Table 61. Housing tenure, type of area, race of reference person, and Hispanic origin of reference person: Shares of annual aggregate expenditures and sources of income, Consumer Expenditure Survey, 1999 (Aggregates in millions of dollars, unless otherwise indicated) Housing tenure Type of area Race of reference Hispanic origin of person reference person Item Aggregate Homeowner Renter Urban Rural White and Black Hispanic Non- other Hispanic Number of consumer units (in thousands)...... 108,465 70,469 37,996 95,174 13,291 95,293 13,172 9,111 99,354 Percent distribution of consumer units....... 100.0 65.0 35.0 87.7 12.3 87.9 12.1 8.4 91.6 Income before taxes a/ ...................... $43,951 $53,056 $27,514 $45,597 $32,414 $45,688 $30,427 $33,803 $44,955 Income after taxes a/ ....................... 40,652 48,921 25,723 42,071 30,708 42,166 28,865 31,468 41,561 Age of the reference person.................. 47.9 52.1 40.1 47.5 50.9 48.3 44.9 41.2 48.5 Average number in consumer unit: Persons..................................... 2.5 2.6 2.3 2.5 2.5 2.5 2.7 3.5 2.4 Children under 18........................... .7 .7 .7 .7 .6 .6 .9 1.3 .6 Persons 65 and over......................... .3 .4 .2 .3 .4 .3 .2 .2 .3 Earners..................................... 1.3 1.4 1.2 1.4 1.3 1.4 1.3 1.6 1.3 Vehicles.................................... 1.9 2.3 1.2 1.9 2.4 2.0 1.3 1.6 2.0 Percent distribution: Male........................................ 55 59 47 54 58 57 39 57 55 Female...................................... 45 41 53 46 42 43 61 43 45 Homeowner................................... 65 100 n.a. 63 82 68 47 44 67 With mortgage.............................. 38 59 n.a. 38 37 39 29 30 39 Without mortgage........................... 27 41 n.a. 24 45 28 17 14 28 Renter...................................... 35 n.a. 100 37 18 32 53 56 33 Black....................................... 12 9 19 13 5 n.a. 100 4 13 White and other............................. 88 91 81 87 95 100 n.a. 96 87 Elementary (1-8)............................ 6 6 7 6 10 6 8 22 5 High school (9-12).......................... 39 38 41 38 49 38 48 45 38 College..................................... 55 56 52 57 41 56 44 32 57 Never attended and other.................... b/ b/ b/ b/ b/ b/ b/ 1 b/ At least one vehicle owned or leased........ 87 95 73 86 92 89 73 82 88 Annual aggregate expenditures................ $4,012,363 75.1 24.9 89.6 10.4 91.1 8.9 7.6 92.4 Food....................................... 545,454 72.1 27.9 88.9 11.1 90.3 9.7 9.4 90.6 Food at home............................. 316,055 71.5 28.5 87.9 12.1 89.3 10.7 10.5 89.5 Cereals and bakery products............ 48,584 71.8 28.2 88.1 11.9 89.4 10.6 9.6 90.4 Cereals and cereal products.......... 17,331 69.9 30.1 88.3 11.7 87.7 12.3 11.0 89.0 Bakery products...................... 31,253 72.9 27.1 88.1 11.9 90.4 9.6 8.7 91.3 Meats, poultry, fish, and eggs......... 81,181 70.2 29.8 88.0 12.0 86.3 13.7 12.7 87.3 Beef................................. 23,865 72.5 27.5 85.9 14.1 88.0 12.0 13.0 87.0 Pork................................. 16,995 71.2 28.8 86.8 13.2 85.0 15.0 12.7 87.3 Other meats.......................... 