Table 3650. Consumer units of five or more persons by age of reference person: Average annual expenditures and characteristics, Consumer Expenditure Survey, 1994-95 _____________________________________________________________________________________________________________________________ | | | | | | | | Total | | | | | | Item | five or | Under | 25-34 | 35-44 | 45-54 | 55-64 | 65 and | more | 25 | | | | | over | persons | | | | | | | | | | | | | _____________________________________________________________________________________________________________________________ | | | | | | | Number of consumer units (in thousands).........| 10,372 | 298 | 2,357 | 4,515 | 2,097 | 642 | 462 | | | | | | | Consumer unit characteristics: | | | | | | | | | | | | | | Income before taxes 1/........................| $44,799 | $21,414 | $33,067 | $47,951 | $57,310 | $40,784 | $35,410 Income after taxes 1/.........................| 41,466 | 20,357 | 30,754 | 44,362 | 51,978 | 39,774 | 33,621 Age of reference person.......................| 41.4 | 22.4 | 30.8 | 39.2 | 48.6 | 59.1 | 72.0 | | | | | | | Average number in consumer unit: | | | | | | | Persons.....................................| 5.7 | 5.6 | 5.5 | 5.5 | 5.9 | 6.0 | 5.8 Children under 18...........................| 2.9 | 3.2 | 3.3 | 3.1 | 2.4 | 1.9 | 2.0 Persons 65 and over.........................| .1 | (2) | (2) | .1 | .1 | .2 | 1.3 Earners.....................................| 2.2 | 1.6 | 1.7 | 2.2 | 2.9 | 2.8 | 2.1 Vehicles....................................| 2.5 | 1.2 | 1.9 | 2.5 | 3.1 | 2.8 | 2.7 | | | | | | | Percent distribution: | | | | | | | | | | | | | | Sex of reference person: | | | | | | | Male......................................| 72 | 45 | 65 | 76 | 79 | 70 | 64 Female....................................| 28 | 55 | 35 | 24 | 21 | 30 | 36 | | | | | | | Housing tenure: | | | | | | | Homeowner.................................| 67 | 14 | 47 | 71 | 80 | 82 | 80 With mortgage...........................| 53 | 10 | 40 | 61 | 62 | 47 | 36 Without mortgage........................| 14 | 5 | 6 | 10 | 19 | 35 | 43 Renter....................................| 33 | 86 | 53 | 29 | 20 | 18 | 20 | | | | | | | Race of reference person: | | | | | | | Black.....................................| 16 | 44 | 18 | 13 | 15 | 18 | 31 White and other...........................| 84 | 56 | 82 | 87 | 85 | 82 | 69 | | | | | | | Education of reference person: | | | | | | | Elementary (1-8)..........................| 11 | 8 | 8 | 8 | 11 | 21 | 31 High school (9-12)........................| 47 | 68 | 58 | 45 | 38 | 55 | 31 College...................................| 41 | 21 | 33 | 47 | 50 | 20 | 33 Never attended and other..................| 1 | 3 | (3) | (3) | 1 | 4 | 4 | | | | | | | At least one vehicle owned..................| 90 | 56 | 85 | 93 | 95 | 90 | 88 | | | | | | | Average annual expenditures.....................| $41,123 | $25,903 | $31,926 | $43,664 | $49,745 | $39,120 | $36,399 | | | | | | | Food..........................................| 6,710 | 3,751 | 5,776 | 7,080 | 7,522 | 6,629 | 6,096 Food at home................................| 4,670 | 2,969 | 4,089 | 4,927 | 4,956 | 4,960 | 4,575 Cereals and bakery products...............| 745 | 480 | 625 | 800 | 816 | 752 | 658 Cereals and cereal products.............| 311 | 204 | 268 | 337 | 329 | 311 | 241 Bakery products.........................