Table 3610. Consumer units of two or more persons by age of reference person: Average annual expenditures and characteristics, Consumer Expenditure Survey, 1995-96 _________________________________________________________________________________________________________________________________ | | | | | | | | | | Total | | | | | | | | Item | two or | Under | 25-34 | 35-44 | 45-54 | 55-64 | 65 and | 65-74 | 75 and | more | 25 | | | | | over | | over |persons | | | | | | | | | | | | | | | | | _________________________________________________________________________________________________________________________________ | | | | | | | | | Number of consumer units (in thousands).........| 74,328 | 3,263 | 14,885 | 19,387 | 15,216 | 9,463 | 12,114 | 7,640 | 4,474 | | | | | | | | | Consumer unit characteristics: | | | | | | | | | | | | | | | | | | Income before taxes 1/........................|$44,128 |$23,384 |$40,444 |$49,690 |$57,083 |$45,424 |$28,626 |$31,111 |$24,485 Income after taxes 1/.........................| 40,548 | 22,023 | 37,051 | 45,639 | 51,861 | 41,718 | 27,056 | 29,213 | 23,462 Age of reference person.......................| 46.8 | 22.0 | 30.0 | 39.4 | 49.1 | 59.3 | 73.3 | 69.3 | 80.0 | | | | | | | | | Average number in consumer unit: | | | | | | | | | Persons.....................................| 3.1 | 2.9 | 3.4 | 3.7 | 3.2 | 2.7 | 2.3 | 2.4 | 2.2 Children under 18...........................| 1.0 | .9 | 1.4 | 1.6 | .8 | .3 | .1 | .2 | .1 Persons 65 and over.........................| .3 | (2) | (2) | (2) | .1 | .1 | 1.6 | 1.6 | 1.8 Earners.....................................| 1.6 | 1.6 | 1.6 | 1.9 | 2.1 | 1.6 | .7 | .8 | .4 Vehicles....................................| 2.3 | 1.6 | 1.9 | 2.3 | 2.8 | 2.6 | 2.0 | 2.2 | 1.6 | | | | | | | | | Percent distribution: | | | | | | | | | | | | | | | | | | Sex of reference person: | | | | | | | | | Male......................................| 68 | 48 | 63 | 66 | 71 | 74 | 77 | 76 | 77 Female....................................| 32 | 52 | 37 | 34 | 29 | 26 | 23 | 24 | 23 | | | | | | | | | Housing tenure: | | | | | | | | | Homeowner.................................| 71 | 21 | 51 | 68 | 82 | 87 | 89 | 90 | 89 With mortgage...........................| 45 | 15 | 44 | 57 | 62 | 42 | 19 | 23 | 11 Without mortgage........................| 26 | 6 | 6 | 12 | 20 | 45 | 71 | 67 | 78 Renter....................................| 29 | 79 | 49 | 32 | 18 | 13 | 11 | 10 | 11 | | | | | | | | | Race of reference person: | | | | | | | | | Black.....................................| 12 | 17 | 15 | 14 | 11 | 10 | 8 | 9 | 7 White and other...........................| 88 | 83 | 85 | 86 | 89 | 90 | 92 | 91 | 93 | | | | | | | | | Education of reference person: | | | | | | | | | Elementary (1-8)..........................| 8 | 4 | 4 | 4 | 6 | 11 | 19 | 16 | 24 High school (9-12)........................| 45 | 62 | 45 | 44 | 40 | 44 | 46 | 46 | 45 College...................................| 47 | 34 | 51 | 52 | 54 | 45 | 34 | 37 | 30 Never attended and other..................| (3) | (3) | (3) | (3) | (3) | 1 | 1 | 1 | 1 | | | | | | | | | At least one vehicle owned..................