Table 25. Consumer units with reference person under age 25 by income before taxes: Average annual expenditures and characteristics, Consumer Expenditure Survey, 1999-2000 Complete reporting of income Item Total Less $5,000 $10,000 $15,000 $20,000 $30,000 $40,000 complete than to to to to to and reporting $5,000 $9,999 $14,999 $19,999 $29,999 $39,999 over Number of consumer units (in thousands)...... 6,192 1,302 1,115 909 675 929 587 674 Income before taxes a/ ...................... $19,018 $2,753 $7,077 $12,138 $17,065 $23,894 $34,222 $61,471 Income after taxes a/ ....................... 18,130 2,763 7,023 11,857 16,520 22,743 32,861 57,078 Age of the reference person.................. 21.4 20.3 21.0 21.5 21.5 22.1 22.1 22.6 Average number in consumer unit: Persons..................................... 1.8 1.3 1.4 1.6 2.0 2.1 2.5 2.8 Children under 18........................... .4 .1 .3 .4 .4 .5 .6 .6 Persons 65 and over......................... b/ b/ b/ b/ c/ b/ b/ b/ Earners..................................... 1.3 1.0 1.0 1.1 1.4 1.5 1.7 2.1 Vehicles.................................... 1.2 .6 .7 1.0 1.2 1.4 1.9 2.2 Percent distribution: Male........................................ 48 47 40 49 54 45 51 55 Female...................................... 52 53 60 51 46 55 49 45 Homeowner................................... 12 4 6 6 9 12 22 36 With mortgage.............................. 7 d/ 1 1 4 8 19 31 Without mortgage........................... 4 4 6 4 5 4 3 4 Renter...................................... 88 96 94 94 91 88 78 64 Black....................................... 12 14 14 14 14 9 6 7 White and other............................. 88 86 86 86 86 91 94 93 Elementary (1-8)............................ 2 d/ 2 1 4 2 1 1 High school (9-12).......................... 33 25 24 33 41 42 41 40 College..................................... 65 75 74 66 54 56 57 58 Never attended and other.................... d/ c/ c/ c/ c/ c/ 1 c/ At least one vehicle owned or leased........ 73 49 58 72 77 88 95 96 Average annual expenditures.................. $23,146 $11,954 $14,865 $18,820 $21,656 $28,009 $33,285 $48,220 Food........................................ 3,303 1,856 2,200 2,833 3,347 3,797 4,262 5,902 Food at home............................. 1,689 853 1,131 1,505 1,959 1,814 2,051 3,143 Cereals and bakery products............ 247 129 153 241 287 251 287 480 Cereals and cereal products.......... 93 48 63 80 110 99 111 173 Bakery products...................... 155 81 90 161 177 152 176 306 Meats, poultry, fish, and eggs......... 431 173 283 396 464 472 481 898 Beef................................. 131 40 75 134 160 132 158 285 Pork................................. 86 40 73 66 108 83 79 179 Other meats.......................... 57 31 39 54 38 72 65 108 Poultry.............................. 83 28 49 77 88 94 99 176 Fish and seafood..................... 54 24 37 42 53 69 57 113 Eggs................................. 20 11 10 23 18 22 22 37 Dairy products......................... 184 91 123 153 234 193 257 324 Fresh milk and cream................. 76 35 47 61 117 77 113 128 Other dairy products................. 108 57 76 92 117 116 144 195 Fruits and vegetables.................. 261 135 168 226 281 293 310 500 Fresh fruits......................... 78 39 48 73 79 91 95 144 Fresh vegetables..................... 71 35 43 55 77 79 76 157 Processed fruits..................... 68 32 47 62 83 81 74 120 Processed vegetables................. 44 30 30 36 41 42 65 79 Other food at home..................... 566 324 403 489 694 605 717 940 Sugar and other sweets............... 66 45 50 59 104 62 73 96 Fats and oils........................ 46 30 25 47 54 54 44 84 Miscellaneous foods.................. 277 140 201 221 309 318 386 469 Nonalcoholic beverages............... 155 88 101 144 211 153 191 265 Food prepared by consumer unit on out-of-town trips................... 22 22 27 17 16 18 24 26 Food away from home.................... 1,614 1,003 1,069 1,328 1,388 1,983 2,211 2,760 Alcoholic beverages......................... 421 281 327 257 444 512 565 674 Housing..................................... 6,931 3,670 4,652 5,717 7,046 8,511 9,484 13,862 Shelter.................................. 4,369 2,478 3,083 3,629 4,630 5,239 6,030 8,237 Owned dwellings........................ 589 144 118 120 293 516 1,134 2,782 Mortgage interest and charges........ 352 e/ 25 e/ 22 e/ 49 e/ 166 284 769 1,859 Property taxes....................... 149 104 69 47 89 96 195 599 Maintenance, repairs, insurance,other expenses............................ 87 e/ 15 e/ 26 e/ 24 e/ 38 136 170 324 Rented dwellings....................... 