Table 1700. Housing tenure, race of reference person, and type of area: Shares of average annual expenditures and characteristics, Consumer Expenditure Survey, 1990 _____________________________________________________________________________________________________________________________ | | | | | | Housing tenure | Race of reference | Type of area | All | | person | Item | consumer | | | _____________________ _____________________ _____________________ | units | | | | | | | |Homeowner | Renter |White and | Black | Urban | Rural | | | | other | | | | | | | | | | _____________________________________________________________________________________________________________________________ | | | | | | | Number of consumer units (in thousands).........| 96,968 | 60,543 | 36,425 | 85,840 | 11,128 | 83,588 | 13,380 | | | | | | | Consumer unit characteristics: | | | | | | | | | | | | | | Income before taxes 1/........................| $31,889 | $38,551 | $20,961 | $33,070 | $22,461 | $32,989 | $24,817 Income after taxes 1/.........................| 28,937 | 34,840 | 19,252 | 29,981 | 20,599 | 29,909 | 22,687 Average number of persons in consumer unit....| 2.6 | 2.7 | 2.3 | 2.5 | 2.7 | 2.5 | 2.7 Age of reference person.......................| 47.2 | 51.9 | 39.3 | 47.4 | 45.5 | 46.7 | 49.8 | | | | | | | Average number in consumer unit: | | | | | | | Earners.....................................| 1.4 | 1.5 | 1.2 | 1.4 | 1.2 | 1.4 | 1.4 Vehicles....................................| 2.0 | 2.4 | 1.2 | 2.1 | 1.2 | 1.9 | 2.5 Children under 18...........................| .7 | .7 | .7 | .7 | 1.0 | .7 | .7 Persons 65 and over.........................| .3 | .4 | .2 | .3 | .2 | .3 | .4 | | | | | | | Percent distribution: | | | | | | | | | | | | | | Sex of reference person: | | | | | | | Male......................................| 65 | 71 | 54 | 67 | 45 | 63 | 76 Female....................................| 35 | 29 | 46 | 33 | 55 | 37 | 24 | | | | | | | Housing tenure: | | | | | | | Percent homeowner.........................| 62 | 100 | n.a. | 65 | 44 | 60 | 78 Homeowner with mortgage.................| 38 | 62 | n.a. | 40 | 28 | 39 | 38 Homeowner without mortgage..............| 24 | 38 | n.a. | 25 | 16 | 21 | 40 Renter....................................| 38 | n.a. | 100 | 35 | 56 | 40 | 22 | | | | | | | Race of reference person: | | | | | | | Black.....................................| 11 | 8 | 17 | n.a. | 100 | 13 | 5 White and other...........................| 89 | 92 | 83 | 100 | n.a. | 87 | 95 | | | | | | | Education of reference person: | | | | | | | Elementary (1-8)..........................| 10 | 10 | 11 | 10 | 13 | 10 | 14 High school (9-12)........................| 43 | 43 | 44 | 42 | 55 | 42 | 50 College...................................| 46 | 46 | 45 | 48 | 32 | 48 | 35 Never attended and other..................| (2) | (2) | (2) | (2) | (2) | (2) | 1 | | | | | | | At least one vehicle owned..................| 87 | 94 | 74 | 89 | 67 | 86 | 92 | | | | | | | Average annual expenditures.....................| $28,369 | $33,257 | $20,159 | $29,547 | $19,130 | $28,989 | $24,499 | | | | | | | Food..........................................| 15.1 | 14.5 | 16.7 | 15.0 | 16.4 | 14.9 | 16.9 Food at home................................| 8.8 | 8.3 | 9.8 | 8.6 | 11.1 | 8.4 | 11.1 Cereals and bakery products...............