Table 1100. Quintiles of income before taxes: Shares of average annual expenditures and characteristics, Consumer Expenditure Survey, 1990 _________________________________________________________________________________________________________________________________ | | | | | Complete reporting of income | | All | |Incomplete ___________________________________________________________ Item |consumer | | | | | | |reporting | units | Total | Lowest | Second | Third | Fourth | Highest | of | |complete | 20 | 20 | 20 | 20 | 20 | income | |reporting| percent | percent | percent | percent | percent | | | | | | | | | _________________________________________________________________________________________________________________________________ | | | | | | | | Number of consumer units (in thousands).........| 96,968 | 83,424 | 16,653 | 16,685 | 16,670 | 16,693 | 16,722 | 13,543 | | | | | | | | Consumer unit characteristics: | | | | | | | | | | | | | | | | Income before taxes 1/........................| \$31,889 | \$31,889 | \$5,637 | \$14,115 | \$24,500 | \$38,376 | \$76,660 | (1) Income after taxes 1/.........................| 28,937 | 28,937 | 5,553 | 13,429 | 22,678 | 35,049 | 67,835 | (1) Average number of persons in consumer unit....| 2.6 | 2.5 | 1.8 | 2.2 | 2.6 | 2.9 | 3.2 | 2.6 Age of reference person.......................| 47.2 | 47.1 | 51.3 | 50.6 | 46.0 | 43.0 | 44.6 | 47.5 | | | | | | | | Average number in consumer unit: | | | | | | | | Earners.....................................| 1.4 | 1.4 | .7 | .9 | 1.4 | 1.8 | 2.1 | 1.4 Vehicles....................................| 2.0 | 2.0 | 1.0 | 1.5 | 2.0 | 2.6 | 2.9 | 1.9 Children under 18...........................| .7 | .7 | .5 | .6 | .7 | .8 | .9 | .7 Persons 65 and over.........................| .3 | .3 | .4 | .5 | .3 | .2 | .1 | .3 | | | | | | | | Percent distribution: | | | | | | | | | | | | | | | | Sex of reference person: | | | | | | | | Male......................................| 65 | 64 | 40 | 53 | 68 | 77 | 83 | 67 Female....................................| 35 | 36 | 60 | 47 | 32 | 23 | 17 | 33 | | | | | | | | Housing tenure: | | | | | | | | Percent homeowner.........................| 62 | 62 | 42 | 52 | 59 | 71 | 87 | 64 Homeowner with mortgage.................| 38 | 39 | 12 | 18 | 36 | 54 | 74 | 37 Homeowner without mortgage..............| 24 | 23 | 30 | 34 | 23 | 17 | 13 | 28 Renter....................................| 38 | 38 | 58 | 48 | 41 | 29 | 13 | 36 | | | | | | | | Race of reference person: | | | | | | | | Black.....................................| 11 | 11 | 20 | 12 | 10 | 8 | 6 | 14 White and other...........................| 89 | 89 | 80 | 88 | 90 | 92 | 94 | 86 | | | | | | | | Education of reference person: | | | | | | | | Elementary (1-8)..........................| 10 | 11 | 22 | 16 | 8 | 5 | 2 | 10 High school (9-12)........................| 43 | 43 | 46 | 53 | 49 | 42 | 24 | 47 College...................................| 46 | 46 | 30 | 31 | 43 | 53 | 74 | 43 Never attended and other..................| (2) | (2) | 2 | 1 | (2) | (3) | (3) | 1 | | | | | | | | At least one vehicle owned..................| 87 | 87 | 63 | 85 | 93 | 96 | 98 | 83 | | | | | | | | Average annual expenditures.....................| \$28,369 | \$29,050 | \$12,908 | \$17,924 | \$24,673 | \$34,247 | \$55,411 | \$24,616 | | | | | | | | Food..........................................| 15.1 | 15.0 | 18.6 | 17.4 | 15.6 | 15.3 | 12.9 | 16.6 Food at home................................| 8.8 | 8.6 | 12.5 | 11.5 | 9.4 | 8.9 | 6.3 | 9.7 Cereals and bakery products...............