Table 3820. Consumer units with reference person age 35 to 44 by region of residence: Average annual expenditures and characteristics, Consumer Expenditure Survey, 1999-2000 Item Total Northeast Midwest South West 35-44 Number of consumer units (in thousands)...... 24,194 4,704 5,805 8,369 5,316 Income before taxes a/ ...................... $55,026 $58,740 $53,577 $51,913 $58,055 Income after taxes a/ ....................... 51,107 55,297 49,601 48,395 53,224 Age of the reference person.................. 39.5 39.4 39.6 39.5 39.5 Average number in consumer unit: Persons..................................... 3.2 3.2 3.2 3.2 3.3 Children under 18........................... 1.3 1.3 1.4 1.2 1.4 Persons 65 and over......................... b/ b/ b/ b/ b/ Earners..................................... 1.7 1.7 1.7 1.7 1.7 Vehicles.................................... 2.1 1.8 2.4 2.1 2.2 Percent distribution: Male........................................ 56 56 59 53 56 Female...................................... 44 44 41 47 44 Homeowner................................... 68 65 73 70 60 With mortgage.............................. 55 54 60 53 52 Without mortgage........................... 13 11 13 17 8 Renter...................................... 32 35 27 30 40 Black....................................... 13 13 10 20 5 White and other............................. 87 87 90 80 95 Elementary (1-8)............................ 3 3 2 4 5 High school (9-12).......................... 38 42 40 41 29 College..................................... 58 55 59 55 65 Never attended and other.................... c/ c/ d/ c/ c/ At least one vehicle owned or leased........ 91 86 93 92 92 Average annual expenditures.................. $44,113 $45,328 $45,569 $40,165 $47,692 Food........................................ 6,100 6,487 6,273 5,543 6,456 Food at home............................. 3,511 3,801 3,443 3,215 3,788 Cereals and bakery products............ 546 596 551 499 571 Cereals and cereal products.......... 201 227 192 183 215 Bakery products...................... 345 369 359 316 356 Meats, poultry, fish, and eggs......... 907 1,050 813 882 918 Beef................................. 268 305 250 258 269 Pork................................. 186 185 184 194 176 Other meats.......................... 120 136 123 118 105 Poultry.............................. 170 214 139 159 179 Fish and seafood..................... 125 168 84 117 143 Eggs................................. 38 42 32 35 46 Dairy products......................... 396 444 398 346 432 Fresh milk and cream................. 157 162 162 144 168 Other dairy products................. 239 282 235 202 264 Fruits and vegetables.................. 562 658 511 488 643 Fresh fruits......................... 171 204 152 136 217 Fresh vegetables..................... 163 195 134 143 196 Processed fruits..................... 129 157 127 111 137 Processed vegetables................. 98 103 98 99 93 Other food at home..................... 1,099 1,053 1,170 1,000 1,224 Sugar and other sweets............... 141 162 150 122 142 Fats and oils........................ 93 97 85 91 100 Miscellaneous foods.................. 518 469 574 472 573 Nonalcoholic beverages............... 300 280 312 278 341 Food prepared by consumer unit on out-of-town trips................... 48 44 49 36 68 Food away from home.................... 2,590 2,686 2,829 2,328 2,668 Alcoholic beverages......................... 402 420 428 346 449 Housing..................................... 14,661 16,189 14,670 12,637 16,496 Shelter.................................. 8,766 10,074 8,470 7,043 10,645 Owned dwellings........................ 6,270 7,047 6,532 5,043 7,228 Mortgage interest and charges........ 4,145 4,310 4,167 3,400 5,147 Property taxes....................... 1,272 1,854 1,461 921 1,102 Maintenance, repairs, insurance,other expenses............................ 854 882 904 723 979 Rented dwellings....................... 2,094 2,591 1,510 1,639 3,009 Other lodging.......................... 402 437 428 361 408 Utilities, fuels, and public services.... 2,697 2,708 2,763 2,817 2,426 Natural gas............................ 316 402 447 184 306 Electricity............................ 989 918 916 1,232 747 Fuel oil and other fuels............... 84 224 83 45 24 Telephone services..................... 984 948 999 1,005 964 Water and other public services........ 325 216 318 351 386 Household operations..................... 863 933 874 756 955 Personal services...................... 521 572 579 435 548 Other household expenses............... 342 361 295 321 407 Housekeeping supplies.................... 587 617 661 536 564 Laundry and cleaning supplies.......... 153 129 173 154 152 Other household products............... 297 339 335 271 265 Postage and stationery................. 136 149 153 111 147 Household furnishings and equipment...... 1,748 1,857 1,901 1,485 1,905 Household textiles..................... 119 116 154 100 113 Furniture.............................. 451 497 413 378 566 Floor coverings........................ 45 48 66 31 39 Major appliances....................... 203 246 211 172 203 Small appliances, miscellaneous housewares............................ 92 104 108 69 100 Miscellaneous household equipment...... 840 845 948 735 884 Apparel and services........................ 2,209 2,412 2,279 1,944 2,375 Men and boys............................. 545 578 654 448 555 Men, 16 and over....................... 360 379 453 273 382 Boys, 2 to 15.......................... 185 199 201 175 172 Women and girls.......................... 854 958 857 732 950 Women, 16 and over..................... 631 712 620 516 751 Girls, 2 to 15......................... 223 245 237 216 198 Children under 2......................... 