| 1.3 | 1.2 | 1.4 | 1.3 | 1.5 | 1.3 | 1.6 Cereals and cereal products.............| .5 | .4 | .5 | .4 | .6 | .4 | .6 Bakery products.........................| .8 | .8 | .9 | .8 | .9 | .8 | 1.0 Meats, poultry, fish, and eggs............| 2.4 | 2.2 | 2.7 | 2.2 | 3.8 | 2.3 | 3.1 Beef....................................| .8 | .7 | .9 | .7 | 1.1 | .7 | 1.1 Pork....................................| .5 | .4 | .5 | .4 | .9 | .4 | .7 Other meats.............................| .3 | .3 | .4 | .3 | .5 | .3 | .5 Poultry.................................| .4 | .4 | .4 | .4 | .7 | .4 | .5 Fish and seafood........................| .3 | .3 | .3 | .3 | .4 | .3 | .3 Eggs....................................| .1 | .1 | .1 | .1 | .2 | .1 | .1 | | | | | | | Dairy products............................| 1.0 | 1.0 | 1.2 | 1.0 | 1.0 | 1.0 | 1.3 Fresh milk and cream....................| .5 | .5 | .6 | .5 | .5 | .5 | .7 Other dairy products....................| .5 | .5 | .6 | .5 | .5 | .5 | .7 Fruits and vegetables.....................| 1.4 | 1.4 | 1.6 | 1.4 | 1.9 | 1.4 | 1.6 Fresh fruits............................| .4 | .4 | .5 | .4 | .5 | .4 | .5 Fresh vegetables........................| .4 | .4 | .5 | .4 | .5 | .4 | .5 Processed fruits........................| .3 | .3 | .4 | .3 | .5 | .3 | .4 Processed vegetables....................| .2 | .2 | .3 | .2 | .3 | .2 | .3 | | | | | | | Other food at home........................| 2.6 | 2.5 | 2.9 | 2.6 | 2.9 | 2.5 | 3.5 Sugar and other sweets..................| .3 | .3 | .3 | .3 | .4 | .3 | .5 Fats and oils...........................| .2 | .2 | .3 | .2 | .3 | .2 | .3 Miscellaneous foods.....................| 1.2 | 1.1 | 1.3 | 1.2 | 1.3 | 1.1 | 1.5 Nonalcoholic beverages..................| .8 | .7 | .9 | .7 | .8 | .7 | 1.0 Food prepared by consumer unit | | | | | | | on out-of-town trips...................| .1 | .1 | .1 | .1 | (3) | .1 | .2 Food away from home.........................| 6.4 | 6.2 | 6.8 | 6.5 | 5.2 | 6.5 | 5.8 | | | | | | | Alcoholic beverages...........................| 1.0 | .9 | 1.5 | 1.0 | .8 | 1.1 | .8 | | | | | | | Housing.......................................| 31.3 | 30.6 | 33.2 | 31.2 | 33.2 | 31.8 | 27.4 Shelter.....................................| 17.7 | 16.4 | 21.5 | 17.7 | 18.1 | 18.4 | 13.2 Owned dwellings...........................| 10.4 | 14.1 | .3 | 10.7 | 7.5 | 10.7 | 8.4 Mortgage interest.......................| 6.4 | 8.7 | .2 | 6.5 | 5.2 | 6.6 | 4.8 Property taxes..........................| 2.1 | 2.9 | (3) | 2.2 | .9 | 2.1 | 1.9 | | | | | | | Maintenance, repairs, insurance, | | | | | | | other expenses.........................| 1.9 | 2.6 | (3) | 1.9 | 1.5 | 1.9 | 1.7 Rented dwellings..........................| 5.4 | .1 | 20.0 | 5.0 | 9.8 | 5.8 | 2.8 Other lodging.............................| 1.9 | 2.2 | 1.3 | 2.0 | .8 | 1.9 | 1.9 | | | | | | | Utilities, fuels, and public services.......| 6.7 | 6.9 | 6.2 | 6.4 | 9.3 | 6.5 | 7.8 Natural gas...............................| .9 | .9 | .7 | .8 | 1.5 | .9 | .4 Electricity...............................| 2.7 | 2.8 | 2.3 | 2.6 | 3.5 | 2.5 | 3.6 Fuel oil and other fuels..................| .4 | .4 | .2 | .4 | .3 | .3 | .8 Telephone.................................| 2.1 | 1.9 | 2.7 | 2.0 | 3.3 | 2.1 | 2.2 Water and other public services...........