3,500 1,721 2,721 3,327 4,104 4,605 4,728 5,258 Other lodging.......................... 280 613 244 182 233 118 168 198 Utilities, fuels, and public services.... 1,200 526 883 1,137 1,228 1,490 1,712 2,237 Natural gas............................ 97 27 78 95 66 123 137 223 Electricity............................ 424 174 299 404 470 545 625 754 Fuel oil and other fuels............... 17 e/ 6 e/ 4 e/ 16 e/ 6 e/ 25 e/ 46 e/ 35 Telephone services..................... 580 284 450 545 599 703 788 1,042 Water and other public services........ 82 35 50 76 86 93 116 183 Household operations..................... 218 79 73 183 194 353 321 519 Personal services...................... 149 e/ 53 e/ 27 123 e/ 131 283 197 359 Other household expenses............... 69 26 46 59 63 70 124 160 Housekeeping supplies.................... 221 99 118 141 226 283 259 493 Laundry and cleaning supplies.......... 58 40 35 54 70 73 60 89 Other household products............... 91 30 39 48 114 123 113 211 Postage and stationery................. 72 30 45 39 42 86 86 193 Household furnishings and equipment...... 924 487 496 628 769 1,146 1,162 2,376 Household textiles..................... 39 28 16 e/ 17 57 73 20 67 Furniture.............................. 302 128 123 188 201 406 357 995 Floor coverings........................ 7 e/ 3 e/ 4 e/ 4 e/ 5 8 e/ 14 e/ 21 Major appliances....................... 93 30 36 68 54 64 191 310 Small appliances, miscellaneous housewares............................ 55 28 31 42 35 72 77 119 Miscellaneous household equipment...... 428 270 285 308 417 522 503 863 Apparel and services........................ 1,363 655 1,062 1,126 1,038 2,043 1,554 2,372 Men and boys............................. 288 132 175 216 164 538 281 531 Men, 16 and over....................... 259 126 163 196 124 493 261 450 Boys, 2 to 15.......................... 29 6 12 19 40 45 21 81 Women and girls.......................... 447 295 444 331 315 589 565 625 Women, 16 and over..................... 407 291 426 258 300 504 512 578 Girls, 2 to 15......................... 40 e/ 4 18 73 e/ 15 85 53 47 Children under 2......................... 111 40 74 110 152 131 155 185 Footwear................................. 305 e/ 73 e/ 225 291 251 549 325 460 Other apparel products and services...... 212 114 145 178 156 238 227 571 Transportation.............................. 5,375 2,173 2,562 4,650 4,858 6,756 8,761 12,840 Vehicle purchases (net outlay)........... 2,887 1,070 1,053 2,778 2,385 3,708 4,534 7,519 Cars and trucks, new................... 1,091 e/ 316 e/ 490 e/ 811 e/ 670 e/ 1,244 e/ 1,558 3,765 Cars and trucks, used.................. 1,780 754 563 1,967 1,714 2,425 2,976 3,660 Other vehicles......................... e/ 16 c/ c/ d/ e/ 1 e/ 39 c/ e/ 94 Gasoline and motor oil................... 850 472 595 722 908 1,003 1,353 1,465 Other vehicle expenses................... 1,424 462 737 943 1,425 1,848 2,639 3,415 Vehicle finance charges................ 230 46 65 123 193 320 473 706 Maintenance and repairs................ 462 204 320 385 541 607 803 716 Vehicle insurance...................... 448 115 188 301 476 654 809 1,096 Vehicle rental, leases, licenses, other charges.............................. 283 98 164 134 215 266 554 897 Public transportation.................... 214 169 178 207 140 196 234 442 Health care................................. 573 170 231 403 439 934 1,035 1,356 Health insurance......................... 238 56 68 168 208 331 511 629 Medical services......................... 200 55 75 98 125 451 312 457 Drugs.................................... 95 43 61 116 81 106 141 166 Medical supplies......................... 39 e/ 15 26 20 e/ 25 46 70 104 Entertainment............................... 1,164 697 877 1,049 973 1,216 1,767 2,247 Fees and admissions...................... 287 229 280 245 222 255 377 499 Television, radios, sound equipment...... 493 303 366 460 521 530 640 921 Pets, toys, and playground equipment..... 177 71 104 167 116 243 263 376 Other entertainment supplies, equipment,and services.................. 207 94 127 177 114 188 486 451 Personal care products and services......... 360 226 254 243 324 465 555 601 Reading..................................... 67 38 63 58 75 70 100 103 Education................................... 1,294 1,643 1,641 1,019 1,028 810 1,082 1,526 Tobacco products and smoking supplies....... 242 116 143 266 250 334 377 361 Miscellaneous............................... 344 106 271 207 445 446 428 794 Cash contributions.......................... 223 147 153 160 167 222 258 603 Personal insurance and pensions............. 