| 434 | 276 | 357 | 463 | 487 | 441 | 416 Meats, poultry, fish, and eggs............| 1,341 | 759 | 1,222 | 1,379 | 1,404 | 1,607 | 1,302 Beef....................................| 417 | 199 | 409 | 416 | 427 | 482 | 464 Pork....................................| 275 | 197 | 270 | 282 | 249 | 361 | 267 Other meats.............................| 176 | 91 | 150 | 192 | 176 | 222 | 134 Poultry.................................| 254 | 135 | 207 | 268 | 295 | 282 | 223 Fish and seafood........................| 159 | 4/93 | 133 | 158 | 195 | 203 | 143 Eggs....................................| 60 | 44 | 53 | 63 | 62 | 57 | 71 | | | | | | | Dairy products............................| 508 | 359 | 450 | 546 | 505 | 509 | 550 Fresh milk and cream....................| 243 | 196 | 241 | 246 | 246 | 236 | 258 Other dairy products....................| 264 | 163 | 209 | 301 | 259 | 273 | 291 Fruits and vegetables.....................| 706 | 526 | 626 | 744 | 734 | 733 | 701 Fresh fruits............................| 220 | 199 | 192 | 225 | 242 | 260 | 189 Fresh vegetables........................| 207 | 132 | 180 | 212 | 235 | 222 | 210 Processed fruits........................| 149 | 93 | 133 | 165 | 147 | 123 | 158 Processed vegetables....................| 129 | 102 | 121 | 143 | 110 | 128 | 144 | | | | | | | Other food at home........................| 1,371 | 844 | 1,166 | 1,457 | 1,498 | 1,361 | 1,364 Sugar and other sweets..................| 181 | 88 | 162 | 190 | 180 | 227 | 191 Fats and oils...........................| 138 | 120 | 130 | 143 | 135 | 143 | 160 Miscellaneous foods.....................| 631 | 377 | 534 | 688 | 662 | 591 | 660 Nonalcoholic beverages..................| 363 | 251 | 310 | 375 | 426 | 366 | 308 Food prepared by consumer unit | | | | | | | on out-of-town trips...................| 57 | 4/9 | 30 | 62 | 95 | 34 | 45 Food away from home.........................| 2,039 | 783 | 1,687 | 2,153 | 2,566 | 1,669 | 1,521 | | | | | | | Alcoholic beverages...........................| 233 | 4/135 | 232 | 199 | 311 | 260 | 220 | | | | | | | Housing.......................................| 12,873 | 8,542 | 10,979 | 13,752 | 14,697 | 11,345 | 10,492 Shelter.....................................| 7,144 | 4,651 | 6,037 | 7,801 | 8,219 | 5,643 | 5,180 Owned dwellings...........................| 4,890 | 778 | 3,096 | 5,646 | 6,383 | 4,470 | 3,109 Mortgage interest and charges...........| 3,254 | 4/483 | 2,196 | 3,809 | 4,134 | 2,850 | 1,577 Property taxes..........................| 976 | 175 | 517 | 1,073 | 1,409 | 949 | 958 Maintenance, repairs, insurance, | | | | | | | other expenses.........................| 660 | 4/120 | 382 | 764 | 840 | 670 | 574 Rented dwellings..........................| 1,906 | 3,862 | 2,809 | 1,808 | 1,180 | 999 | 1,543 Other lodging.............................| 348 | 4/12 | 132 | 346 | 655 | 174 | 528 | | | | | | | Utilities, fuels, and public services.......| 2,848 | 1,997 | 2,428 | 2,860 | 3,276 | 3,143 | 3,072 Natural gas...............................| 376 | 304 | 316 | 368 | 461 | 404 | 375 Electricity...............................| 1,134 | 691 | 1,001 | 1,159 | 1,238 | 1,183 | 1,321 Fuel oil and other fuels..................| 99 | 4/22 | 61 | 103 | 126 | 138 | 123 Telephone services........................| 886 | 783 | 789 | 863 | 1,031 | 975 | 896 Water and other public services...........