| .7 | .8 | .3 | .7 | .8 | .7 | .7 Household operations........................| 1.6 | 1.7 | 1.2 | 1.6 | 1.1 | 1.6 | 1.2 Personal services.........................| .8 | .8 | .8 | .8 | .6 | .8 | .6 Other household expenses..................| .8 | .9 | .4 | .8 | .4 | .8 | .6 | | | | | | | Housekeeping supplies.......................| 1.4 | 1.5 | 1.3 | 1.4 | 1.6 | 1.4 | 1.6 Laundry and cleaning supplies.............| .4 | .4 | .4 | .4 | .6 | .4 | .5 Other household products..................| .6 | .6 | .5 | .6 | .6 | .6 | .7 Postage and stationery....................| .4 | .4 | .4 | .4 | .4 | .4 | .4 Household furnishings and equipment.........| 3.9 | 4.2 | 3.0 | 4.0 | 3.2 | 4.0 | 3.6 Household textiles........................| .3 | .4 | .2 | .4 | .2 | .4 | .3 Furniture.................................| 1.1 | 1.1 | 1.0 | 1.1 | 1.0 | 1.1 | .9 Floor coverings...........................| .3 | .4 | .1 | .3 | .1 | .3 | .3 Major appliances..........................| .5 | .6 | .4 | .5 | .6 | .5 | .7 Small appliances, miscellaneous housewares| .2 | .2 | .2 | .2 | .2 | .2 | .2 Miscellaneous household equipment.........| 1.4 | 1.5 | 1.1 | 1.4 | 1.0 | 1.4 | 1.3 | | | | | | | Apparel and services..........................| 5.7 | 5.5 | 6.1 | 5.6 | 7.4 | 5.8 | 4.9 Men and boys................................| 1.4 | 1.3 | 1.5 | 1.3 | 1.8 | 1.4 | 1.4 Men, 16 and over..........................| 1.1 | 1.1 | 1.3 | 1.1 | 1.2 | 1.2 | 1.1 Boys, 2 to 15.............................| .2 | .2 | .3 | .2 | .6 | .2 | .3 Women and girls.............................| 2.4 | 2.4 | 2.2 | 2.3 | 2.7 | 2.4 | 2.1 Women, 16 and over........................| 2.1 | 2.1 | 1.9 | 2.0 | 2.3 | 2.1 | 1.8 Girls, 2 to 15............................| .3 | .3 | .3 | .3 | .5 | .3 | .4 Children under 2............................| .2 | .2 | .3 | .2 | .4 | .3 | .2 Footwear....................................| .8 | .7 | .9 | .8 | 1.2 | .8 | .6 Other apparel products and services.........| .9 | .8 | 1.2 | .9 | 1.2 | 1.0 | .5 | | | | | | | Transportation................................| 18.1 | 18.4 | 17.1 | 18.2 | 16.8 | 17.7 | 20.7 Vehicle purchases (net outlay)..............| 7.5 | 7.8 | 6.6 | 7.6 | 6.0 | 7.3 | 9.2 Cars and trucks, new......................| 4.1 | 4.5 | 2.9 | 4.2 | 2.6 | 4.2 | 3.4 | | | | | | | Cars and trucks, used.....................| 3.3 | 3.2 | 3.7 | 3.3 | 3.4 | 3.0 | 5.7 Other vehicles............................| .1 | .1 | .1 | .1 | (3) | .1 | (3) Gasoline and motor oil......................| 3.7 | 3.7 | 3.7 | 3.7 | 3.8 | 3.5 | 5.2 Other vehicle expenses......................| 5.8 | 5.8 | 5.8 | 5.8 | 5.8 | 5.8 | 5.8 Vehicle finance charges...................| 1.1 | 1.1 | 1.1 | 1.1 | 1.1 | 1.0 | 1.3 Maintenance and repairs...................| 2.1 | 2.0 | 2.2 | 2.1 | 2.1 | 2.1 | 2.0 Vehicle insurance.........................| 2.0 | 2.0 | 1.8 | 2.0 | 1.9 | 2.0 | 2.0 Vehicle rental, licenses, other charges...| .7 | .7 | .6 | .7 | .7 | .7 | .5 Public transportation.......................| 1.1 | 1.1 | 1.0 | 1.1 | 1.2 | 1.1 | .5 | | | | | | | Health care...................................| 5.2 | 5.6 | 4.1 | 5.3 | 4.1 | 5.0 | 6.6 Health insurance............................| 2.0 | 2.2 | 1.6 | 2.1 | 1.8 | 2.0 | 2.7 Medical services............................| 2.0 | 2.1 | 1.6 | 2.0 | 1.4 | 1.9 | 2.4 Drugs.......................................