Table 4. Western region by income before taxes: Average annual expenditures and characteristics, Consumer Expenditure Survey, 1994-95 Complete reporting of income Complete Less $5,000 $10,000 $15,000 $20,000 $30,000 $40,000 $50,000 $70,000 Item reporting than to to to to to to to and of income $5,000 $9,999 $14,999 $19,999 $29,999 $39,999 $49,999 $69,999 over ____________________________________________________________________________________________________ Number of consumer units (in thousands)... 18,868 790 1,903 2,118 1,617 2,874 2,472 1,985 2,304 2,804 Income before taxes 1/.................... $40,027 ($6,216) $7,629 $12,336 $17,308 $24,828 $34,516 $44,557 $58,658 $110,987 Income after taxes 1/..................... 35,865 (7,141) 7,559 11,927 16,538 22,844 31,179 40,445 52,209 97,228 Age of reference person................... 46.8 43.9 49.9 49.5 46.6 47.1 45.7 44.5 45 47 Average number in consumer unit:.......... Persons.................................. 2.6 1.7 2 2.3 2.4 2.6 2.8 3 3.2 3 Children under 18........................ 0.8 0.4 0.5 0.7 0.7 0.8 0.8 0.9 1 0.8 Persons 65 and over...................... 0.3 0.2 0.4 0.5 0.4 0.4 0.2 0.2 0.1 0.2 Earners.................................. 1.4 0.8 0.7 0.8 1 1.3 1.5 1.8 2 2 Vehicles................................. 2.2 1.3 1 1.4 1.7 2 2.4 2.8 2.9 2.9 Percent distribution: Male..................................... 66 52 37 50 63 64 74 78 76 84 Female................................... 34 48 63 50 37 36 26 22 24 16 Percent homeowner........................ 60 37 35 46 41 53 61 71 79 86 With mortgage........................... 40 14 14 14 20 29 46 55 67 72 Without mortgage........................ 19 23 21 32 21 25 16 15 12 13 Renter................................... 40 63 65 54 59 47 39 29 21 14 Black.................................... 4 4 4 5 3 6 5 3 4 4 White and other.......................... 96 96 96 95 97 94 95 97 96 96 Elementary (1-8)......................... 7 7 19 10 10 12 5 2 1 0 High school (9-12)....................... 36 45 42 44 48 40 38 32 29 17 College.................................. 57 47 36 46 41 48 56 66 69 83 Never attended and other................. 0 2 2 0 0 0 0 0 0 0 At least one vehicle owned............... 89 64 61 84 86 93 97 97 98 96 Average annual expenditures............... $36,269 $19,002 $14,895 $19,402 $23,765 $27,352 $34,138 $42,661 $50,035 $70,710 Food..................................... 4,869 3,020 2,688 3,183 3,835 4,231 4,809 5,652 6,568 7,382 Food at home............................ 3,015 2,023 1,988 2,160 2,805 2,802 2,910 3,610 3,818 3,850 Cereals and bakery products............ 464 262 296 330 433 425 446 562 597 605 Cereals and cereal products........... 183 109 120 137 178 180 184 229 210 222 Bakery products....................... 281 152 177 194 255 245 263 333 387 383 Meats, poultry, fish, and eggs......... 737 552 565 493 780 719 687 903 857 881 Beef.................................. 227 136 186 153 266 204 211 300 265 255 Pork.................................. 148 75 118 80 165 177 165 189 156 133 Other meats........................... 92 60 63 71 91 78 90 108 100 134 Poultry............................... 129 106 81 98 116 116 125 162 151 170 Fish and seafood...................... 105 143 77 54 105 107 62 105 146 159 Eggs.................................. 37 32 39 37 36 38 35 39 40 31 Dairy products......................... 337 208 210 275 292 296 329 400 430 449 Fresh milk and cream.................. 141 90 103 129 126 138 130 164 175 158 Other dairy products.................. 196 118 107 146 166 158 198 235 255 291 Fruits and vegetables.................. 