| 91 | 80 | 88 | 91 | 93 | 94 | 91 | 93 | 89 | | | | | | | | | Average annual expenditures.....................|$38,298 |$23,835 |$35,186 |$41,978 |$46,896 |$38,729 |$29,234 |$31,641 |$25,119 | | | | | | | | | Food..........................................| 5,381 | 3,535 | 4,880 | 6,063 | 6,268 | 5,403 | 4,375 | 4,776 | 3,688 Food at home................................| 3,384 | 2,241 | 3,072 | 3,805 | 3,753 | 3,351 | 3,041 | 3,265 | 2,656 Cereals and bakery products...............| 531 | 344 | 474 | 615 | 582 | 510 | 479 | 512 | 424 Cereals and cereal products.............| 200 | 148 | 195 | 237 | 209 | 173 | 168 | 180 | 148 Bakery products.........................| 331 | 196 | 279 | 378 | 373 | 337 | 311 | 332 | 276 Meats, poultry, fish, and eggs............| 898 | 581 | 810 | 999 | 1,017 | 914 | 793 | 868 | 664 Beef....................................| 270 | 200 | 248 | 305 | 303 | 271 | 225 | 248 | 186 Pork....................................| 187 | 112 | 174 | 207 | 204 | 183 | 178 | 191 | 156 Other meats.............................| 122 | 79 | 108 | 141 | 134 | 133 | 101 | 106 | 92 Poultry.................................| 170 | 107 | 155 | 186 | 202 | 169 | 147 | 165 | 116 Fish and seafood........................| 110 | 55 | 91 | 117 | 136 | 118 | 103 | 117 | 80 Eggs....................................| 38 | 27 | 33 | 42 | 38 | 40 | 39 | 41 | 35 | | | | | | | | | Dairy products............................| 363 | 241 | 342 | 419 | 389 | 346 | 317 | 340 | 278 Fresh milk and cream....................| 153 | 108 | 154 | 182 | 155 | 139 | 129 | 138 | 113 Other dairy products....................| 209 | 133 | 188 | 237 | 234 | 207 | 188 | 202 | 165 Fruits and vegetables.....................| 558 | 343 | 485 | 599 | 615 | 582 | 565 | 594 | 517 Fresh fruits............................| 174 | 94 | 147 | 182 | 191 | 185 | 190 | 200 | 173 Fresh vegetables........................| 168 | 98 | 135 | 180 | 192 | 187 | 169 | 177 | 154 Processed fruits........................| 121 | 83 | 113 | 133 | 127 | 119 | 119 | 123 | 114 Processed vegetables....................| 95 | 69 | 89 | 104 | 104 | 91 | 88 | 94 | 76 | | | | | | | | | Other food at home........................| 1,035 | 731 | 961 | 1,173 | 1,150 | 999 | 886 | 952 | 773 Sugar and other sweets..................| 135 | 74 | 120 | 149 | 143 | 138 | 139 | 141 | 135 Fats and oils...........................| 98 | 57 | 86 | 107 | 105 | 104 | 101 | 109 | 86 Miscellaneous foods.....................| 457 | 366 | 454 | 535 | 496 | 402 | 355 | 380 | 313 Nonalcoholic beverages..................| 290 | 216 | 262 | 324 | 341 | 282 | 238 | 257 | 206 Food prepared by consumer unit | | | | | | | | | on out-of-town trips...................| 55 | 18 | 39 | 58 | 64 | 74 | 54 | 66 | 33 Food away from home.........................| 1,997 | 1,293 | 1,808 | 2,258 | 2,515 | 2,052 | 1,334 | 1,510 | 1,032 | | | | | | | | | Alcoholic beverages...........................| 308 | 199 | 301 | 328 | 364 | 354 | 213 | 218 | 203 | | | | | | | | | Housing.......................................| 12,011 | 7,808 | 11,827 | 13,446 | 13,922 | 11,486 | 9,140 | 9,498 | 8,529 Shelter.....................................