Table 32. Midwestern region by income before taxes: Average annual expenditures and characteristics, Consumer Expenditure Survey, 1999-2000 Complete reporting of income Item Total Less $5,000 $10,000 $15,000 $20,000 $30,000 $40,000 $50,000 $70,000 complete than to to to to to to to and reporting $5,000 $9,999 $14,999 $19,999 $29,999 $39,999 $49,999 $69,999 over Number of consumer units (in thousands)...... 18,930 829 1,618 1,912 1,479 2,798 2,269 1,718 2,769 3,539 Income before taxes a/ ...................... $43,171 $2,060 $7,751 $12,184 $17,275 $24,525 $34,418 $44,014 $58,847 $104,241 Income after taxes a/ ....................... 39,764 2,066 7,603 11,967 16,724 23,505 32,424 41,099 54,105 93,640 Age of the reference person.................. 48.2 39.4 56.2 58.4 51.3 50.3 46.0 44.9 43.3 45.1 Average number in consumer unit: Persons..................................... 2.4 1.8 1.6 1.7 2.0 2.3 2.3 2.5 3.0 3.2 Children under 18........................... .6 .5 .4 .4 .5 .6 .6 .7 .9 1.0 Persons 65 and over......................... .3 .2 .5 .6 .5 .5 .2 .2 .1 .1 Earners..................................... 1.4 1.0 .5 .6 .9 1.1 1.4 1.6 1.9 2.1 Vehicles.................................... 2.2 1.1 .9 1.4 1.4 1.9 2.2 2.5 2.8 3.2 Percent distribution: Male........................................ 53 43 28 40 48 52 57 57 64 65 Female...................................... 47 57 72 60 52 48 43 43 36 35 Homeowner................................... 69 31 42 59 54 64 68 74 83 92 With mortgage.............................. 40 18 6 11 19 24 41 50 64 73 Without mortgage........................... 29 13 36 48 35 40 27 24 20 18 Renter...................................... 31 69 58 41 46 36 32 26 17 8 Black....................................... 9 16 16 11 13 8 8 5 6 5 White and other............................. 91 84 84 89 87 92 92 95 94 95 Elementary (1-8)............................ 4 4 15 10 7 4 4 2 1 b/ High school (9-12).......................... 41 43 55 54 48 47 43 42 36 23 College..................................... 54 53 29 36 45 49 54 56 64 76 Never attended and other.................... b/ c/ 1 b/ c/ c/ c/ c/ c/ c/ At least one vehicle owned or leased........ 90 63 62 82 86 95 96 98 98 99 Average annual expenditures.................. $39,870 $17,727 $15,010 $20,566 $24,512 $30,614 $35,305 $40,275 $51,049 $73,735 Food........................................ 5,245 2,779 2,341 2,728 3,400 4,286 4,861 5,717 6,741 8,431 Food at home............................. 2,921 1,619 1,627 1,725 2,190 2,577 2,743 3,271 3,550 4,263 Cereals and bakery products............ 447 264 270 267 354 390 400 464 548 661 Cereals and cereal products.......... 151 84 93 83 120 135 140 159 179 225 Bakery products...................... 296 180 177 184 235 255 260 305 368 435 Meats, poultry, fish, and eggs......... 688 391 428 397 527 620 652 792 848 949 Beef................................. 219 116 132 124 148 180 252 228 277 304 Pork................................. 154 81 105 91 141 158 130 206 189 178 Other meats.......................... 100 63 56 61 84 101 97 101 132 123 Poultry.............................. 116 79 69 63 87 100 96 141 133 179 Fish and seafood..................... 74 31 47 40 44 57 51 91 88 129 Eggs................................. 26 20 19 18 22 24 26 25 27 35 Dairy products......................... 333 178 177 205 235 284 316 382 412 486 Fresh milk and cream................. 134 75 89 87 93 114 142 141 158 188 Other dairy products................. 199 103 88 118 142 171 175 241 254 299 Fruits and vegetables.................. 463 279 253 332 358 418 426 525 493 694 Fresh fruits......................... 142 80 67 113 109 131 130 166 132 225 Fresh vegetables..................... 131 74 72 96 106 122 114 148 141 196 Processed fruits..................... 