Table 1. Northeastern region by income before taxes: Average annual expenditures and characteristics, Consumer Expenditure Survey, 1995 - 1996 __________________________________________________________________________________________________________________________________________________________________________________________________________________ | | Complete reporting of income |_____________________________________________________________________________________________________________________________________________________ Item | | | | | | | | | | |Total complete| Less than | $5,000 to | $10,000 to | $15,000 to | $20,000 to | $30,000 to | $40,000 to | $50,000 to | $70,000 and | reporting | $5,000 | $9,999 | $14,999 | $19,999 | $29,999 | $39,999 | $49,999 | $69,999 | over ____________________________________________________________|______________|______________|______________|______________|______________|______________|______________|______________|______________|______________ | | | | | | | | | | Number of consumer units (in thousands).....................| 15,835| 833| 1,831| 1,495| 1,402| 2,363| 1,890| 1,356| 2,187| 2,479 Income before taxes 1/......................................| $40,054| $2,372| $7,696| $12,311| $17,376| $24,557| $34,573| $44,007| $58,630| $106,581 Income after taxes 1/.......................................| 36,893| 2,372| 7,546| 12,103| 16,902| 23,374| 32,069| 40,761| 53,833| 95,933 Age of reference person.....................................| 49.0| 41.3| 58.0| 55.4| 56.4| 50.1| 44.9| 44.9| 43.0| 46.2 Average number in consumer unit: | | | | | | | | | | Persons....................................................| 2.5| 1.7| 1.7| 2.1| 2.1| 2.4| 2.6| 2.8| 3.1| 3.1 Children under 18..........................................| 0.6| 0.4| 0.4| 0.6| 0.4| 0.6| 0.7| 0.8| 0.9| 0.8 Persons 65 and over........................................| 0.4| 0.3| 0.5| 0.6| 0.8| 0.5| 0.3| 0.2| 0.1| 0.2 Earners....................................................| 1.3| 0.7| 0.4| 0.6| 0.8| 1.1| 1.5| 1.6| 2.0| 2.1 Vehicles...................................................| 1.6| 0.6| 0.5| 0.9| 1.2| 1.6| 1.9| 2.1| 2.3| 2.4 Percent distribution: | | | | | | | | | | Male.......................................................| 58| 43| 20| 40| 58| 60| 66| 70| 71| 76 Female.....................................................| 42| 57| 80| 60| 42| 40| 34| 30| 29| 24 Percent homeowner..........................................| 60| 22| 35| 41| 57| 57| 60| 68| 82| 86 With mortgage.............................................| 34| 9| 6| 10| 16| 22| 32| 47| 64| 67 Without mortgage..........................................| 26| 12| 29| 30| 42| 34| 28| 22| 18| 19 Renter.....................................................| 40| 78| 65| 59| 43| 43| 40| 32| 18| 14 Black......................................................| 10| 14| 17| 16| 9| 9| 10| 9| 4| 6 White and other............................................| 90| 86| 83| 84| 91| 91| 90| 91| 96| 94 Elementary (1-8)...........................................| 8| 11| 21| 15| 10| 7| 6| 5| 2| 1 High school (9-12).........................................| 45| 45| 54| 54| 61| 56| 42| 47| 35| 23 College....................................................| 47| 42| 24| 31| 28| 36| 52| 48| 63| 77 Never attended and other...................................| 0| 2| 0| 0| 0| 0| 0| 0| 0| 0 At least one vehicle owned.................................| 78| 40| 41| 61| 74| 85| 90| 89| 93| 95 Average annual expenditures.................................| $35,361| $15,127| $13,279| $18,438| $22,392| $26,867| $33,719| $38,851| $48,050| $71,074 Food.......................................................| 5,185| 2,344| 2,505| 3,262| 3,848| 4,415| 5,083| 5,497| 6,478| 8,983 Food at home..............................................| 3,248| 1,707| 2,098| 2,518| 2,712| 2,950| 3,327| 3,417| 3,894| 4,655 Cereals and bakery products..............................