| 6,636 | 4,615 | 6,750 | 7,792 | 7,824 | 5,939 | 4,242 | 4,638 | 3,566 Owned dwellings...........................| 4,517 | 920 | 3,758 | 5,488 | 5,985 | 4,400 | 3,110 | 3,460 | 2,513 Mortgage interest and charges...........| 2,613 | 560 | 2,670 | 3,675 | 3,526 | 2,011 | 720 | 937 | 349 Property taxes..........................| 1,101 | 192 | 691 | 1,089 | 1,476 | 1,313 | 1,230 | 1,293 | 1,121 Maintenance, repairs, insurance, | | | | | | | | | other expenses.........................| 803 | 169 | 397 | 723 | 983 | 1,076 | 1,161 | 1,230 | 1,043 Rented dwellings..........................| 1,652 | 3,607 | 2,791 | 1,893 | 1,149 | 831 | 610 | 568 | 683 Other lodging.............................| 467 | 88 | 200 | 410 | 689 | 707 | 521 | 610 | 370 | | | | | | | | | Utilities, fuels, and public services.......| 2,591 | 1,683 | 2,295 | 2,672 | 2,944 | 2,823 | 2,443 | 2,572 | 2,223 Natural gas...............................| 320 | 157 | 272 | 320 | 349 | 372 | 347 | 354 | 334 Electricity...............................| 1,026 | 658 | 887 | 1,063 | 1,157 | 1,121 | 998 | 1,052 | 904 Fuel oil and other fuels..................| 109 | 44 | 64 | 107 | 118 | 135 | 155 | 160 | 147 Telephone services........................| 825 | 716 | 828 | 861 | 954 | 837 | 623 | 671 | 541 Water and other public services...........| 310 | 108 | 244 | 321 | 366 | 358 | 320 | 334 | 296 Household operations........................| 623 | 350 | 849 | 757 | 484 | 398 | 557 | 437 | 763 Personal services.........................| 335 | 283 | 674 | 502 | 123 | 62 | 146 | 47 | 316 Other household expenses..................| 288 | 67 | 175 | 256 | 361 | 336 | 411 | 390 | 447 | | | | | | | | | Housekeeping supplies.......................| 532 | 211 | 403 | 557 | 645 | 656 | 528 | 567 | 461 Laundry and cleaning supplies.............| 138 | 70 | 132 | 152 | 150 | 148 | 124 | 138 | 100 Other household products..................| 240 | 86 | 170 | 255 | 289 | 310 | 244 | 262 | 214 Postage and stationery....................| 153 | 55 | 101 | 150 | 206 | 198 | 159 | 167 | 146 Household furnishings and equipment.........| 1,629 | 949 | 1,529 | 1,669 | 2,026 | 1,669 | 1,370 | 1,285 | 1,517 Household textiles........................| 86 | 55 | 80 | 85 | 115 | 88 | 66 | 72 | 54 Furniture.................................| 378 | 336 | 437 | 397 | 436 | 364 | 221 | 268 | 141 Floor coverings...........................| 170 | 4/44 | 91 | 149 | 165 | 147 | 368 | 128 | 780 Major appliances..........................| 192 | 118 | 168 | 187 | 236 | 220 | 172 | 188 | 143 Small appliances, miscellaneous housewares| 108 | 52 | 85 | 115 | 121 | 138 | 107 | 125 | 76 Miscellaneous household equipment.........| 695 | 344 | 667 | 736 | 953 | 712 | 436 | 503 | 322 | | | | | | | | | Apparel and services..........................| 2,012 | 1,258 | 2,081 | 2,213 | 2,622 | 1,843 | 1,211 | 1,433 | 831 Men and boys................................| 500 | 262 | 511 | 560 | 642 | 474 | 309 | 359 | 224 Men, 16 and over..........................| 381 | 194 | 357 | 370 | 533 | 409 | 276 | 315 | 208 Boys, 2 to 15.............................| 120 | 68 | 154 | 190 | 109 | 66 | 33 | 44 | 15 Women and girls.............................