98 105 106 94 91 Footwear................................. 387 425 355 362 427 Other apparel products and services...... 325 346 307 308 353 Transportation.............................. 8,369 7,548 8,735 8,204 8,952 Vehicle purchases (net outlay)........... 3,901 3,135 4,175 4,078 4,000 Cars and trucks, new................... 1,723 1,566 1,562 1,933 1,708 Cars and trucks, used.................. 2,127 1,555 2,540 2,101 2,224 Other vehicles......................... 50 e/ 15 72 e/ 44 67 Gasoline and motor oil................... 1,417 1,211 1,487 1,432 1,498 Other vehicle expenses................... 2,620 2,618 2,672 2,390 2,927 Vehicle finance charges................ 400 287 456 435 384 Maintenance and repairs................ 725 696 679 655 910 Vehicle insurance...................... 845 878 812 827 881 Vehicle rental, leases, licenses, other charges.............................. 650 757 725 473 751 Public transportation.................... 431 584 400 303 528 Health care................................. 1,702 1,493 1,744 1,773 1,727 Health insurance......................... 797 700 824 867 746 Medical services......................... 543 484 527 534 625 Drugs.................................... 269 232 276 291 257 Medical supplies......................... 93 77 117 81 99 Entertainment............................... 2,409 2,382 2,871 2,061 2,478 Fees and admissions...................... 665 736 727 556 705 Television, radios, sound equipment...... 748 762 836 678 749 Pets, toys, and playground equipment..... 455 446 481 448 449 Other entertainment supplies, equipment,and services.................. 541 438 827 379 575 Personal care products and services......... 636 652 618 617 670 Reading..................................... 154 175 166 120 174 Education................................... 626 756 663 533 620 Tobacco products and smoking supplies....... 398 426 485 418 249 Miscellaneous............................... 900 897 1,011 786 961 Cash contributions.......................... 1,035 930 971 1,145 1,025 Personal insurance and pensions............. 4,512 4,561 4,656 4,039 5,059 Life and other personal insurance........ 415 393 462 427 365 Pensions and Social Security............. 4,097 4,168 4,193 3,612 4,694 Sources of income and personal taxes: a/ Money income before taxes.................. 55,026 58,740 53,577 51,913 58,055 Wages and salaries....................... 49,732 53,761 48,785 47,435 50,802 Self-employment income................... 2,905 2,621 2,606 2,167 4,520 Social Security, private and government retirement................... 733 732 680 825 653 Interest, dividends, rental income, other property income................... 509 336 365 505 801 Unemployment and workers'' compensation, veterans'' benefits..................... 239 330 275 154 252 Public assistance, supplemental security, income, food stamps..................... 333 363 277 290 426 Regular contributions for support........ 421 408 342 475 432 Other income............................. 155 188 247 62 168 Personal taxes............................. 3,919 3,443 3,976 3,518 4,830 Federal income taxes..................... 3,026 2,511 2,854 2,903 3,796 State and local income taxes............. 766 760 1,010 508 898 Other taxes.............................. 127 171 112 107 136 Income after taxes......................... 51,107 55,297 49,601 48,395 53,224 Net change in total assets and liabilities... -1,681 -2,411 412 -1,620 -3,415 Net change in total assets............... 7,931 5,158 9,661 5,990 11,552 Net change in total liabilities.......... 9,612 7,568 9,249 7,611 14,966 Other financial information: Other money receipts..................... 400 370 568 388 264 Mortgage principal paid on owned property................................ -1,599 -1,767 -1,828 -1,266 -1,726 Estimated market value of owned home..... 98,557 104,435 96,586 78,895 126,460 Estimated monthly rental value of owned home.................................... 679 752 692 588 744 Gifts of goods and services................. 992 977 995 929 1,108 Food..................................... 58 71 75 40 56 Alcoholic beverages...................... 19 19 22 15 24 Housing.................................. 275 303 254 269 283 Housekeeping supplies.................. 49 61 51 35 58 Household textiles..................... 11 9 16 13 6 Appliances and miscellaneous housewares........................... 25 31 28 22 20 Major appliances..................... 5 7 8 5 e/ 3 Small appliances and miscellaneous housewares......................... 20 24 21 18 17 Miscellaneous household equipment...... 67 81 71 63 59 Other housing.......................... 123 122 88 135 141 Apparel and services..................... 237 254 257 209 247 Males, 2 and over...................... 53 52 76 36 60 Females, 2 and over.................... 80 103 70 73 80 Children under 2....................... 51 55 61 48 42 Other apparel products and services.... 53 43 50 53 65 Jewelry and watches.................. 22 19 21 18 31 All other apparel products and services............................ 31 24 29 35 34 Transportation........................... 51 23 60 29 99 Health care.............................. 19 6 10 26 29 Entertainment............................ 108 109 116 103 108 Toys, games, hobbies, and tricycles.... 27 33 31 25 21 Other entertainment.................... 81 75 85 78 87 Personal care products and services...... 28 23 29 27 35 Reading.................................. 1 2 2 c/ 1 Education................................ 113 94 102 136 109 All other gifts.......................... 83 73 69 75 118 a Components of income and taxes are derived from "complete income reporters" only; see glossary. b Value less than 0.05. c Value less than 0.5. d No data reported. e Data are likely to have large sampling errors. n.a. Not applicable.