Table 33. Southern region by income before taxes: Average annual expenditures and characteristics, Consumer Expenditure Survey, 1999-2000 Complete reporting of income Item Total Less $5,000 $10,000 $15,000 $20,000 $30,000 $40,000 $50,000 $70,000 complete than to to to to to to to and reporting $5,000 $9,999 $14,999 $19,999 $29,999 $39,999 $49,999 $69,999 over Number of consumer units (in thousands)...... 28,069 1,304 3,029 3,022 2,502 4,354 3,136 2,451 3,686 4,585 Income before taxes a/ ...................... $41,196 $2,541 $7,559 $12,308 $17,279 $24,509 $34,249 $44,369 $58,212 $111,730 Income after taxes a/ ....................... 38,696 2,587 7,571 12,328 17,221 23,820 32,826 41,910 54,486 102,360 Age of the reference person.................. 48.1 43.2 56.8 53.4 50.5 47.5 46.2 44.8 43.8 45.9 Average number in consumer unit: Persons..................................... 2.5 1.8 1.7 2.1 2.4 2.5 2.6 2.7 2.9 3.1 Children under 18........................... .7 .4 .4 .5 .6 .7 .7 .7 .8 .9 Persons 65 and over......................... .3 .2 .5 .5 .5 .4 .3 .2 .1 .1 Earners..................................... 1.3 .8 .5 .8 1.0 1.2 1.4 1.6 1.8 2.0 Vehicles.................................... 1.9 1.1 .9 1.3 1.6 1.8 2.1 2.2 2.5 2.8 Percent distribution: Male........................................ 53 36 32 39 47 52 57 62 64 67 Female...................................... 47 64 68 61 53 48 43 38 36 33 Homeowner................................... 66 39 51 56 59 62 65 69 79 90 With mortgage.............................. 38 15 9 16 23 31 37 47 59 72 Without mortgage........................... 28 24 42 39 36 30 28 22 20 18 Renter...................................... 34 61 49 44 41 38 35 31 21 10 Black....................................... 18 26 26 26 23 18 18 16 14 10 White and other............................. 82 74 74 74 77 82 82 84 86 90 Elementary (1-8)............................ 9 14 24 15 11 9 5 3 2 1 High school (9-12).......................... 40 38 47 51 54 47 45 37 33 18 College..................................... 51 48 28 34 34 44 50 59 64 81 Never attended and other.................... b/ c/ b/ 1 b/ b/ b/ b/ b/ c/ At least one vehicle owned or leased........ 90 65 67 81 87 94 98 97 98 98 Average annual expenditures.................. $36,561 $16,366 $14,385 $19,336 $22,886 $28,261 $34,335 $41,040 $48,036 $73,491 Food........................................ 4,934 2,413 2,440 2,840 3,585 4,367 5,247 6,033 6,143 8,136 Food at home............................. 2,900 1,646 1,760 2,045 2,474 2,797 3,084 3,420 3,467 4,019 Cereals and bakery products............ 438 224 289 309 363 424 455 504 541 604 Cereals and cereal products.......... 157 81 123 112 141 164 165 186 183 192 Bakery products...................... 281 143 166 196 223 260 290 319 358 411 Meats, poultry, fish, and eggs......... 787 468 519 583 702 787 903 923 917 978 Beef................................. 226 124 134 154 220 213 242 282 262 303 Pork................................. 178 117 139 137 160 197 217 211 193 188 Other meats.......................... 98 65 58 78 82 107 100 129 120 111 Poultry.............................. 145 87 94 122 121 148 163 166 162 186 Fish and seafood..................... 104 54 68 59 84 87 126 96 146 156 Eggs................................. 36 20 26 34 34 36 55 39 34 34 Dairy products......................... 301 164 175 225 245 288 313 333 368 435 Fresh milk and cream................. 121 76 81 100 100 115 132 127 148 161 Other dairy products................. 180 87 94 125 146 173 181 206 219 274 Fruits and vegetables.................. 482 250 307 334 425 471 505 544 539 703 Fresh fruits......................... 141 69 85 98 119 146 142 150 161 215 Fresh vegetables..................... 142 64 98 95 117 134 150 162 155 215 Processed fruits..................... 