| 806 | 401 | 742 | 897 | 1,055 | 859 | 522 | 609 | 374 Women, 16 and over........................| 663 | 338 | 581 | 651 | 931 | 770 | 481 | 553 | 357 Girls, 2 to 15............................| 143 | 63 | 160 | 246 | 124 | 89 | 41 | 56 | 17 Children under 2............................| 106 | 190 | 181 | 116 | 79 | 59 | 30 | 36 | 21 Footwear....................................| 338 | 235 | 353 | 429 | 390 | 265 | 194 | 234 | 125 Other apparel products and services.........| 263 | 171 | 294 | 211 | 456 | 185 | 155 | 195 | 86 | | | | | | | | | Transportation................................| 7,423 | 5,970 | 7,058 | 8,040 | 9,132 | 7,341 | 5,198 | 6,159 | 3,556 Vehicle purchases (net outlay)..............| 3,363 | 3,210 | 3,378 | 3,796 | 4,047 | 2,989 | 2,127 | 2,663 | 1,212 Cars and trucks, new......................| 1,472 | 761 | 1,355 | 1,756 | 1,595 | 1,463 | 1,203 | 1,426 | 821 Cars and trucks, used.....................| 1,851 | 2,414 | 2,002 | 1,958 | 2,411 | 1,493 | 916 | 1,224 | 391 Other vehicles............................| 41 | 4/35 | 22 | 81 | 42 | 4/32 | 4/8 | 4/13 | (5) Gasoline and motor oil......................| 1,236 | 920 | 1,161 | 1,323 | 1,518 | 1,310 | 864 | 997 | 637 Other vehicle expenses......................| 2,386 | 1,650 | 2,211 | 2,494 | 3,054 | 2,463 | 1,727 | 1,938 | 1,367 Vehicle finance charges...................| 336 | 291 | 391 | 374 | 429 | 304 | 125 | 167 | 54 Maintenance and repairs...................| 738 | 482 | 621 | 782 | 955 | 789 | 570 | 639 | 451 Vehicle insurance.........................| 826 | 586 | 712 | 831 | 1,035 | 899 | 703 | 765 | 598 Vehicle rental, leases, licenses, | | | | | | | | | other charges............................| 486 | 292 | 487 | 506 | 634 | 471 | 329 | 367 | 264 Public transportation.......................| 438 | 190 | 307 | 427 | 514 | 579 | 480 | 561 | 341 | | | | | | | | | Health care...................................| 2,000 | 662 | 1,276 | 1,756 | 2,072 | 2,311 | 3,314 | 3,173 | 3,555 Health insurance............................| 963 | 312 | 623 | 797 | 900 | 1,064 | 1,822 | 1,746 | 1,953 Medical services............................| 607 | 218 | 423 | 637 | 727 | 741 | 635 | 605 | 686 Drugs.......................................| 325 | 97 | 162 | 223 | 310 | 401 | 717 | 680 | 779 Medical supplies............................| 105 | 35 | 68 | 98 | 135 | 104 | 140 | 142 | 137 | | | | | | | | | Entertainment.................................| 2,041 | 1,096 | 1,856 | 2,439 | 2,454 | 2,091 | 1,340 | 1,576 | 936 Fees and admissions.........................| 515 | 200 | 400 | 610 | 644 | 497 | 442 | 493 | 356 Television, radios, sound equipment.........| 620 | 525 | 607 | 697 | 723 | 578 | 442 | 479 | 379 Pets, toys, and playground equipment........| 402 | 169 | 430 | 501 | 446 | 407 | 214 | 258 | 139 Other entertainment supplies, equipment, | | | | | | | | | and services...............................| 504 | 202 | 419 | 631 | 640 | 610 | 242 | 347 | 62 | | | | | | | | | Personal care products and services...........| 578 | 335 | 506 | 621 | 706 | 587 | 507 | 530 | 467 | | | | | | | | | Reading.......................................