Table 34. Western region by income before taxes: Average annual expenditures and characteristics, Consumer Expenditure Survey, 1999-2000 Complete reporting of income Item Total Less $5,000 $10,000 $15,000 $20,000 $30,000 $40,000 $50,000 $70,000 complete than to to to to to to to and reporting $5,000 $9,999 $14,999 $19,999 $29,999 $39,999 $49,999 $69,999 over Number of consumer units (in thousands)...... 19,215 912 1,450 1,917 1,611 2,602 2,370 1,894 2,496 3,963 Income before taxes a/ ...................... $47,086 $688 $7,539 $12,419 $17,454 $24,535 $34,564 $44,493 $58,489 $117,404 Income after taxes a/ ....................... 43,194 368 6,412 12,169 17,018 23,576 32,465 41,308 53,643 105,780 Age of the reference person.................. 46.6 38.3 48.3 52.6 50.7 47.9 45.2 44.0 44.9 45.6 Average number in consumer unit: Persons..................................... 2.6 1.7 1.7 2.1 2.3 2.5 2.7 2.7 2.9 3.1 Children under 18........................... .7 .4 .4 .5 .6 .7 .8 .8 .8 .9 Persons 65 and over......................... .3 .1 .4 .5 .5 .4 .3 .2 .2 .1 Earners..................................... 1.4 .9 .7 .8 .9 1.2 1.4 1.6 1.8 2.1 Vehicles.................................... 2.0 .9 .9 1.3 1.6 1.7 2.0 2.3 2.5 3.0 Percent distribution: Male........................................ 57 47 38 44 47 57 58 64 67 66 Female...................................... 43 53 62 56 53 43 42 36 33 34 Homeowner................................... 60 25 36 44 47 52 57 62 73 86 With mortgage.............................. 40 8 9 15 17 27 40 48 61 74 Without mortgage........................... 19 17 27 29 30 25 18 13 12 12 Renter...................................... 40 75 64 56 53 48 43 38 27 14 Black....................................... 4 6 7 5 5 5 4 3 3 3 White and other............................. 96 94 93 95 95 95 96 97 97 97 Elementary (1-8)............................ 6 7 12 9 9 8 6 3 2 2 High school (9-12).......................... 30 31 36 43 41 39 30 25 24 18 College..................................... 64 62 49 47 48 53 64 71 74 80 Never attended and other.................... 1 1 2 1 2 1 b/ b/ b/ b/ At least one vehicle owned or leased........ 89 60 61 77 85 92 97 97 97 98 Average annual expenditures.................. $43,598 $19,277 $17,354 $21,808 $27,291 $30,621 $36,673 $45,254 $51,042 $82,707 Food........................................ 5,633 2,781 2,805 3,182 4,267 4,642 5,002 5,929 6,530 9,171 Food at home............................. 3,298 1,653 1,906 2,210 2,861 2,941 3,063 3,581 3,693 4,778 Cereals and bakery products............ 487 204 264 308 416 423 457 516 559 733 Cereals and cereal products.......... 171 67 111 115 149 166 180 179 191 227 Bakery products...................... 317 137 153 193 266 257 277 337 367 507 Meats, poultry, fish, and eggs......... 797 372 457 561 780 777 729 872 808 1,126 Beef................................. 238 86 145 196 227 221 210 288 240 328 Pork................................. 152 75 75 92 158 171 152 138 152 212 Other meats.......................... 94 59 47 86 79 95 88 90 95 131 Poultry.............................. 147 72 98 88 120 134 145 175 165 202 Fish and seafood..................... 127 49 62 69 154 119 91 144 119 205 Eggs................................. 39 30 30 30 41 37 43 38 37 48 Dairy products......................... 364 201 218 234 289 322 365 394 421 515 Fresh milk and cream................. 141 83 84 99 122 138 151 152 150 185 Other dairy products................. 223 118 134 136 167 184 214 243 270 330 Fruits and vegetables.................. 607 339 382 425 539 543 558 665 671 852 Fresh fruits......................... 199 113 132 152 173 176 177 202 227 280 Fresh vegetables..................... 193 107 112 134 176 183 180 207 212 268 Processed fruits..................... 