Table 1300. Age of reference person: Shares of average annual expenditures and sources of income, Consumer Expenditure Survey, 1994 _________________________________________________________________________________________________________________________________ | | | | | | | | | | All | Under | | | | | 65 and | | 75 and Item |consumer| 25 | 25-34 | 35-44 | 45-54 | 55-64 | over | 65-74 | over | units | | | | | | | | | | | | | | | | | _________________________________________________________________________________________________________________________________ | | | | | | | | | Number of consumer units (in thousands).........|102,210 | 7,453 | 20,606 | 22,825 | 17,812 | 12,015 | 21,500 | 12,038 | 9,463 | | | | | | | | | Consumer unit characteristics: | | | | | | | | | | | | | | | | | | Income before taxes 1/........................|$36,838 |$16,407 |$34,051 |$46,217 |$49,627 |$41,884 |$23,835 |$26,266 |$20,736 Income after taxes 1/.........................| 33,755 | 15,451 | 31,178 | 42,127 | 44,655 | 38,485 | 22,541 | 24,694 | 19,796 Age of reference person.......................| 47.6 | 21.7 | 29.9 | 39.3 | 49.2 | 59.4 | 74.7 | 69.5 | 81.3 | | | | | | | | | Average number in consumer unit: | | | | | | | | | Persons.....................................| 2.5 | 2.0 | 2.8 | 3.2 | 2.8 | 2.2 | 1.7 | 1.8 | 1.5 Children under 18...........................| .7 | .5 | 1.1 | 1.4 | .6 | .2 | .1 | .1 | (2) Persons 65 and over.........................| .3 | (2) | (2) | (2) | (2) | .1 | 1.3 | 1.4 | 1.3 Earners.....................................| 1.3 | 1.3 | 1.4 | 1.7 | 1.8 | 1.3 | .4 | .6 | .2 Vehicles....................................| 1.9 | 1.2 | 1.8 | 2.2 | 2.6 | 2.1 | 1.4 | 1.6 | 1.1 | | | | | | | | | Percent distribution: | | | | | | | | | | | | | | | | | | Sex of reference person: | | | | | | | | | Male......................................| 62 | 57 | 63 | 68 | 69 | 67 | 52 | 58 | 44 Female....................................| 38 | 43 | 37 | 32 | 31 | 33 | 48 | 42 | 56 | | | | | | | | | Housing tenure: | | | | | | | | | Homeowner.................................| 63 | 12 | 41 | 66 | 77 | 79 | 79 | 81 | 76 With mortgage...........................| 37 | 8 | 34 | 56 | 55 | 37 | 13 | 19 | 6 Without mortgage........................| 26 | 4 | 7 | 10 | 22 | 42 | 66 | 62 | 71 Renter....................................| 37 | 88 | 59 | 34 | 23 | 21 | 21 | 19 | 24 | | | | | | | | | Race of reference person: | | | | | | | | | Black.....................................| 11 | 13 | 13 | 12 | 11 | 10 | 8 | 9 | 7 White and other...........................| 89 | 87 | 87 | 88 | 89 | 90 | 92 | 91 | 93 | | | | | | | | | Education of reference person: | | | | | | | | | Elementary (1-8)..........................| 8 | 2 | 3 | 4 | 6 | 11 | 22 | 17 | 29 High school (9-12)........................| 43 | 41 | 41 | 40 | 42 | 46 | 49 | 51 | 46 College...................................| 48 | 57 | 56 | 56 | 52 | 42 | 28 | 31 | 25 Never attended and other..................