10,529 70.7 29.3 87.8 12.2 88.7 11.3 11.4 88.6 Poultry.............................. 14,759 67.9 32.1 89.9 10.1 85.2 14.8 13.1 86.9 Fish and seafood..................... 11,516 67.7 32.3 91.7 8.3 83.3 16.7 11.6 88.4 Eggs................................. 3,516 65.9 34.1 88.2 11.8 87.2 12.8 16.1 83.9 Dairy products......................... 34,946 72.1 27.9 87.0 13.0 91.5 8.5 10.1 89.9 Fresh milk and cream................. 13,233 70.1 29.9 85.8 14.2 91.6 8.4 11.7 88.3 Other dairy products................. 21,712 73.3 26.7 87.8 12.2 91.5 8.5 9.1 90.9 Fruits and vegetables.................. 54,162 71.5 28.5 88.6 11.4 89.7 10.3 11.5 88.5 Fresh fruits......................... 16,533 72.2 27.8 89.8 10.2 90.1 9.9 12.2 87.8 Fresh vegetables..................... 16,103 70.8 29.2 88.6 11.4 90.9 9.1 13.1 86.9 Processed fruits..................... 12,247 72.1 27.9 89.1 10.9 88.8 11.2 10.3 89.7 Processed vegetables................. 9,279 70.7 29.3 85.7 14.3 88.2 11.8 9.0 91.0 Other food at home..................... $97,182 72.2 27.8 87.7 12.3 90.7 9.3 8.9 91.1 Sugar and other sweets............... 12,091 72.2 27.8 86.8 13.2 89.9 10.1 8.6 91.4 Fats and oils........................ 9,056 70.9 29.1 87.0 13.0 87.8 12.2 10.7 89.3 Miscellaneous foods.................. 45,515 72.5 27.5 88.2 11.8 91.3 8.7 8.1 91.9 Nonalcoholic beverages............... 26,244 71.0 29.0 87.2 12.8 90.3 9.7 10.0 90.0 Food prepared by consumer unit on out-of-town trips................... 4,276 78.9 21.1 90.9 9.1 95.6 4.4 8.0 92.0 Food away from home...................... 229,399 73.0 27.0 90.4 9.6 91.8 8.2 7.9 92.1 Alcoholic beverages......................... 34,456 65.5 34.5 91.7 8.3 94.2 5.8 7.3 92.7 Housing..................................... 1,307,704 73.5 26.5 91.3 8.7 90.2 9.8 7.7 92.3 Shelter.................................. 760,976 69.9 30.1 92.9 7.1 90.5 9.5 8.1 91.9 Owned dwellings........................ 490,775 99.5 .5 91.5 8.5 92.8 7.2 5.9 94.1 Mortgage interest and charges........ 276,283 99.6 .4 92.2 7.8 92.1 7.9 6.3 93.7 Property taxes....................... 121,856 99.3 .7 91.5 8.5 93.3 6.7 4.7 95.3 Maintenance, repairs, insurance,other expenses............................ 92,637 99.2 .8 89.5 10.5 94.4 5.6 6.2 93.8 Rented dwellings....................... 219,817 1.8 98.2 95.7 4.3 83.9 16.1 14.2 85.8 Other lodging.......................... 50,384 79.6 20.4 94.0 6.0 96.3 3.7 3.1 96.9 Utilities, fuels, and public services.... 257,872 76.4 23.6 87.7 12.3 87.7 12.3 7.5 92.5 Natural gas............................ 29,320 80.4 19.6 93.5 6.5 86.7 13.3 7.1 92.9 Electricity............................ 97,539 77.2 22.8 85.7 14.3 87.9 12.1 6.9 93.1 Fuel oil and other fuels............... 8,071 89.7 10.3 70.1 29.9 93.3 6.7 3.4 96.6 Telephone services..................... 92,079 69.3 30.7 88.3 11.7 86.6 13.4 8.6 91.4 Water and other public services........ 30,862 88.0 12.0 91.1 8.9 89.8 10.2 7.4 92.6 Household operations..................... 72,226 81.7 18.3 93.6 6.4 91.7 8.3 5.9 94.1 Personal services...................... 35,003 75.7 24.3 93.0 7.0 89.3 10.7 7.0 93.0 Other household expenses............... 