107 59 69 79 92 101 119 111 126 153 Processed vegetables................. 92 58 56 62 97 91 94 122 98 120 Other food at home..................... 891 541 470 594 739 826 908 1,115 1,103 1,299 Sugar and other sweets............... 112 69 65 76 97 107 116 140 139 151 Fats and oils........................ 86 54 59 63 80 87 98 105 93 103 Miscellaneous foods.................. 413 246 193 267 351 375 400 506 525 637 Nonalcoholic beverages............... 247 139 145 177 197 238 266 321 304 327 Food prepared by consumer unit on out-of-town trips................... 34 32 8 11 14 19 28 43 41 82 Food away from home.................... 2,035 768 680 794 1,111 1,570 2,163 2,613 2,677 4,118 Alcoholic beverages......................... 316 158 82 159 146 246 320 336 499 622 Housing..................................... 10,964 5,758 5,285 6,456 7,354 8,873 10,174 11,449 13,876 21,067 Shelter.................................. 5,811 3,279 2,746 3,298 3,781 4,592 5,364 6,037 7,094 11,630 Owned dwellings........................ 3,704 1,278 1,068 1,457 1,796 2,345 2,969 3,556 5,110 9,401 Mortgage interest and charges........ 2,141 636 353 536 757 1,182 1,662 2,153 3,143 5,989 Property taxes....................... 769 360 349 420 466 558 611 660 985 1,751 Maintenance, repairs, insurance,other expenses............................ 794 282 366 501 573 604 696 743 982 1,661 Rented dwellings....................... 1,711 1,750 1,609 1,754 1,830 2,037 2,072 2,152 1,532 1,027 Other lodging.......................... 395 251 69 86 154 210 322 328 452 1,202 Utilities, fuels, and public services.... 2,534 1,576 1,685 1,986 2,154 2,357 2,505 2,742 2,992 3,647 Natural gas............................ 171 107 116 127 148 146 151 181 198 279 Electricity............................ 1,109 705 774 927 1,000 1,072 1,109 1,168 1,295 1,480 Fuel oil and other fuels............... 49 38 65 53 47 48 39 46 44 55 Telephone services..................... 896 556 542 647 703 810 917 1,016 1,091 1,345 Water and other public services........ 308 169 187 232 256 282 289 331 364 488 Household operations..................... 668 249 159 311 301 406 478 545 958 1,767 Personal services...................... 304 136 39 120 141 178 233 264 553 725 Other household expenses............... 364 112 120 191 161 228 245 281 405 1,042 Housekeeping supplies.................... 499 183 253 261 309 411 514 559 716 878 Laundry and cleaning supplies.......... 131 83 80 83 103 141 136 159 164 175 Other household products............... 259 75 125 117 149 186 273 265 380 510 Postage and stationery................. 109 25 48 60 57 84 104 135 172 193 Household furnishings and equipment...... 1,453 472 442 601 809 1,106 1,313 1,567 2,116 3,144 Household textiles..................... 101 18 24 59 48 92 133 121 115 196 Furniture.............................. 372 128 111 137 234 282 345 336 551 823 Floor coverings........................ 46 d/ 7 14 19 17 12 47 67 43 132 Major appliances....................... 186 86 80 126 135 168 122 201 287 323 Small appliances, miscellaneous housewares............................ 89 26 23 34 29 54 88 108 198 159 Miscellaneous household equipment...... 660 207 189 225 347 499 578 734 921 1,512 Apparel and services........................ 1,772 679 731 928 1,165 1,502 1,752 1,897 2,144 3,545 Men and boys............................. 401 85 147 174 257 335 389 436 477 865 Men, 16 and over....................... 307 50 114 128 167 265 298 338 332 702 Boys, 2 to 15.......................... 94 36 32 46 90 70 92 98 145 163 Women and girls.......................... 682 321 283 364 460 574 644 690 827 1,379 Women, 16 and over..................... 560 279 242 288 380 439 533 581 678 1,141 Girls, 2 to 15......................... 123 42 40 76 80 135 110 108 148 238 Children under 2......................... 