| 353 | 198 | 261 | 367 | 421 | 443 | 357 Household operations........................| 629 | 411 | 586 | 736 | 564 | 302 | 693 Personal services.........................| 405 | 358 | 484 | 496 | 250 | 125 | 240 Other household expenses..................| 224 | 4/52 | 102 | 240 | 314 | 177 | 453 | | | | | | | Housekeeping supplies.......................| 560 | 401 | 443 | 626 | 559 | 670 | 492 Laundry and cleaning supplies.............| 192 | 4/170 | 191 | 203 | 160 | 231 | 191 Other household products..................| 247 | 4/106 | 184 | 282 | 262 | 279 | 216 Postage and stationery....................| 121 | 4/124 | 69 | 141 | 136 | 161 | 85 Household furnishings and equipment.........| 1,693 | 1,082 | 1,484 | 1,729 | 2,080 | 1,587 | 1,055 Household textiles........................| 119 | 4/19 | 100 | 112 | 143 | 253 | 4/76 Furniture.................................| 414 | 369 | 342 | 453 | 494 | 305 | 210 Floor coverings...........................| 122 | 4/17 | 4/204 | 106 | 67 | 4/126 | 4/71 Major appliances..........................| 229 | 118 | 208 | 216 | 276 | 310 | 198 Small appliances, miscellaneous housewares| 98 | 4/96 | 79 | 111 | 93 | 124 | 52 Miscellaneous household equipment.........| 711 | 462 | 551 | 732 | 1,006 | 470 | 448 | | | | | | | Apparel and services..........................| 2,466 | 1,816 | 2,273 | 2,520 | 2,820 | 2,419 | 1,638 Men and boys................................| 710 | 690 | 733 | 719 | 743 | 611 | 395 Men, 16 and over..........................| 355 | 4/267 | 282 | 347 | 473 | 498 | 128 Boys, 2 to 15.............................| 355 | 423 | 451 | 372 | 270 | 114 | 267 Women and girls.............................| 876 | 428 | 658 | 889 | 1,145 | 1,128 | 653 Women, 16 and over........................| 565 | 306 | 355 | 509 | 897 | 927 | 458 Girls, 2 to 15............................| 310 | 122 | 303 | 380 | 248 | 201 | 196 Children under 2............................| 172 | 293 | 213 | 172 | 125 | 182 | 52 Footwear....................................| 417 | 4/205 | 423 | 447 | 413 | 303 | 4/312 Other apparel products and services.........| 291 | 199 | 246 | 294 | 394 | 195 | 227 | | | | | | | Transportation................................| 7,915 | 7,412 | 5,438 | 8,222 | 9,943 | 8,652 | 7,575 Vehicle purchases (net outlay)..............| 3,661 | 4/5,286 | 2,269 | 3,891 | 4,437 | 4,071 | 3,374 Cars and trucks, new......................| 1,443 | 4/2,243 | 1,002 | 1,557 | 1,850 | 4/1,090 | 4/697 Cars and trucks, used.....................| 2,212 | 3,043 | 1,268 | 2,332 | 2,562 | 2,968 | 2,677 Other vehicles............................| 4/6 | (5) | (5) | 4/2 | 4/24 | 4/13 | (5) Gasoline and motor oil......................| 1,371 | 697 | 1,097 | 1,392 | 1,744 | 1,409 | 1,249 Other vehicle expenses......................| 2,495 | 1,318 | 1,858 | 2,514 | 3,240 | 2,656 | 2,626 Vehicle finance charges...................| 351 | 4/191 | 284 | 379 | 394 | 275 | 425 Maintenance and repairs...................| 793 | 349 | 674 | 778 | 989 | 786 | 887 Vehicle insurance.........................| 833 | 4/390 | 558 | 841 | 1,119 | 1,082 | 792 Vehicle rental, leases, licenses, | | | | | | | other charges............................| 519 | 388 | 342 | 516 | 738 | 512 | 522 Public transportation.......................| 389 | 111 | 214 | 424 | 522 | 516 | 326 | | | | | | | Health care...................................