Table 1. Consumer units of one person by income before taxes: Average annual expenditures and characteristics, Consumer Expenditure Survey, 1995 - 1996 __________________________________________________________________________________________________________________________________________________________________________________________________________________ | | Complete reporting of income |_____________________________________________________________________________________________________________________________________________________ Item | | | | | | | | | | |Total complete| Less than | $5,000 to | $10,000 to | $15,000 to | $20,000 to | $30,000 to | $40,000 to | $50,000 to | $70,000 and | reporting | $5,000 | $9,999 | $14,999 | $19,999 | $29,999 | $39,999 | $49,999 | $69,999 | over ____________________________________________________________|______________|______________|______________|______________|______________|______________|______________|______________|______________|______________ | | | | | | | | | | Number of consumer units (in thousands).....................| 23,965| 2,841| 5,740| 3,851| 2,520| 3,517| 2,406| 1,318| 1,046| 724 Income before taxes 1/......................................| $21,033| $2,449| $7,557| $12,257| $17,237| $24,268| $34,015| $43,983| $56,528| $108,758 Income after taxes 1/.......................................| 19,111| 2,350| 7,371| 11,907| 16,316| 22,199| 30,341| 38,631| 49,051| 94,894 Age of reference person.....................................| 50.8| 42.4| 59.1| 57.6| 50.8| 46.8| 42.2| 43.9| 45.7| 47.8 Average number in consumer unit: | | | | | | | | | | Persons....................................................| 1.0| 1.0| 1.0| 1.0| 1.0| 1.0| 1.0| 1.0| 1.0| 1.0 Children under 18..........................................| 0.0| 0.0| 0.0| 0.0| 0.0| 0.0| 0.0| 0.0| 0.0| 0.0 Persons 65 and over........................................| 0.3| 0.3| 0.6| 0.5| 0.4| 0.2| 0.1| 0.1| 0.1| 0.2 Earners....................................................| 0.6| 0.6| 0.3| 0.5| 0.7| 0.8| 0.9| 0.9| 0.9| 0.9 Vehicles...................................................| 1.0| 0.6| 0.7| 1.0| 1.2| 1.3| 1.4| 1.4| 1.3| 1.3 Percent distribution: | | | | | | | | | | Male.......................................................| 44| 48| 31| 34| 47| 49| 55| 62| 60| 68 Female.....................................................| 56| 52| 69| 66| 53| 51| 45| 38| 40| 32 Percent homeowner..........................................| 45| 26| 39| 52| 49| 47| 47| 56| 68| 68 With mortgage.............................................| 19| 7| 6| 11| 19| 23| 34| 38| 59| 49 Without mortgage..........................................| 27| 19| 33| 41| 31| 24| 13| 18| 9| 19 Renter.....................................................| 55| 74| 61| 48| 51| 53| 53| 44| 32| 32 Black......................................................| 10| 15| 13| 7| 9| 7| 8| 7| 5| 8 White and other............................................| 90| 85| 87| 93| 91| 93| 92| 93| 95| 92 Elementary (1-8)...........................................| 10| 11| 23| 12| 5| 3| 2| 1| 0| 0 High school (9-12).........................................| 37| 38| 44| 43| 50| 37| 26| 19| 16| 12 College....................................................| 52| 50| 32| 45| 45| 60| 72| 80| 84| 88 Never attended and other...................................| 1| 1| 2| 0| 0| 0| 0| 0| 0| 0 At least one vehicle owned.................................| 72| 50| 54| 76| 82| 87| 91| 84| 82| 84 Average annual expenditures.................................| $20,706| $11,016| $12,210| $15,978| $20,029| $23,446| $28,403| $32,066| $43,250| $57,483 Food.......................................................| 2,667| 1,601| 1,896| 2,397| 2,638| 2,895| 3,235| 3,364| 4,682| 5,596 Food at home..............................................| 1,504| 889| 1,376| 1,626| 1,595| 1,586| 1,528| 1,547| 1,922| 2,132 Cereals and bakery products..............................