| (3) | (3) | (3) | (2) | (3) | (3) | 1 | 1 | 1 | | | | | | | | | At least one vehicle owned..................| 86 | 72 | 86 | 91 | 92 | 88 | 79 | 85 | 71 | | | | | | | | | Average annual expenditures.....................|$31,751 |$18,418 |$30,466 |$37,588 |$41,444 |$33,702 |$22,557 |$25,093 |$19,306 | | | | | | | | | Food..........................................| 13.9 | 15.2 | 13.7 | 14.3 | 13.5 | 13.5 | 14.4 | 14.1 | 14.9 Food at home................................| 8.5 | 8.8 | 8.1 | 8.9 | 8.0 | 8.1 | 10.0 | 9.4 | 10.9 Cereals and bakery products...............| 1.4 | 1.4 | 1.3 | 1.4 | 1.2 | 1.2 | 1.6 | 1.5 | 1.8 Cereals and cereal products.............| .5 | .6 | .5 | .6 | .5 | .4 | .6 | .5 | .6 Bakery products.........................| .8 | .7 | .8 | .9 | .8 | .8 | 1.1 | 1.0 | 1.1 Meats, poultry, fish, and eggs............| 2.3 | 2.3 | 2.1 | 2.4 | 2.3 | 2.3 | 2.5 | 2.4 | 2.6 Beef....................................| .7 | .7 | .7 | .8 | .7 | .7 | .7 | .7 | .7 Pork....................................| .5 | .6 | .4 | .5 | .5 | .5 | .6 | .5 | .6 Other meats.............................| .3 | .3 | .3 | .3 | .3 | .3 | .4 | .3 | .4 Poultry.................................| .4 | .4 | .4 | .5 | .4 | .4 | .4 | .4 | .5 Fish and seafood........................| .3 | .3 | .3 | .3 | .3 | .3 | .3 | .3 | .3 Eggs....................................| .1 | .1 | .1 | .1 | .1 | .1 | .1 | .1 | .1 | | | | | | | | | Dairy products............................| .9 | 1.0 | .9 | 1.0 | .8 | .8 | 1.1 | 1.0 | 1.3 Fresh milk and cream....................| .4 | .4 | .4 | .4 | .4 | .3 | .5 | .4 | .6 Other dairy products....................| .5 | .5 | .5 | .5 | .5 | .5 | .6 | .6 | .7 Fruits and vegetables.....................| 1.4 | 1.3 | 1.3 | 1.3 | 1.3 | 1.3 | 1.8 | 1.7 | 2.2 Fresh fruits............................| .4 | .4 | .4 | .4 | .4 | .4 | .6 | .5 | .7 Fresh vegetables........................| .4 | .4 | .4 | .4 | .4 | .4 | .5 | .5 | .6 Processed fruits........................| .3 | .3 | .3 | .3 | .3 | .3 | .4 | .3 | .5 Processed vegetables....................| .2 | .2 | .2 | .2 | .2 | .2 | .3 | .3 | .3 | | | | | | | | | Other food at home........................| 2.6 | 2.8 | 2.5 | 2.7 | 2.4 | 2.5 | 2.9 | 2.8 | 3.1 Sugar and other sweets..................| .3 | .3 | .3 | .3 | .3 | .3 | .4 | .4 | .4 Fats and oils...........................| .2 | .3 | .2 | .3 | .2 | .2 | .3 | .3 | .4 Miscellaneous foods.....................| 1.1 | 1.3 | 1.2 | 1.2 | 1.0 | 1.0 | 1.2 | 1.1 | 1.3 Nonalcoholic beverages..................| .7 | .8 | .7 | .7 | .7 | .8 | .8 | .8 | .9 Food prepared by consumer unit | | | | | | | | | on out-of-town trips...................| .1 | .1 | .1 | .1 | .2 | .2 | .2 | .2 | .1 Food away from home.........................| 5.3 | 6.4 | 5.6 | 5.4 | 5.5 | 5.4 | 4.5 | 4.8 | 3.9 | | | | | | | | | Alcoholic beverages...........................| .9 | 1.3 | 1.1 | .8 | .7 | 1.0 | .7 | .9 | .4 | | | | | | | | | Housing.......................................