Table 3810. Consumer units with reference person age 25 to 34 by region of residence: Average annual expenditures and characteristics, Consumer Expenditure Survey, 1995-96 ________________________________________________________________________________________________________________________________ | | | | | Item | Total | Northeast | Midwest | South | West | 25-34 | | | | | | | | | ________________________________________________________________________________________________________________________________ | | | | | Number of consumer units (in thousands).........| 19,586 | 3,690 | 4,570 | 7,003 | 4,323 | | | | | Consumer unit characteristics: | | | | | | | | | | Income before taxes 1/........................| $36,766 | $41,970 | $38,354 | $33,520 | $36,149 Income after taxes 1/.........................| 33,482 | 38,281 | 35,187 | 30,843 | 32,108 Age of reference person.......................| 29.8 | 30.0 | 29.9 | 29.8 | 29.5 | | | | | Average number in consumer unit: | | | | | Persons.....................................| 2.8 | 2.7 | 2.8 | 2.8 | 2.9 Children under 18...........................| 1.1 | 1.0 | 1.1 | 1.1 | 1.1 Persons 65 and over.........................| (2) | (2) | (2) | (2) | (2) Earners.....................................| 1.5 | 1.4 | 1.5 | 1.5 | 1.4 Vehicles....................................| 1.7 | 1.5 | 1.8 | 1.7 | 1.8 | | | | | Percent distribution: | | | | | | | | | | Sex of reference person: | | | | | Male......................................| 62 | 58 | 65 | 62 | 65 Female....................................| 38 | 42 | 35 | 38 | 35 | | | | | Housing tenure: | | | | | Homeowner.................................| 44 | 38 | 49 | 49 | 37 With mortgage...........................| 38 | 35 | 43 | 40 | 33 Without mortgage........................| 6 | 3 | 6 | 9 | 4 Renter....................................| 56 | 62 | 51 | 51 | 63 | | | | | Race of reference person: | | | | | Black.....................................| 13 | 12 | 12 | 20 | 5 White and other...........................| 87 | 88 | 88 | 80 | 95 | | | | | Education of reference person: | | | | | Elementary (1-8)..........................| 3 | 2 | 2 | 4 | 5 High school (9-12)........................| 41 | 44 | 37 | 44 | 37 College...................................| 56 | 54 | 61 | 52 | 58 Never attended and other..................| (3) | (2) | (2) | (3) | (3) | | | | | At least one vehicle owned..................| 86 | 78 | 88 | 87 | 88 | | | | | Average annual expenditures.....................| $32,297 | $33,392 | $32,503 | $31,895 | $31,760 | | | | | Food..........................................| 4,408 | 4,396 | 4,439 | 4,312 | 4,528 Food at home................................| 2,651 | 2,716 | 2,621 | 2,532 | 2,806 Cereals and bakery products...............| 410 | 448 | 401 | 377 | 437 Cereals and cereal products.............| 169 | 179 | 161 | 154 | 190 Bakery products.........................| 241 | 269 | 241 | 223 | 247 Meats, poultry, fish, and eggs............| 682 | 707 | 612 | 727 | 669 Beef....................................| 206 | 188 | 208 | 230 | 183 Pork....................................| 146 | 127 | 122 | 169 | 150 Other meats.............................| 91 | 103 | 97 | 87 | 84 Poultry.................................| 132 | 167 | 111 | 134 | 123 Fish and seafood........................| 79 | 94 | 52 | 81 | 92 Eggs....................................| 28 | 27 | 21 | 25 | 39 | | | | | Dairy products............................| 293 | 314 | 301 | 253 | 328 Fresh milk and cream....................| 130 | 141 | 129 | 113 | 147 Other dairy products....................| 163 | 174 | 172 | 140 | 180 Fruits and vegetables.....................| 425 | 465 | 408 | 375 | 483 Fresh fruits............................| 131 | 141 | 127 | 110 | 156 Fresh vegetables........................| 119 | 135 | 109 | 104 | 137 Processed fruits........................| 99 | 117 | 96 | 80 | 118 Processed vegetables....................| 76 | 72 | 75 | 81 | 72 | | | | | Other food at home........................| 841 | 782 | 899 | 800 | 889 Sugar and other sweets..................| 105 | 105 | 113 | 93 | 114 Fats and oils...........................| 73 | 71 | 68 | 73 | 80 Miscellaneous foods.....................| 393 | 353 | 434 | 367 | 421 Nonalcoholic beverages..................| 231 | 216 | 245 | 233 | 225 Food prepared by consumer unit | | | | | on out-of-town trips...................| 38 | 36 | 38 | 33 | 49 Food away from home.........................| 1,757 | 1,680 | 1,819 | 1,780 | 1,722 | | | | | Alcoholic beverages...........................| 329 | 325 | 364 | 318 | 313 | | | | | Housing.......................................| 10,875 | 12,358 | 10,514 | 9,861 | 11,617 Shelter.....................................