| 229| 150| 213| 254| 238| 248| 233| 237| 258| 252 Cereals and cereal products.............................| 79| 52| 78| 88| 76| 86| 76| 81| 75| 103 Bakery products.........................................| 150| 97| 134| 166| 162| 162| 156| 156| 183| 148 Meats, poultry, fish, and eggs...........................| 356| 247| 345| 405| 373| 362| 313| 309| 412| 604 Beef....................................................| 97| 74| 96| 111| 101| 94| 83| 79| 116| 145 Pork....................................................| 76| 44| 81| 86| 67| 80| 66| 53| 68| 204 Other meats.............................................| 49| 40| 47| 58| 51| 44| 46| 55| 56| 48 Poultry.................................................| 67| 41| 61| 89| 75| 67| 57| 52| 61| 112 Fish and seafood........................................| 50| 38| 38| 39| 60| 60| 44| 56| 94| 82 Eggs....................................................| 18| 10| 21| 21| 18| 17| 17| 14| 16| 13 Dairy products...........................................| 163| 86| 146| 182| 191| 170| 168| 183| 208| 155 Fresh milk and cream....................................| 65| 38| 72| 78| 76| 62| 58| 60| 66| 44 Other dairy products....................................| 98| 48| 74| 103| 115| 108| 110| 123| 142| 111 Fruits and vegetables....................................| 269| 129| 261| 302| 289| 278| 284| 266| 308| 347 Fresh fruits............................................| 90| 39| 79| 104| 96| 101| 96| 87| 116| 115 Fresh vegetables........................................| 80| 35| 81| 85| 86| 82| 82| 82| 87| 122 Processed fruits........................................| 57| 27| 57| 60| 64| 55| 68| 54| 62| 70 Processed vegetables....................................| 42| 28| 43| 52| 44| 41| 37| 42| 43| 39 Other food at home.......................................| 488| 278| 412| 484| 504| 529| 531| 552| 737| 775 Sugar and other sweets..................................| 62| 32| 56| 64| 61| 65| 66| 65| 111| 62 Fats and oils...........................................| 45| 25| 50| 51| 44| 45| 44| 48| 51| 32 Miscellaneous foods.....................................| 210| 125| 173| 218| 226| 223| 225| 236| 286| 381 Nonalcoholic beverages..................................| 142| 78| 117| 135| 151| 170| 163| 145| 210| 188 Food prepared by consumer unit on out-of-town trips.....| 28| 17| 16| 17| 22| 26| 32| 58| 79| 113 Food away from home.......................................| 1,163| 712| 520| 771| 1,043| 1,308| 1,707| 1,817| 2,760| 3,464 Alcoholic beverages........................................| 278| 154| 119| 228| 239| 310| 431| 482| 511| 896 Housing....................................................| 7,160| 4,161| 4,709| 5,869| 6,907| 7,781| 9,241| 10,485| 13,993| 19,940 Shelter...................................................| 4,378| 2,419| 2,654| 3,407| 4,182| 4,818| 5,824| 6,794| 9,235| 13,216 Owned dwellings..........................................| 1,902| 621| 754| 1,334| 1,684| 1,951| 2,466| 3,477| 6,409| 8,330 Mortgage interest and charges...........................| 846| 216| 134| 323| 471| 861| 1,426| 1,794| 3,609| 5,332 Property taxes..........................................| 516| 246| 322| 456| 519| 503| 598| 745| 1,404| 1,515 Maintenance, repairs, insurance, other expenses.........| 540| 159| 298| 555| 694| 587| 443| 938| 1,395| 1,482 Rented dwellings.........................................| 2,239| 1,594| 1,782| 1,906| 2,328| 2,712| 3,126| 2,852| 2,228| 3,516 Other lodging............................................| 237| 204| 118| 168| 170| 156| 232| 466| 599| 1,370 Utilities, fuels, and public services.....................| 1,459| 945| 1,241| 1,436| 1,489| 1,587| 1,719| 1,810| 2,156| 2,103 Natural gas..............................................| 179| 112| 157| 171| 191| 191| 201| 256| 239| 265 Electricity..............................................| 541| 353| 483| 587| 569| 575| 602| 569| 703| 726 Fuel oil and other fuels.................................