| 532| 323| 331| 382| 425| 476| 550| 572| 664| 755 Cereals and cereal products.............................| 194| 108| 148| 155| 147| 177| 215| 221| 223| 253 Bakery products.........................................| 338| 214| 183| 227| 278| 300| 334| 351| 441| 502 Meats, poultry, fish, and eggs...........................| 870| 470| 595| 792| 759| 814| 895| 896| 977| 1,186 Beef....................................................| 230| 124| 157| 198| 212| 231| 218| 243| 286| 283 Pork....................................................| 158| 68| 121| 132| 161| 124| 189| 181| 176| 197 Other meats.............................................| 131| 103| 82| 130| 98| 124| 132| 138| 146| 178 Poultry.................................................| 191| 81| 139| 161| 180| 173| 197| 201| 202| 275 Fish and seafood........................................| 125| 81| 67| 138| 73| 128| 121| 100| 130| 205 Eggs....................................................| 36| 13| 29| 33| 35| 35| 39| 33| 37| 49 Dairy products...........................................| 359| 207| 202| 250| 317| 353| 369| 384| 446| 490 Fresh milk and cream....................................| 140| 99| 89| 116| 120| 148| 148| 156| 167| 163 Other dairy products....................................| 219| 108| 113| 134| 196| 205| 222| 228| 279| 328 Fruits and vegetables....................................| 577| 285| 411| 418| 531| 514| 587| 552| 687| 851 Fresh fruits............................................| 183| 84| 127| 129| 179| 155| 180| 176| 216| 282 Fresh vegetables........................................| 181| 71| 129| 120| 180| 174| 203| 166| 204| 257 Processed fruits........................................| 131| 86| 94| 99| 107| 112| 127| 132| 154| 195 Processed vegetables....................................| 83| 44| 60| 71| 65| 73| 77| 78| 112| 116 Other food at home.......................................| 909| 422| 559| 677| 681| 792| 926| 1,014| 1,121| 1,373 Sugar and other sweets..................................| 124| 37| 81| 94| 102| 116| 130| 139| 151| 171 Fats and oils...........................................| 93| 47| 74| 90| 78| 81| 104| 105| 110| 112 Miscellaneous foods.....................................| 383| 172| 232| 242| 261| 310| 364| 459| 514| 598 Nonalcoholic beverages..................................| 267| 145| 162| 236| 221| 249| 292| 262| 284| 395 Food prepared by consumer unit on out-of-town trips.....| 43| 21| 9| 16| 18| 35| 37| 49| 61| 97 Food away from home.......................................| 1,937| 638| 408| 744| 1,136| 1,465| 1,756| 2,079| 2,584| 4,328 Alcoholic beverages........................................| 382| 211| 94| 233| 192| 266| 328| 444| 465| 837 Housing....................................................| 11,729| 6,087| 5,740| 7,442| 8,359| 9,015| 10,846| 12,362| 15,425| 22,038 Shelter...................................................| 7,021| 3,785| 3,564| 4,656| 4,870| 5,382| 6,331| 7,444| 8,951| 13,460 Owned dwellings..........................................| 4,344| 1,223| 1,137| 1,676| 2,271| 2,538| 3,462| 4,774| 6,963| 10,390 Mortgage interest and charges...........................| 2,163| 599| 237| 418| 649| 772| 1,557| 2,517| 3,846| 6,129 Property taxes..........................................| 1,452| 525| 607| 744| 1,028| 1,064| 1,298| 1,628| 2,191| 2,793 Maintenance, repairs, insurance, other expenses.........| 729| 100| 294| 514| 595| 702| 606| 629| 926| 1,468 Rented dwellings.........................................| 2,194| 2,437| 2,361| 2,808| 2,363| 2,601| 2,517| 2,253| 1,447| 1,517 Other lodging............................................| 483| 125| 66| 172| 237| 243| 352| 417| 541| 1,554 Utilities, fuels, and public services.....................| 2,370| 1,298| 1,529| 1,827| 2,055| 2,146| 2,444| 2,565| 2,819| 3,510 Natural gas..............................................| 361| 200| 252| 309| 359| 344| 353| 396| 350| 539 Electricity..............................................