Table 1200. Income before taxes: Shares of average annual expenditures and characteristics, Consumer Expenditure Survey, 1989 ____________________________________________________________________________________________________________________________________ | | Complete reporting of income 1/ | ___________________________________________________________________________________ Item | | | | | | | | | | Total | Less | $5,000 |$10,000 |$15,000 |$20,000 |$30,000 |$40,000 | $50,000 |complete | than | to | to | to | to | to | to | and |reporting| $5,000 | $9,999 |$14,999 |$19,999 |$29,999 |$39,999 |$49,999 | over | | | | | | | | | ____________________________________________________________________________________________________________________________________ | | | | | | | | | Number of consumer units (in thousands).........| 82,960 | 5,721 | 11,148 | 10,099 | 8,680 | 13,742 | 11,384 | 7,553 | 14,634 | | | | | | | | | Consumer unit characteristics: | | | | | | | | | | | | | | | | | | Income before taxes 2/........................| $31,308 | $2,420 | $7,502 |$12,331 |$17,357 |$24,555 |$34,474 |$44,550 | $79,151 Income after taxes 2/.........................| 28,496 | 2,405 | 7,438 | 11,942 | 16,443 | 22,880 | 31,477 | 40,431 | 70,106 Average number of persons in consumer unit....| 2.5 | 1.7 | 1.9 | 2.1 | 2.4 | 2.6 | 2.8 | 3.1 | 3.1 Age of reference person.......................| 47.1 | 43.4 | 55.4 | 51.7 | 48.0 | 45.2 | 42.4 | 44.1 | 45.5 | | | | | | | | | Average number in consumer unit: | | | | | | | | | Earners.....................................| 1.4 | .8 | .6 | .9 | 1.2 | 1.4 | 1.7 | 1.9 | 2.1 Vehicles....................................| 2.0 | .9 | .9 | 1.4 | 1.8 | 2.0 | 2.5 | 2.8 | 3.1 Children under 18...........................| .7 | .4 | .5 | .5 | .6 | .7 | .8 | .9 | .8 Persons 65 and over.........................| .3 | .3 | .6 | .5 | .5 | .3 | .2 | .2 | .1 | | | | | | | | | Percent distribution: | | | | | | | | | | | | | | | | | | Sex of reference person: | | | | | | | | | Male......................................| 66 | 40 | 41 | 58 | 63 | 68 | 76 | 80 | 85 Female....................................| 34 | 60 | 59 | 42 | 37 | 32 | 24 | 20 | 15 | | | | | | | | | Housing tenure: | | | | | | | | | Percent homeowner.........................| 62 | 32 | 46 | 47 | 54 | 60 | 69 | 78 | 89 Homeowner with mortgage.................| 39 | 12 | 12 | 17 | 24 | 37 | 51 | 60 | 75 Homeowner without mortgage..............| 23 | 20 | 34 | 30 | 31 | 23 | 18 | 18 | 14 Renter....................................| 38 | 68 | 54 | 53 | 46 | 40 | 31 | 22 | 11 | | | | | | | | | Race of reference person: | | | | | | | | | Black.....................................| 10 | 18 | 17 | 12 | 10 | 10 | 8 | 6 | 5 White and other...........................| 90 | 82 | 83 | 88 | 90 | 90 | 92 | 94 | 95 | | | | | | | | | Education of reference person: | | | | | | | | | Elementary (1-8)..........................| 11 | 17 | 26 | 20 | 12 | 8 | 5 | 3 | 2 High school (9-12)........................| 43 | 43 | 47 | 50 | 54 | 48 | 41 | 39 | 25 College...................................