129 76 84 80 111 111 121 151 141 183 Processed vegetables................. 86 43 54 59 80 74 79 104 91 123 Other food at home..................... 1,043 538 585 683 837 876 953 1,135 1,235 1,552 Sugar and other sweets............... 123 67 73 72 110 112 123 122 153 172 Fats and oils........................ 88 37 56 54 89 93 84 100 85 121 Miscellaneous foods.................. 491 272 263 323 363 380 447 547 600 746 Nonalcoholic beverages............... 281 132 153 200 245 245 257 296 329 410 Food prepared by consumer unit on out-of-town trips................... 59 30 39 34 31 46 42 71 67 104 Food away from home.................... 2,335 1,128 899 971 1,406 1,701 1,939 2,347 2,837 4,393 Alcoholic beverages......................... 457 282 247 289 268 302 280 417 549 875 Housing..................................... 14,215 7,560 6,264 8,119 9,081 10,216 12,394 14,764 16,750 25,482 Shelter.................................. 8,707 4,956 3,990 5,046 5,312 6,345 8,065 9,353 9,914 15,313 Owned dwellings........................ 5,345 1,292 1,203 1,777 2,006 2,855 4,349 5,408 6,925 12,084 Mortgage interest and charges........ 3,457 566 443 648 844 1,388 2,799 3,875 4,803 8,350 Property taxes....................... 932 359 343 471 560 587 811 808 1,055 1,932 Maintenance, repairs, insurance,other expenses............................ 957 368 417 657 603 880 739 725 1,067 1,801 Rented dwellings....................... 2,793 2,959 2,499 3,053 3,050 3,221 3,440 3,604 2,479 1,773 Other lodging.......................... 569 705 288 216 255 270 276 341 510 1,456 Utilities, fuels, and public services.... 2,206 1,189 1,249 1,592 1,792 1,865 2,180 2,362 2,607 3,169 Natural gas............................ 259 149 121 177 214 210 244 262 318 395 Electricity............................ 713 368 415 581 619 630 697 747 813 987 Fuel oil and other fuels............... 37 c/ 20 48 31 39 39 41 56 33 30 Telephone services..................... 849 495 516 585 666 714 886 929 1,000 1,188 Water and other public services........ 348 157 149 218 254 272 312 369 443 568 Household operations..................... 867 247 197 355 727 465 422 784 841 2,148 Personal services...................... 399 c/ 51 40 85 484 177 149 404 387 1,027 Other household expenses............... 469 195 156 270 244 288 273 380 454 1,121 Housekeeping supplies.................... 544 270 246 313 382 406 497 570 687 889 Laundry and cleaning supplies.......... 137 80 80 98 140 109 152 133 157 188 Other household products............... 245 128 109 115 175 186 216 272 329 395 Postage and stationery................. 162 62 57 101 67 111 129 165 201 307 Household furnishings and equipment...... 1,891 898 581 813 869 1,136 1,230 1,695 2,701 3,962 Household textiles..................... 131 50 33 76 98 133 68 122 142 251 Furniture.............................. 472 249 129 284 222 269 369 334 431 1,130 Floor coverings........................ 47 c/ 84 c/ 3 13 20 10 27 44 52 114 Major appliances....................... 206 85 90 119 123 107 147 179 219 455 Small appliances, miscellaneous housewares............................ 122 69 56 45 71 105 74 113 129 245 Miscellaneous household equipment...... 913 362 270 276 335 513 546 903 1,729 1,767 Apparel and services........................ 2,130 1,017 933 895 1,507 1,698 1,881 2,009 2,164 4,054 Men and boys............................. 507 210 117 150 358 411 373 480 615 1,012 Men, 16 and over....................... 412 181 101 100 264 310 267 399 515 858 Boys, 2 to 15.......................... 95 29 17 50 94 101 106 82 100 153 Women and girls.......................... 783 402 385 376 560 569 754 784 762 1,434 Women, 16 and over..................... 681 359 320 327 500 482 671 649 653 1,266 Girls, 2 to 15......................... 102 43 65 50 60 87 83 135 109 168 Children under 2......................... 