Table 33. Southern region by income before taxes: Average annual expenditures and characteristics, Consumer Expenditure Survey, 1997-98 Complete reporting of income Item Total Less $5,000 $10,000 $15,000 $20,000 $30,000 $40,000 $50,000 $70,000 complete than to to to to to to to and reporting $5,000 $9,999 $14,999 $19,999 $29,999 $39,999 $49,999 $69,999 over __________________________________________________________________________________________________ Number of consumer units (in thousands)...... 29,460 1,463 3,322 3,424 2,639 4,825 3,581 2,518 3,863 3,824 Income before taxes a/ ...................... $37,018 $1,957 $7,653 $12,409 $17,436 $24,639 $34,419 $44,268 $58,073 $103,514 Income after taxes a/ ....................... 34,510 1,761 7,670 12,368 17,276 23,846 32,608 41,200 53,260 93,978 Age of the reference person.................. 47.8 40.9 56.5 54.0 50.5 46.9 44.0 44.4 44.7 45.9 Average number in consumer unit: Persons..................................... 2.5 1.9 1.7 2.1 2.4 2.5 2.7 2.9 2.9 3.1 Children under 18........................... .7 .5 .4 .6 .7 .7 .8 .9 .8 .8 Persons 65 and over......................... .3 .2 .5 .5 .5 .3 .2 .2 .2 .1 Earners..................................... 1.3 .8 .5 .7 1.0 1.3 1.5 1.7 1.8 2.0 Vehicles.................................... 2.0 1.1 1.0 1.4 1.7 1.9 2.2 2.3 2.6 2.8 Percent distribution: Male........................................ 57 37 33 41 52 59 62 67 68 76 Female...................................... 43 63 67 59 48 41 38 33 32 24 Homeowner................................... 66 37 49 58 62 61 67 75 81 90 With mortgage.............................. 39 13 11 19 24 32 45 53 60 75 Without mortgage........................... 27 24 38 38 38 29 23 22 21 15 Renter...................................... 34 63 51 42 38 39 33 25 19 10 Black....................................... 17 27 24 23 19 20 14 13 11 9 White and other............................. 83 73 76 77 81 80 86 87 89 91 Elementary (1-8)............................ 9 10 27 15 13 8 5 3 2 1 High school (9-12).......................... 40 44 46 54 48 46 43 38 28 19 College..................................... 51 45 26 31 39 46 52 59 70 80 Never attended and other.................... b/ 1 1 1 c/ b/ b/ b/ b/ b/ At least one vehicle owned or leased........ 90 67 68 83 92 93 96 98 98 99 Average annual expenditures.................. $34,117 $16,672 $14,842 $18,420 $23,778 $27,524 $33,190 $40,511 $49,537 $68,169 Food........................................ 4,616 2,856 2,654 2,877 3,596 3,950 4,954 5,178 6,182 7,841 Food at home............................. 2,798 1,813 1,941 2,023 2,423 2,508 3,009 3,018 3,470 4,204 Cereals and bakery products............ 416 264 278 294 370 384 446 444 499 643 Cereals and cereal products.......... 144 99 101 111 146 128 155 138 172 213 Bakery products...................... 272 164 177 183 224 256 291 306 326 430 Meats, poultry, fish, and eggs......... 754 494 563 557 679 704 837 817 883 1,056 Beef................................. 226 121 141 161 186 208 268 264 285 323 Pork................................. 170 114 148 142 167 170 171 173 178 224 Other meats.......................... 88 63 69 59 75 90 94 96 97 127 Poultry.............................. 144 79 113 105 120 131 169 145 186 200 Fish and seafood..................... 93 89 63 65 98 73 101 101 101 144 Eggs................................. 33 27 29 26 32 32 34 39 36 39 Dairy products......................... 298 206 209 230 257 261 303 328 379 443 Fresh milk and cream................. 122 97 91 98 111 114 131 121 146 167 Other dairy products................. 176 110 117 133 146 147 171 207 233 276 Fruits and vegetables.................. 448 299 310 339 405 400 458 445 561 700 Fresh fruits......................... 