| 6,371 | 7,750 | 5,875 | 5,326 | 7,411 Owned dwellings...........................| 3,196 | 3,744 | 3,278 | 2,692 | 3,459 Mortgage interest and charges...........| 2,251 | 2,484 | 2,190 | 1,919 | 2,653 Property taxes..........................| 587 | 945 | 666 | 421 | 467 Maintenance, repairs, insurance, | | | | | other expenses.........................| 359 | 315 | 423 | 352 | 339 Rented dwellings..........................| 2,976 | 3,809 | 2,372 | 2,438 | 3,776 Other lodging.............................| 198 | 198 | 225 | 196 | 175 Utilities, fuels, and public services.......| 2,083 | 2,181 | 2,111 | 2,210 | 1,763 Natural gas...............................| 238 | 327 | 378 | 137 | 179 Electricity...............................| 790 | 727 | 708 | 992 | 602 Fuel oil and other fuels..................| 56 | 142 | 51 | 32 | 26 Telephone services........................| 791 | 837 | 761 | 813 | 748 Water and other public services...........| 208 | 148 | 213 | 237 | 208 Household operations........................| 687 | 706 | 733 | 678 | 636 Personal services.........................| 529 | 554 | 601 | 501 | 478 Other household expenses..................| 157 | 152 | 132 | 177 | 158 | | | | | Housekeeping supplies.......................| 358 | 366 | 359 | 328 | 393 Laundry and cleaning supplies.............| 113 | 108 | 126 | 102 | 119 Other household products..................| 150 | 161 | 135 | 137 | 175 Postage and stationery....................| 95 | 97 | 98 | 90 | 99 Household furnishings and equipment.........| 1,376 | 1,356 | 1,435 | 1,319 | 1,415 Household textiles........................| 72 | 78 | 73 | 69 | 72 Furniture.................................| 400 | 422 | 395 | 388 | 404 Floor coverings...........................| 73 | 45 | 77 | 37 | 145 Major appliances..........................| 142 | 113 | 175 | 150 | 120 Small appliances, miscellaneous housewares| 78 | 53 | 83 | 70 | 103 Miscellaneous household equipment.........| 611 | 645 | 633 | 605 | 571 | | | | | Apparel and services..........................| 1,877 | 1,796 | 2,119 | 1,853 | 1,732 Men and boys................................| 478 | 439 | 493 | 484 | 483 Men, 16 and over..........................| 359 | 325 | 377 | 351 | 377 Boys, 2 to 15.............................| 120 | 114 | 116 | 133 | 106 Women and girls.............................| 669 | 668 | 852 | 653 | 512 Women, 16 and over........................| 543 | 561 | 732 | 499 | 411 Girls, 2 to 15............................| 126 | 107 | 120 | 154 | 101 Children under 2............................| 141 | 153 | 158 | 116 | 152 Footwear....................................| 323 | 290 | 312 | 390 | 259 Other apparel products and services.........| 266 | 247 | 303 | 210 | 326 | | | | | Transportation................................| 6,419 | 6,274 | 6,301 | 7,194 | 5,404 Vehicle purchases (net outlay)..............| 3,001 | 2,851 | 2,828 | 3,811 | 2,000 Cars and trucks, new......................| 1,285 | 1,509 | 991 | 1,862 | 469 Cars and trucks, used.....................| 1,687 | 1,338 | 1,801 | 1,924 | 1,478 Other vehicles............................| 30 | 4/3 | 4/36 | 4/25 | 4/53 Gasoline and motor oil......................| 1,051 | 919 | 1,081 | 1,118 | 1,024 Other vehicle expenses......................| 2,061 | 2,066 | 2,083 | 2,030 | 2,081 Vehicle finance charges...................| 347 | 270 | 379 | 416 | 266 Maintenance and repairs...................| 595 | 528 | 558 | 592 | 688 Vehicle insurance.........................| 667 | 754 | 630 | 689 | 598 Vehicle rental, leases, licenses, | | | | | other charges............................| 452 | 514 | 517 | 332 | 528 Public transportation.......................| 305 | 439 | 308 | 235 | 300 | | | | | Health care...................................| 1,109 | 1,090 | 1,128 | 1,237 | 896 Health insurance............................| 536 | 569 | 543 | 586 | 420 Medical services............................| 367 | 339 | 358 | 421 | 311 Drugs.......................................| 141 | 108 | 143 | 178 | 106 Medical supplies............................| 65 | 74 | 84 | 53 | 59 | | | | | Entertainment.................................| 1,737 | 1,572 | 1,869 | 1,661 | 1,855 Fees and admissions.........................| 394 | 410 | 420 | 361 | 403 Television, radios, sound equipment.........| 586 | 561 | 607 | 552 | 638 Pets, toys, and playground equipment........| 374 | 317 | 375 | 441 | 318 Other entertainment supplies, equipment, | | | | | and services...............................| 383 | 284 | 467 | 307 | 496 | | | | | Personal care products and services...........| 464 | 450 | 456 | 481 | 455 | | | | | Reading.......................................