487 408 314 405 437 459 477 546 594 614 Fresh fruits.......................... 156 157 97 124 133 144 149 174 196 208 Fresh vegetables...................... 153 122 95 130 133 149 145 166 189 203 Processed fruits...................... 100 74 69 83 95 97 103 102 119 124 Processed vegetables.................. 77 55 52 68 75 69 79 104 90 79 Other food at home..................... 991 593 602 657 863 904 972 1,200 1,340 1,300 Sugar and other sweets................ 128 66 82 80 96 124 116 174 185 158 Fats and oils......................... 89 67 61 66 87 84 94 109 110 97 Miscellaneous foods................... 446 275 260 296 411 379 450 536 599 607 Nonalcoholic beverages................ 261 146 178 185 242 258 244 298 359 312 Food prep. by cu, out-of-town trips... 65 39 22 30 27 58 68 83 87 127 Food away from home..................... 1,855 997 701 1,023 1,030 1,429 1,898 2,042 2,750 3,532 Alcoholic beverages...................... 327 284 101 192 203 210 269 420 479 664 Housing.................................. 12,069 6,763 5,465 7,406 8,279 9,062 11,080 12,670 16,618 23,564 Shelter................................. 7,266 4,520 3,524 4,481 5,381 5,524 6,902 7,784 9,128 13,980 Owned dwellings........................ 4,410 1,430 1,057 1,604 2,014 2,478 3,895 5,000 6,749 11,121 Mortgage interest and charges......... 2,807 548 441 537 858 1,463 2,479 3,365 4,633 7,660 Property taxes........................ 800 483 274 396 391 518 722 859 1,168 1,798 Maintenance, rep., ins., oth. exp..... 803 399 342 672 765 497 694 776 947 1,662 Rented dwellings....................... 2,427 2,887 2,376 2,649 3,054 2,803 2,686 2,341 1,875 1,701 Other lodging.......................... 429 203 91 227 314 244 320 443 505 1,158 Utilities, fuels, and public services... 1,995 1,304 1,226 1,503 1,489 1,837 2,027 2,204 2,536 2,913 Natural gas............................ 230 149 149 165 164 202 219 251 304 361 Electricity............................ 714 495 466 555 528 666 760 794 850 1,014 Fuel oil and other fuels............... 32 13 27 27 29 33 30 33 42 38 Telephone.............................. 704 480 457 541 588 673 706 773 889 953 Water and other public services........ 314 167 127 215 181 263 312 353 452 548 Household operations.................... 588 260 204 256 301 371 390 671 767 1,550 Personal services...................... 271 60 33 149 127 178 192 441 440 571 Other household expenses............... 318 200 171 107 174 193 198 230 327 979 Housekeeping supplies................... 481 255 215 301 294 414 467 557 662 863 Laundry and cleaning supplies.......... 126 51 62 89 97 143 125 133 181 155 Other household products............... 201 102 94 124 128 144 174 256 272 398 Postage and stationery................. 154 102 59 88 69 127 167 168 209 310 Household furnishings and equipment..... 1,739 423 296 864 813 916 1,294 1,453 3,524 4,258 Household textiles..................... 88 9 36 29 47 97 78 97 168 130 Furniture.............................. 356 132 42 233 234 182 394 295 501 862 Floor coverings........................ 363 0 7 14 36 109 51 82 1,473 917 Major appliances....................... 161 98 70 101 178 126 181 200 158 272 Small appliances, misc. housewares..... 95 35 34 49 50 64 103 148 132 173 Miscellaneous household equipment...... 676 149 107 439 269 339 487 632 1,092 1,905 Apparel and services..................... 1,766 767 771 844 1,184 1,338 1,702 1,805 2,532 3,634 Men and boys............................ 478 128 172 272 263 368 471 521 751 901 Men, 16 and over....................... 361 122 125 192 159 320 398 394 418 792 Boys, 2 to 15.......................... 