| 46 | 39 | 25 | 30 | 34 | 44 | 54 | 58 | 74 Never attended and other..................| 1 | 1 | 1 | 1 | (3) | (3) | (3) | (3) | (4) | | | | | | | | | At least one vehicle owned..................| 87 | 57 | 64 | 82 | 91 | 94 | 97 | 98 | 97 | | | | | | | | | Average annual expenditures.....................| $28,322 | $11,552 |$12,416 |$16,630 |$19,859 |$25,025 |$32,367 |$37,251 | $55,292 | | | | | | | | | Food..........................................| 14.8 | 18.0 | 18.4 | 17.7 | 17.0 | 15.8 | 14.8 | 14.0 | 12.6 Food at home................................| 8.5 | 11.7 | 12.9 | 11.9 | 10.7 | 9.5 | 8.7 | 7.4 | 6.1 Cereals and bakery products...............| 1.3 | 1.8 | 2.1 | 1.8 | 1.6 | 1.4 | 1.3 | 1.1 | .9 Cereals and cereal products.............| .5 | .7 | .8 | .7 | .6 | .5 | .5 | .4 | .3 Bakery products.........................| .8 | 1.0 | 1.3 | 1.0 | 1.1 | .9 | .9 | .7 | .6 Meats, poultry, fish, and eggs............| 2.2 | 3.0 | 3.4 | 3.2 | 2.8 | 2.4 | 2.2 | 1.8 | 1.5 Beef....................................| .7 | .9 | 1.1 | 1.0 | 1.0 | .8 | .8 | .6 | .5 Pork....................................| .4 | .7 | .8 | .6 | .5 | .5 | .4 | .3 | .3 Other meats.............................| .3 | .5 | .4 | .6 | .4 | .4 | .3 | .3 | .2 Poultry.................................| .4 | .5 | .5 | .5 | .5 | .4 | .3 | .3 | .3 Fish and seafood........................| .3 | .3 | .3 | .3 | .4 | .3 | .2 | .2 | .2 Eggs....................................| .1 | .2 | .2 | .2 | .2 | .1 | .1 | .1 | .1 | | | | | | | | | Dairy products............................| 1.1 | 1.5 | 1.7 | 1.5 | 1.4 | 1.2 | 1.1 | .9 | .8 Fresh milk and cream....................| .5 | .8 | .9 | .8 | .7 | .6 | .5 | .4 | .3 Other dairy products....................| .6 | .7 | .8 | .7 | .6 | .6 | .6 | .5 | .4 Fruits and vegetables.....................| 1.4 | 2.0 | 2.3 | 2.0 | 1.8 | 1.6 | 1.5 | 1.2 | 1.0 Fresh fruits............................| .4 | .6 | .7 | .6 | .5 | .5 | .5 | .4 | .3 Fresh vegetables........................| .4 | .7 | .7 | .7 | .6 | .5 | .4 | .4 | .3 Processed fruits........................| .3 | .4 | .5 | .4 | .4 | .3 | .3 | .3 | .2 Processed vegetables....................| .2 | .3 | .3 | .3 | .3 | .3 | .2 | .2 | .2 | | | | | | | | | Other food at home........................| 2.5 | 3.4 | 3.4 | 3.5 | 3.0 | 2.9 | 2.6 | 2.3 | 1.9 Sugar and other sweets..................| .3 | .4 | .5 | .4 | .3 | .3 | .3 | .3 | .2 Fats and oils...........................| .2 | .3 | .3 | .3 | .3 | .2 | .2 | .2 | .1 Miscellaneous foods.....................| 1.1 | 1.5 | 1.4 | 1.6 | 1.4 | 1.3 | 1.2 | 1.0 | .9 Nonalcoholic beverages..................| .8 | 1.0 | 1.1 | 1.1 | .9 | .9 | .7 | .7 | .6 Food prepared by consumer unit | | | | | | | | | on out-of-town trips...................| .1 | .1 | .1 | .1 | .1 | .1 | .1 | .1 | .1 Food away from home.........................| 6.3 | 6.3 | 5.6 | 5.8 | 6.3 | 6.3 | 6.2 | 6.6 | 6.4 | | | | | | | | | Alcoholic beverages...........................