135 95 88 93 117 126 143 129 183 201 Fresh vegetables..................... 133 93 93 105 122 124 131 119 160 218 Processed fruits..................... 96 61 64 72 92 78 92 106 119 161 Processed vegetables................. 84 51 66 69 74 72 92 91 99 121 Other food at home..................... 881 550 582 603 712 758 966 984 1,150 1,362 Sugar and other sweets............... 109 64 83 70 99 95 110 122 138 169 Fats and oils........................ 81 62 60 62 81 76 85 83 99 110 Miscellaneous foods.................. 398 240 243 264 308 330 452 450 539 627 Nonalcoholic beverages............... 249 170 182 187 198 219 277 277 310 356 Food prepared by consumer unit on out-of-town trips................... 44 14 14 19 28 37 43 52 64 99 Food away from home...................... 1,818 1,044 714 854 1,174 1,442 1,945 2,160 2,712 3,637 Alcoholic beverages......................... 254 192 110 137 168 179 255 281 326 575 Housing..................................... 10,231 5,699 5,453 6,339 7,433 8,594 10,006 11,582 13,591 19,544 Shelter.................................. 5,241 3,215 2,573 3,142 3,741 4,237 5,253 5,814 6,867 10,483 Owned dwellings........................ 3,230 1,108 975 1,347 1,696 2,073 3,048 3,772 4,944 8,292 Mortgage interest and charges........ 1,910 675 304 573 661 1,115 1,766 2,264 3,184 5,458 Property taxes....................... 655 254 322 341 496 455 536 648 874 1,637 Maintenance, repairs, insurance,other expenses............................ 665 180 349 433 539 504 746 860 885 1,196 Rented dwellings....................... 1,667 1,907 1,534 1,662 1,886 2,019 1,981 1,716 1,438 1,006 Other lodging.......................... 343 200 64 133 159 145 224 325 486 1,185 Utilities, fuels, and public services.... 2,485 1,645 1,755 1,937 2,205 2,298 2,483 2,771 3,044 3,606 Natural gas............................ 174 115 147 126 151 166 159 157 219 267 Electricity............................ 1,111 774 796 894 1,016 1,032 1,135 1,237 1,327 1,548 Fuel oil and other fuels............... 55 30 68 60 47 41 44 71 57 69 Telephone services..................... 849 573 539 631 726 782 861 1,009 1,072 1,249 Water and other public services........ 296 152 205 227 265 278 284 296 370 473 Household operations..................... 565 161 273 302 318 369 408 634 812 1,485 Personal services...................... 262 d/ 53 155 126 151 143 199 343 405 641 Other household expenses............... 304 108 118 176 167 226 208 291 407 845 Housekeeping supplies.................... 445 182 216 267 340 358 449 519 641 833 Laundry and cleaning supplies.......... 122 58 74 82 105 112 130 148 170 173 Other household products............... 208 71 93 137 162 152 194 252 319 391 Postage and stationery................. 115 53 49 49 73 94 125 119 152 269 Household furnishings and equipment...... 1,496 495 635 690 829 1,331 1,413 1,844 2,226 3,138 Household textiles..................... 103 19 51 53 43 78 85 102 114 305 Furniture.............................. 358 134 123 182 250 283 324 408 561 769 Floor coverings........................ 96 d/ 2 d/ 28 d/ 5 d/ 43 195 75 d/ 195 125 123 Major appliances....................... 188 119 101 120 135 167 284 146 298 241 Small appliances, miscellaneous housewares............................ 84 26 45 38 46 66 79 81 116 205 Miscellaneous household equipment...... 666 195 287 293 311 542 565 913 1,013 1,495 Apparel and services....................... 1,712 1,035 806 851 1,226 1,326 1,702 1,819 2,560 3,452 Men and boys............................. 352 139 123 185 226 261 370 400 553 741 Men, 16 and over....................... 268 96 94 129 180 177 291 290 431 586 Boys, 2 to 15.......................... 84 43 30 56 47 84 79 110 122 155 Women and girls.......................... 685 536 320 331 509 531 640 677 1,032 1,419 Women, 16 and over..................... 585 471 284 284 426 457 558 551 868 1,215 Girls, 2 to 15......................... 