| 1,858 | 729 | 1,284 | 1,991 | 2,180 | 2,080 | 2,451 Health insurance............................| 810 | 259 | 518 | 857 | 933 | 1,034 | 1,330 Medical services............................| 714 | 4/346 | 542 | 806 | 833 | 625 | 519 Drugs.......................................| 236 | 4/113 | 163 | 226 | 278 | 310 | 483 Medical supplies............................| 98 | 4/10 | 61 | 102 | 136 | 110 | 119 | | | | | | | Entertainment.................................| 2,013 | 1,098 | 1,520 | 2,311 | 2,447 | 1,260 | 1,346 Fees and admissions.........................| 520 | 89 | 328 | 608 | 724 | 240 | 383 Television, radios, sound equipment.........| 699 | 530 | 548 | 761 | 854 | 505 | 546 Pets, toys, and playground equipment........| 434 | 324 | 435 | 474 | 427 | 345 | 269 Other entertainment supplies, equipment, | | | | | | | and services...............................| 361 | 155 | 209 | 467 | 441 | 171 | 148 | | | | | | | Personal care products and services...........| 503 | 397 | 358 | 508 | 658 | 582 | 553 | | | | | | | Reading.......................................| 157 | 40 | 103 | 175 | 199 | 145 | 163 | | | | | | | Education.....................................| 668 | 4/135 | 291 | 675 | 1,261 | 365 | 579 | | | | | | | Tobacco products and smoking supplies.........| 354 | 216 | 322 | 350 | 362 | 544 | 348 | | | | | | | Miscellaneous.................................| 825 | 126 | 505 | 791 | 1,169 | 1,121 | 1,276 | | | | | | | Cash contributions............................| 905 | 4/298 | 355 | 964 | 1,409 | 770 | 1,421 | | | | | | | Personal insurance and pensions...............| 3,643 | 1,207 | 2,488 | 4,126 | 4,768 | 2,947 | 2,243 Life and other personal insurance...........| 504 | 4/121 | 334 | 546 | 631 | 510 | 617 Pensions and Social Security................| 3,139 | 1,086 | 2,154 | 3,579 | 4,136 | 2,437 | 1,626 | | | | | | | Sources of income and personal taxes: 1/ | | | | | | | | | | | | | | Money income before taxes.....................| 44,799 | 21,414 | 33,067 | 47,951 | 57,310 | 40,784 | 35,410 Wages and salaries..........................| 37,751 | 15,782 | 28,041 | 41,425 | 49,595 | 32,295 | 17,809 Self-employment income......................| 2,543 | 4/1,340 | 1,645 | 3,224 | 2,868 | 1,349 | 989 Social Security, private and government | | | | | | | retirement.................................| 1,693 | (5) | 572 | 768 | 1,550 | 4,637 | 13,396 Interest, dividends, rental income, other | | | | | | | property income............................| 492 | 4/0 | 43 | 678 | 733 | 102 | 561 Unemployment and workers' compensation, | | | | | | | veterans' benefits.........................| 420 | 4/154 | 410 | 394 | 527 | 533 | 263 Public assistance, supplemental security | | | | | | | income, food stamps........................| 1,335 | 3,849 | 1,954 | 905 | 1,140 | 1,737 | 1,573 Regular contributions for support...........| 347 | 4/138 | 293 | 345 | 540 | 4/49 | 4/344 Other income................................| 219 | 4/151 | 109 | 210 | 356 | 4/83 | 4/475 | | | | | | | Personal taxes................................| 3,333 | 1,056 | 2,313 | 3,588 | 5,331 | 1,010 | 1,789 Federal income taxes........................| 2,405 | 948 | 1,703 | 2,559 | 3,959 | 489 | 1,188 State and local income taxes................| 752 | 100 | 510 | 833 | 1,138 | 427 | 297 Other taxes.................................