117 6 48 80 104 48 73 128 333 109 Women and girls......................... 643 179 251 256 379 440 588 657 984 1,486 Women, 16 and over..................... 550 123 212 208 324 354 511 533 836 1,336 Girls, 2 to 15......................... 93 56 39 48 54 87 77 124 148 150 Children under 2........................ 88 28 53 42 64 68 90 85 129 164 Footwear................................ 271 265 152 145 168 232 342 226 318 507 Other apparel products and services..... 287 166 142 129 311 230 211 316 350 576 Transportation........................... 6,379 2,760 2,369 3,208 4,378 5,272 6,246 9,514 8,530 10,956 Vehicle purchases (net outlay).......... 2,589 557 954 1,194 1,939 2,394 2,634 4,922 3,074 3,808 Cars and trucks, new................... 1,158 457 382 645 554 784 1,068 1,620 1,266 2,664 Cars and trucks, used.................. 1,387 96 572 543 1,334 1,585 1,518 3,096 1,797 1,105 Other vehicles......................... 44 4 0 6 51 26 48 207 11 39 Gasoline and motor oil.................. 1,062 522 489 649 764 962 1,174 1,307 1,432 1,613 Other vehicle expenses.................. 2,278 1,309 718 1,202 1,418 1,628 2,111 2,921 3,480 4,312 Vehicle finance charges................ 247 68 60 56 127 150 280 391 460 429 Maintenance and repairs................ 826 647 294 511 581 633 686 1,151 1,235 1,398 Vehicle insurance...................... 751 389 228 439 513 575 776 932 1,094 1,326 Veh. rent., leas., licen., oth. chges.. 454 205 135 195 197 271 369 448 690 1,158 Public transportation................... 450 373 208 164 257 288 328 363 545 1,223 Health care.............................. 1,675 791 994 1,286 1,455 1,461 1,622 1,923 2,195 2,462 Health insurance........................ 734 305 431 645 688 724 662 866 832 1,055 Medical services........................ 605 334 338 376 455 438 643 709 941 907 Drugs................................... 244 91 188 202 234 228 241 248 284 344 Medical supplies........................ 92 60 37 64 79 71 77 101 137 156 Entertainment............................ 1,964 972 803 972 1,013 1,508 2,032 2,167 2,875 3,837 Fees and admissions..................... 548 343 161 346 280 298 415 617 754 1,329 Television, radios, sound equipment..... 589 333 289 357 389 498 620 693 834 940 Pets, toys, and playground equipment.... 370 175 118 182 189 408 341 388 581 628 Other supplies, equip., and services.... 458 122 234 87 155 304 656 470 706 940 Personal care products and services...... 462 203 186 274 305 325 515 548 753 713 Reading.................................. 189 115 73 116 130 147 176 224 253 354 Education................................ 477 460 317 321 235 262 268 600 458 1,178 Tobacco products and smoking supplies.... 211 212 123 155 187 232 285 193 273 200 Miscellaneous............................ 939 1,679 331 376 557 603 990 1,385 1,157 1,591 Cash contributions....................... 1,071 518 363 448 938 747 812 1,041 1,086 2,825 Personal insurance and pensions.......... 3,872 459 310 620 1,065 1,952 3,333 4,519 6,258 11,351 Life and other personal insurance....... 344 140 46 83 145 256 252 412 498 913 Pensions and Social Security............ 3,528 319 264 537 920 1,696 3,081 4,107 5,760 10,438 Money income before taxes 1/.............. 40,027 (6,216) 7,629 12,336 17,308 24,828 34,516 44,557 58,658 110,987 Wages and salaries....................... 30,082 2,242 2,473 5,052 9,877 16,458 26,520 35,283 47,720 86,155 Self-employment income................... 2,978 (10,341) 71 554 605 920 1,648 3,204 4,499 13,774 Soc. Sec., priv. and gov. retirement..... 