101 65 36 47 83 74 82 126 164 204 Children under 2......................... 85 d/ 28 d/ 34 64 39 82 131 87 111 135 Footwear................................. 306 218 147 158 315 244 338 415 417 453 Other apparel products and services...... 283 114 182 113 138 208 224 241 448 704 Transportation............................. 6,784 2,761 2,080 3,613 4,923 5,672 6,909 8,612 11,125 12,237 Vehicle purchases (net outlay)........... 3,312 1,147 754 1,766 2,486 2,719 3,238 4,216 6,060 5,764 Cars and trucks, new................... 1,592 d/ 292 d/ 232 703 823 936 1,431 1,917 3,162 3,777 Cars and trucks, used.................. 1,666 855 507 1,049 1,604 1,742 1,791 2,260 2,701 1,928 Other vehicles......................... 54 c/ d/ 15 d/ 15 d/ 59 d/ 42 d/ 16 d/ 39 d/ 196 d/ 59 Gasoline and motor oil................... 1,082 623 487 699 868 1,002 1,178 1,369 1,470 1,699 Other vehicle expenses................... 2,114 895 726 1,005 1,416 1,767 2,312 2,717 3,209 4,014 Vehicle finance charges................ 360 126 67 110 186 295 443 516 657 650 Maintenance and repairs................ 677 387 269 419 471 586 776 770 956 1,199 Vehicle insurance...................... 734 300 248 377 551 665 778 969 1,074 1,318 Vehicle rental, leases, licenses, other charges......................... 343 83 142 99 209 221 315 462 523 848 Public transportation.................... 275 95 114 142 153 184 180 311 385 761 Health care................................ 2,013 1,001 1,327 1,616 2,019 1,858 1,812 2,444 2,432 3,016 Health insurance......................... 958 399 618 760 901 915 952 1,239 1,214 1,296 Medical services......................... 556 299 269 337 525 507 436 658 707 1,079 Drugs.................................... 397 263 389 458 515 359 320 433 370 432 Medical supplies......................... 103 40 52 61 78 76 104 114 141 209 Entertainment.............................. 1,602 764 556 774 982 1,069 1,456 1,980 2,531 3,597 Fees and admissions...................... 371 180 113 127 188 216 321 394 603 1,006 Television, radios, sound equipment...... 553 260 233 404 468 468 626 595 738 958 Pets, toys, and playground equipment..... 327 123 126 162 204 240 298 444 487 708 Other entertainment supplies, equipment,and services.................. 350 201 85 80 123 145 212 548 703 926 Personal care products and services........ 441 363 232 284 312 374 506 429 595 774 Reading.................................... 134 58 55 69 91 109 125 146 198 287 Education.................................. 413 335 210 133 177 307 251 479 637 1,048 Tobacco products and smoking supplies...... 280 207 237 239 261 294 307 295 344 278 Miscellaneous.............................. 821 622 485 450 666 722 815 1,189 1,117 1,209 Cash contributions......................... 1,195 417 271 395 801 1,101 1,086 1,645 1,513 2,887 Personal insurance and pensions............ 3,621 362 364 643 1,123 1,968 3,005 4,432 6,387 11,422 Life and other personal insurance........ 424 113 174 194 249 300 344 371 604 1,174 Pensions and Social Security............. 3,197 248 190 450 874 1,669 2,661 4,061 5,783 10,248 Sources of income and personal taxes: a/ Money income before taxes................. 37,018 1,957 7,653 12,409 17,436 24,639 34,419 44,268 58,073 103,514 Wages and salaries....................... 29,152 1,419 1,895 5,033 9,614 17,285 27,317 36,829 49,234 89,877 Self-employment income................... 1,512 -979 8 172 348 821 1,147 1,474 2,062 6,461 Social Security, private and government retirement................... 4,753 662 4,334 5,829 6,249 5,357 4,575 4,279 4,734 4,426 Interest, dividends, rental income, other property income................... 679 55 82 142 154 385 515 1,030 1,257 1,993 Unemployment and workers'' compensation, veterans'' benefits..................... 