107 71 61 76 78 87 89 115 123 167 Processed vegetables................. 83 54 54 48 66 77 93 96 98 106 Other food at home..................... 991 506 499 524 715 865 949 1,109 1,250 1,473 Sugar and other sweets............... 126 55 73 75 103 115 100 137 144 202 Fats and oils........................ 76 42 39 47 67 79 72 88 93 96 Miscellaneous foods.................. 483 213 219 243 327 397 473 551 612 754 Nonalcoholic beverages............... 262 163 154 134 197 239 264 298 350 335 Food prepared by consumer unit on out-of-town trips................... 43 33 14 25 22 35 41 34 50 85 Food away from home.................... 2,323 1,160 714 1,003 1,209 1,709 2,118 2,446 3,192 4,168 Alcoholic beverages......................... 383 257 121 171 192 300 346 339 463 748 Housing..................................... 11,828 6,060 5,451 7,079 7,896 8,939 10,239 12,148 14,609 21,152 Shelter.................................. 6,497 3,494 2,898 3,718 4,378 4,776 5,796 6,582 8,053 11,783 Owned dwellings........................ 4,438 1,480 1,010 1,801 1,955 2,588 3,605 4,537 6,206 9,724 Mortgage interest and charges........ 2,368 775 243 293 604 973 1,826 2,594 3,830 5,767 Property taxes....................... 1,133 475 462 803 680 824 889 1,030 1,307 2,274 Maintenance, repairs, insurance,other expenses............................ 937 230 304 704 672 791 890 913 1,068 1,683 Rented dwellings....................... 1,579 1,634 1,792 1,728 2,185 1,874 1,916 1,693 1,278 869 Other lodging.......................... 480 380 96 190 238 314 275 352 570 1,190 Utilities, fuels, and public services.... 2,433 1,273 1,582 1,878 1,980 2,219 2,365 2,525 2,833 3,439 Natural gas............................ 391 192 259 314 333 352 351 406 447 568 Electricity............................ 821 425 583 663 698 802 802 857 938 1,075 Fuel oil and other fuels............... 69 d/ 31 55 69 61 71 98 69 67 69 Telephone services..................... 867 524 540 625 667 724 862 891 1,029 1,291 Water and other public services........ 285 101 145 207 221 270 252 301 351 436 Household operations..................... 661 442 288 363 326 386 286 576 800 1,574 Personal services...................... 384 242 180 202 170 176 116 290 506 983 Other household expenses............... 277 200 107 161 156 209 170 286 294 591 Housekeeping supplies.................... 577 230 240 296 388 451 473 597 783 978 Laundry and cleaning supplies.......... 143 63 68 85 126 133 109 143 181 224 Other household products............... 279 79 105 127 182 191 236 315 419 462 Postage and stationery................. 155 88 68 84 81 126 128 139 183 292 Household furnishings and equipment...... 1,660 622 444 824 824 1,107 1,320 1,868 2,140 3,378 Household textiles..................... 128 12 35 60 65 89 73 123 192 265 Furniture.............................. 373 161 75 174 188 258 318 366 479 789 Floor coverings........................ 51 d/ 54 d/ 4 19 17 32 28 57 115 78 Major appliances....................... 195 127 63 119 91 165 177 302 202 331 Small appliances, miscellaneous housewares............................ 109 42 34 49 70 71 98 123 127 215 Miscellaneous household equipment...... 805 225 233 402 392 492 627 897 1,025 1,700 Apparel and services........................ 1,837 879 663 789 1,008 1,376 1,734 1,673 2,155 3,638 Men and boys............................. 509 318 111 162 258 348 553 379 591 1,084 Men, 16 and over....................... 402 185 63 128 207 252 475 280 451 887 Boys, 2 to 15.......................... 107 133 47 34 51 95 78 100 140 197 Women and girls.......................... 685 253 286 312 393 497 594 700 792 1,351 Women, 16 and over..................... 557 206 253 275 335 385 506 598 639 1,062 Girls, 2 to 15......................... 127 47 33 38 57 112 89 102 153 289 Children under 2......................... 