Table 1100. Quintiles of income before taxes: Shares of average annual expenditures and sources of income, Consumer Expenditure Survey, 1992 _________________________________________________________________________________________________________________________________ | | | | | Complete reporting of income | | All | |Incomplete ___________________________________________________________ Item |consumer | | | | | | |reporting | units | Total | Lowest | Second | Third | Fourth | Highest | of | |complete | 20 | 20 | 20 | 20 | 20 | income | |reporting| percent | percent | percent | percent | percent | | | | | | | | | _________________________________________________________________________________________________________________________________ | | | | | | | | Number of consumer units (in thousands).........| 100,019 | 86,395 | 17,241 | 17,281 | 17,283 | 17,274 | 17,315 | 13,624 Lower limit.....................................| n.a. | n.a. | n.a. | $10,124 | $19,426 | $31,408 | $50,869 | n.a. | | | | | | | | Consumer unit characteristics: | | | | | | | | | | | | | | | | Income before taxes 1/........................| $33,854 | $33,854 | $5,981 | $14,606 | $25,108 | $40,284 | $83,131 | (1) Income after taxes 1/.........................| 30,786 | 30,786 | 5,841 | 14,115 | 23,399 | 36,957 | 73,479 | (1) Age of reference person.......................| 47.6 | 47.5 | 50.1 | 51.6 | 46.9 | 44.0 | 45.0 | 48.1 | | | | | | | | Average number in consumer unit: | | | | | | | | Persons.....................................| 2.5 | 2.5 | 1.8 | 2.2 | 2.5 | 2.9 | 3.1 | 2.6 Children under 18...........................| .7 | .7 | .5 | .6 | .7 | .9 | .9 | .7 Persons 65 and over.........................| .3 | .3 | .4 | .5 | .4 | .2 | .1 | .3 Earners.....................................| 1.3 | 1.3 | .6 | .9 | 1.3 | 1.7 | 2.1 | 1.3 Vehicles....................................| 1.9 | 1.9 | .9 | 1.5 | 2.0 | 2.4 | 2.9 | 1.9 | | | | | | | | Percent distribution: | | | | | | | | | | | | | | | | Sex of reference person: | | | | | | | | Male......................................| 64 | 64 | 42 | 54 | 68 | 74 | 81 | 65 Female....................................| 36 | 36 | 58 | 46 | 32 | 26 | 19 | 35 | | | | | | | | Housing tenure: | | | | | | | | Percent homeowner.........................| 61 | 61 | 36 | 51 | 59 | 71 | 86 | 66 With mortgage...........................| 36 | 36 | 8 | 18 | 31 | 52 | 72 | 37 Without mortgage........................| 25 | 24 | 28 | 33 | 27 | 20 | 15 | 29 Renter....................................| 39 | 39 | 64 | 49 | 41 | 29 | 14 | 34 | | | | | | | | Race of reference person: | | | | | | | | Black.....................................| 11 | 11 | 20 | 13 | 10 | 8 | 5 | 14 White and other...........................| 89 | 89 | 80 | 87 | 90 | 92 | 95 | 86 | | | | | | | | Education of reference person: | | | | | | | | Elementary (1-8)..........................| 10 | 11 | 22 | 17 | 9 | 3 | 2 | 9 High school (9-12)........................| 43 | 42 | 47 | 49 | 48 | 43 | 25 | 48 College...................................| 46 | 47 | 30 | 34 | 43 | 54 | 72 | 43 Never attended and other..................| (2) | (2) | 1 | (2) | (2) | (3) | (3) | 1 | | | | | | | | At least one vehicle owned..................| 86 | 86 | 59 | 83 | 93 | 97 | 97 | 85 | | | | | | | | Average annual expenditures.....................| $29,846 | $30,527 | $12,643 | $19,257 | $26,573 | $36,094 | $57,981 | $26,085 | | | | | | | | Food..........................................| 14.3 | 14.3 | 17.9 | 17.2 | 15.4 | 14.2 | 12.1 | 15.2 Food at home................................