Table 3850. Consumer units with reference person age 65 and over by region of residence: Average annual expenditures and characteristics, Consumer Expenditure Survey, 1998-1999 Total Item 65 and Northeast Midwest South West over Number of consumer units (in thousands)...... 21,923 4,736 5,463 7,512 4,212 Income before taxes a/ ...................... $25,274 $24,422 $22,597 $24,451 $30,691 Income after taxes a/ ....................... 24,088 23,416 21,542 23,611 28,589 Age of the reference person.................. 74.7 75.2 75.1 74.2 74.6 Average number in consumer unit: Persons..................................... 1.7 1.7 1.6 1.8 1.9 Children under 18........................... .1 .1 b/ .1 .1 Persons 65 and over......................... 1.4 1.3 1.3 1.4 1.4 Earners..................................... .4 .4 .4 .4 .5 Vehicles.................................... 1.5 1.2 1.6 1.5 1.7 Percent distribution: Male........................................ 50 50 50 50 51 Female...................................... 50 50 50 50 49 Homeowner................................... 80 74 81 83 81 With mortgage.............................. 16 11 12 18 22 Without mortgage........................... 64 63 69 64 59 Renter...................................... 20 26 19 17 19 Black....................................... 9 7 7 14 4 White and other............................. 91 93 93 86 96 Elementary (1-8)............................ 16 14 16 20 12 High school (9-12).......................... 46 51 53 43 38 College..................................... 37 35 31 36 49 Never attended and other.................... 1 c/ c/ 1 c/ At least one vehicle owned or leased........ 82 76 82 83 85 Average annual expenditures.................. $25,602 $25,417 $24,646 $24,055 $29,752 Food........................................ 3,484 3,810 3,316 3,232 3,756 Food at home............................. 2,265 2,459 2,070 2,137 2,508 Cereals and bakery products............ 360 405 353 329 369 Cereals and cereal products.......... 115 122 112 110 117 Bakery products...................... 245 283 241 219 252 Meats, poultry, fish, and eggs......... 575 655 505 560 600 Beef................................. 162 177 156 151 173 Pork................................. 126 125 123 140 110 Other meats.......................... 77 101 73 64 75 Poultry.............................. 96 113 76 98 100 Fish and seafood..................... 86 110 57 77 108 Eggs................................. 28 30 21 30 34 Dairy products......................... 251 286 222 242 263 Fresh milk and cream................. 100 109 89 101 100 Other dairy products................. 151 178 132 140 163 Fruits and vegetables.................. 438 473 390 406 513 Fresh fruits......................... 145 161 130 129 169 Fresh vegetables..................... 131 138 111 122 161 Processed fruits..................... 95 106 84 84 113 Processed vegetables................. 68 68 64 71 70 Other food at home..................... 641 639 600 600 763 Sugar and other sweets............... 94 97 96 86 99 Fats and oils........................ 70 74 63 69 76 Miscellaneous foods.................. 283 273 254 261 365 Nonalcoholic beverages............... 161 160 153 161 171 Food prepared by consumer unit on out-of-town trips................... 34 34 34 24 52 Food away from home.................... 1,218 1,351 1,246 1,095 1,248 Alcoholic beverages......................... 183 223 132 152 254 Housing..................................... 8,619 9,304 7,795 7,760 10,446 Shelter.................................. 4,425 5,284 3,945 3,625 5,509 Owned dwellings........................ 2,895 3,341 2,634 2,406 3,605 Mortgage interest and charges........ 704 540 490 705 1,162 Property taxes....................... 1,117 1,818 1,132 741 981 Maintenance, repairs, insurance,other expenses............................ 1,074 983 1,012 959 1,462 Rented dwellings....................... 1,137 1,510 1,006 852 1,397 Other lodging.......................... 393 432 306 367 508 Utilities, fuels, and public services.... 2,158 2,191 2,078 2,218 2,119 Natural gas............................ 286 396 363 172 268 Electricity............................ 866 742 789 1,049 782 Fuel oil and other fuels............... 104 244 75 66 51 Telephone services..................... 604 581 587 622 620 Water and other public services........ 297 227 264 310 397 Household operations..................... 605 442 398 534 1,187 Personal services...................... 214 143 143 135 529 Other household expenses............... 391 298 255 400 658 Housekeeping supplies.................... 408 401 421 385 437 Laundry and cleaning supplies.......... 100 93 117 90 102 Other household products............... 186 174 182 187 201 Postage and stationery................. 122 133 122 108 135 Household furnishings and equipment...... 1,022 986 952 997 1,194 Household textiles..................... 99 109 81 98 112 Furniture.............................. 213 178 210 184 307 Floor coverings........................ 45 61 49 46 22 Major appliances....................... 151 159 122 176 139 Small appliances, miscellaneous housewares............................ 79 58 68 107 71 Miscellaneous household equipment...... 435 421 422 386 543 Apparel and services........................ 945 966 796 871 1,244 Men and boys............................. 197 213 209 166 213 Men, 16 and over....................... 174 186 192 141 192 Boys, 2 to 15.......................... 23 27 17 25 21 Women and girls.......................... 388 452 331 384 397 Women, 16 and over..................... 364 438 307 354 373 Girls, 2 to 15......................... 