86 25 30 38 50 50 92 124 111 146 Footwear................................. 309 d/ 151 139 161 185 291 297 254 378 524 Other apparel products and services...... 248 133 97 116 122 190 199 216 283 532 Transportation.............................. 7,522 3,428 2,559 4,086 4,827 5,920 7,051 8,272 10,015 12,983 Vehicle purchases (net outlay)........... 3,596 1,548 1,313 2,178 2,275 2,882 3,234 3,933 4,903 6,050 Cars and trucks, new................... 1,431 d/ 308 d/ 700 977 823 1,260 902 1,399 1,540 2,935 Cars and trucks, used.................. 2,109 1,240 614 1,202 1,444 1,567 2,304 2,498 3,304 2,944 Other vehicles......................... 56 c/ c/ c/ d/ 8 d/ 56 d/ 28 d/ 36 60 171 Gasoline and motor oil................... 1,216 739 435 663 864 1,010 1,203 1,381 1,635 1,894 Other vehicle expenses................... 2,322 1,042 690 1,070 1,405 1,723 2,316 2,624 3,040 4,195 Vehicle finance charges................ 349 200 40 109 188 231 376 410 547 613 Maintenance and repairs................ 632 363 277 337 440 491 596 730 839 1,018 Vehicle insurance...................... 772 244 260 454 517 663 776 865 1,023 1,252 Vehicle rental, leases, licenses, other charges.............................. 569 235 112 170 260 338 568 619 631 1,312 Public transportation.................... 387 98 121 174 283 305 297 335 436 844 Health care................................. 2,218 942 1,449 2,362 2,098 2,373 2,107 2,225 2,370 2,657 Health insurance......................... 1,062 401 739 1,092 1,006 1,175 1,040 1,138 1,122 1,211 Medical services......................... 591 281 272 563 469 603 544 543 683 850 Drugs.................................... 445 193 393 575 536 506 403 432 428 410 Medical supplies......................... 120 68 45 132 87 89 120 112 137 187 Entertainment............................... 2,156 822 643 859 997 1,525 2,016 2,229 3,091 4,119 Fees and admissions...................... 557 204 151 178 237 366 338 505 712 1,358 Television, radios, sound equipment...... 659 338 299 364 436 470 642 649 868 1,147 Pets, toys, and playground equipment..... 384 125 119 189 241 289 346 497 528 643 Other entertainment supplies, equipment,and services.................. 557 155 74 129 83 400 689 577 982 972 Personal care products and services......... 553 298 272 349 404 490 488 556 649 906 Reading..................................... 178 68 87 120 116 152 148 167 224 312 Education................................... 611 773 296 196 269 178 415 362 839 1,491 Tobacco products and smoking supplies....... 366 340 270 245 315 365 409 466 430 375 Miscellaneous............................... 885 266 313 526 617 667 881 867 1,228 1,508 Cash contributions.......................... 1,616 382 275 573 1,364 2,286 1,259 770 1,383 3,481 Personal insurance and pensions............. 4,471 434 270 484 1,010 1,756 3,351 4,483 6,853 11,934 Life and other personal insurance........ 420 239 96 142 225 227 402 371 623 873 Pensions and Social Security............. 4,051 194 174 342 784 1,529 2,948 4,113 6,230 11,061 Sources of income and personal taxes: a/ Money income before taxes.................. 43,171 2,060 7,751 12,184 17,275 24,525 34,418 44,014 58,847 104,241 Wages and salaries....................... 34,870 1,830 1,865 3,491 8,467 14,281 27,021 35,473 52,889 92,612 Self-employment income................... 1,923 -811 177 206 324 1,084 1,329 2,162 1,816 5,970 Social Security, private and government retirement................... 4,740 498 4,480 7,390 7,194 7,766 4,777 4,564 2,638 2,706 Interest, dividends, rental income, other property income................... 804 25 85 204 343 536 546 955 917 2,047 Unemployment and workers'' compensation, veterans'' benefits..................... 183 d/ 61 d/ 21 71 101 221 334 185 185 250 Public assistance, supplemental security, income, food stamps..................... 