| 64| 33| 78| 68| 49| 73| 55| 57| 76| 95 Telephone services.......................................| 524| 359| 409| 459| 513| 589| 678| 747| 862| 754 Water and other public services..........................| 151| 88| 114| 152| 167| 158| 183| 181| 275| 263 Household operations......................................| 268| 255| 161| 211| 198| 257| 285| 222| 532| 1,404 Personal services........................................| 63| 175| 46| 29| 10| 74| 55| 4| 54| 205 Other household expenses.................................| 205| 80| 114| 181| 188| 183| 229| 217| 479| 1,199 Housekeeping supplies.....................................| 258| 129| 205| 229| 287| 304| 274| 340| 393| 430 Laundry and cleaning supplies............................| 61| 36| 42| 57| 66| 80| 64| 98| 88| 63 Other household products.................................| 106| 49| 92| 95| 135| 135| 87| 127| 113| 202 Postage and stationery...................................| 91| 45| 71| 78| 86| 88| 123| 114| 192| 165 Household furnishings and equipment.......................| 796| 412| 449| 585| 751| 815| 1,140| 1,319| 1,677| 2,786 Household textiles.......................................| 47| 25| 21| 24| 70| 50| 61| 68| 98| 193 Furniture................................................| 190| 133| 64| 103| 158| 197| 271| 369| 561| 815 Floor coverings..........................................| 72| 3| 156| 24| 52| 51| 59| 42| 113| 128 Major appliances.........................................| 77| 30| 48| 71| 96| 94| 110| 102| 149| 110 Small appliances, miscellaneous housewares...............| 56| 20| 29| 45| 61| 54| 90| 74| 94| 226 Miscellaneous household equipment........................| 355| 200| 131| 317| 315| 369| 548| 665| 663| 1,314 Apparel and services.......................................| 972| 391| 551| 676| 1,043| 1,241| 1,482| 1,270| 1,745| 2,288 Men and boys..............................................| 224| 77| 81| 121| 219| 286| 379| 289| 584| 737 Men, 16 and over.........................................| 212| 75| 69| 110| 211| 276| 368| 281| 551| 699 Boys, 2 to 15............................................| 12| 3| 12| 11| 8| 10| 11| 8| 33| 38 Women and girls...........................................| 420| 174| 270| 283| 408| 591| 606| 561| 697| 831 Women, 16 and over.......................................| 407| 171| 263| 274| 386| 569| 586| 552| 688| 782 Girls, 2 to 15...........................................| 14| 4| 6| 9| 22| 22| 20| 9| 9| 48 Children under 2..........................................| 13| 4| 15| 9| 27| 7| 8| 13| 13| 37 Footwear..................................................| 174| 80| 136| 153| 186| 228| 285| 211| 111| 199 Other apparel products and services.......................| 141| 54| 48| 111| 204| 129| 204| 197| 340| 484 Transportation.............................................| 3,145| 1,449| 1,566| 2,093| 3,459| 4,157| 4,702| 5,389| 6,529| 7,715 Vehicle purchases (net outlay)............................| 1,143| 446| 489| 528| 1,330| 1,711| 1,785| 2,109| 2,664| 2,837 Cars and trucks, new.....................................| 528| 242| 85| 195| 411| 593| 1,238| 1,024| 1,821| 1,889 Cars and trucks, used....................................| 586| 204| 404| 310| 906| 1,070| 472| 958| 777| 947 Other vehicles...........................................| 30| 0| 0| 23| 13| 48| 75| 127| 66| 0 Gasoline and motor oil....................................| 568| 359| 342| 471| 629| 718| 832| 828| 951| 857 Other vehicle expenses....................................| 1,168| 516| 526| 900| 1,310| 1,488| 1,783| 2,063| 2,313| 2,833 Vehicle finance charges..................................| 103| 43| 26| 42| 110| 182| 229| 208| 166| 175 Maintenance and repairs..................................| 409| 221| 218| 373| 454| 496| 594| 693| 658| 762 Vehicle insurance........................................| 405| 169| 191| 359| 520| 530| 622| 661| 666| 686 Vehicle rental, leases, licenses, other charges..........