84 35 27 48 65 67 77 123 111 122 Footwear................................. 389 186 242 135 354 433 462 367 361 560 Other apparel products and services...... 367 184 163 186 170 218 215 256 315 925 Transportation.............................. 8,036 2,772 2,741 3,983 5,333 5,956 7,240 9,211 8,870 14,997 Vehicle purchases (net outlay)........... 3,553 c/ 849 943 1,595 2,547 2,580 3,148 4,507 3,239 7,111 Cars and trucks, new................... 1,766 c/ 52 c/ 432 c/ 464 1,071 1,237 1,250 2,186 1,144 4,406 Cars and trucks, used.................. 1,727 794 503 1,131 1,449 1,318 1,879 2,209 1,974 2,583 Other vehicles......................... 61 c/ 3 c/ 8 d/ c/ 27 c/ 25 c/ 20 c/ 111 121 123 Gasoline and motor oil................... 1,303 623 595 722 955 1,084 1,291 1,417 1,676 2,000 Other vehicle expenses................... 2,661 1,029 931 1,377 1,563 2,002 2,404 2,878 3,357 4,777 Vehicle finance charges................ 330 74 65 89 148 239 337 409 507 582 Maintenance and repairs................ 833 353 353 635 557 709 760 891 931 1,359 Vehicle insurance...................... 831 272 290 441 561 714 828 919 1,091 1,327 Vehicle rental, leases, licenses, other charges.............................. 668 330 223 211 297 340 479 659 828 1,508 Public transportation.................... 519 271 272 290 267 290 397 409 597 1,108 Health care................................. 2,008 822 1,202 1,652 1,955 1,772 1,798 2,043 2,362 2,805 Health insurance......................... 874 371 503 725 803 822 790 913 1,007 1,210 Medical services......................... 622 277 368 414 540 520 572 598 763 946 Drugs.................................... 383 141 249 417 478 331 356 384 392 474 Medical supplies......................... 129 32 82 96 133 99 80 148 200 175 Entertainment............................... 2,222 1,358 809 1,114 1,070 1,514 1,699 2,202 2,697 4,402 Fees and admissions...................... 605 314 223 248 278 350 421 554 773 1,313 Television, radios, sound equipment...... 665 372 337 458 453 490 622 679 852 1,054 Pets, toys, and playground equipment..... 386 158 136 160 199 272 333 439 496 722 Other entertainment supplies, equipment,and services.................. 566 514 112 248 141 402 324 530 577 1,313 Personal care products and services......... 607 330 329 341 440 461 568 636 682 1,011 Reading..................................... 179 74 76 103 111 133 153 176 224 327 Education................................... 696 1,125 705 351 433 403 369 738 552 1,322 Tobacco products and smoking supplies....... 247 187 210 242 211 252 256 293 302 227 Miscellaneous............................... 1,030 375 371 416 744 769 904 1,114 1,195 1,948 Cash contributions.......................... 1,386 337 251 452 880 682 1,224 1,091 1,524 3,316 Personal insurance and pensions............. 4,751 257 410 670 991 1,822 2,905 4,630 6,642 12,772 Life and other personal insurance........ 368 72 67 145 163 233 234 328 485 852 Pensions and Social Security............. 4,383 185 343 525 828 1,590 2,672 4,303 6,157 11,920 Sources of income and personal taxes: a/ Money income before taxes.................. 47,086 688 7,539 12,419 17,454 24,535 34,564 44,493 58,489 117,404 Wages and salaries....................... 36,300 1,892 2,727 4,976 8,888 15,595 26,688 36,350 48,578 94,388 Self-employment income................... 3,672 -2,282 88 398 350 1,227 1,094 2,392 3,458 13,181 Social Security, private and government retirement................... 4,325 366 3,102 5,350 6,368 5,993 4,752 4,052 4,261 3,178 Interest, dividends, rental income, other property income................... 1,600 20 181 164 198 536 993 631 1,285 5,471 Unemployment and workers'' compensation, veterans'' benefits..................... 200 c/ 76 56 102 234 311 184 307 260 163 Public assistance, supplemental security, income, food stamps..................... 