| 1.3 | 1.3 | 1.8 | 1.7 | 1.4 | 1.3 | 1.0 | 1.5 Cereals and cereal products.............| .5 | .4 | .7 | .6 | .5 | .4 | .3 | .5 Bakery products.........................| .8 | .8 | 1.1 | 1.1 | .9 | .9 | .6 | 1.0 Meats, poultry, fish, and eggs............| 2.4 | 2.3 | 3.6 | 3.1 | 2.6 | 2.3 | 1.6 | 2.7 Beef....................................| .8 | .8 | 1.2 | .9 | .9 | .8 | .5 | .8 Pork....................................| .5 | .4 | .8 | .6 | .5 | .4 | .3 | .6 Other meats.............................| .3 | .3 | .5 | .5 | .4 | .3 | .2 | .4 Poultry.................................| .4 | .4 | .6 | .5 | .4 | .4 | .3 | .4 Fish and seafood........................| .3 | .3 | .4 | .3 | .3 | .3 | .2 | .4 Eggs....................................| .1 | .1 | .2 | .2 | .1 | .1 | .1 | .1 | | | | | | | | Dairy products............................| 1.0 | 1.0 | 1.5 | 1.4 | 1.2 | 1.1 | .7 | 1.1 Fresh milk and cream....................| .5 | .5 | .8 | .8 | .6 | .5 | .3 | .5 Other dairy products....................| .5 | .5 | .7 | .7 | .6 | .6 | .4 | .6 Fruits and vegetables.....................| 1.4 | 1.4 | 2.1 | 1.9 | 1.5 | 1.4 | 1.1 | 1.6 Fresh fruits............................| .4 | .4 | .6 | .6 | .5 | .4 | .3 | .5 Fresh vegetables........................| .4 | .4 | .6 | .6 | .4 | .4 | .3 | .5 Processed fruits........................| .3 | .3 | .5 | .4 | .3 | .3 | .2 | .4 Processed vegetables....................| .2 | .2 | .4 | .3 | .3 | .3 | .2 | .3 | | | | | | | | Other food at home........................| 2.6 | 2.6 | 3.4 | 3.4 | 2.8 | 2.8 | 2.0 | 2.8 Sugar and other sweets..................| .3 | .3 | .5 | .4 | .3 | .4 | .2 | .4 Fats and oils...........................| .2 | .2 | .4 | .3 | .3 | .2 | .2 | .3 Miscellaneous foods.....................| 1.2 | 1.2 | 1.5 | 1.4 | 1.3 | 1.3 | .9 | 1.3 Nonalcoholic beverages..................| .8 | .8 | 1.0 | 1.1 | .8 | .8 | .5 | .8 Food prepared by consumer unit | | | | | | | | on out-of-town trips...................| .1 | .1 | .1 | .1 | .1 | .1 | .1 | .1 Food away from home.........................| 6.4 | 6.3 | 6.1 | 5.9 | 6.2 | 6.5 | 6.5 | 6.9 | | | | | | | | Alcoholic beverages...........................| 1.0 | 1.1 | 1.0 | 1.1 | 1.1 | 1.1 | 1.0 | .9 | | | | | | | | Housing.......................................| 31.3 | 30.6 | 34.4 | 32.7 | 30.9 | 28.9 | 30.0 | 36.4 Shelter.....................................| 17.7 | 17.3 | 18.7 | 18.2 | 17.4 | 16.2 | 17.4 | 20.3 Owned dwellings...........................| 10.4 | 10.2 | 6.6 | 7.0 | 8.2 | 9.9 | 13.0 | 12.1 Mortgage interest.......................| 6.4 | 6.3 | 2.4 | 2.7 | 4.5 | 6.4 | 9.0 | 7.2 Property taxes..........................| 2.1 | 2.0 | 2.1 | 2.0 | 1.7 | 1.9 | 2.2 | 2.7 | | | | | | | | Maintenance, repairs, insurance, | | | | | | | | other expenses.........................| 1.9 | 1.8 | 2.1 | 2.4 | 2.0 | 1.6 | 1.7 | 2.3 Rented dwellings..........................| 5.4 | 5.3 | 10.6 | 9.9 | 7.7 | 4.9 | 1.8 | 6.1 Other lodging.............................| 1.9 | 1.9 | 1.5 | 1.3 | 1.4 | 1.5 | 2.6 | 2.2 | | | | | | | | Utilities, fuels, and public services.......| 6.7 | 6.4 | 9.4 | 8.7 | 7.5 | 6.1 | 4.8 | 8.2 Natural gas...............................| .9 | .8 | 1.3 | 1.1 | .9 | .8 | .6 | 1.1 Electricity...............................| 2.7 | 2.6 | 3.7 | 3.5 | 3.0 | 2.4 | 1.9 | 3.3 Fuel oil and other fuels..................| .4 | .3 | .5 | .5 | .5 | .3 | .2 | .4 Telephone.................................| 2.1 | 2.0 | 3.1 | 2.8 | 2.4 | 1.9 | 1.5 | 2.5 Water and other public services...........