37,223 87.3 12.7 94.1 5.9 93.9 6.1 4.9 95.1 Housekeeping supplies.................... 54,022 79.1 20.9 87.1 12.9 91.5 8.5 7.7 92.3 Laundry and cleaning supplies.......... 13,137 74.2 25.8 85.1 14.9 87.3 12.7 11.3 88.7 Other household products............... 27,079 83.1 16.9 87.6 12.4 92.7 7.3 7.3 92.7 Postage and stationery................. 13,806 75.8 24.2 87.9 12.1 93.1 6.9 5.2 94.8 Household furnishings and equipment...... 162,609 80.5 19.5 89.6 10.4 92.1 7.9 6.7 93.3 Household textiles..................... 12,364 80.6 19.4 89.4 10.6 90.3 9.7 8.3 91.7 Furniture.............................. 39,613 76.9 23.1 92.0 8.0 89.9 10.1 8.1 91.9 Floor coverings........................ 4,737 92.2 7.8 91.0 9.0 93.8 6.2 5.2 94.8 Major appliances....................... 19,859 82.6 17.4 88.6 11.4 90.3 9.7 7.3 92.7 Small appliances, miscellaneous housewares............................ 11,021 82.3 17.7 89.7 10.3 93.8 6.2 7.1 92.9 Miscellaneous household equipment...... 75,015 80.7 19.3 88.6 11.4 93.7 6.3 5.6 94.4 Apparel and services....................... 188,973 71.8 28.2 90.9 9.1 87.3 12.7 10.2 89.8 Men and boys............................. 45,651 73.8 26.2 90.0 10.0 89.6 10.4 10.7 89.3 Men, 16 and over....................... 35,565 74.4 25.6 90.9 9.1 91.9 8.1 10.3 89.7 Boys, 2 to 15.......................... 10,086 72.1 27.9 87.0 13.0 81.4 18.6 12.2 87.8 Women and girls.......................... 71,018 73.6 26.4 90.3 9.7 86.9 13.1 8.6 91.4 Women, 16 and over..................... 59,373 73.8 26.2 90.3 9.7 87.7 12.3 7.6 92.4 Girls, 2 to 15......................... 11,645 72.4 27.6 90.1 9.9 83.1 16.9 13.7 86.3 Children under 2......................... 7,250 63.5 36.5 89.0 11.0 87.4 12.6 14.8 85.2 Footwear................................. 32,860 68.6 31.4 90.2 9.8 82.1 17.9 14.0 86.0 Other apparel products and services...... 32,192 70.4 29.6 94.7 5.3 90.0 10.0 8.3 91.7 Transportation............................. 760,475 75.2 24.8 87.3 12.7 91.2 8.8 8.2 91.8 Vehicle purchases (net outlay)........... 358,516 74.8 25.2 85.5 14.5 91.3 8.7 8.5 91.5 Cars and trucks, new................... 176,575 80.2 19.8 88.6 11.4 93.3 6.7 7.0 93.0 Cars and trucks, used.................. 178,030 69.2 30.8 82.3 17.7 89.1 10.9 10.0 90.0 Other vehicles......................... 3,911 89.6 c/ 10.4 88.5 c/ 11.5 100.0 d/ c/ 11.8 88.2 Gasoline and motor oil................... 114,400 74.5 25.5 86.2 13.8 91.3 8.7 8.9 91.1 Other vehicle expenses................... $244,458 76.3 23.7 89.1 10.9 90.9 9.1 7.4 92.6 Vehicle finance charges................ 34,758 76.2 23.8 84.7 15.3 89.9 10.1 7.2 92.8 Maintenance and repairs................ 72,034 75.3 24.7 89.0 11.0 91.3 8.7 7.4 92.6 Vehicle insurance...................... 82,041 76.3 23.7 89.1 10.9 90.5 9.5 7.5 92.5 Vehicle rental, leases, licenses, other charges......................... 55,625 77.5 22.5 91.8 8.2 91.7 8.3 7.3 92.7 Public transportation.................... 43,101 74.6 25.4 94.3 5.7 91.1 8.9 7.3 92.7 Health care................................ 212,462 81.0 19.0 86.6 13.4 93.2 6.8 4.8 95.2 Health insurance......................... 100,069 81.1 18.9 86.1 13.9 92.6 7.4 4.9 95.1 Medical services......................... 