4,164 1,050 2,563 4,002 4,662 5,127 4,147 3,663 3,712 5,719 Int., divid., rent. inc., property inc... 1,215 135 122 295 401 698 691 1,077 1,448 4,326 Unemp. and workers' compen., vet. ben.... 368 51 170 250 382 452 554 550 400 269 Pub. ass., supp. sec. inc., foodstamps... 667 398 1,881 1,768 865 619 337 255 102 68 Regular contributions for support........ 360 173 208 261 382 317 503 244 622 366 Other income............................. 192 77 142 154 135 237 116 281 154 310 Personal taxes 1/......................... 4,162 926 70 409 770 1,984 3,337 4,112 6,448 13,759 Federal income taxes..................... 3,191 740 31 258 566 1,475 2,488 3,198 4,964 10,672 State and local income taxes............. 838 154 20 109 154 432 707 775 1,313 2,720 Other taxes.............................. 133 31 20 42 49 78 142 138 171 367 Income after taxes 1/..................... 35,865 (7,141) 7,559 11,927 16,538 22,844 31,179 40,445 52,209 97,228 Net change in total assets and liabilities (2,972) 5,152 (688) (453) (7,999) 1,673 (5,299) (4,125) (4,524) (6,430) Net change in total assets............... 4,142 4,959 257 540 (4,530) 4,321 1,107 8,618 6,140 11,953 Net change in total liabilities.......... 7,113 (193) 945 993 3,469 2,648 6,405 12,743 10,664 18,382 Other money receipts...................... 942 498 654 231 333 1,325 294 742 434 2,890 Mortgage principal paid, owned property... (1,299) (428) (211) (202) (393) (605) (873) (1,020) (1,807) (4,505) Estimated market value of owned home...... 92,465 56,354 34,520 50,183 45,645 62,056 77,869 91,931 123,808 219,584 Est. monthly rental value of owned home... 574 285 242 342 332 420 523 646 799 1,165 Gifts of goods and services............... 1,034 399 432 507 849 614 824 1,180 1,448 2,290 Food.................................... 82 19 8 39 53 48 94 70 125 190 Housing................................. 249 154 121 184 122 143 186 324 403 463 Housekeeping supplies................. 48 13 28 30 20 37 53 59 62 92 Household textiles.................... 10 9 2 5 3 9 5 4 40 6 Appliances and misc. housewares....... 27 4 10 11 19 18 27 46 40 47 Major appliances.................... 7 0 1 6 15 10 2 11 3 10 Small appl. and misc. housewares.... 20 4 9 5 4 9 25 35 37 37 Miscellaneous household equipment..... 59 54 12 22 14 24 31 64 152 127 Other housing......................... 104 75 69 115 66 55 69 150 109 193 Apparel and services.................... 261 91 118 120 384 164 213 323 319 490 Males 2 and over...................... 64 13 31 54 69 41 75 98 66 87 Females 2 and over.................... 93 25 58 25 87 44 67 131 113 232 Children under 2...................... 38 21 20 22 26 33 31 37 65 63 Other apparel products and services... 66 33 9 18 201 46 40 57 76 108 Jewelry and watches................. 38 9 5 6 152 14 17 18 53 69 All other apparel products and serv. 28 24 4 13 50 32 23 40 23 39 Transportation.......................... 66 10 16 29 48 46 47 56 140 139 Health care............................. 24 13 3 5 7 18 22 40 43 46 Entertainment........................... 97 32 36 32 69 70 87 135 138 202 Toys, games, hobbies, and tricycles... 33 10 10 15 14 34 30 38 55 56 Other entertainment................... 64 22 25 18 55 35 57 97 83 146 Education............................... 111 27 60 45 64 46 34 58 81 446 All other gifts......................... 144 53 70 54 102 80 140 174 199 315 __________________________________________ 1/ Components of income and taxes are derived from "complete income reporters" only; see glossary Note that all values have been rounded, and therefore some rounded values equal zero. When data are not reported or are not applicable (i.e., missing values), values are set to zero. Note also that some data are likely to have large sampling errors.