Table 3. Southern region by income before taxes: Average annual expenditures and characteristics, Consumer Expenditure Survey, 1994-95 Complete reporting of income Complete Less $5,000 $10,000 $15,000 $20,000 $30,000 $40,000 $50,000 $70,000 Item reporting than to to to to to to to and of income $5,000 $9,999 $14,999 $19,999 $29,999 $39,999 $49,999 $69,999 over ____________________________________________________________________________________________________ Number of consumer units (in thousands)... 28,333 1,732 3,778 3,174 2,798 4,688 3,503 2,692 3,091 2,877 Income before taxes 1/.................... $33,781 $1,925 $7,479 $12,374 $17,190 $24,559 $34,422 $44,316 $58,227 $105,372 Income after taxes 1/..................... 31,204 1,658 7,394 12,037 16,573 23,125 32,059 41,094 53,143 94,930 Age of reference person................... 47.8 48.2 56.9 52.7 49.1 44.7 43.2 44.1 45 46.3 Average number in consumer unit:.......... Persons.................................. 2.5 1.9 1.9 2.2 2.4 2.5 2.7 2.8 3 3 Children under 18........................ 0.7 0.5 0.5 0.6 0.7 0.7 0.8 0.8 0.8 0.8 Persons 65 and over...................... 0.3 0.3 0.5 0.5 0.4 0.3 0.2 0.2 0.1 0.1 Earners.................................. 1.3 0.7 0.5 0.8 1 1.3 1.7 1.7 1.9 2 Vehicles................................. 1.9 0.9 0.9 1.3 1.6 2 2.2 2.3 2.6 2.7 Percent distribution: Male..................................... 61 45 38 45 57 65 68 73 81 80 Female................................... 39 55 62 55 43 35 32 27 19 20 Percent homeowner........................ 65 41 50 57 59 61 66 75 81 94 With mortgage........................... 37 15 10 17 25 37 44 50 61 74 Without mortgage........................ 28 26 40 39 34 24 22 25 20 20 Renter................................... 35 59 50 43 41 39 34 25 19 6 Black.................................... 17 32 25 20 17 16 14 14 9 8 White and other.......................... 83 68 75 80 83 84 86 86 91 92 Elementary (1-8)......................... 11 15 31 15 14 8 5 4 2 1 High school (9-12)....................... 44 49 47 53 55 50 46 39 34 19 College.................................. 45 36 22 31 30 41 49 57 64 80 Never attended and other................. 1 1 1 1 1 1 0 0 0 0 At least one vehicle owned............... 87 59 63 81 90 95 97 96 97 97 Average annual expenditures............... 31,171 14,295 13,060 17,733 22,104 26,930 32,639 38,038 48,717 68,393 Food..................................... 4,358 2,275 2,268 3,061 3,673 3,853 4,564 5,274 6,158 8,127 Food at home............................ 2,628 1,530 1,841 2,233 2,508 2,413 2,705 2,934 3,374 3,961 Cereals and bakery products............ 407 225 268 341 384 367 436 476 509 637 Cereals and cereal products........... 153 94 101 129 156 140 161 184 184 228 Bakery products....................... 254 131 167 212 228 226 275 292 325 410 Meats, poultry, fish, and eggs......... 741 493 530 625 792 703 787 769 939 993 Beef.................................. 241 149 152 182 251 214 282 268 328 335 Pork.................................. 167 113 154 153 200 165 164 152 190 184 Other meats........................... 90 66 57 91 97 83 92 96 114 114 Poultry............................... 131 84 95 102 125 129 133 142 169 193 Fish and seafood...................... 83 57 47 65 88 79 82 83 109 134 Eggs.................................. 30 23 24 32 31 34 34 28 30 33 Dairy products......................... 273 143 225 232 264 244 265 286 346 420 Fresh milk and cream.................. 123 78 112 112 124 116 122 127 142 159 Other dairy products.................. 150 65 112 120 140 128 142 159 204 261 Fruits and vegetables.................. 