89 65 60 57 62 72 86 99 115 143 Footwear................................. 337 d/ 115 156 208 246 352 441 450 409 450 Other apparel products and services...... 264 92 85 125 139 168 192 223 316 708 Transportation.............................. 7,299 3,200 2,295 4,121 4,691 5,559 6,994 9,076 10,308 13,777 Vehicle purchases (net outlay)........... 3,640 1,487 1,032 2,203 2,272 2,546 3,265 4,734 5,254 7,083 Cars and trucks, new................... 1,747 d/ 415 d/ 421 593 909 985 1,347 2,071 2,655 4,314 Cars and trucks, used.................. 1,856 1,072 611 1,599 1,363 1,561 1,821 2,614 2,528 2,701 Other vehicles......................... 37 c/ c/ d/ 11 c/ c/ d/ 97 d/ 50 d/ 72 d/ 69 Gasoline and motor oil................... 1,206 648 504 725 885 1,058 1,318 1,480 1,622 1,901 Other vehicle expenses................... 2,156 941 659 1,093 1,414 1,748 2,204 2,599 3,042 3,997 Vehicle finance charges................ 378 110 81 133 196 298 397 470 638 714 Maintenance and repairs................ 647 298 238 410 487 534 726 823 783 1,105 Vehicle insurance...................... 752 413 257 410 543 688 812 948 1,033 1,205 Vehicle rental, leases, licenses, other charges.............................. 379 119 83 141 188 228 269 359 588 972 Public transportation.................... 297 124 100 100 120 207 207 263 390 795 Health care................................. 2,144 1,193 1,299 1,620 1,867 1,959 2,108 2,342 2,567 3,224 Health insurance......................... 1,011 481 644 797 825 923 1,086 1,202 1,208 1,415 Medical services......................... 559 398 222 246 403 411 535 607 747 1,097 Drugs.................................... 477 267 380 515 583 528 407 410 489 544 Medical supplies......................... 98 46 52 62 55 96 79 124 124 168 Entertainment............................... 1,744 782 541 942 892 1,223 1,464 1,711 2,413 3,979 Fees and admissions...................... 428 165 96 136 158 213 301 406 533 1,283 Television, radios, sound equipment...... 601 346 288 387 428 546 603 690 782 975 Pets, toys, and playground equipment..... 339 173 105 149 216 262 286 345 451 747 Other entertainment supplies, equipment,and services.................. 376 98 52 270 89 201 274 269 647 974 Personal care products and services......... 570 317 284 334 395 505 542 674 726 983 Reading..................................... 124 45 51 61 71 105 118 126 155 263 Education................................... 473 559 182 220 256 275 312 324 569 1,226 Tobacco products and smoking supplies....... 340 257 246 301 342 348 337 460 408 328 Miscellaneous............................... 815 317 363 361 545 723 813 1,123 847 1,587 Cash contributions.......................... 1,175 376 245 325 439 632 1,085 1,091 1,692 3,182 Personal insurance and pensions............. 3,890 312 340 668 1,139 1,945 3,070 4,398 5,689 11,571 Life and other personal insurance........ 434 147 154 245 228 388 428 373 490 972 Pensions and Social Security............. 3,457 166 186 423 911 1,556 2,642 4,025 5,199 10,599 Sources of income and personal taxes: a/ Money income before taxes.................. 41,196 2,541 7,559 12,308 17,279 24,509 34,249 44,369 58,212 111,730 Wages and salaries....................... 32,035 1,067 1,792 4,869 9,516 16,592 26,084 36,409 50,732 92,385 Self-employment income................... 2,231 -70 100 187 510 703 1,620 1,439 1,330 9,596 Social Security, private and government retirement................... 5,159 762 4,448 5,921 6,148 6,032 5,456 5,052 4,320 5,534 Interest, dividends, rental income, other property income................... 863 31 24 148 157 337 472 725 1,059 3,195 Unemployment and workers'' compensation, veterans'' benefits..................... 169 d/ 32 71 92 198 258 242 295 134 131 Public assistance, supplemental security, income, food stamps..................... 