| 130 | 140 | 158 | 108 | 128 | | | | | Education.....................................| 433 | 417 | 467 | 366 | 516 | | | | | Tobacco products and smoking supplies.........| 259 | 254 | 313 | 280 | 174 | | | | | Miscellaneous.................................| 705 | 576 | 693 | 766 | 727 | | | | | Cash contributions............................| 458 | 357 | 386 | 615 | 368 | | | | | Personal insurance and pensions...............| 3,096 | 3,387 | 3,296 | 2,842 | 3,047 Life and other personal insurance...........| 246 | 282 | 257 | 264 | 173 Pensions and Social Security................| 2,850 | 3,105 | 3,039 | 2,578 | 2,874 | | | | | Sources of income and personal taxes: 1/ | | | | | | | | | | Money income before taxes.....................| 36,766 | 41,970 | 38,354 | 33,520 | 36,149 Wages and salaries..........................| 33,699 | 39,313 | 35,367 | 30,970 | 31,856 Self-employment income......................| 1,426 | 1,214 | 1,471 | 1,115 | 2,042 Social Security, private and government | | | | | retirement.................................| 212 | 100 | 153 | 197 | 387 Interest, dividends, rental income, other | | | | | property income............................| 150 | 71 | 100 | 176 | 224 Unemployment and workers' compensation, | | | | | veterans' benefits.........................| 227 | 278 | 178 | 152 | 354 Public assistance, supplemental security | | | | | income, food stamps........................| 587 | 674 | 593 | 430 | 759 Regular contributions for support...........| 304 | 237 | 305 | 318 | 336 Other income................................| 160 | 84 | 187 | 161 | 190 | | | | | Personal taxes................................| 3,284 | 3,688 | 3,167 | 2,677 | 4,041 Federal income taxes........................| 2,498 | 2,670 | 2,254 | 2,142 | 3,170 State and local income taxes................| 731 | 922 | 838 | 484 | 861 Other taxes.................................| 56 | 97 | 76 | 51 | 10 | | | | | Income after taxes............................| 33,482 | 38,281 | 35,187 | 30,843 | 32,108 | | | | | Addenda: | | | | | | | | | | Net change in total assets and liabilities....| -2,596 | -2,335 | -1,213 | -3,263 | -3,202 Net change in total assets..................| 6,003 | 6,161 | 8,073 | 3,630 | 7,524 Net change in total liabilities.............| 8,600 | 8,496 | 9,286 | 6,893 | 10,726 | | | | | Other financial information: | | | | | | | | | | Other money receipts........................| 189 | 178 | 302 | 159 | 128 Mortgage principal paid on owned property...| -671 | -641 | -739 | -611 | -721 Estimated market value of owned home........| 43,621 | 51,040 | 43,782 | 36,537 | 48,596 Estimated monthly rental value of owned home| 339 | 370 | 358 | 315 | 333 | | | | | Gifts of goods and services...................| 732 | 661 | 787 | 669 | 833 Food........................................| 39 | 42 | 52 | 36 | 27 Housing.....................................| 217 | 210 | 241 | 212 | 207 Housekeeping supplies.....................| 31 | 31 | 39 | 24 | 33 Household textiles........................| 5 | 6 | 5 | 4 | 4 Appliances and miscellaneous housewares...| 21 | 13 | 35 | 18 | 20 Major appliances........................| 2 | 4/1 | 4 | 4/1 | 4/4 Small appliances and miscellaneous | | | | | housewares.............................| 19 | 13 | 30 | 17 | 16 Miscellaneous household equipment.........| 53 | 59 | 72 | 48 | 37 Other housing.............................| 108 | 100 | 91 | 119 | 113 Apparel and services........................| 236 | 211 | 258 | 216 | 260 Males, 2 and over.........................| 61 | 71 | 90 | 47 | 45 Females, 2 and over.......................| 59 | 59 | 71 | 50 | 60 Children under 2..........................| 42 | 39 | 51 | 36 | 42 Other apparel products and services.......| 74 | 4/42 | 46 | 83 | 113 Jewelry and watches.....................| 40 | 4/30 | 4/22 | 4/23 | 4/88 All other apparel products and services.| 34 | 4/12 | 23 | 60 | 24 Transportation..............................| 30 | 11 | 16 | 25 | 71 Health care.................................| 6 | 4/6 | 4/6 | 9 | 4/4 Entertainment...............................| 93 | 91 | 99 | 91 | 92 Toys, games, hobbies, and tricycles.......| 39 | 4/39 | 53 | 30 | 39 Other entertainment.......................| 54 | 52 | 46 | 61 | 53 Education...................................| 30 | 4/21 | 39 | 15 | 4/52 All other gifts.............................| 80 | 69 | 74 | 65 | 120 | | | | | ________________________________________________________________________________________________________________________________ 1/ Components of income and taxes are derived from "complete income reporters" only; see glossary. 2/ Value less than 0.05. 3/ Value less than 0.5. 4/ Data are likely to have large sampling errors.