410 240 286 369 366 384 412 441 502 656 Fresh fruits.......................... 122 62 100 112 98 116 116 108 151 211 Fresh vegetables...................... 125 76 86 108 104 123 132 135 142 211 Processed fruits...................... 82 53 47 77 80 70 86 101 109 123 Processed vegetables.................. 80 50 53 72 84 75 78 96 100 111 Other food at home..................... 798 429 533 666 702 716 805 963 1,078 1,255 Sugar and other sweets................ 103 51 82 112 84 94 105 120 113 154 Fats and oils......................... 80 52 76 80 75 82 78 84 81 101 Miscellaneous foods................... 348 198 211 278 299 295 368 419 491 573 Nonalcoholic beverages................ 229 112 152 176 231 220 220 287 314 331 Food prep. by cu, out-of-town trips... 38 15 12 19 14 25 34 54 79 96 Food away from home..................... 1,730 745 426 828 1,164 1,440 1,859 2,340 2,784 4,165 Alcoholic beverages...................... 269 93 70 173 218 296 242 282 467 554 Housing.................................. 9,284 5,287 4,747 6,132 6,890 7,874 10,112 10,954 12,696 19,458 Shelter................................. 4,830 2,967 2,318 2,974 3,418 4,072 5,275 5,838 6,707 10,404 Owned dwellings........................ 2,978 1,274 810 1,310 1,587 1,943 3,033 3,872 4,981 8,671 Mortgage interest and charges......... 1,660 515 217 418 648 1,059 1,709 2,154 3,242 5,353 Property taxes........................ 648 371 261 399 421 389 653 708 946 1,854 Maintenance, rep., ins., oth. exp..... 670 387 331 494 517 495 671 1,009 794 1,463 Rented dwellings....................... 1,553 1,512 1,463 1,559 1,692 1,921 1,998 1,606 1,238 702 Other lodging.......................... 299 181 45 104 139 208 244 360 487 1,032 Utilities, fuels, and public services... 2,257 1,588 1,597 1,882 2,035 2,121 2,338 2,459 2,821 3,485 Natural gas............................ 164 116 138 143 134 148 150 170 183 300 Electricity............................ 1,057 764 749 915 936 998 1,113 1,129 1,310 1,600 Fuel oil and other fuels............... 53 42 69 37 74 41 50 55 62 45 Telephone.............................. 707 499 460 553 637 688 735 778 910 1,105 Water and other public services........ 276 167 181 233 253 246 291 327 356 436 Household operations.................... 533 172 137 311 348 337 634 578 759 1,611 Personal services...................... 249 35 49 101 137 183 416 345 404 563 Other household expenses............... 284 137 88 211 210 154 218 233 354 1,048 Housekeeping supplies................... 402 155 234 314 320 351 469 442 523 755 Laundry and cleaning supplies.......... 106 65 55 87 108 102 124 108 130 168 Other household products............... 188 61 122 113 142 161 205 207 249 406 Postage and stationery................. 108 29 57 114 70 88 140 128 144 181 Household furnishings and equipment..... 1,262 406 461 651 770 994 1,396 1,636 1,887 3,202 Household textiles..................... 101 17 67 29 53 59 103 160 149 274 Furniture.............................. 307 139 118 151 220 314 341 343 364 767 Floor coverings........................ 60 10 4 29 33 73 85 81 111 103 Major appliances....................... 157 69 102 127 139 157 221 160 190 221 Small appliances, misc. housewares..... 82 21 30 49 47 60 103 85 128 207 Miscellaneous household equipment...... 555 149 141 265 279 331 544 807 945 1,630 Apparel and services..................... 1,575 670 599 741 1,069 1,265 1,661 2,032 2,632 3,629 Men and boys............................ 367 212 109 104 293 347 502 393 572 784 Men, 16 and over....................... 288 119 70 82 259 295 417 287 431 613 Boys, 2 to 15.......................... 