265 360 732 629 368 243 100 64 76 25 Regular contributions for support........ 339 254 263 338 319 270 142 325 460 535 Other income............................. 136 105 129 124 64 74 133 59 99 330 Personal taxes............................. 2,500 -45 -11 -20 58 689 1,423 2,458 3,726 9,370 Federal income taxes..................... 2,009 -98 -55 -106 -70 466 1,098 1,883 2,962 7,892 State and local income taxes............. 341 -2 5 28 51 113 201 400 581 1,113 Other taxes.............................. 150 55 39 58 77 110 125 175 184 364 Income after taxes......................... 38,696 2,587 7,571 12,328 17,221 23,820 32,826 41,910 54,486 102,360 Net change in total assets and liabilities... -313 2,420 -6 -406 -515 428 -2,237 -680 -1,086 307 Net change in total assets............... 4,624 2,144 610 466 332 3,328 3,985 2,680 6,034 14,636 Net change in total liabilities.......... 4,937 -276 616 873 847 2,899 6,222 3,360 7,120 14,328 Other financial information: Other money receipts..................... 644 778 197 122 410 255 207 271 771 2,140 Mortgage principal paid on owned property................................ -945 -299 -179 -254 -451 -540 -713 -994 -1,319 -2,579 Estimated market value of owned home..... 68,620 34,492 33,017 40,784 43,778 48,060 54,067 62,584 86,434 152,137 Estimated monthly rental value of owned home.................................... 518 256 269 326 346 392 429 513 657 1,050 Gifts of goods and services................. 998 540 363 487 639 697 798 998 1,066 2,434 Food..................................... 52 d/ 9 18 16 18 35 34 35 26 183 Alcoholic beverages...................... 15 c/ 7 d/ 7 d/ 6 6 16 d/ 7 33 32 Housing.................................. 285 106 119 165 173 179 208 293 309 709 Housekeeping supplies.................. 34 d/ 5 10 18 16 24 32 22 72 67 Household textiles..................... 13 c/ d/ 13 d/ 6 d/ 3 d/ 5 8 d/ 35 d/ 9 30 Appliances and miscellaneous housewares........................... 29 d/ 3 d/ 2 d/ 11 d/ 7 11 28 56 45 69 Major appliances..................... 10 d/ 1 b/ d/ 1 d/ 1 d/ 2 d/ 8 27 d/ 13 24 Small appliances and miscellaneous housewares......................... 20 d/ 1 d/ 1 d/ 9 d/ 6 10 20 29 32 45 Miscellaneous household equipment...... 61 13 14 32 51 53 63 71 62 129 Other housing.......................... 147 85 80 99 97 86 77 109 121 414 Apparel and services..................... 237 98 124 160 194 191 230 237 259 448 Males, 2 and over...................... 49 d/ 18 30 33 37 43 41 43 36 113 Females, 2 and over.................... 91 d/ 32 43 63 88 76 100 62 95 178 Children under 2....................... 44 16 36 22 24 32 36 48 49 90 Other apparel products and services.... 53 d/ 31 d/ 16 41 45 41 52 84 79 67 Jewelry and watches.................. 20 d/ 8 d/ 9 d/ 7 15 14 11 32 41 30 All other apparel products and services............................ 33 d/ 24 d/ 7 d/ 34 d/ 30 27 41 d/ 52 38 37 Transportation........................... 54 90 29 16 7 62 29 39 70 117 Health care.............................. 49 d/ 90 d/ 15 d/ 7 d/ 98 26 d/ 36 d/ 22 62 93 Entertainment............................ 97 43 24 40 54 103 90 104 124 197 Toys, games, hobbies, and tricycles.... 27 23 8 13 17 31 25 27 34 50 Other entertainment.................... 70 20 17 26 37 72 65 77 90 147 Personal care products and services...... 19 8 d/ 5 d/ 4 8 20 23 38 18 33 Reading.................................. 2 d/ 1 b/ 1 b/ 2 2 2 2 2 Education................................ 105 d/ 67 d/ 10 24 26 21 82 66 89 402 All other gifts.......................... 84 29 12 48 53 52 48 153 73 217 a Components of income and taxes are derived from "complete income reporters" only; see glossary. b Value less than 0.5. c No data reported. d Data are likely to have large sampling errors. n.a. Not applicable.