1,486 177 429 832 1,223 1,893 3,057 4,979 Life and other personal insurance........ 54 e/ 7 e/ 21 e/ 23 34 75 134 162 Pensions and Social Security............. 1,432 171 408 808 1,188 1,818 2,923 4,817 Sources of income and personal taxes: a/ Money income before taxes.................. 19,018 2,753 7,077 12,138 17,065 23,894 34,222 61,471 Wages and salaries....................... 16,563 2,111 5,110 9,609 14,750 21,999 31,429 54,186 Self-employment income................... 722 e/ 19 e/ 51 e/ 54 e/ 161 e/ 221 e/ 1,082 5,028 Social Security, private and government retirement................... 234 e/ 22 e/ 174 e/ 218 e/ 285 e/ 105 e/ 184 e/ 936 Interest, dividends, rental income, other property income................... 87 12 20 32 115 190 66 268 Unemployment and workers'' compensation, veterans'' benefits..................... 76 e/ 4 e/ 29 e/ 35 e/ 112 158 e/ 242 e/ 56 Public assistance, supplemental security, income, food stamps..................... 277 133 505 434 343 213 e/ 145 e/ 104 Regular contributions for support........ 592 267 627 1,105 716 540 e/ 514 e/ 489 Other income............................. 467 186 560 651 584 469 561 405 Personal taxes............................. 888 -10 54 281 545 1,151 1,361 4,393 Federal income taxes..................... 663 -15 31 195 391 874 968 3,367 State and local income taxes............. 217 1 21 85 145 268 385 990 Other taxes.............................. 8 e/ 3 e/ 1 e/ 1 e/ 9 e/ 9 8 36 Income after taxes......................... 18,130 2,763 7,023 11,857 16,520 22,743 32,861 57,078 Net change in total assets and liabilities... -657 -429 2,529 -769 -520 -580 -6,996 -943 Net change in total assets............... 2,417 -289 3,485 -90 1,391 1,876 -154 13,271 Net change in total liabilities.......... 3,074 140 957 679 1,911 2,455 6,841 14,214 Other financial information: Other money receipts..................... 278 193 132 e/ 112 e/ 153 955 323 e/ 59 Mortgage principal paid on owned property................................ -107 e/ -9 e/ -4 e/ -12 e/ -51 -99 -141 -638 Estimated market value of owned home..... 10,407 6,222 3,559 3,755 7,555 6,719 14,289 43,361 Estimated monthly rental value of owned home.................................... 87 43 35 37 55 77 138 327 Gifts of goods and services................. 577 536 484 312 482 747 500 1,021 Food..................................... 15 e/ 29 e/ 12 e/ 4 e/ 26 e/ 8 e/ 1 e/ 17 Alcoholic beverages...................... 9 e/ 1 9 e/ 6 e/ 7 e/ 10 e/ 23 e/ 11 Housing.................................. 139 139 115 103 83 218 126 149 Housekeeping supplies.................. 20 e/ 11 e/ 16 e/ 6 e/ 17 35 e/ 34 21 Household textiles..................... e/ 2 c/ e/ 8 c/ d/ e/ 2 e/ 6 e/ 1 Appliances and miscellaneous housewares........................... 8 e/ 1 e/ 10 e/ 15 d/ e/ 13 e/ 6 e/ 15 Major appliances..................... e/ 2 e/ 0 e/ 2 e/ 3 c/ c/ c/ e/ 8 Small appliances and miscellaneous housewares......................... 7 d/ e/ 8 e/ 12 d/ e/ 13 e/ 6 e/ 7 Miscellaneous household equipment...... 42 21 23 15 6 133 22 53 Other housing.......................... 66 106 59 68 60 35 e/ 57 58 Apparel and services..................... 149 69 211 90 181 201 150 151 Males, 2 and over...................... 29 37 e/ 35 e/ 7 e/ 6 53 e/ 13 30 Females, 2 and over.................... 43 e/ 4 65 e/ 1 e/ 77 66 63 e/ 41 Children under 2....................... 30 e/ 5 52 21 32 36 36 35 Other apparel products and services.... 47 e/ 23 e/ 59 e/ 61 e/ 66 e/ 46 e/ 39 e/ 45 Jewelry and watches.................. 18 e/ 18 e/ 30 e/ 16 e/ 10 e/ 28 e/ 7 e/ 8 All other apparel products and services............................ 29 e/ 5 e/ 28 e/ 45 e/ 56 e/ 18 e/ 32 e/ 37 Transportation........................... 122 131 25 17 7 200 24 502 Health care.............................. e/ 3 e/ 1 e/ 1 d/ e/ 1 e/ 5 e/ 11 e/ 7 Entertainment............................ 37 41 22 29 e/ 57 34 31 54 Toys, games, hobbies, and tricycles.... 13 e/ 5 e/ 6 e/ 18 e/ 12 e/ 20 e/ 8 27 Other entertainment.................... 24 36 16 12 46 15 23 27 Personal care products and services...... 20 e/ 4 e/ 10 e/ 1 e/ 35 40 e/ 35 e/ 26 Reading.................................. d/ c/ 1 d/ c/ e/ 1 d/ e/ 1 Education................................ 52 95 51 e/ 40 e/ 44 e/ 8 e/ 53 e/ 53 All other gifts.......................... 31 27 26 23 39 22 46 50 a Components of income and taxes are derived from "complete income reporters" only; see glossary. b Value less than 0.05. c No data reported. d Value less than 0.5. e Data are likely to have large sampling errors. n.a. Not applicable.