78 93 38 22 34 53 86 107 141 171 Women and girls......................... 617 183 262 300 403 433 556 948 968 1,563 Women, 16 and over..................... 516 148 212 247 332 340 438 819 811 1,372 Girls, 2 to 15......................... 100 34 50 53 70 93 118 129 156 191 Children under 2........................ 76 39 38 51 40 65 102 98 131 112 Footwear................................ 244 109 116 137 198 233 223 298 441 439 Other apparel products and services..... 272 126 74 148 136 187 277 295 520 730 Transportation........................... 6,123 2,429 2,148 3,127 4,446 6,297 6,392 7,792 9,822 12,358 Vehicle purchases (net outlay).......... 2,872 954 834 1,264 2,034 3,227 2,809 3,795 4,719 5,937 Cars and trucks, new................... 1,411 316 409 417 952 1,318 1,333 1,811 2,425 3,714 Cars and trucks, used.................. 1,426 604 406 847 1,080 1,886 1,412 1,967 2,220 2,145 Other vehicles......................... 34 34 18 0 2 23 64 16 75 78 Gasoline and motor oil.................. 1,034 573 539 692 828 1,000 1,220 1,272 1,483 1,667 Other vehicle expenses.................. 1,932 772 689 1,030 1,402 1,868 2,129 2,443 3,122 3,885 Vehicle finance charges................ 289 92 58 92 190 289 361 472 437 602 Maintenance and repairs................ 652 256 287 416 477 685 721 742 1,125 1,080 Vehicle insurance...................... 698 292 252 427 575 699 802 889 1,076 1,237 Veh. rent., leas., licen., oth. chges.. 293 133 92 95 160 195 245 340 484 966 Public transportation................... 285 129 87 141 183 203 234 283 499 869 Health care.............................. 1,822 1,000 1,342 1,534 1,566 1,672 1,786 2,214 2,396 2,823 Health insurance........................ 889 459 631 824 820 774 900 1,168 1,175 1,226 Medical services........................ 518 312 325 286 352 465 525 590 741 1,080 Drugs................................... 332 191 340 358 324 363 277 334 368 361 Medical supplies........................ 84 37 46 65 70 69 84 122 112 155 Entertainment............................ 1,478 620 461 660 924 1,235 1,484 1,867 2,425 3,766 Fees and admissions..................... 384 165 78 138 168 229 337 404 666 1,386 Television, radios, sound equipment..... 520 271 228 315 387 459 613 658 797 967 Pets, toys, and playground equipment.... 304 108 110 143 217 239 332 426 463 722 Other supplies, equip., and services.... 269 76 45 64 150 308 203 379 500 691 Personal care products and services...... 411 170 186 255 302 396 432 558 567 815 Reading.................................. 141 55 51 73 85 122 162 175 222 329 Education................................ 437 419 177 230 205 158 434 448 662 1,441 Tobacco products and smoking supplies.... 278 195 222 241 283 314 332 294 358 211 Miscellaneous............................ 740 603 268 445 603 686 832 912 1,212 1,214 Cash contributions....................... 1,084 158 188 386 433 722 1,024 869 2,718 3,326 Personal insurance and pensions.......... 3,171 321 334 676 1,408 2,040 3,184 4,365 6,381 10,342 Life and other personal insurance....... 412 157 170 185 253 296 388 456 750 1,103 Pensions and Social Security............ 2,759 164 163 491 1,155 1,744 2,795 3,909 5,631 9,239 Money income before taxes 1/.............. 33,781 1,925 7,479 12,374 17,190 24,559 34,422 44,316 58,227 105,372 Wages and salaries....................... 26,415 909 1,748 5,274 10,529 18,333 27,951 37,458 50,231 88,307 Self-employment income................... 1,428 (915) 64 344 390 740 1,239 845 2,829 7,222 Soc. Sec., priv. and gov. retirement..... 