60,491 82.2 17.8 88.3 11.7 94.8 5.2 4.7 95.3 Drugs.................................... 40,125 78.6 21.4 85.0 15.0 92.4 7.6 4.9 95.1 Medical supplies......................... 11,777 81.4 18.6 87.9 12.1 93.8 6.2 4.8 95.2 Entertainment.............................. 205,071 79.0 21.0 89.0 11.0 94.0 6.0 5.6 94.4 Fees and admissions...................... 49,747 80.3 19.7 93.7 6.3 95.4 4.6 4.6 95.4 Television, radios, sound equipment...... 65,955 71.5 28.5 89.9 10.1 88.9 11.1 7.7 92.3 Pets, toys, and playground equipment..... 37,488 79.5 20.5 84.9 15.1 95.5 4.5 5.2 94.8 Other entertainment supplies, equipment,and services.................. 51,881 86.9 13.1 86.3 13.7 98.2 1.8 4.0 96.0 Personal care products and services........ 44,268 75.1 24.9 89.2 10.8 88.5 11.5 8.5 91.5 Reading.................................... 17,287 78.5 21.5 90.3 9.7 93.8 6.2 3.7 96.3 Education.................................. 68,832 68.8 31.2 95.1 4.9 92.2 7.8 4.9 95.1 Tobacco products and smoking supplies...... 32,549 63.6 36.4 84.0 16.0 91.6 8.4 4.8 95.2 Miscellaneous.............................. 94,030 77.2 22.8 88.1 11.9 92.0 8.0 6.2 93.8 Cash contributions......................... 128,091 85.0 15.0 89.8 10.2 94.4 5.6 4.8 95.2 Personal insurance and pensions............ 372,711 79.8 20.2 90.8 9.2 92.6 7.4 6.6 93.4 Life and other personal insurance........ 42,781 86.5 13.5 89.3 10.7 90.5 9.5 4.1 95.9 Pensions and Social Security............. 329,930 78.9 21.1 91.0 9.0 92.8 7.2 7.0 93.0 Sources of income and personal taxes: a/ Money income before taxes................. 3,590,418 77.7 22.3 90.8 9.2 92.1 7.9 6.9 93.1 Wages and salaries....................... 2,814,796 76.2 23.8 91.9 8.1 91.8 8.2 7.6 92.4 Self-employment income................... 212,674 86.6 13.4 85.0 15.0 95.4 4.6 6.1 93.9 Social Security, private and government retirement................... 391,944 85.8 14.2 84.9 15.1 92.7 7.3 3.3 96.7 Interest, dividends, rental income, other property income................... 90,225 91.8 8.2 93.8 6.2 99.0 1.0 1.1 98.9 Unemployment and workers'' compensation, veterans'' benefits..................... 14,421 64.4 35.6 83.5 16.5 88.6 11.4 11.7 88.3 Public assistance, supplemental security, income, food stamps..................... 26,165 34.4 65.6 91.4 8.6 73.8 26.2 18.1 81.9 Regular contributions for support........ 21,388 55.4 44.6 92.6 7.4 90.3 9.7 6.7 93.3 Other income............................. 18,805 56.3 43.7 95.5 4.5 88.9 11.1 6.6 93.4 Personal taxes............................. 269,521 80.7 19.3 93.5 6.5 94.6 5.4 6.4 93.6 Federal income taxes..................... 205,294 80.3 19.7 94.2 5.8 94.9 5.1 6.7 93.3 State and local income taxes............. 50,310 77.5 22.5 92.7 7.3 93.3 6.7 5.7 94.3 Other taxes.............................. 13,917 97.3 2.7 87.1 12.9 94.8 5.2 3.6 96.4 Income after taxes.......................... 3,320,962 77.4 22.6 90.6 9.4 91.9 8.1 7.0 93.0 a Components of income and taxes are derived from "complete income reporters" only; see glossary. b Value less than 0.5. c Data are likely to have large sampling errors. d No data reported. n.a. Not applicable.