | 3.2 | 3.1 | 3.1 | 3.3 | 2.7 | 3.0 | 2.3 Other vehicle expenses......................| 6.2 | 6.7 | 6.4 | 6.0 | 6.5 | 6.6 | 5.8 | 6.3 | 4.9 Vehicle finance charges...................| .8 | 1.0 | 1.1 | .8 | .9 | .7 | .4 | .4 | .2 Maintenance and repairs...................| 2.0 | 2.1 | 1.8 | 1.9 | 2.2 | 2.2 | 2.1 | 2.3 | 1.8 Vehicle insurance.........................| 2.2 | 2.5 | 2.1 | 2.0 | 2.2 | 2.4 | 2.4 | 2.5 | 2.3 | | | | | | | | | Vehicle rental, leases, licenses, | | | | | | | | | other charges............................| 1.2 | 1.2 | 1.4 | 1.2 | 1.2 | 1.3 | 0.9 | 1.1 | 0.6 Public transportation.......................| 1.1 | 1.0 | .9 | 1.0 | 1.1 | 1.3 | 1.4 | 1.7 | 1.1 | | | | | | | | | Health care...................................| 5.4 | 2.5 | 3.5 | 4.2 | 4.4 | 5.9 | 11.9 | 10.4 | 14.4 Health insurance............................| 2.7 | 1.1 | 1.6 | 1.9 | 1.9 | 2.7 | 6.9 | 6.0 | 8.4 Medical services............................| 1.6 | .9 | 1.2 | 1.6 | 1.6 | 1.8 | 2.2 | 1.9 | 2.6 Drugs.......................................| .9 | .4 | .4 | .5 | .6 | 1.1 | 2.4 | 2.1 | 3.0 Medical supplies............................| .2 | .2 | .2 | .2 | .3 | .3 | .4 | .3 | .4 | | | | | | | | | Entertainment.................................| 5.0 | 5.9 | 5.3 | 5.1 | 5.1 | 4.8 | 4.2 | 4.6 | 3.5 Fees and admissions.........................| 1.3 | 1.2 | 1.3 | 1.4 | 1.4 | 1.3 | 1.4 | 1.5 | 1.2 Television, radios, sound equipment.........| 1.7 | 2.5 | 1.8 | 1.7 | 1.6 | 1.5 | 1.5 | 1.6 | 1.4 Pets, toys, and playground equipment........| 1.0 | .9 | 1.2 | 1.2 | .9 | 1.0 | .7 | .7 | .5 Other entertainment supplies, equipment, | | | | | | | | | and services...............................| 1.0 | 1.3 | 1.1 | .8 | 1.2 | 1.1 | .6 | .8 | .4 | | | | | | | | | Personal care products and services...........| 1.3 | 1.3 | 1.2 | 1.2 | 1.2 | 1.2 | 1.5 | 1.5 | 1.4 | | | | | | | | | Reading.......................................| .5 | .4 | .4 | .5 | .5 | .6 | .7 | .7 | .7 | | | | | | | | | Education.....................................| 1.5 | 3.6 | 1.1 | 1.1 | 2.4 | 1.1 | .7 | .9 | .3 | | | | | | | | | Tobacco products and smoking supplies.........| .8 | 1.3 | .9 | .8 | .8 | 1.0 | .6 | .7 | .5 | | | | | | | | | Miscellaneous.................................| 2.4 | 1.9 | 2.2 | 2.1 | 2.4 | 2.9 | 2.7 | 2.5 | 3.1 | | | | | | | | | Cash contributions............................| 2.9 | .6 | 1.4 | 2.4 | 3.5 | 3.2 | 4.9 | 4.6 | 5.5 | | | | | | | | | Personal insurance and pensions...............| 9.2 | 5.9 | 9.6 | 10.1 | 11.4 | 9.9 | 3.6 | 4.4 | 2.2 Life and other personal insurance...........| 1.2 | .4 | .8 | 1.1 | 1.3 | 1.7 | 1.1 | 1.2 | .9 Pensions and Social Security................| 8.0 | 5.5 | 8.8 | 9.0 | 10.1 | 8.2 | 2.5 | 3.2 | 1.3 | | | | | | | | | Sources of income and personal taxes: 1/ | | | | | | | | | | | | | | | | | | Money income before taxes.....................|$36,918 |$17,274 |$35,655 |$45,133 |$52,044 |$38,326 |$22,148 |$25,553 |$18,006 Wages and salaries..........................| 77.1 | 84.3 | 91.6 | 87.3 | 86.4 | 71.6 | 20.2 | 26.5 | 9.4 Self-employment income......................| 5.5 | 3.4 | 3.7 | 7.0 | 6.4 | 6.1 | 3.3 | 3.8 | 2.4 Social Security, private and government | | | | | | | | | retirement.................................| 11.8 | 4/.4 | .6 | 1.4 | 3.2 | 15.9 | 65.5 | 59.9 | 75.0 Interest, dividends, rental income, other | | | | | | | | | property income............................| 2.3 | .5 | .5 | 1.0 | 1.8 | 3.5 | 8.2 | 6.6 | 10.9 Unemployment and workers' compensation, | | | | | | | | | veterans' benefits.........................| .8 | .8 | .7 | .8 | .7 | .7 | .8 | .9 | .5 | | | | | | | | | Public assistance, supplemental security | | | | | | | | | income, food stamps........................| 1.3 | 3.8 | 1.7 | 1.1 | 0.7 | 1.2 | 1.3 | 1.3 | 1.2 Regular contributions for support...........| .7 | 4.4 | .8 | .9 | .5 | .3 | .2 | .2 | .3 Other income................................| .5 | 2.4 | .4 | .5 | .3 | .7 | .5 | .7 | 4/.2 | | | | | | | | | Personal taxes................................| 8.3 | 6.2 | 9.2 | 8.4 | 9.5 | 8.2 | 4.9 | 5.3 | 4.2 Federal income taxes........................| 6.1 | 4.5 | 7.0 | 6.1 | 7.1 | 5.7 | 3.2 | 3.5 | 2.7 State and local income taxes................| 1.7 | 1.6 | 2.1 | 1.8 | 1.9 | 1.6 | .8 | .9 | .6 Other taxes.................................| .5 | .2 | .2 | .4 | .4 | .8 | .9 | .9 | .8 | | | | | | | | | Income after taxes............................| 91.7 | 93.8 | 90.8 | 91.6 | 90.5 | 91.8 | 95.1 | 94.7 | 95.8 | | | | | | | | | _________________________________________________________________________________________________________________________________ 1/ Components of income and taxes are derived from "complete income reporters" only; see glossary. 2/ Value less than 0.05. 3/ Value less than 0.5. 4/ Data are likely to have large sampling errors. 5/ No data reported.