264 277 883 529 487 252 134 d/ 104 84 53 Regular contributions for support........ 243 74 81 187 149 291 224 483 197 319 Other income............................. 144 105 158 106 208 94 53 88 121 285 Personal taxes............................. 3,407 -6 148 217 550 1,020 1,994 2,915 4,742 10,601 Federal income taxes..................... 2,495 -20 43 67 299 618 1,400 2,074 3,375 8,138 State and local income taxes............. 765 10 32 52 122 273 489 708 1,193 2,189 Other taxes.............................. 147 d/ 4 74 99 130 130 105 134 175 273 Income after taxes......................... 39,764 2,066 7,603 11,967 16,724 23,505 32,424 41,099 54,105 93,640 Net change in total assets and liabilities... -482 1,283 967 -373 -493 150 -550 -3,829 -2,011 751 Net change in total assets............... 5,339 2,577 1,847 670 720 4,377 2,962 2,500 7,979 13,631 Net change in total liabilities.......... 5,821 1,294 880 1,043 1,214 4,227 3,511 6,328 9,990 12,880 Other financial information: Other money receipts..................... 618 d/ 360 d/ 56 207 153 392 1,427 510 837 892 Mortgage principal paid on owned property................................ -1,252 -369 -117 -191 -353 -577 -1,423 -1,072 -1,546 -3,209 Estimated market value of owned home..... 79,011 29,058 35,652 49,093 47,180 59,360 58,526 74,359 97,908 156,147 Estimated monthly rental value of owned home.................................... 577 227 240 360 381 440 470 556 717 1,087 Gifts of goods and services................. 1,247 670 423 742 830 837 996 846 1,454 2,688 Food..................................... 88 d/ 24 16 16 26 24 36 66 139 252 Alcoholic beverages...................... 16 d/ 13 10 d/ 7 d/ 2 12 14 15 13 37 Housing.................................. 335 165 147 276 193 228 256 271 361 686 Housekeeping supplies.................. 50 d/ 35 20 26 34 46 51 35 60 85 Household textiles..................... 18 c/ d/ 2 d/ 9 d/ 19 18 15 20 25 28 Appliances and miscellaneous housewares........................... 40 d/ 13 d/ 15 d/ 10 d/ 22 20 49 59 35 84 Major appliances..................... 8 d/ 12 d/ 12 d/ 3 d/ 3 d/ 4 d/ 7 24 10 7 Small appliances and miscellaneous housewares......................... 32 d/ 1 d/ 3 d/ 7 d/ 18 16 42 35 25 77 Miscellaneous household equipment...... 95 10 53 95 63 81 69 66 99 186 Other housing.......................... 131 107 56 135 55 64 72 90 142 304 Apparel and services..................... 241 191 102 92 298 194 205 220 270 407 Males, 2 and over...................... 77 102 22 29 140 70 56 57 69 130 Females, 2 and over.................... 73 d/ 24 24 19 83 53 66 71 87 135 Children under 2....................... 44 d/ 9 15 25 27 25 46 51 52 81 Other apparel products and services.... 47 d/ 56 d/ 41 d/ 18 47 46 37 41 61 61 Jewelry and watches.................. 22 d/ 12 d/ 10 d/ 14 d/ 25 21 19 21 20 39 All other apparel products and services............................ 25 d/ 44 d/ 31 d/ 4 d/ 22 d/ 26 d/ 18 d/ 20 41 22 Transportation........................... 65 100 20 21 38 28 33 30 66 180 Health care.............................. 65 d/ 3 d/ 27 d/ 218 d/ 59 108 d/ 44 d/ 12 22 53 Entertainment............................ 117 57 29 35 52 79 152 115 142 226 Toys, games, hobbies, and tricycles.... 38 d/ 9 14 19 18 40 40 55 49 53 Other entertainment.................... 79 49 15 16 34 40 111 60 93 172 Personal care products and services...... 26 d/ 4 d/ 11 d/ 4 27 40 17 29 25 40 Reading.................................. 2 b/ 1 2 1 3 3 3 2 3 Education................................ 178 81 d/ 29 d/ 30 d/ 34 18 52 27 308 587 All other gifts.......................... 115 32 32 41 98 102 184 59 106 216 a Components of income and taxes are derived from "complete income reporters" only; see glossary. b Value less than 0.5. c No data reported. d Data are likely to have large sampling errors. n.a. Not applicable.