Credit Balances, Finance Charges, Interest Charges, Late Fees

Do not include mortgages, home equity loans, automobile loans, or business-related loans.

  1. - Gasoline credit cards - Shell, Exxon, Citgo, etc.
  2. - Store credit cards - department, specialty, electronics, or sporting goods
  3. - Major credit cards - Visa, MasterCard, American Express, Discover, or other revolving credit accounts
  4. - Store installment credit accounts
  5. - Financial institutions - banks, brokerages, savings and loans, credit unions, or insurance companies
  • Do not include insurance premium payments

  1. - Doctors, dentists, hospitals, or other medical practitioners for expenses not covered by insurance
  2. - Other credit - education loans, personal loans, or loans from retirement plans

Go back to Section 21, Part A.1 »


Last Modified Date: April 12, 2011