| 823| 440| 522| 577| 676| 767| 867| 880| 1,024| 1,218 Fuel oil and other fuels.................................| 244| 87| 161| 172| 215| 230| 228| 288| 305| 368 Telephone services.......................................| 733| 491| 484| 637| 630| 634| 793| 779| 860| 1,027 Water and other public services..........................| 209| 79| 108| 133| 175| 172| 204| 222| 280| 358 Household operations......................................| 509| 130| 101| 243| 181| 254| 514| 430| 641| 1,444 Personal services........................................| 250| 56| 21| 120| 68| 113| 332| 277| 379| 603 Other household expenses.................................| 259| 74| 81| 123| 112| 141| 182| 153| 262| 841 Housekeeping supplies.....................................| 513| 172| 195| 286| 380| 438| 420| 594| 699| 933 Laundry and cleaning supplies............................| 123| 43| 88| 87| 74| 108| 111| 146| 145| 206 Other household products.................................| 232| 62| 58| 136| 142| 199| 198| 269| 329| 437 Postage and stationery...................................| 158| 68| 49| 63| 164| 131| 111| 180| 224| 290 Household furnishings and equipment.......................| 1,316| 701| 350| 431| 872| 796| 1,137| 1,328| 2,316| 2,690 Household textiles.......................................| 84| 32| 30| 34| 54| 49| 67| 94| 124| 196 Furniture................................................| 282| 215| 97| 103| 203| 145| 222| 255| 487| 606 Floor coverings..........................................| 83| 3| 25| 14| 38| 59| 26| 40| 197| 199 Major appliances.........................................| 154| 59| 47| 67| 106| 128| 170| 140| 279| 257 Small appliances, miscellaneous housewares...............| 79| 10| 38| 36| 48| 66| 95| 71| 113| 147 Miscellaneous household equipment........................| 632| 383| 112| 176| 423| 349| 557| 728| 1,115| 1,285 Apparel and services.......................................| 1,923| 1,187| 628| 779| 1,414| 1,581| 1,541| 2,191| 2,511| 3,801 Men and boys..............................................| 437| 186| 121| 185| 199| 358| 310| 509| 659| 918 Men, 16 and over.........................................| 348| 153| 96| 141| 151| 260| 232| 393| 541| 764 Boys, 2 to 15............................................| 89| 33| 25| 44| 48| 98| 78| 115| 117| 155 Women and girls...........................................| 821| 675| 302| 287| 722| 698| 708| 934| 1,070| 1,453 Women, 16 and over.......................................| 713| 618| 270| 228| 654| 622| 577| 795| 878| 1,312 Girls, 2 to 15...........................................| 107| 57| 32| 58| 68| 76| 131| 139| 192| 140 Children under 2..........................................| 87| 62| 58| 30| 47| 69| 76| 132| 102| 154 Footwear..................................................| 304| 105| 89| 226| 287| 318| 282| 339| 405| 442 Other apparel products and services.......................| 274| 158| 58| 50| 159| 138| 166| 277| 275| 835 Transportation.............................................| 5,759| 1,568| 1,381| 2,579| 2,833| 4,442| 6,514| 7,280| 8,487| 11,399 Vehicle purchases (net outlay)............................| 2,235| 450| 401| 850| 603| 1,771| 2,985| 3,217| 3,208| 4,421 Cars and trucks, new.....................................| 1,134| 0| 67| 390| 209| 768| 1,583| 1,613| 1,247| 2,918 Cars and trucks, used....................................| 1,059| 450| 335| 460| 394| 997| 1,402| 1,478| 1,808| 1,443 Other vehicles...........................................| 42| 0| 0| 0| 0| 6| 0| 126| 154| 61 Gasoline and motor oil....................................| 921| 325| 298| 475| 597| 792| 995| 1,130| 1,455| 1,513 Other vehicle expenses....................................| 2,073| 543| 485| 968| 1,325| 1,543| 2,014| 2,435| 3,210| 4,180 Vehicle finance charges..................................| 196| 21| 30| 79| 93| 164| 236| 311| 329| 328 Maintenance and repairs..................................| 615| 211| 172| 342| 363| 526| 635| 745| 923| 1,100 Vehicle insurance........................................