3,954 1,054 4,238 5,010 4,848 4,064 3,669 4,199 3,369 3,864 Int., divid., rent. inc., property inc... 992 50 50 210 405 510 678 1,119 1,009 5,259 Unemp. and workers' compen., vet. ben.... 243 57 70 144 297 328 283 246 425 255 Pub. ass., supp. sec. inc., foodstamps... 397 562 1,004 913 467 199 88 101 50 209 Regular contributions for support........ 217 90 164 267 196 272 336 163 247 113 Other income............................. 136 118 140 213 58 113 178 185 68 144 Personal taxes 1/......................... 2,577 267 85 337 617 1,434 2,363 3,222 5,085 10,442 Federal income taxes..................... 2,026 188 34 176 426 1,079 1,841 2,451 4,088 8,503 State and local income taxes............. 420 31 8 90 132 233 405 597 812 1,572 Other taxes.............................. 131 48 42 71 59 123 117 174 184 367 Income after taxes 1/..................... 31,204 1,658 7,394 12,037 16,573 23,125 32,059 41,094 53,143 94,930 Net change in total assets and liabilities (238) (265) (1,037) (374) (289) (2,089) 2,965 (2,630) (7,170) 9,828 Net change in total assets............... 3,263 508 (636) 1,440 1,585 772 6,469 2,135 1,588 16,692 Net change in total liabilities.......... 3,501 774 401 1,814 1,874 2,861 3,504 4,765 8,758 6,863 Other money receipts...................... 457 286 155 78 139 517 269 316 517 1,882 Mortgage principal paid, owned property... (845) (261) (125) (213) (340) (448) (809) (996) (1,238) (3,458) Estimated market value of owned home...... 54,695 30,324 23,291 34,758 39,533 37,755 51,942 64,025 79,724 142,677 Est. monthly rental value of owned home... 421 228 203 276 292 339 407 499 613 980 Gifts of goods and services............... 906 644 330 469 561 712 853 928 1,422 2,421 Food.................................... 69 48 21 24 31 58 62 60 115 210 Housing................................. 239 205 113 161 143 172 238 205 401 565 Housekeeping supplies................. 28 16 7 19 14 25 26 35 40 72 Household textiles.................... 11 0 13 0 3 13 6 20 22 21 Appliances and misc. housewares....... 25 2 9 7 13 14 29 23 44 85 Major appliances.................... 5 0 3 1 0 4 5 10 11 6 Small appl. and misc. housewares.... 21 2 6 6 13 9 24 12 34 79 Miscellaneous household equipment..... 65 25 16 72 52 42 72 44 129 136 Other housing......................... 109 162 67 63 61 78 105 83 165 252 Apparel and services.................... 222 133 78 123 189 209 289 200 333 438 Males 2 and over...................... 59 81 19 22 54 64 81 35 78 115 Females 2 and over.................... 75 19 31 59 90 68 96 54 104 135 Children under 2...................... 34 22 11 22 17 26 41 43 71 59 Other apparel products and services... 54 11 17 20 29 51 72 68 81 130 Jewelry and watches................. 20 5 2 10 7 20 48 23 26 37 All other apparel products and serv. 34 6 15 10 22 31 24 45 55 93 Transportation.......................... 43 38 22 14 32 51 38 45 42 112 Health care............................. 30 123 48 13 10 22 7 15 37 38 Entertainment........................... 79 30 16 26 47 68 76 113 127 218 Toys, games, hobbies, and tricycles... 26 9 6 16 28 24 30 30 37 56 Other entertainment................... 53 21 10 10 20 44 46 82 91 162 Education............................... 119 5 4 39 74 42 52 171 169 572 All other gifts......................... 105 62 28 69 34 90 89 118 197 266 __________________________________________ 1/ Components of income and taxes are derived from "complete income reporters" only; see glossary Note that all values have been rounded, and therefore some rounded values equal zero. When data are not reported or are not applicable (i.e., missing values), values are set to zero. Note also that some data are likely to have large sampling errors.