161 d/ 37 116 142 181 219 179 155 156 174 Public assistance, supplemental security, income, food stamps..................... 318 389 858 665 403 217 206 d/ 106 99 d/ 43 Regular contributions for support........ 295 214 208 282 306 207 323 251 358 456 Other income............................. 148 159 153 145 180 149 157 144 174 84 Personal taxes............................. 2,508 197 -17 41 160 793 1,811 3,068 4,813 9,536 Federal income taxes..................... 2,021 154 -71 -57 30 555 1,404 2,496 3,974 7,929 State and local income taxes............. 372 9 b/ 38 61 149 311 467 677 1,318 Other taxes.............................. 115 34 55 60 69 89 95 104 162 289 Income after taxes.......................... 34,510 1,761 7,670 12,368 17,276 23,846 32,608 41,200 53,260 93,978 Net change in total assets and liabilities.. 169 6,975 391 -734 1,377 816 -79 -639 -1,690 -826 Net change in total assets............... 4,954 10,278 1,371 868 2,187 3,246 4,502 6,937 7,552 10,246 Net change in total liabilities.......... 4,785 3,303 980 1,602 810 2,429 4,581 7,576 9,242 11,072 Other financial information: Other money receipts..................... 494 175 142 98 197 210 102 450 1,585 1,131 Mortgage principal paid on owned property................................ -1,048 -273 -258 -398 -360 -516 -826 -1,037 -1,348 -3,674 Estimated market value of owned home..... 60,426 25,194 32,340 36,303 40,203 44,209 50,517 62,982 82,789 139,340 Estimated monthly rental value of owned home.............................. 475 208 226 304 343 367 422 518 652 1,017 Gifts of goods and services................. 934 484 656 446 571 697 832 1,020 1,166 2,148 Food..................................... 55 d/ 15 13 17 50 28 36 66 59 187 Housing.................................. 275 202 201 144 171 189 240 332 296 637 Housekeeping supplies.................. 38 20 10 14 24 25 34 48 40 108 Household textiles..................... 15 d/ 5 d/ 15 d/ 7 d/ 2 13 15 d/ 25 24 22 Appliances and miscellaneous housewares............................ 26 d/ 6 d/ 20 8 15 12 32 24 35 70 Major appliances..................... 4 c/ d/ 3 d/ 2 d/ 9 d/ 2 d/ 6 d/ 3 d/ 4 6 Small appliances and miscellaneous housewares.......................... 22 d/ 6 d/ 17 6 d/ 6 10 26 21 31 64 Miscellaneous household equipment...... 65 33 35 20 26 38 40 90 88 185 Other housing.......................... 131 138 121 95 103 100 120 145 110 252 Apparel and services..................... 227 112 191 119 121 251 173 231 264 471 Males, 2 and over...................... 54 47 18 26 27 66 45 57 54 128 Females, 2 and over.................... 73 29 38 30 45 53 63 84 96 184 Children under 2....................... 35 d/ 11 d/ 12 d/ 26 d/ 22 32 43 40 44 65 Other apparel products and services.... 66 d/ 26 124 38 27 100 21 50 71 94 Jewelry and watches.................. 34 d/ 14 101 14 10 42 9 24 19 51 All other apparel products and services............................ 32 d/ 12 d/ 23 d/ 24 d/ 17 58 d/ 12 d/ 27 52 43 Transportation........................... 49 11 11 53 24 32 22 20 147 76 Health care.............................. 27 d/ 4 d/ 19 d/ 8 d/ 16 16 d/ 18 41 29 77 Entertainment............................ 81 30 61 29 64 45 84 105 99 180 Toys, games, hobbies, and tricycles.... 29 17 23 19 13 22 30 25 46 53 Other entertainment.................... 52 13 38 10 51 23 55 81 53 126 Education................................ 101 d/ 59 d/ 88 d/ 8 d/ 66 26 41 123 131 340 All other gifts.......................... 118 51 71 68 59 110 217 102 140 180 _____________________________________________ a/ Components of income and taxes are derived from "complete income reporters" only; see glossary. b/ Value less than 0.5. c/ No data reported. d/ Data are likely to have large sampling errors.