| .7 | .7 | .8 | .8 | .7 | .6 | .5 | .8 Household operations........................| 1.6 | 1.5 | 1.3 | 1.4 | 1.3 | 1.3 | 1.8 | 2.1 Personal services.........................| .8 | .8 | .6 | .6 | .7 | .8 | .9 | .7 Other household expenses..................| .8 | .7 | .8 | .7 | .6 | .5 | .9 | 1.4 | | | | | | | | Housekeeping supplies.......................| 1.4 | 1.5 | 1.8 | 1.6 | 1.5 | 1.5 | 1.3 | 1.3 Laundry and cleaning supplies.............| .4 | .4 | .6 | .5 | .4 | .4 | .3 | .4 Other household products..................| .6 | .6 | .7 | .6 | .6 | .7 | .6 | .5 Postage and stationery....................| .4 | .5 | .6 | .4 | .4 | .4 | .4 | .4 Household furnishings and equipment.........| 3.9 | 3.9 | 3.1 | 2.9 | 3.3 | 3.8 | 4.6 | 4.5 Household textiles........................| .3 | .3 | .4 | .3 | .3 | .3 | .4 | .4 Furniture.................................| 1.1 | 1.0 | .6 | .9 | .9 | 1.1 | 1.1 | 1.7 Floor coverings...........................| .3 | .3 | .2 | .2 | .2 | .4 | .5 | .3 Major appliances..........................| .5 | .5 | .5 | .5 | .6 | .5 | .5 | .6 Small appliances, miscellaneous housewares| .2 | .2 | .2 | .2 | .2 | .2 | .2 | .1 Miscellaneous household equipment.........| 1.4 | 1.4 | 1.1 | .9 | 1.1 | 1.3 | 1.9 | 1.4 | | | | | | | | Apparel and services..........................| 5.7 | 5.7 | 5.2 | 5.4 | 5.4 | 5.7 | 6.1 | 5.8 Men and boys................................| 1.4 | 1.4 | 1.2 | 1.1 | 1.2 | 1.3 | 1.6 | 1.5 Men, 16 and over..........................| 1.1 | 1.1 | .8 | .8 | 1.0 | 1.1 | 1.4 | 1.2 Boys, 2 to 15.............................| .2 | .2 | .3 | .3 | .2 | .2 | .2 | .3 Women and girls.............................| 2.4 | 2.4 | 2.2 | 2.1 | 2.3 | 2.6 | 2.4 | 2.5 Women, 16 and over........................| 2.1 | 2.1 | 2.0 | 1.9 | 2.0 | 2.2 | 2.1 | 2.1 Girls, 2 to 15............................| .3 | .3 | .2 | .3 | .3 | .3 | .3 | .4 Children under 2............................| .2 | .2 | .2 | .3 | .3 | .3 | .2 | .2 Footwear....................................| .8 | .8 | .7 | 1.0 | .8 | .8 | .8 | .7 Other apparel products and services.........| .9 | .9 | .9 | .9 | .8 | .8 | 1.0 | .9 | | | | | | | | Transportation................................| 18.1 | 17.9 | 15.8 | 18.1 | 18.7 | 18.9 | 17.4 | 18.9 Vehicle purchases (net outlay)..............| 7.5 | 7.5 | 6.2 | 7.6 | 7.5 | 7.9 | 7.5 | 7.6 Cars and trucks, new......................| 4.1 | 4.0 | 1.8 | 3.4 | 3.3 | 4.0 | 4.9 | 5.0 | | | | | | | | Cars and trucks, used.....................| 3.3 | 3.4 | 4.2 | 4.1 | 4.1 | 3.9 | 2.5 | 2.6 Other vehicles............................| .1 | .1 | .1 | (3) | (3) | .1 | .1 | (3) Gasoline and motor oil......................| 3.7 | 3.6 | 4.0 | 4.2 | 4.3 | 3.9 | 2.9 | 4.1 Other vehicle expenses......................| 5.8 | 5.8 | 4.7 | 5.6 | 6.0 | 6.2 | 5.7 | 6.0 Vehicle finance charges...................| 1.1 | 1.0 | .5 | .8 | 1.1 | 1.2 | 1.1 | 1.2 Maintenance and repairs...................| 2.1 | 2.1 | 2.1 | 2.1 | 2.2 | 2.3 | 1.9 | 2.0 Vehicle insurance.........................| 2.0 | 2.0 | 1.7 | 2.1 | 2.1 | 2.0 | 1.9 | 2.2 Vehicle rental, licenses, other charges...| .7 | .7 | .4 | .5 | .6 | .7 | .8 | .6 Public transportation.......................| 1.1 | 1.0 | .9 | .8 | .9 | .8 | 1.3 | 1.2 | | | | | | | | Health care...................................| 5.2 | 5.2 | 7.8 | 7.9 | 5.7 | 4.6 | 3.8 | 5.6 Health insurance............................| 2.0 | 2.0 | 3.1 | 3.2 | 2.5 | 1.8 | 1.3 | 2.3 Medical services............................| 2.0 | 1.9 | 2.6 | 2.5 | 2.0 | 1.7 | 1.7 | 2.2 Drugs.......................................