| 776| 188| 199| 427| 505| 617| 820| 971| 1,173| 1,424 Vehicle rental, leases, licenses, other charges..........| 486| 122| 83| 120| 364| 236| 323| 409| 785| 1,328 Public transportation.....................................| 531| 249| 197| 286| 308| 336| 520| 499| 614| 1,285 Health care................................................| 1,725| 814| 1,056| 1,301| 1,781| 1,803| 1,626| 1,914| 2,025| 2,370 Health insurance..........................................| 838| 334| 616| 748| 976| 911| 837| 912| 920| 968 Medical services..........................................| 531| 300| 217| 245| 422| 503| 448| 621| 735| 937 Drugs.....................................................| 256| 163| 194| 228| 333| 297| 233| 272| 243| 279 Medical supplies..........................................| 99| 16| 29| 80| 49| 91| 107| 109| 127| 185 Entertainment..............................................| 1,764| 863| 482| 825| 978| 1,119| 1,459| 1,720| 2,497| 4,165 Fees and admissions.......................................| 495| 181| 81| 199| 265| 248| 444| 471| 746| 1,284 Television, radios, sound equipment.......................| 559| 319| 289| 407| 384| 425| 525| 593| 813| 935 Pets, toys, and playground equipment......................| 362| 183| 76| 135| 245| 291| 258| 404| 554| 738 Other entertainment supplies, equipment and services......| 347| 180| 36| 84| 83| 155| 231| 252| 383| 1,209 Personal care products and services........................| 518| 201| 224| 335| 361| 450| 476| 563| 620| 991 Reading....................................................| 197| 83| 87| 119| 138| 160| 188| 197| 245| 397 Education..................................................| 547| 694| 256| 169| 141| 225| 400| 426| 720| 1,499 Tobacco products and smoking supplies......................| 267| 189| 185| 200| 261| 299| 334| 294| 311| 261 Miscellaneous..............................................| 884| 559| 276| 306| 674| 817| 918| 884| 1,181| 1,666 Cash contributions.........................................| 833| 149| 155| 391| 499| 482| 1,046| 823| 1,023| 2,032 Personal insurance and pensions............................| 3,649| 179| 211| 497| 913| 1,794| 2,960| 4,257| 6,061| 10,635 Life and other personal insurance.........................| 367| 77| 68| 137| 191| 265| 310| 396| 565| 870 Pensions and Social Security..............................| 3,282| 102| 142| 360| 722| 1,529| 2,650| 3,861| 5,495| 9,765 Money income before taxes 1/...............................| 40,054| 2,372| 7,696| 12,311| 17,376| 24,557| 34,573| 44,007| 58,630| 106,581 Wages and salaries........................................| 31,178| 944| 1,408| 3,776| 7,618| 15,656| 26,324| 36,051| 52,244| 90,429 Self-employment income....................................| 2,143| -114| 155| 128| 100| 739| 1,232| 1,896| 1,548| 9,433 Social Security, private and government retirement........| 4,766| 619| 4,289| 6,042| 8,057| 6,544| 5,052| 4,536| 2,969| 3,681 Interest, dividends, rental income, other property income.| 830| 113| 51| 287| 329| 451| 784| 747| 1,071| 2,485 Unemployment and workers' compensation, veterans' benefits| 269| 38| 146| 211| 373| 457| 304| 280| 241| 226 Public assistance, supplemental security income, food | | | | | | | | | | stamps.................................................| 450| 559| 1,407| 1,399| 478| 257| 256| 58| 25| 36 Regular contributions for support.........................| 248| 139| 170| 310| 284| 238| 467| 363| 119| 176 Other income..............................................| 171| 74| 70| 158| 137| 214| 154| 75| 413| 115 Personal taxes 1/..........................................| 3,161| 0| 149| 207| 474| 1,183| 2,504| 3,246| 4,797| 10,648 Federal income taxes......................................| 2,135| -53| -7| 69| 256| 745| 1,665| 2,173| 3,321| 7,378 State and local income taxes..............................| 832| 4| 22| 68| 114| 280| 593| 877| 1,219| 2,919 Other taxes...............................................