| 1.1 | 1.3 | 1.1 | 1.0 | 1.1 | 1.3 | 1.1 | 1.1 | .9 | | | | | | | | | Housing.......................................| 30.4 | 34.3 | 35.7 | 33.5 | 31.5 | 30.1 | 28.4 | 29.4 | 29.6 Shelter.....................................| 17.0 | 20.2 | 19.2 | 17.8 | 17.1 | 16.4 | 15.8 | 16.6 | 17.3 Owned dwellings...........................| 10.0 | 7.2 | 6.5 | 5.8 | 6.8 | 8.0 | 8.8 | 11.4 | 13.3 Mortgage interest.......................| 6.2 | 4.1 | 2.3 | 2.1 | 3.1 | 4.2 | 5.8 | 7.9 | 8.9 Property taxes..........................| 2.0 | 1.6 | 1.8 | 1.8 | 1.8 | 1.9 | 1.5 | 2.0 | 2.4 Maintenance, repairs, insurance, | | | | | | | | | other expenses.........................| 1.9 | 1.5 | 2.5 | 1.8 | 1.9 | 2.0 | 1.5 | 1.6 | 2.0 Rented dwellings..........................| 5.4 | 11.5 | 11.8 | 10.8 | 9.3 | 7.2 | 5.4 | 3.6 | 1.6 Other lodging.............................| 1.7 | 1.5 | .9 | 1.2 | 1.0 | 1.2 | 1.5 | 1.6 | 2.3 | | | | | | | | | Utilities, fuels, and public services.......| 6.4 | 8.7 | 10.3 | 8.7 | 8.2 | 7.1 | 6.0 | 5.9 | 4.8 Natural gas...............................| .9 | 1.0 | 1.6 | 1.3 | 1.1 | 1.0 | .8 | .8 | .6 Electricity...............................| 2.6 | 3.2 | 4.2 | 3.6 | 3.2 | 2.9 | 2.3 | 2.4 | 1.9 Fuel oil and other fuels..................| .3 | .5 | .6 | .5 | .4 | .4 | .3 | .3 | .3 Telephone.................................| 2.0 | 3.1 | 3.0 | 2.6 | 2.7 | 2.2 | 2.0 | 1.8 | 1.4 Water and other public services...........| .6 | .8 | .9 | .8 | .7 | .7 | .6 | .7 | .5 Household operations........................| 1.6 | .8 | 1.4 | 1.5 | 1.2 | 1.5 | 1.4 | 1.6 | 2.0 Personal services.........................| .8 | .2 | .7 | .7 | .6 | .8 | .9 | .9 | .8 Other household expenses..................| .8 | .6 | .7 | .7 | .7 | .7 | .5 | .7 | 1.2 | | | | | | | | | Housekeeping supplies.......................| 1.4 | 1.5 | 1.6 | 2.2 | 1.7 | 1.6 | 1.3 | 1.3 | 1.3 Laundry and cleaning supplies.............| .4 | .5 | .6 | .5 | .5 | .5 | .4 | .3 | .3 Other household products..................| .6 | .4 | .5 | 1.1 | .6 | .6 | .5 | .6 | .6 Postage and stationery....................| .4 | .5 | .5 | .6 | .6 | .5 | .4 | .4 | .4 Household furnishings and equipment.........| 3.9 | 3.1 | 3.2 | 3.4 | 3.3 | 3.5 | 3.8 | 4.1 | 4.4 Household textiles........................| .4 | .2 | .2 | .3 | .4 | .4 | .4 | .3 | .4 Furniture.................................| 1.1 | .9 | .8 | 1.2 | 1.0 | .9 | 1.1 | 1.2 | 1.3 Floor coverings...........................| .3 | 5/.3 | .1 | .2 | .2 | .1 | .2 | .3 | .4 Major appliances..........................| .5 | .3 | .5 | .6 | .6 | .5 | .5 | .6 | .5 Small appliances, miscellaneous housewares| .2 | .2 | .2 | .3 | .2 | .2 | .2 | .3 | .3 Miscellaneous household equipment.........| 1.3 | 1.1 | 1.5 | .9 | 1.0 | 1.4 | 1.3 | 1.4 | 1.5 | | | | | | | | | Apparel and services..........................| 5.7 | 4.4 | 5.5 | 5.5 | 4.9 | 5.8 | 6.1 | 5.4 | 5.8 Men and boys................................| 1.4 | .9 | 1.1 | 1.2 | 1.2 | 1.3 | 1.4 | 1.5 | 1.7 Men, 16 and over..........................| 1.1 | .6 | .8 | 1.0 | 1.1 | 1.0 | 1.1 | 1.2 | 1.4 Boys, 2 to 15.............................