| .9 | .9 | 1.7 | 1.6 | 1.0 | .7 | .5 | .9 Medical supplies............................| .3 | .3 | .4 | .5 | .3 | .3 | .2 | .2 | | | | | | | | Entertainment.................................| 5.0 | 5.0 | 4.3 | 3.8 | 4.5 | 5.3 | 5.5 | 5.1 Fees and admissions.........................| 1.3 | 1.3 | .8 | .8 | 1.2 | 1.3 | 1.6 | 1.4 Television, radios, sound equipment.........| 1.6 | 1.6 | 1.6 | 1.6 | 1.6 | 1.7 | 1.5 | 1.7 Pets, toys, and playground equipment........| 1.0 | 1.0 | 1.1 | .9 | 1.1 | 1.0 | .9 | 1.1 Other entertainment supplies, equipment, | | | | | | | | and services...............................| 1.1 | 1.2 | .8 | .5 | .6 | 1.3 | 1.6 | 1.0 | | | | | | | | Personal care products and services...........| 1.3 | 1.3 | 1.4 | 1.3 | 1.3 | 1.4 | 1.2 | 1.3 | | | | | | | | Reading.......................................| .5 | .5 | .5 | .5 | .6 | .6 | .5 | .5 | | | | | | | | Education.....................................| 1.4 | 1.4 | 2.7 | 1.0 | 1.0 | .9 | 1.6 | 1.8 | | | | | | | | Tobacco products and smoking supplies.........| 1.0 | 1.0 | 1.6 | 1.5 | 1.2 | 1.0 | .5 | 1.0 | | | | | | | | Miscellaneous.................................| 2.3 | 2.3 | 2.4 | 2.2 | 2.5 | 2.6 | 2.2 | 1.8 | | | | | | | | Cash contributions............................| 2.9 | 3.0 | 1.8 | 2.2 | 3.1 | 2.7 | 3.7 | 1.8 | | | | | | | | Personal insurance and pensions...............| 9.1 | 10.1 | 2.5 | 4.8 | 8.3 | 11.1 | 13.6 | 2.3 Life and other personal insurance...........| 1.2 | 1.2 | .9 | .9 | 1.1 | 1.1 | 1.5 | 1.3 Pensions and Social Security................| 7.9 | 8.8 | 1.6 | 3.9 | 7.2 | 10.0 | 12.1 | 1.1 | | | | | | | | Sources of income and personal taxes: 1/ | | | | | | | | | | | | | | | | Money income before taxes.....................| \$31,889 | \$31,889 | \$5,637 | \$14,115 | \$24,500 | \$38,376 | \$76,660 | (1) Wages and salaries..........................| 75.8 | 75.8 | 31.1 | 52.1 | 71.3 | 84.1 | 80.7 | (1) Self-employment income......................| 7.3 | 7.3 | -3.2 | 3.1 | 4.5 | 4.1 | 11.2 | (1) Social Security, private and government | | | | | | | | retirement.................................| 10.7 | 10.7 | 47.6 | 33.1 | 17.1 | 7.3 | 3.6 | (1) Interest, dividends, rental income, other | | | | | | | | property income............................| 3.3 | 3.3 | 1.6 | 3.6 | 3.8 | 2.7 | 3.6 | (1) Unemployment and workers' compensation, | | | | | | | | veterans' benefits.........................| .7 | .7 | 2.3 | 1.3 | 1.1 | .8 | .2 | (1) Public assistance, supplemental security | | | | | | | | income, food stamps........................| 1.1 | 1.1 | 15.7 | 4.1 | .7 | .1 | (3) | (1) Regular contributions for support...........| .8 | .8 | 3.1 | 2.0 | 1.2 | .7 | .4 | (1) Other income................................| .3 | .3 | 1.8 | .6 | .3 | .2 | .2 | (1) | | | | | | | | Personal taxes................................| 9.3 | 9.3 | 1.5 | 4.9 | 7.4 | 8.7 | 11.5 | (1) Federal income taxes........................| 7.3 | 7.3 | .6 | 3.6 | 5.6 | 6.7 | 9.3 | (1) State and local income taxes................| 1.8 | 1.8 | .4 | .9 | 1.6 | 1.8 | 2.0 | (1) Other taxes.................................| .2 | .2 | .4 | .4 | .3 | .2 | .2 | (1) | | | | | | | | Income after taxes............................| 90.7 | 90.7 | 98.5 | 95.1 | 92.6 | 91.3 | 88.5 | (1) | | | | | | | | _________________________________________________________________________________________________________________________________ 1/ Components of income and taxes are derived from "complete income reporters" only; see glossary. 2/ Value less than 0.5. 3/ Value less than 0.05.