| 178 | 82 | 133 | 177 | 210 | 210 | 192 | 204 | 172 | | | | | | | | | Education.....................................| 554 | 407 | 380 | 528 | 1,113 | 505 | 190 | 241 | 104 | | | | | | | | | Tobacco products and smoking supplies.........| 298 | 333 | 285 | 322 | 350 | 323 | 182 | 214 | 126 | | | | | | | | | Miscellaneous.................................| 867 | 431 | 746 | 813 | 1,088 | 998 | 848 | 882 | 791 | | | | | | | | | Cash contributions............................| 1,036 | 179 | 484 | 938 | 1,446 | 1,389 | 1,310 | 1,230 | 1,448 | | | | | | | | | Personal insurance and pensions...............| 3,610 | 1,540 | 3,374 | 4,294 | 5,148 | 3,888 | 1,214 | 1,507 | 713 Life and other personal insurance...........| 451 | 117 | 290 | 477 | 587 | 665 | 359 | 406 | 279 Pensions and Social Security................| 3,159 | 1,422 | 3,084 | 3,818 | 4,561 | 3,223 | 855 | 1,101 | 434 | | | | | | | | | Sources of income and personal taxes: 1/ | | | | | | | | | | | | | | | | | | Money income before taxes.....................| 44,128 | 23,384 | 40,444 | 49,690 | 57,083 | 45,424 | 28,626 | 31,111 | 24,485 Wages and salaries..........................| 35,015 | 20,398 | 37,049 | 43,472 | 49,127 | 33,443 | 7,332 | 9,635 | 3,496 Self-employment income......................| 2,670 | 895 | 1,600 | 3,657 | 4,147 | 2,646 | 1,106 | 1,013 | 1,261 Social Security, private and government | | | | | | | | | retirement.................................| 4,393 | 201 | 247 | 659 | 1,829 | 6,838 | 17,505 | 17,805 | 17,005 Interest, dividends, rental income, other | | | | | | | | | property income............................| 813 | 41 | 128 | 444 | 775 | 1,439 | 1,997 | 1,906 | 2,148 Unemployment and workers' compensation, | | | | | | | | | veterans' benefits.........................| 270 | 102 | 235 | 315 | 367 | 276 | 164 | 188 | 123 Public assistance, supplemental security | | | | | | | | | income, food stamps........................| 558 | 1,247 | 744 | 552 | 433 | 490 | 371 | 355 | 397 Regular contributions for support...........| 256 | 333 | 297 | 413 | 265 | 82 | 56 | 67 | 4/37 Other income................................| 153 | 167 | 145 | 179 | 140 | 210 | 95 | 142 | 4/17 | | | | | | | | | Personal taxes................................| 3,580 | 1,361 | 3,393 | 4,051 | 5,222 | 3,706 | 1,570 | 1,899 | 1,023 Federal income taxes........................| 2,650 | 994 | 2,569 | 3,009 | 3,955 | 2,716 | 988 | 1,165 | 693 State and local income taxes................| 760 | 340 | 759 | 872 | 1,058 | 726 | 358 | 491 | 138 Other taxes.................................| 171 | 27 | 65 | 169 | 209 | 264 | 224 | 243 | 192 | | | | | | | | | Income after taxes............................| 40,548 | 22,023 | 37,051 | 45,639 | 51,861 | 41,718 | 27,056 | 29,213 | 23,462 | | | | | | | | | Addenda: | | | | | | | | | | | | | | | | | | Net change in total assets and liabilities....| -1,615 | -1,318 | -3,337 | -1,923 | -2,074 | 215 | 58 | 424 | -567 Net change in total assets..................| 4,337 | 1,991 | 6,899 | 6,187 | 3,600 | 2,807 | 982 | 1,864 | -523 Net change in total liabilities.............