| 251| 84| 91| 125| 224| 280| 338| 501| 823| 1,210 Public transportation.....................................| 266| 128| 209| 194| 190| 241| 302| 388| 601| 1,188 Health care................................................| 1,182| 564| 1,152| 1,518| 1,243| 1,166| 1,115| 1,285| 1,199| 1,910 Health insurance..........................................| 546| 272| 582| 754| 584| 499| 480| 490| 560| 646 Medical services..........................................| 350| 144| 237| 398| 381| 414| 393| 495| 419| 884 Drugs.....................................................| 220| 113| 284| 291| 236| 186| 168| 195| 147| 181 Medical supplies..........................................| 65| 35| 50| 75| 42| 68| 75| 106| 73| 200 Entertainment..............................................| 1,119| 563| 584| 759| 926| 1,218| 1,884| 2,090| 2,453| 2,934 Fees and admissions.......................................| 279| 177| 109| 170| 227| 289| 431| 583| 721| 1,045 Television, radios, sound equipment.......................| 395| 255| 279| 323| 418| 421| 621| 535| 574| 743 Pets, toys, and playground equipment......................| 220| 95| 84| 149| 173| 190| 305| 439| 829| 630 Other entertainment supplies, equipment and services......| 224| 35| 112| 118| 109| 318| 528| 533| 329| 516 Personal care products and services........................| 295| 145| 189| 299| 277| 327| 401| 545| 454| 453 Reading....................................................| 123| 61| 69| 104| 116| 144| 175| 203| 250| 322 Education..................................................| 353| 831| 338| 306| 200| 217| 219| 213| 374| 696 Tobacco products and smoking supplies......................| 172| 150| 139| 141| 218| 198| 242| 132| 219| 172 Miscellaneous..............................................| 697| 446| 346| 526| 804| 815| 919| 881| 1,577| 1,953 Cash contributions.........................................| 758| 319| 318| 525| 924| 1,000| 893| 795| 2,482| 2,451 Personal insurance and pensions............................| 1,784| 183| 234| 535| 1,034| 1,977| 3,462| 4,932| 6,780| 10,158 Life and other personal insurance.........................| 139| 83| 80| 139| 84| 171| 170| 216| 279| 434 Pensions and Social Security..............................| 1,645| 100| 154| 396| 950| 1,806| 3,292| 4,716| 6,501| 9,724 Money income before taxes 1/...............................| 21,033| 2,449| 7,557| 12,257| 17,237| 24,268| 34,015| 43,983| 56,528| 108,758 Wages and salaries........................................| 14,221| 1,142| 1,661| 4,292| 10,086| 17,633| 28,138| 36,387| 47,887| 80,523 Self-employment income....................................| 955| -126| 57| 207| 226| 708| 1,311| 2,406| 3,052| 13,160 Social Security, private and government retirement........| 4,226| 903| 4,689| 6,491| 5,509| 4,134| 2,887| 2,688| 2,572| 7,162 Interest, dividends, rental income, other property income.| 807| -3| 113| 366| 639| 996| 989| 1,930| 2,168| 6,886 Unemployment and workers' compensation, veterans' benefits| 187| 42| 118| 197| 254| 344| 195| 108| 427| 9 Public assistance, supplemental security income, food | | | | | | | | | | stamps.................................................| 184| 206| 560| 95| 53| 14| 2| 9| 46| 0 Regular contributions for support.........................| 263| 163| 210| 298| 287| 224| 311| 328| 252| 751 Other income..............................................| 190| 121| 151| 311| 184| 215| 182| 127| 124| 267 Personal taxes 1/..........................................| 1,922| 99| 187| 350| 921| 2,069| 3,674| 5,353| 7,477| 13,864 Federal income taxes......................................| 1,448| 50| 102| 234| 673| 1,551| 2,789| 4,095| 5,957| 10,468 State and local income taxes..............................| 389| 22| 22| 45| 172| 421| 789| 1,093| 1,447| 3,037 Other taxes...............................................| 85| 28| 63| 71| 76| 97| 95| 165| 73| 359 Income after taxes 1/......................................