| 8.9 | 8.8 | 13.1 | 11.9 | 9.9 | 8.4 | 6.6 | 9.5 Cereals and bakery products...............| 1.4 | 1.4 | 2.0 | 1.8 | 1.5 | 1.3 | 1.0 | 1.5 Cereals and cereal products.............| .5 | .5 | .7 | .7 | .5 | .5 | .3 | .5 Bakery products.........................| .9 | .9 | 1.3 | 1.1 | 1.0 | .9 | .7 | 1.0 Meats, poultry, fish, and eggs............| 2.3 | 2.3 | 3.6 | 3.3 | 2.6 | 2.0 | 1.6 | 2.6 Beef....................................| .7 | .7 | 1.0 | 1.0 | .8 | .6 | .5 | .8 Pork....................................| .5 | .5 | .9 | .8 | .6 | .5 | .3 | .6 Other meats.............................| .3 | .3 | .5 | .4 | .4 | .3 | .2 | .3 Poultry.................................| .4 | .4 | .7 | .6 | .4 | .3 | .3 | .5 Fish and seafood........................| .3 | .2 | .3 | .3 | .2 | .2 | .2 | .3 Eggs....................................| .1 | .1 | .2 | .1 | .1 | .1 | .1 | .1 | | | | | | | | Dairy products............................| 1.0 | 1.0 | 1.6 | 1.4 | 1.1 | 1.0 | .7 | 1.1 Fresh milk and cream....................| .4 | .4 | .8 | .7 | .5 | .4 | .3 | .5 Other dairy products....................| .6 | .6 | .8 | .7 | .6 | .5 | .4 | .6 Fruits and vegetables.....................| 1.4 | 1.4 | 2.3 | 1.9 | 1.6 | 1.3 | 1.1 | 1.5 Fresh fruits............................| .4 | .4 | .7 | .6 | .5 | .4 | .3 | .5 Fresh vegetables........................| .4 | .4 | .7 | .6 | .5 | .4 | .3 | .5 Processed fruits........................| .3 | .3 | .5 | .5 | .4 | .3 | .3 | .3 Processed vegetables....................| .2 | .2 | .4 | .4 | .3 | .2 | .2 | .3 | | | | | | | | Other food at home........................| 2.7 | 2.7 | 3.6 | 3.5 | 3.0 | 2.8 | 2.1 | 2.8 Sugar and other sweets..................| .3 | .3 | .5 | .5 | .4 | .4 | .3 | .3 Fats and oils...........................| .2 | .2 | .3 | .4 | .3 | .2 | .2 | .3 Miscellaneous foods.....................| 1.3 | 1.3 | 1.7 | 1.5 | 1.4 | 1.3 | 1.0 | 1.3 Nonalcoholic beverages..................| .7 | .7 | 1.1 | .9 | .8 | .7 | .5 | .7 Food prepared by consumer unit | | | | | | | | on out-of-town trips...................| .1 | .1 | .1 | .2 | .1 | .1 | .2 | .1 Food away from home.........................| 5.5 | 5.5 | 4.8 | 5.3 | 5.5 | 5.8 | 5.5 | 5.6 | | | | | | | | Alcoholic beverages...........................| 1.0 | 1.1 | 1.0 | 1.2 | 1.2 | .9 | 1.0 | .9 | | | | | | | | Housing.......................................| 31.8 | 31.2 | 37.7 | 34.3 | 31.1 | 30.0 | 29.6 | 35.5 Shelter.....................................| 18.1 | 17.8 | 21.4 | 18.8 | 17.3 | 17.0 | 17.4 | 20.2 Owned dwellings...........................| 11.1 | 10.8 | 6.5 | 7.7 | 8.5 | 11.0 | 13.8 | 12.8 Mortgage interest and charges...........| 6.6 | 6.5 | 2.5 | 3.2 | 4.2 | 7.1 | 9.2 | 7.1 Property taxes..........................| 2.6 | 2.5 | 2.1 | 2.3 | 2.2 | 2.3 | 2.9 | 3.5 | | | | | | | | Maintenance, repairs, insurance, | | | | | | | | other expenses.........................| 1.9 | 1.8 | 1.9 | 2.2 | 2.1 | 1.6 | 1.7 | 2.1 Rented dwellings..........................| 5.9 | 5.9 | 14.2 | 10.5 | 8.0 | 5.1 | 2.0 | 6.1 Other lodging.............................| 1.1 | 1.1 | .7 | .7 | .8 | .9 | 1.6 | 1.4 | | | | | | | | Utilities, fuels, and public services.......| 6.6 | 6.4 | 10.3 | 8.5 | 7.2 | 6.0 | 4.8 | 8.1 Natural gas...............................| .8 | .8 | 1.4 | 1.1 | .9 | .7 | .6 | 1.1 Electricity...............................| 2.6 | 2.5 | 4.0 | 3.3 | 2.8 | 2.4 | 1.9 | 3.4 Fuel oil and other fuels..................| .3 | .3 | .6 | .4 | .3 | .3 | .2 | .3 Telephone services........................| 2.1 | 2.0 | 3.4 | 2.8 | 2.3 | 1.9 | 1.5 | 2.5 Water and other public services...........