| 31.8 | 30.4 | 33.0 | 32.7 | 30.1 | 30.3 | 33.0 | 31.9 | 34.8 Shelter.....................................| 17.9 | 18.9 | 19.6 | 19.1 | 16.9 | 15.6 | 16.5 | 15.7 | 17.9 Owned dwellings...........................| 11.0 | 2.6 | 8.9 | 13.2 | 12.2 | 11.0 | 10.2 | 10.5 | 9.9 Mortgage interest and charges...........| 6.0 | 1.5 | 6.0 | 8.7 | 7.2 | 5.0 | 1.7 | 2.3 | .6 Property taxes..........................| 2.9 | .5 | 1.7 | 2.7 | 3.0 | 3.5 | 4.8 | 4.9 | 4.7 Maintenance, repairs, insurance, | | | | | | | | | other expenses.........................| 2.1 | .6 | 1.2 | 1.7 | 2.0 | 2.5 | 3.7 | 3.2 | 4.6 Rented dwellings..........................| 5.7 | 15.4 | 10.1 | 4.9 | 3.2 | 3.0 | 4.5 | 3.3 | 6.4 Other lodging.............................| 1.2 | .9 | .6 | 1.0 | 1.5 | 1.6 | 1.8 | 1.9 | 1.6 | | | | | | | | | Utilities, fuels, and public services.......| 6.9 | 6.6 | 6.4 | 6.5 | 6.3 | 7.2 | 9.0 | 8.6 | 9.7 Natural gas...............................| .9 | .7 | .7 | .8 | .8 | .9 | 1.4 | 1.3 | 1.6 Electricity...............................| 2.7 | 2.3 | 2.5 | 2.6 | 2.5 | 2.9 | 3.5 | 3.4 | 3.6 Fuel oil and other fuels..................| .3 | .1 | .2 | .3 | .3 | .4 | .7 | .6 | .8 Telephone services........................| 2.2 | 3.1 | 2.4 | 2.0 | 2.0 | 2.1 | 2.2 | 2.2 | 2.3 Water and other public services...........| .8 | .4 | .6 | .8 | .7 | .9 | 1.2 | 1.2 | 1.3 Household operations........................| 1.5 | 1.0 | 1.9 | 1.8 | 1.0 | 1.2 | 1.9 | 1.5 | 2.6 Personal services.........................| .7 | .8 | 1.5 | 1.1 | .2 | .2 | .3 | .1 | .5 Other household expenses..................| .8 | .2 | .4 | .7 | .8 | 1.0 | 1.7 | 1.4 | 2.1 | | | | | | | | | Housekeeping supplies.......................| 1.2 | .9 | 1.1 | 1.2 | 1.1 | 1.3 | 1.8 | 1.8 | 1.8 Laundry and cleaning supplies.............| .3 | .3 | .3 | .4 | .3 | .4 | .4 | .4 | .4 Other household products..................| .5 | .4 | .5 | .5 | .5 | .5 | .8 | .8 | .8 Postage and stationery....................| .3 | .3 | .3 | .3 | .3 | .4 | .6 | .6 | .6 Household furnishings and equipment.........| 4.2 | 3.0 | 4.1 | 4.2 | 4.7 | 5.0 | 3.8 | 4.3 | 2.9 Household textiles........................| .3 | .1 | .3 | .3 | .4 | .4 | .4 | .3 | .4 Furniture.................................| 1.0 | 1.0 | 1.2 | 1.1 | .9 | 1.0 | .7 | .9 | .4 Floor coverings...........................| .4 | 4/.1 | .2 | .3 | .6 | .8 | .2 | .3 | 4/.1 Major appliances..........................| .5 | .4 | .5 | .4 | .5 | .5 | .6 | .6 | .5 Small appliances, miscellaneous housewares| .3 | .2 | .3 | .2 | .2 | .3 | .3 | .3 | .3 Miscellaneous household equipment.........| 1.8 | 1.2 | 1.6 | 1.9 | 2.1 | 2.1 | 1.6 | 1.9 | 1.1 | | | | | | | | | Apparel and services..........................| 5.2 | 6.0 | 5.7 | 5.5 | 5.5 | 4.7 | 3.9 | 4.2 | 3.3 Men and boys................................| 1.2 | 1.5 | 1.3 | 1.4 | 1.4 | 1.1 | .9 | 1.0 | .6 Men, 16 and over..........................| 1.0 | 1.3 | 1.1 | .9 | 1.1 | .9 | .8 | .9 | .6 Boys, 2 to 15.............................