| 176 | 4/9 | 99 | 196 | 234 | 4/94 | 304 | | | | | | | Income after taxes............................| 41,466 | 20,357 | 30,754 | 44,362 | 51,978 | 39,774 | 33,621 | | | | | | | Addenda: | | | | | | | | | | | | | | Net change in total assets and liabilities....| -101 | -1,275 | 1,464 | 1,179 | -3,707 | 1,663 | -5,931 Net change in total assets..................| 5,237 | 2,143 | 4,273 | 7,193 | 4,353 | 3,569 | -628 Net change in total liabilities.............| 5,339 | 3,418 | 2,809 | 6,015 | 8,060 | 1,906 | 5,303 | | | | | | | Other financial information: | | | | | | | | | | | | | | Other money receipts........................| 269 | 4/26 | 175 | 271 | 478 | 4/88 | 183 Mortgage principal paid on owned property...| -1,889 | 4/-118 | -1,919 | -2,388 | -1,556 | -1,096 | -609 Estimated market value of owned home........| 77,342 | 4/8,897 | 41,270 | 84,023 | 109,799 | 81,363 | 87,252 Estimated monthly rental value of owned home| 544 | 4/85 | 325 | 595 | 713 | 635 | 555 | | | | | | | Gifts of goods and services...................| 685 | 598 | 452 | 713 | 929 | 640 | 665 Food........................................| 43 | 4/1 | 20 | 34 | 103 | 4/9 | 4/46 Housing.....................................| 187 | 4/241 | 101 | 226 | 226 | 118 | 170 Housekeeping supplies.....................| 31 | 4/20 | 15 | 38 | 38 | 4/33 | 4/15 Household textiles........................| 9 | (5) | 4/4 | 4/13 | 4/9 | 4/4 | 4/11 Appliances and miscellaneous housewares...| 18 | 4/6 | 4/5 | 28 | 19 | 4/15 | 4/5 Major appliances........................| 3 | (5) | 4/1 | 4/2 | 4/6 | 4/6 | (5) Small appliances and miscellaneous | | | | | | | housewares.............................| 16 | 4/6 | 4/5 | 25 | 13 | 4/8 | 4/5 Miscellaneous household equipment.........| 43 | 4/164 | 12 | 60 | 39 | 4/20 | 4/53 Other housing.............................| 85 | 4/51 | 65 | 87 | 122 | 4/46 | 4/86 Apparel and services........................| 215 | 244 | 202 | 212 | 240 | 233 | 145 Males, 2 and over.........................| 42 | 4/88 | 31 | 41 | 66 | 4/13 | 4/24 Females, 2 and over.......................| 82 | 4/121 | 74 | 80 | 77 | 124 | 4/95 Children under 2..........................| 64 | 4/34 | 54 | 70 | 68 | 79 | 16 Other apparel products and services.......| 27 | 4/1 | 42 | 21 | 28 | 4/17 | 4/10 Jewelry and watches.....................| 8 | 4/1 | 4/6 | 7 | 13 | 4/2 | 4/10 All other apparel products and services.| 19 | (5) | 4/36 | 14 | 4/16 | 4/15 | 4/0 Transportation..............................| 34 | 13 | 14 | 33 | 72 | 12 | 16 Health care.................................| 10 | 4/3 | 4/4 | 4/4 | 34 | 4/8 | 4/9 Entertainment...............................| 84 | 4/45 | 53 | 112 | 67 | 114 | 4/28 Toys, games, hobbies, and tricycles.......| 22 | 4/8 | 23 | 26 | 17 | 4/29 | 4/11 Other entertainment.......................| 62 | 4/37 | 31 | 86 | 50 | 85 | 18 Education...................................| 44 | (5) | 4/2 | 33 | 97 | 4/26 | 4/170 All other gifts.............................| 69 | 4/51 | 56 | 60 | 88 | 120 | 80 | | | | | | | _____________________________________________________________________________________________________________________________ 1/ Components of income and taxes are derived from "complete income reporters" only; see glossary. 2/ Value less than 0.05. 3/ Value less than 0.5. 4/ Data are likely to have large sampling errors. 5/ No data reported.