24 14 24 30 24 Children under 2......................... 19 17 10 28 19 Footwear................................. 148 171 130 154 136 Other apparel products and services...... 193 113 116 139 479 Transportation.............................. 4,206 3,764 4,124 4,231 4,758 Vehicle purchases (net outlay)........... 1,753 1,433 1,922 1,886 1,655 Cars and trucks, new................... 1,058 922 1,298 1,062 890 Cars and trucks, used.................. 661 478 615 751 764 Other vehicles......................... d/ 34 d/ 33 d/ 10 d/ 73 e/ Gasoline and motor oil................... 644 545 612 675 745 Other vehicle expenses................... 1,413 1,330 1,267 1,365 1,773 Vehicle finance charges................ 107 78 106 126 108 Maintenance and repairs................ 496 443 391 490 697 Vehicle insurance...................... 558 548 519 544 646 Vehicle rental, leases, licenses, other charges.............................. 251 261 250 206 321 Public transportation.................... 396 456 323 305 586 Health care................................. 2,978 2,664 3,266 2,945 3,013 Health insurance......................... 1,541 1,426 1,707 1,519 1,494 Medical services......................... 599 542 625 533 745 Drugs.................................... 688 554 766 766 597 Medical supplies......................... 150 142 168 127 177 Entertainment............................... 1,168 1,058 1,293 1,037 1,357 Fees and admissions...................... 312 317 283 275 410 Television, radios, sound equipment...... 403 444 358 390 438 Pets, toys, and playground equipment..... 198 209 170 198 223 Other entertainment supplies, equipment,and services.................. 255 87 481 174 287 Personal care products and services......... 332 344 328 305 366 Reading..................................... 163 185 173 126 193 Education................................... 121 85 115 128 154 Tobacco products and smoking supplies....... 150 147 137 151 167 Miscellaneous............................... 742 688 720 603 1,080 Cash contributions.......................... 1,579 1,365 1,422 1,604 1,976 Personal insurance and pensions............. 934 815 1,029 910 988 Life and other personal insurance........ 329 262 327 395 288 Pensions and Social Security............. 606 553 701 515 701 Sources of income and personal taxes: a/ Money income before taxes.................. 25,274 24,422 22,597 24,451 30,691 Wages and salaries....................... 5,177 5,800 4,811 4,471 6,144 Self-employment income................... 909 624 778 1,173 920 Social Security, private and government retirement................... 16,173 15,742 15,113 16,558 17,233 Interest, dividends, rental income, other property income................... 2,511 1,899 1,567 1,840 5,372 Unemployment and workers'' compensation, veterans'' benefits..................... 76 86 55 70 101 Public assistance, supplemental security, income, food stamps..................... 207 217 98 200 335 Regular contributions for support........ 88 d/ 18 115 82 139 Other income............................. 133 36 58 57 448 Personal taxes............................. 1,186 1,006 1,054 840 2,102 Federal income taxes..................... 789 544 675 573 1,533 State and local income taxes............. 157 107 160 58 368 Other taxes.............................. 241 356 219 209 201 Income after taxes......................... 24,088 23,416 21,542 23,611 28,589 Net change in total assets and liabilities... 1,289 4,316 -416 978 653 Net change in total assets............... 2,570 4,247 1,129 2,205 3,203 Net change in total liabilities.......... 1,280 -70 1,545 1,227 2,550 Other financial information: Other money receipts..................... 406 211 733 192 583 Mortgage principal paid on owned property................................ -468 -396 -439 -435 -648 Estimated market value of owned home..... 93,474 100,527 74,503 74,083 144,731 Estimated monthly rental value of owned home.................................... 630 698 530 555 819 Gifts of goods and services................. 898 857 835 831 1,141 Food..................................... 42 63 27 33 53 Housing.................................. 243 262 235 233 246 Housekeeping supplies.................. 30 28 37 22 35 Household textiles..................... 20 16 21 21 22 Appliances and miscellaneous housewares........................... 32 43 38 21 28 Major appliances..................... 9 20 9 d/ 2 8 Small appliances and miscellaneous housewares......................... 23 24 29 19 19 Miscellaneous household equipment...... 56 54 77 45 53 Other housing.......................... 105 121 62 123 109 Apparel and services..................... 180 178 143 217 168 Males, 2 and over...................... 53 61 50 55 48 Females, 2 and over.................... 68 69 54 76 70 Children under 2....................... 18 16 10 26 16 Other apparel products and services.... 41 31 29 60 34 Jewelry and watches.................. 21 11 8 37 19 All other apparel products and services............................ 20 21 21 23 15 Transportation........................... 61 40 59 43 118 Health care.............................. 94 55 144 64 129 Entertainment............................ 89 81 73 72 146 Toys, games, hobbies, and tricycles.... 29 34 26 24 36 Other entertainment.................... 60 47 47 48 110 Education................................ 63 51 d/ 54 85 50 All other gifts.......................... 126 127 100 84 231 a Components of income and taxes are derived from "complete income reporters" only; see glossary. b Value less than 0.05. c Value less than 0.5. d Data are likely to have large sampling errors. e No data reported. n.a. Not applicable.