| .9 | 1.0 | .7 | .9 | .7 | .8 | 1.3 Medical supplies............................| .3 | .3 | .3 | .3 | .2 | .3 | .3 | | | | | | | Entertainment.................................| 5.0 | 5.2 | 4.5 | 5.2 | 3.3 | 5.0 | 4.9 Fees and admissions.........................| 1.3 | 1.4 | 1.0 | 1.4 | .7 | 1.4 | .9 Television, radios, sound equipment.........| 1.6 | 1.5 | 1.8 | 1.6 | 1.7 | 1.6 | 1.4 Pets, toys, and playground equipment........| 1.0 | 1.0 | .8 | 1.0 | .6 | 1.0 | 1.1 Other entertainment supplies, equipment, | | | | | | | and services...............................| 1.1 | 1.3 | .8 | 1.2 | .2 | 1.1 | 1.4 | | | | | | | Personal care products and services...........| 1.3 | 1.3 | 1.3 | 1.3 | 1.6 | 1.3 | 1.1 | | | | | | | Reading.......................................| .5 | .5 | .5 | .6 | .4 | .5 | .5 | | | | | | | Education.....................................| 1.4 | 1.4 | 1.6 | 1.5 | 1.1 | 1.4 | 1.3 | | | | | | | Tobacco products and smoking supplies.........| 1.0 | .8 | 1.4 | 1.0 | 1.1 | .9 | 1.2 | | | | | | | Miscellaneous.................................| 2.3 | 2.3 | 2.2 | 2.3 | 2.1 | 2.2 | 2.5 | | | | | | | Cash contributions............................| 2.9 | 3.2 | 2.0 | 2.9 | 2.8 | 2.9 | 2.6 | | | | | | | Personal insurance and pensions...............| 9.1 | 9.6 | 7.8 | 9.2 | 9.0 | 9.2 | 8.4 Life and other personal insurance...........| 1.2 | 1.4 | .7 | 1.2 | 1.5 | 1.2 | 1.4 Pensions and Social Security................| 7.9 | 8.2 | 7.1 | 8.0 | 7.5 | 8.1 | 7.0 | | | | | | | Sources of income and personal taxes: 1/ | | | | | | | | | | | | | | Money income before taxes.....................| $31,889 | $38,551 | $20,961 | $33,070 | $22,461 | $32,989 | $24,817 Wages and salaries..........................| 75.8 | 74.0 | 81.1 | 75.4 | 81.1 | 76.4 | 70.8 Self-employment income......................| 7.3 | 8.2 | 4.5 | 7.7 | 2.1 | 7.1 | 8.2 Social Security, private and government | | | | | | | retirement.................................| 10.7 | 12.1 | 6.7 | 10.9 | 9.3 | 10.3 | 15.0 Interest, dividends, rental income, other | | | | | | | property income............................| 3.3 | 4.0 | 1.2 | 3.6 | .6 | 3.3 | 3.3 Unemployment and workers' compensation, | | | | | | | veterans' benefits.........................| .7 | .6 | 1.1 | .7 | .9 | .7 | .6 Public assistance, supplemental security | | | | | | | income, food stamps........................| 1.1 | .3 | 3.3 | .7 | 5.0 | 1.1 | .7 Regular contributions for support...........| .8 | .6 | 1.5 | .8 | .6 | .8 | 1.0 Other income................................| .3 | .1 | .7 | .3 | .3 | .3 | .4 | | | | | | | Personal taxes................................| 9.3 | 9.6 | 8.2 | 9.3 | 8.3 | 9.3 | 8.6 Federal income taxes........................| 7.3 | 7.5 | 6.5 | 7.4 | 6.3 | 7.4 | 6.2 State and local income taxes................| 1.8 | 1.8 | 1.6 | 1.7 | 1.9 | 1.7 | 2.1 Other taxes.................................| .2 | .3 | .1 | .2 | .1 | .2 | .3 | | | | | | | Income after taxes............................| 90.7 | 90.4 | 91.8 | 90.7 | 91.7 | 90.7 | 91.4 | | | | | | | _____________________________________________________________________________________________________________________________ 1/ Components of income and taxes are derived from "complete income reporters" only; see glossary. 2/ Value less than 0.5. 3/ Value less than 0.05. n.a. Not applicable.