| 5,952 | 3,309 | 10,236 | 8,110 | 5,673 | 2,592 | 924 | 1,439 | 44 | | | | | | | | | Other financial information: | | | | | | | | | | | | | | | | | | Other money receipts........................| 379 | 57 | 188 | 223 | 656 | 566 | 457 | 614 | 191 Mortgage principal paid on owned property...| -1,247 | -195 | -787 | -1,601 | -1,834 | -1,339 | -720 | -837 | -521 Estimated market value of owned home........| 84,125 | 11,448 | 50,616 | 84,605 |105,322 |105,059 |101,128 |104,262 | 95,776 Estimated monthly rental value of owned home| 576 | 107 | 392 | 587 | 703 | 701 | 656 | 678 | 619 | | | | | | | | | Gifts of goods and services...................| 1,150 | 405 | 739 | 902 | 1,905 | 1,641 | 951 | 1,052 | 776 Food........................................| 77 | 21 | 40 | 65 | 155 | 88 | 50 | 49 | 52 Housing.....................................| 293 | 147 | 229 | 238 | 478 | 363 | 217 | 220 | 212 Housekeeping supplies.....................| 45 | 27 | 32 | 43 | 58 | 59 | 41 | 41 | 41 Household textiles........................| 8 | 3 | 4 | 6 | 11 | 14 | 7 | 9 | 4 Appliances and miscellaneous housewares...| 33 | 4/6 | 22 | 25 | 48 | 58 | 33 | 34 | 31 Major appliances........................| 7 | (5) | 3 | 3 | 14 | 12 | 9 | 7 | 13 Small appliances and miscellaneous | | | | | | | | | housewares.............................| 26 | 4/6 | 19 | 21 | 34 | 46 | 24 | 27 | 18 Miscellaneous household equipment.........| 76 | 27 | 49 | 65 | 127 | 103 | 57 | 60 | 53 Other housing.............................| 131 | 84 | 121 | 100 | 234 | 129 | 79 | 77 | 83 Apparel and services........................| 303 | 122 | 242 | 265 | 401 | 457 | 257 | 310 | 166 Males, 2 and over.........................| 80 | 37 | 62 | 65 | 107 | 116 | 81 | 104 | 40 Females, 2 and over.......................| 105 | 29 | 59 | 95 | 118 | 220 | 100 | 114 | 78 Children under 2..........................| 48 | 27 | 52 | 55 | 59 | 52 | 26 | 30 | 18 Other apparel products and services.......| 69 | 4/28 | 70 | 50 | 118 | 69 | 50 | 62 | 4/30 Jewelry and watches.....................| 34 | 4/9 | 33 | 23 | 70 | 27 | 20 | 4/25 | 4/12 All other apparel products and services.| 35 | 4/19 | 37 | 27 | 48 | 42 | 30 | 37 | 4/18 Transportation..............................| 54 | 14 | 30 | 38 | 79 | 83 | 66 | 75 | 50 Health care.................................| 28 | 4/2 | 4 | 12 | 51 | 42 | 53 | 26 | 4/98 Entertainment...............................| 120 | 47 | 94 | 116 | 137 | 191 | 104 | 141 | 40 Toys, games, hobbies, and tricycles.......| 50 | 4/17 | 41 | 51 | 44 | 106 | 33 | 47 | 4/8 Other entertainment.......................| 70 | 30 | 53 | 65 | 93 | 86 | 71 | 94 | 32 Education...................................| 149 | 4/1 | 30 | 67 | 441 | 204 | 56 | 72 | 4/27 All other gifts.............................| 127 | 53 | 70 | 100 | 163 | 213 | 148 | 159 | 131 | | | | | | | | | _________________________________________________________________________________________________________________________________ 1/ Components of income and taxes are derived from "complete income reporters" only; see glossary. 2/ Value less than 0.05. 3/ Value less than 0.5. 4/ Data are likely to have large sampling errors. 5/ No data reported.