| .3 | .2 | .3 | .5 | .3 | .2 | .1 | .1 | (2) Women and girls.............................| 2.1 | 1.9 | 2.1 | 2.2 | 2.3 | 2.2 | 1.6 | 1.7 | 1.4 Women, 16 and over........................| 1.7 | 1.7 | 1.8 | 1.6 | 2.0 | 2.0 | 1.5 | 1.6 | 1.4 Girls, 2 to 15............................| .3 | .2 | .3 | .6 | .2 | .2 | .1 | .2 | (2) Children under 2............................| .3 | .5 | .5 | .3 | .1 | .2 | .1 | .1 | .1 Footwear....................................| .8 | 1.0 | 1.0 | .9 | .8 | .6 | .6 | .6 | .5 Other apparel products and services.........| .8 | 1.1 | .9 | .8 | .8 | .7 | .7 | .8 | .7 | | | | | | | | | Transportation................................| 19.0 | 23.9 | 21.4 | 18.1 | 19.0 | 19.3 | 15.8 | 16.8 | 14.3 Vehicle purchases (net outlay)..............| 8.6 | 12.6 | 11.0 | 7.9 | 8.2 | 8.6 | 5.9 | 6.1 | 5.6 Cars and trucks, new......................| 4.4 | 5.7 | 5.2 | 4.0 | 4.2 | 5.2 | 3.2 | 3.2 | 3.2 Cars and trucks, used.....................| 4.1 | 6.9 | 5.6 | 3.8 | 3.8 | 3.4 | 2.7 | 2.9 | 2.4 Other vehicles............................| .1 | 4/.1 | .2 | .2 | .2 | (2) | (2) | (2) | (5) Gasoline and motor oil......................| 3.1 | 3.6 | 3.2 | 3.2 | 3.1 | 3.0 | 2.7 | 3.0 | 2.2 Other vehicle expenses......................| 6.1 | 6.5 | 6.3 | 6.0 | 6.6 | 6.3 | 5.3 | 5.8 | 4.6 Vehicle finance charges...................| .7 | .9 | 1.0 | .8 | .8 | .6 | .3 | .4 | .1 Maintenance and repairs...................| 2.1 | 2.6 | 2.2 | 2.1 | 2.3 | 2.1 | 1.9 | 2.0 | 1.8 Vehicle insurance.........................| 2.2 | 2.3 | 2.1 | 2.1 | 2.3 | 2.3 | 2.3 | 2.3 | 2.2 | | | | | | | | | Vehicle rental, leases, licenses, | | | | | | | | | other charges............................| 1.1 | 0.7 | 1.0 | 1.1 | 1.2 | 1.3 | 0.9 | 1.1 | 0.5 Public transportation.......................| 1.2 | 1.1 | .9 | 1.0 | 1.2 | 1.4 | 1.9 | 1.8 | 1.9 | | | | | | | | | Health care...................................| 5.5 | 2.7 | 3.6 | 4.3 | 4.5 | 6.4 | 11.9 | 10.3 | 14.4 Health insurance............................| 2.6 | 1.0 | 1.6 | 1.8 | 1.9 | 2.7 | 6.6 | 5.8 | 7.7 Medical services............................| 1.8 | 1.2 | 1.3 | 1.7 | 1.6 | 2.3 | 2.6 | 2.1 | 3.3 Drugs.......................................| .9 | .4 | .5 | .6 | .7 | 1.0 | 2.4 | 2.0 | 3.0 Medical supplies............................| .3 | .2 | .2 | .2 | .3 | .3 | .3 | .3 | .3 | | | | | | | | | Entertainment.................................| 4.9 | 5.5 | 5.0 | 5.4 | 5.1 | 4.6 | 3.9 | 4.2 | 3.4 Fees and admissions.........................| 1.4 | 1.2 | 1.2 | 1.5 | 1.4 | 1.4 | 1.4 | 1.5 | 1.3 Television, radios, sound equipment.........| 1.7 | 2.6 | 1.8 | 1.8 | 1.5 | 1.4 | 1.4 | 1.6 | 1.2 Pets, toys, and playground equipment........| .9 | .9 | 1.0 | 1.0 | .9 | .8 | .7 | .7 | .6 Other entertainment supplies, equipment, | | | | | | | | | and services...............................| 1.0 | .8 | 1.0 | 1.0 | 1.3 | 1.0 | .4 | .5 | .2 | | | | | | | | | Personal care products and services...........| 1.2 | 1.3 | 1.3 | 1.2 | 1.2 | 1.2 | 1.4 | 1.3 | 1.5 | | | | | | | | | Reading.......................................