| 194| 50| 134| 70| 104| 158| 247| 195| 258| 351 Income after taxes 1/......................................| 36,893| 2,372| 7,546| 12,103| 16,902| 23,374| 32,069| 40,761| 53,833| 95,933 Net change in total assets and liabilities.................| 448| 130| -236| -737| 2,089| 440| -2,908| -1,944| 908| 4,319 Net change in total assets................................| 3,955| -156| -22| 74| 3,361| 1,735| 3,293| 1,869| 8,794| 10,440 Net change in total liabilities...........................| 3,506| -286| 214| 812| 1,272| 1,296| 6,202| 3,813| 7,886| 6,122 Other money receipts.......................................| 321| 86| 147| 193| 105| 515| 143| 314| 340| 665 Mortgage principal paid on owned property..................| -1,235| -541| -209| -209| -357| -555| -662| -1,376| -2,443| -3,284 Estimated market value of owned home.......................| 82,629| 30,431| 33,580| 43,229| 53,909| 60,656| 76,454| 81,514| 112,411| 176,399 Estimated monthly rental value of owned home...............| 550| 207| 223| 308| 408| 434| 488| 583| 771| 1,081 Gifts of goods and services................................| 1,149| 627| 476| 478| 969| 736| 784| 1,333| 1,359| 2,625 Food......................................................| 89| 18| 23| 46| 42| 56| 67| 135| 61| 254 Housing...................................................| 294| 149| 99| 146| 294| 207| 236| 381| 305| 623 Housekeeping supplies....................................| 52| 26| 11| 7| 57| 47| 34| 54| 57| 122 Household textiles.......................................| 8| 4| 3| 4| 7| 5| 8| 6| 9| 17 Appliances and miscellaneous housewares..................| 32| 1| 18| 18| 29| 24| 49| 18| 36| 61 Major appliances........................................| 10| 0| 0| 1| 16| 8| 19| 4| 11| 24 Small appliances and miscellaneous housewares...........| 21| 1| 18| 17| 13| 16| 30| 15| 26| 37 Miscellaneous household equipment........................| 81| 47| 30| 28| 77| 39| 65| 194| 91| 128 Other housing............................................| 122| 71| 37| 89| 125| 93| 81| 108| 111| 294 Apparel and services......................................| 288| 234| 139| 67| 295| 185| 202| 391| 409| 507 Males, 2 and over........................................| 86| 84| 46| 24| 68| 71| 67| 87| 108| 168 Females, 2 and over......................................| 103| 68| 28| 25| 124| 68| 72| 128| 152| 192 Children under 2.........................................| 47| 11| 39| 15| 23| 35| 32| 71| 58| 91 Other apparel products and services......................| 51| 71| 26| 3| 80| 10| 31| 104| 91| 55 Jewelry and watches.....................................| 26| 9| 13| 3| 34| 4| 30| 68| 56| 15 All other apparel products and services.................| 24| 62| 14| 0| 46| 6| 1| 36| 35| 40 Transportation............................................| 40| 17| 75| 25| 17| 17| 32| 23| 66| 61 Health care...............................................| 47| 26| 6| 9| 102| 89| 44| 19| 23| 74 Entertainment.............................................| 124| 119| 20| 52| 108| 93| 88| 131| 162| 266 Toys, games, hobbies, and tricycles......................| 57| 11| 9| 6| 67| 63| 19| 48| 82| 130 Other entertainment......................................| 67| 108| 11| 45| 41| 31| 69| 83| 80| 136 Education.................................................| 127| 11| 6| 44| 25| 23| 23| 97| 115| 569 All other gifts...........................................| 140| 54| 109| 90| 86| 66| 93| 157| 218| 272 ____________________________________________________________|______________|______________|______________|______________|______________|______________|______________|______________|______________|______________ 1/ Components of income and taxes are derived from complete income reporters" only; see glossary. Note that all values have been rounded, and therefore some rounded values equal zero. When data are not reported or are not applicable (i.e., missing values), values are set to zero. Note also that some data are likely to have large sampling errors.