| 19,111| 2,350| 7,371| 11,907| 16,316| 22,199| 30,341| 38,631| 49,051| 94,894 Net change in total assets and liabilities.................| -1,241| 331| -1,662| -103| -560| -1,145| -5,359| 2,674| -1,518| -6,006 Net change in total assets................................| 1,161| 314| -892| 647| 746| 1,034| 790| 8,047| 9,047| 2,873 Net change in total liabilities...........................| 2,402| -17| 770| 750| 1,306| 2,178| 6,148| 5,373| 10,564| 8,879 Other money receipts.......................................| 472| 209| 105| 178| 87| 1,139| 219| 745| 555| 4,292 Mortgage principal paid on owned property..................| -421| -114| -103| -188| -345| -322| -620| -909| -1,403| -3,165 Estimated market value of owned home.......................| 42,637| 21,487| 27,085| 41,004| 38,876| 41,835| 47,356| 53,926| 104,309| 149,264 Estimated monthly rental value of owned home...............| 306| 159| 195| 301| 300| 318| 336| 437| 658| 893 Gifts of goods and services................................| 888| 441| 424| 613| 836| 960| 1,001| 1,257| 2,378| 3,747 Food......................................................| 47| 39| 10| 29| 48| 38| 113| 89| 78| 137 Housing...................................................| 204| 172| 129| 129| 166| 244| 199| 352| 401| 635 Housekeeping supplies....................................| 28| 13| 21| 16| 32| 37| 32| 57| 40| 55 Household textiles.......................................| 6| 2| 5| 4| 8| 10| 10| 4| 8| 9 Appliances and miscellaneous housewares..................| 25| 5| 10| 20| 38| 32| 26| 16| 49| 116 Major appliances........................................| 5| 1| 1| 5| 10| 9| 3| 7| 0| 14 Small appliances and miscellaneous housewares...........| 20| 4| 9| 16| 28| 23| 23| 9| 49| 102 Miscellaneous household equipment........................| 70| 24| 33| 46| 35| 81| 71| 211| 175| 286 Other housing............................................| 75| 128| 60| 42| 54| 85| 60| 64| 128| 169 Apparel and services......................................| 215| 67| 114| 156| 308| 259| 223| 171| 529| 709 Males, 2 and over........................................| 62| 22| 37| 37| 68| 96| 79| 38| 152| 131 Females, 2 and over......................................| 76| 30| 36| 70| 80| 103| 63| 47| 215| 256 Children under 2.........................................| 13| 4| 15| 9| 27| 7| 8| 13| 13| 37 Other apparel products and services......................| 64| 11| 25| 39| 134| 52| 74| 72| 149| 285 Jewelry and watches.....................................| 41| 6| 5| 17| 124| 16| 59| 16| 130| 221 All other apparel products and services.................| 23| 4| 20| 23| 9| 36| 15| 57| 19| 64 Transportation............................................| 51| 14| 37| 20| 36| 33| 35| 116| 146| 412 Health care...............................................| 47| 10| 23| 23| 66| 90| 103| 39| 33| 79 Entertainment.............................................| 126| 44| 34| 77| 71| 108| 152| 166| 643| 595 Toys, games, hobbies, and tricycles......................| 35| 18| 11| 19| 30| 41| 61| 47| 54| 193 Other entertainment......................................| 92| 26| 23| 58| 41| 68| 91| 119| 589| 402 Education.................................................| 70| 58| 26| 37| 24| 72| 43| 131| 194| 568 All other gifts...........................................| 129| 37| 50| 143| 117| 116| 134| 193| 354| 613 ____________________________________________________________|______________|______________|______________|______________|______________|______________|______________|______________|______________|______________ 1/ Components of income and taxes are derived from "complete income reporters" only; see glossary. Note that all values have been rounded, and therefore some rounded values equal zero. When data are not reported or are not applicable (i.e., missing values), values are set to zero. Note also that some data are likely to have large sampling errors.