| .5 | .4 | .4 | .5 | .5 | .6 | .7 | .7 | .7 | | | | | | | | | Education.....................................| 1.4 | 4.4 | 1.2 | 1.3 | 2.1 | 1.0 | .5 | .7 | .2 | | | | | | | | | Tobacco products and smoking supplies.........| .8 | 1.2 | .9 | .8 | .8 | .9 | .5 | .6 | .4 | | | | | | | | | Miscellaneous.................................| 2.4 | 1.4 | 2.0 | 2.4 | 2.6 | 2.4 | 2.5 | 2.5 | 2.5 | | | | | | | | | Cash contributions............................| 3.0 | .5 | 1.3 | 2.1 | 3.5 | 3.8 | 6.3 | 6.2 | 6.4 | | | | | | | | | Personal insurance and pensions...............| 9.3 | 5.8 | 9.3 | 10.7 | 11.0 | 10.2 | 4.5 | 5.4 | 2.9 Life and other personal insurance...........| 1.3 | .3 | .8 | 1.2 | 1.4 | 1.6 | 1.7 | 2.1 | 1.1 Pensions and Social Security................| 8.1 | 5.5 | 8.6 | 9.5 | 9.5 | 8.6 | 2.8 | 3.3 | 1.8 | | | | | | | | | Sources of income and personal taxes: 1/ | | | | | | | | | | | | | | | | | | Money income before taxes.....................|$36,838 |$16,407 |$34,051 |$46,217 |$49,627 |$41,884 |$23,835 |$26,266 |$20,736 Wages and salaries..........................| 75.5 | 83.1 | 90.5 | 87.4 | 85.1 | 71.6 | 17.1 | 22.1 | 9.1 Self-employment income......................| 6.7 | 3.8 | 3.6 | 6.7 | 7.6 | 6.4 | 10.1 | 11.3 | 8.2 Social Security, private and government | | | | | | | | | retirement.................................| 11.4 | .4 | .7 | 1.1 | 3.0 | 15.5 | 59.3 | 54.6 | 66.8 Interest, dividends, rental income, other | | | | | | | | | property income............................| 3.1 | .4 | .7 | 1.5 | 1.7 | 4.4 | 11.5 | 9.7 | 14.5 Unemployment and workers' compensation, | | | | | | | | | veterans' benefits.........................| .9 | .7 | .9 | 1.0 | .9 | .9 | .6 | .8 | .3 | | | | | | | | | Public assistance, supplemental security | | | | | | | | | income, food stamps........................| 1.3 | 4.7 | 2.1 | 1.1 | 0.9 | 0.9 | 0.9 | 1.0 | 0.7 Regular contributions for support...........| .8 | 4.4 | .9 | .9 | .5 | .3 | .3 | .4 | 4/.2 Other income................................| .4 | 2.5 | .5 | .3 | .3 | .2 | .2 | .2 | .2 | | | | | | | | | Personal taxes................................| 8.4 | 5.8 | 8.4 | 8.9 | 10.0 | 8.1 | 5.4 | 6.0 | 4.5 Federal income taxes........................| 6.2 | 4.4 | 6.3 | 6.6 | 7.5 | 6.1 | 3.7 | 4.1 | 3.2 State and local income taxes................| 1.7 | 1.4 | 1.9 | 1.8 | 2.1 | 1.6 | .8 | 1.0 | .4 Other taxes.................................| .5 | .1 | .3 | .4 | .4 | .5 | .9 | .9 | .9 | | | | | | | | | Income after taxes............................| 91.6 | 94.2 | 91.6 | 91.1 | 90.0 | 91.9 | 94.6 | 94.0 | 95.5 | | | | | | | | | _________________________________________________________________________________________________________________________________ 1/ Components of income and taxes are derived from "complete income reporters" only; see glossary. 2/ Value less than 0.05. 3/ Value less than 0.5. 4/ Data are likely to have large sampling errors. 5/ No data reported.