| .8 | .8 | 1.0 | .9 | .8 | .7 | .6 | .9 Household operations........................| 1.6 | 1.6 | 1.4 | 1.5 | 1.2 | 1.4 | 1.9 | 1.9 Personal services.........................| .8 | .8 | .7 | .8 | .6 | .9 | 1.0 | .7 Other household expenses..................| .8 | .8 | .8 | .7 | .6 | .5 | 1.0 | 1.2 | | | | | | | | Housekeeping supplies.......................| 1.5 | 1.5 | 1.6 | 1.9 | 1.6 | 1.5 | 1.3 | 1.2 Laundry and cleaning supplies.............| .4 | .4 | .5 | .5 | .4 | .4 | .3 | .4 Other household products..................| .7 | .7 | .6 | 1.0 | .7 | .7 | .6 | .5 Postage and stationery....................| .4 | .4 | .5 | .4 | .5 | .4 | .4 | .4 Household furnishings and equipment.........| 3.9 | 3.9 | 2.9 | 3.6 | 3.9 | 4.0 | 4.1 | 4.0 Household textiles........................| .3 | .3 | .2 | .3 | .3 | .3 | .3 | .3 Furniture.................................| 1.1 | 1.0 | .7 | .8 | 1.0 | 1.0 | 1.2 | 1.2 Floor coverings...........................| .2 | .2 | .2 | .2 | .2 | .3 | .2 | .4 Major appliances..........................| .5 | .5 | .4 | .6 | .5 | .5 | .4 | .4 Small appliances, miscellaneous housewares| .3 | .3 | .2 | .3 | .2 | .3 | .3 | .3 Miscellaneous household equipment.........| 1.5 | 1.6 | 1.1 | 1.4 | 1.6 | 1.7 | 1.7 | 1.4 | | | | | | | | Apparel and services..........................| 5.7 | 5.7 | 5.5 | 5.1 | 5.8 | 5.6 | 5.9 | 6.3 Men and boys................................| 1.5 | 1.4 | 1.1 | 1.2 | 1.4 | 1.6 | 1.5 | 1.9 Men, 16 and over..........................| 1.2 | 1.2 | 1.0 | .9 | 1.1 | 1.3 | 1.2 | 1.7 Boys, 2 to 15.............................| .3 | .3 | .1 | .3 | .3 | .3 | .3 | .3 Women and girls.............................| 2.3 | 2.3 | 2.6 | 1.8 | 2.3 | 2.2 | 2.5 | 2.3 Women, 16 and over........................| 2.0 | 2.0 | 2.3 | 1.5 | 2.0 | 1.8 | 2.2 | 2.0 Girls, 2 to 15............................| .3 | .3 | .2 | .3 | .3 | .4 | .3 | .3 Children under 2............................| .3 | .3 | .3 | .3 | .3 | .3 | .2 | .3 Footwear....................................| .8 | .8 | .7 | 1.1 | .9 | .8 | .7 | .7 Other apparel products and services.........| .9 | .9 | .8 | .8 | .8 | .8 | 1.0 | 1.1 | | | | | | | | Transportation................................| 17.5 | 17.1 | 14.0 | 16.1 | 18.5 | 18.1 | 17.0 | 20.0 Vehicle purchases (net outlay)..............| 7.3 | 7.1 | 5.0 | 5.9 | 7.6 | 7.6 | 7.4 | 8.9 Cars and trucks, new......................| 3.8 | 3.6 | 1.4 | 2.0 | 2.6 | 4.2 | 4.7 | 5.2 | | | | | | | | Cars and trucks, used.....................| 3.4 | 3.4 | 3.5 | 3.9 | 4.9 | 3.3 | 2.5 | 3.6 Other vehicles............................| .1 | .1 | 4/.1 | (3) | .1 | .1 | .2 | 4/.1 Gasoline and motor oil......................| 3.3 | 3.2 | 3.6 | 3.7 | 3.7 | 3.4 | 2.6 | 3.7 Other vehicle expenses......................| 6.0 | 5.9 | 4.6 | 5.7 | 6.3 | 6.3 | 5.9 | 6.2 Vehicle finance charges...................| .9 | .8 | .3 | .7 | .9 | 1.1 | .9 | .9 Maintenance and repairs...................| 2.1 | 2.1 | 1.9 | 2.2 | 2.3 | 2.2 | 1.9 | 2.0 Vehicle insurance.........................| 2.1 | 2.1 | 1.8 | 2.1 | 2.3 | 2.2 | 2.0 | 2.2 Vehicle rental, leases, licenses, | | | | | | | | other charges............................| .9 | .9 | .5 | .7 | .9 | .8 | 1.2 | 1.0 Public transportation.......................| 1.0 | .9 | .8 | .8 | .9 | .8 | 1.1 | 1.2 | | | | | | | | Health care...................................| 5.5 | 5.4 | 7.6 | 7.8 | 6.2 | 5.2 | 3.9 | 5.8 Health insurance............................| 2.4 | 2.4 | 3.4 | 3.7 | 3.0 | 2.3 | 1.5 | 2.7 Medical services............................| 1.8 | 1.8 | 2.2 | 2.0 | 1.8 | 1.9 | 1.6 | 1.7 Drugs.......................................