417 305 921 911 805 331 299 315 243 149 Regular contributions for support........ 308 114 221 314 348 294 402 286 291 338 Other income............................. 264 196 243 204 263 249 151 161 113 536 Personal taxes............................. 3,891 320 1,126 250 436 960 2,100 3,185 4,846 11,623 Federal income taxes..................... 3,031 251 927 160 310 731 1,596 2,504 3,713 9,126 State and local income taxes............. 716 38 181 57 55 173 384 544 947 2,148 Other taxes.............................. 144 c/ 31 19 33 71 56 120 136 186 350 Income after taxes......................... 43,194 368 6,412 12,169 17,018 23,576 32,465 41,308 53,643 105,780 Net change in total assets and liabilities... -230 -1,382 3,217 347 2,085 -1,315 -1,830 -7,436 -4,081 5,092 Net change in total assets............... 9,497 -1,093 4,043 936 5,541 3,531 5,634 3,368 7,520 30,081 Net change in total liabilities.......... 9,727 290 825 589 3,457 4,845 7,464 10,804 11,601 24,988 Other financial information: Other money receipts..................... 1,081 326 1,425 243 183 188 279 788 1,674 2,730 Mortgage principal paid on owned property................................ -1,794 -9,032 -170 -358 -554 -501 -885 -1,332 -1,931 -3,449 Estimated market value of owned home..... 114,704 36,304 51,343 55,159 74,358 75,433 92,550 98,802 126,625 240,265 Estimated monthly rental value of owned home.................................... 688 211 280 409 464 469 630 643 805 1,297 Gifts of goods and services................. 1,247 763 547 563 640 943 830 967 1,314 2,694 Food..................................... 83 c/ 51 20 29 18 43 41 67 115 204 Alcoholic beverages...................... 22 c/ 4 c/ 2 c/ 4 22 13 12 17 15 59 Housing.................................. 320 130 121 115 139 265 188 246 377 707 Housekeeping supplies.................. 56 c/ 25 10 29 19 61 42 43 75 104 Household textiles..................... 18 b/ c/ 1 c/ 8 c/ 28 c/ 7 c/ 4 7 33 41 Appliances and miscellaneous housewares........................... 29 c/ 4 c/ 10 c/ 6 c/ 13 32 13 25 44 56 Major appliances..................... 6 c/ 2 c/ 2 c/ 3 c/ 5 c/ 3 c/ 4 c/ 5 10 9 Small appliances and miscellaneous housewares......................... 23 c/ 2 c/ 8 c/ 3 c/ 7 29 9 20 34 47 Miscellaneous household equipment...... 75 34 28 23 16 68 38 49 90 174 Other housing.......................... 141 66 72 49 63 97 91 121 136 331 Apparel and services..................... 269 241 166 110 183 176 207 235 276 518 Males, 2 and over...................... 78 10 21 29 60 46 39 65 105 172 Females, 2 and over.................... 88 116 71 32 73 59 72 30 61 189 Children under 2....................... 40 13 9 16 21 29 39 63 53 63 Other apparel products and services.... 63 c/ 102 64 33 29 40 57 77 57 94 Jewelry and watches.................. 29 c/ 57 c/ 26 c/ 10 17 21 26 45 35 35 All other apparel products and services............................ 33 c/ 45 c/ 37 c/ 23 c/ 12 c/ 19 31 c/ 32 22 59 Transportation........................... 100 27 40 54 31 163 48 56 88 209 Health care.............................. 37 c/ 21 c/ 3 c/ 44 c/ 15 18 45 c/ 10 22 86 Entertainment............................ 129 96 41 53 67 80 73 125 144 286 Toys, games, hobbies, and tricycles.... 32 12 11 30 16 24 28 36 46 51 Other entertainment.................... 97 84 31 23 50 56 45 90 99 234 Personal care products and services...... 25 c/ 16 14 24 19 31 43 18 24 22 Reading.................................. 4 b/ 2 2 4 4 1 4 4 6 Education................................ 144 35 24 66 c/ 62 76 57 97 124 416 All other gifts.......................... 115 141 115 62 79 75 113 92 125 181 a Components of income and taxes are derived from "complete income reporters" only; see glossary. b Value less than 0.5. c Data are likely to have large sampling errors. d No data reported. n.a. Not applicable.