| .3 | .3 | .3 | .3 | .2 | .3 | .3 | .3 | .3 Women and girls.............................| 2.4 | 1.8 | 2.3 | 2.4 | 2.1 | 2.7 | 2.7 | 2.1 | 2.3 Women, 16 and over........................| 2.0 | 1.5 | 2.0 | 2.1 | 1.8 | 2.4 | 2.3 | 1.6 | 1.9 Girls, 2 to 15............................| .3 | .3 | .3 | .3 | .2 | .3 | .4 | .5 | .3 Children under 2............................| .3 | .2 | .3 | .3 | .3 | .3 | .4 | .3 | .2 Footwear....................................| .7 | .6 | .8 | .8 | .6 | .7 | .8 | .7 | .6 Other apparel products and services.........| .9 | 1.0 | 1.0 | .8 | .7 | .9 | .9 | .9 | 1.1 | | | | | | | | | Transportation................................| 18.6 | 18.5 | 14.9 | 17.4 | 19.3 | 19.1 | 21.4 | 19.8 | 17.6 Vehicle purchases (net outlay)..............| 8.3 | 8.5 | 5.6 | 7.2 | 8.2 | 8.2 | 10.3 | 9.2 | 7.8 Cars and trucks, new......................| 4.4 | 5/3.9 | 1.6 | 2.5 | 3.0 | 4.3 | 5.1 | 4.7 | 5.2 Cars and trucks, used.....................| 3.8 | 4.5 | 3.9 | 4.6 | 5.2 | 3.9 | 5.1 | 4.5 | 2.5 Other vehicles............................| .1 | 5/.1 | 5/.1 | 5/.1 | (4) | 5/.1 | .1 | .1 | .1 Gasoline and motor oil......................| 3.5 | 4.3 | 3.6 | 4.0 | 4.2 | 4.0 | 3.7 | 3.5 | 2.8 Other vehicle expenses......................| 5.9 | 4.7 | 4.7 | 5.3 | 6.1 | 6.1 | 6.5 | 6.4 | 5.7 Vehicle finance charges...................| 1.1 | .6 | .6 | .8 | 1.1 | 1.1 | 1.4 | 1.3 | 1.1 Maintenance and repairs...................| 2.0 | 1.9 | 2.0 | 2.0 | 2.3 | 2.1 | 2.2 | 2.2 | 1.9 Vehicle insurance.........................| 2.0 | 1.7 | 1.7 | 2.0 | 2.2 | 2.3 | 2.2 | 2.2 | 1.9 Vehicle rental, licenses, other charges...| .7 | .5 | .4 | .5 | .5 | .6 | .8 | .7 | .8 Public transportation.......................| 1.0 | 1.1 | 1.0 | .9 | .7 | .8 | .9 | .7 | 1.2 | | | | | | | | | Health care...................................| 5.0 | 5.2 | 8.2 | 7.8 | 7.0 | 5.5 | 4.2 | 4.6 | 3.7 Health insurance............................| 1.9 | 1.9 | 3.6 | 3.6 | 3.0 | 2.2 | 1.7 | 1.5 | 1.1 Medical services............................| 1.9 | 1.7 | 2.2 | 2.3 | 2.4 | 2.1 | 1.6 | 1.7 | 1.7 Drugs.......................................| .9 | 1.2 | 1.9 | 1.5 | 1.2 | 1.0 | .7 | .7 | .5 Medical supplies............................| .3 | .3 | .3 | .4 | .4 | .3 | .2 | .6 | .3 | | | | | | | | | Entertainment.................................| 5.1 | 5.2 | 3.6 | 3.7 | 4.0 | 4.7 | 5.0 | 4.9 | 6.0 Fees and admissions.........................| 1.3 | 1.3 | .7 | .8 | 1.0 | 1.0 | 1.2 | 1.4 | 1.8 Television, radios, sound equipment.........| 1.5 | 1.9 | 1.5 | 1.7 | 1.7 | 1.6 | 1.5 | 1.6 | 1.4 Pets, toys, and playground equipment........| .9 | .7 | .7 | .8 | .7 | 1.2 | 1.0 | .9 | .9 Other entertainment supplies, equipment, | | | | | | | | | and services...............................| 1.3 | 1.2 | .6 | .4 | .5 | .8 | 1.3 | 1.1 | 2.0 | | | | | | | | | Personal care products and services...........| 1.3 | 1.2 | 1.4 | 1.8 | 1.6 | 1.4 | 1.3 | 1.3 | 1.2 | | | | | | | | | Reading.......................................