| .9 | .9 | 1.7 | 1.7 | 1.2 | .7 | .5 | 1.0 Medical supplies............................| .3 | .3 | .3 | .5 | .3 | .3 | .3 | .4 | | | | | | | | Entertainment.................................| 5.0 | 5.0 | 4.2 | 4.1 | 4.8 | 5.3 | 5.4 | 5.1 Fees and admissions.........................| 1.3 | 1.2 | .8 | .7 | 1.0 | 1.2 | 1.6 | 1.6 Television, radios, sound equipment.........| 1.6 | 1.6 | 1.8 | 1.7 | 1.8 | 1.6 | 1.5 | 1.8 Pets, toys, and playground equipment........| .9 | .9 | .8 | .9 | 1.0 | 1.0 | .9 | .9 Other entertainment supplies, equipment, | | | | | | | | and services...............................| 1.2 | 1.2 | .7 | .9 | 1.0 | 1.5 | 1.4 | .9 | | | | | | | | Personal care products and services...........| 1.3 | 1.3 | 1.4 | 1.6 | 1.5 | 1.3 | 1.2 | 1.2 | | | | | | | | Reading.......................................| .5 | .5 | .5 | .6 | .6 | .5 | .5 | .5 | | | | | | | | Education.....................................| 1.4 | 1.4 | 2.6 | 1.2 | .7 | 1.1 | 1.7 | 1.7 | | | | | | | | Tobacco products and smoking supplies.........| .9 | .9 | 1.7 | 1.3 | 1.1 | .9 | .5 | 1.0 | | | | | | | | Miscellaneous.................................| 2.6 | 2.6 | 2.3 | 2.5 | 2.6 | 3.0 | 2.5 | 2.3 | | | | | | | | Cash contributions............................| 3.2 | 3.3 | 1.4 | 2.7 | 2.8 | 2.9 | 4.5 | 2.2 | | | | | | | | Personal insurance and pensions...............| 9.2 | 10.1 | 2.3 | 4.3 | 7.8 | 10.9 | 14.3 | 2.4 Life and other personal insurance...........| 1.2 | 1.2 | .8 | .8 | 1.1 | 1.2 | 1.4 | 1.3 Pensions and Social Security................| 8.0 | 8.9 | 1.4 | 3.6 | 6.7 | 9.7 | 12.9 | 1.1 | | | | | | | | Sources of income and personal taxes: 1/ | | | | | | | | | | | | | | | | Money income before taxes.....................| $33,854 | $33,854 | $5,981 | $14,606 | $25,108 | $40,284 | $83,131 | (1) Wages and salaries..........................| 74.0 | 74.0 | 28.4 | 47.7 | 68.4 | 81.3 | 80.1 | (1) Self-employment income......................| 7.4 | 7.4 | -1.8 | 3.2 | 4.3 | 4.7 | 10.9 | (1) Social Security, private and government | | | | | | | | retirement.................................| 11.5 | 11.5 | 45.8 | 35.1 | 19.7 | 8.0 | 4.1 | (1) Interest, dividends, rental income, other | | | | | | | | property income............................| 3.3 | 3.3 | 1.7 | 3.4 | 3.2 | 3.1 | 3.6 | (1) Unemployment and workers' compensation, | | | | | | | | veterans' benefits.........................| 1.0 | 1.0 | 2.6 | 1.9 | 1.8 | 1.2 | .4 | (1) Public assistance, supplemental security | | | | | | | | income, food stamps........................| 1.4 | 1.4 | 18.1 | 5.3 | 1.0 | .4 | .1 | (1) Regular contributions for support...........| 1.0 | 1.0 | 3.6 | 2.4 | 1.0 | 1.0 | .6 | (1) Other income................................| .4 | .4 | 1.6 | .9 | .5 | .3 | .2 | (1) | | | | | | | | Personal taxes................................| 9.1 | 9.1 | 2.3 | 3.4 | 6.8 | 8.3 | 11.6 | (1) Federal income taxes........................| 6.8 | 6.8 | 1.2 | 2.1 | 4.9 | 6.0 | 8.9 | (1) State and local income taxes................| 1.8 | 1.8 | .4 | .7 | 1.4 | 1.8 | 2.3 | (1) Other taxes.................................| .5 | .5 | .8 | .6 | .5 | .4 | .4 | (1) | | | | | | | | Income after taxes............................| 90.9 | 90.9 | 97.7 | 96.6 | 93.2 | 91.7 | 88.4 | (1) | | | | | | | | _________________________________________________________________________________________________________________________________ 1/ Components of income and taxes are derived from "complete income reporters" only; see glossary. 2/ Value less than 0.5. 3/ Value less than 0.05. 4/ Data are likely to have large sampling errors. n.a. Not applicable.