| .6 | .5 | .5 | .6 | .6 | .6 | .5 | .6 | .6 | | | | | | | | | Education.....................................| 1.2 | 3.8 | 1.4 | .8 | .8 | .8 | .9 | .9 | 1.5 | | | | | | | | | Tobacco products and smoking supplies.........| .9 | 1.2 | 1.7 | 1.4 | 1.3 | 1.2 | 1.0 | .8 | .5 | | | | | | | | | Miscellaneous.................................| 2.4 | 2.5 | 2.4 | 2.2 | 2.2 | 2.7 | 2.4 | 2.0 | 2.4 | | | | | | | | | Cash contributions............................| 3.3 | 1.2 | 2.6 | 2.2 | 2.5 | 3.0 | 2.8 | 3.3 | 4.3 | | | | | | | | | Personal insurance and pensions...............| 9.7 | 2.6 | 2.7 | 4.5 | 6.3 | 8.2 | 10.1 | 11.9 | 13.2 Life and other personal insurance...........| 1.2 | .8 | 1.0 | 1.2 | 1.1 | 1.0 | 1.3 | 1.4 | 1.3 Pensions and Social Security................| 8.5 | 1.7 | 1.7 | 3.3 | 5.2 | 7.1 | 8.8 | 10.4 | 11.8 | | | | | | | | | Sources of income and personal taxes: 2/ | | | | | | | | | | | | | | | | | | Money income before taxes.....................| $31,308 | $2,420 | $7,502 |$12,331 |$17,357 |$24,555 |$34,474 |$44,550 | $79,151 Wages and salaries..........................| 74.3 | 50.0 | 27.8 | 47.9 | 61.3 | 73.1 | 82.7 | 84.6 | 76.9 Self-employment income......................| 8.1 | -20.2 | 2.2 | 3.6 | 4.6 | 4.6 | 4.5 | 4.1 | 13.2 Social Security, private and government | | | | | | | | | retirement.................................| 10.8 | 39.0 | 48.0 | 37.6 | 25.7 | 15.5 | 7.9 | 6.6 | 3.8 Interest, dividends, rental income, other | | | | | | | | | property income............................| 4.0 | 3.2 | 3.1 | 3.3 | 3.5 | 3.6 | 3.1 | 3.0 | 4.9 Unemployment and workers' compensation, | | | | | | | | | veterans' benefits.........................| .7 | 3.3 | 1.9 | 1.4 | 1.2 | .9 | .7 | .7 | .3 Public assistance, supplemental security | | | | | | | | | income, food stamps........................| .9 | 15.3 | 12.9 | 3.3 | 1.7 | .6 | .1 | .2 | .1 Regular contributions for support...........| .9 | 5.8 | 2.8 | 2.2 | 1.4 | 1.4 | .8 | .6 | .4 Other income................................| .4 | 3.6 | 1.3 | .8 | .7 | .3 | .2 | .2 | .3 | | | | | | | | | Personal taxes................................| 9.0 | .6 | .9 | 3.2 | 5.3 | 6.8 | 8.7 | 9.2 | 11.4 Federal income taxes........................| 7.1 | -.4 | .4 | 2.2 | 4.0 | 5.2 | 6.8 | 7.2 | 9.3 State and local income taxes................| 1.7 | (4) | .2 | .7 | 1.2 | 1.4 | 1.7 | 1.9 | 1.9 Other taxes.................................| .2 | 1.1 | .2 | .2 | .1 | .2 | .2 | .2 | .2 | | | | | | | | | Income after taxes............................| 91.0 | 99.4 | 99.1 | 96.8 | 94.7 | 93.2 | 91.3 | 90.8 | 88.6 | | | | | | | | | ____________________________________________________________________________________________________________________________________ 1/ See Quintiles of income before taxes table for expenditures and income of all consumer units and incomplete income reporters. 2/ Components of income and taxes are derived from "complete income reporters" only; see glossary. 3/ Value less than 0.5. 4/ Value less than 0.05. 5/ Data are likely to have large sampling errors.