Table 3840. Consumer units with reference person age 55 to 64 by region of residence: Average annual expenditures and characteristics, Consumer Expenditure Survey, 1994-95 ________________________________________________________________________________________________________________________________ | | | | | Item | Total | Northeast | Midwest | South | West | 55-64 | | | | | | | | | ________________________________________________________________________________________________________________________________ | | | | | Number of consumer units (in thousands).........| 12,319 | 2,488 | 2,884 | 4,250 | 2,697 | | | | | Consumer unit characteristics: | | | | | | | | | | Income before taxes 1/........................| $39,562 | $45,352 | $36,646 | $36,545 | $41,846 Income after taxes 1/.........................| 36,300 | 42,752 | 33,591 | 33,886 | 37,010 Age of reference person.......................| 59.4 | 59.7 | 59.6 | 59.3 | 59.2 | | | | | Average number in consumer unit: | | | | | Persons.....................................| 2.2 | 2.3 | 2.0 | 2.2 | 2.4 Children under 18...........................| .2 | .2 | .1 | .2 | .2 Persons 65 and over.........................| .1 | .1 | .1 | .1 | .1 Earners.....................................| 1.3 | 1.4 | 1.4 | 1.3 | 1.4 Vehicles....................................| 2.2 | 1.9 | 2.3 | 2.0 | 2.4 | | | | | Percent distribution: | | | | | | | | | | Sex of reference person: | | | | | Male......................................| 65 | 60 | 67 | 66 | 68 Female....................................| 35 | 40 | 33 | 34 | 32 | | | | | Housing tenure: | | | | | Homeowner.................................| 80 | 75 | 81 | 84 | 77 With mortgage...........................| 38 | 30 | 38 | 38 | 44 Without mortgage........................| 42 | 45 | 43 | 46 | 33 Renter....................................| 20 | 25 | 19 | 16 | 23 | | | | | Race of reference person: | | | | | Black.....................................| 11 | 10 | 10 | 15 | 4 White and other...........................| 89 | 90 | 90 | 85 | 96 | | | | | Education of reference person: | | | | | Elementary (1-8)..........................| 12 | 12 | 9 | 15 | 9 High school (9-12)........................| 46 | 49 | 53 | 43 | 39 College...................................| 42 | 39 | 37 | 41 | 51 Never attended and other..................| (2) | (2) | (3) | 1 | 1 | | | | | At least one vehicle owned..................| 89 | 85 | 90 | 89 | 94 | | | | | Average annual expenditures.....................| $33,140 | $34,686 | $31,903 | $31,612 | $35,448 | | | | | Food..........................................| 4,545 | 4,912 | 4,501 | 4,428 | 4,441 Food at home................................| 2,784 | 3,126 | 2,684 | 2,731 | 2,660 Cereals and bakery products...............| 420 | 477 | 426 | 405 | 379 Cereals and cereal products.............| 144 | 152 | 155 | 140 | 130 Bakery products.........................| 275 | 326 | 270 | 265 | 249 Meats, poultry, fish, and eggs............| 790 | 1,021 | 709 | 802 | 647 Beef....................................| 242 | 272 | 242 | 247 | 204 Pork....................................| 172 | 196 | 153 | 200 | 127 Other meats.............................| 101 | 133 | 100 | 97 | 75 Poultry.................................| 134 | 188 | 124 | 127 | 104 Fish and seafood........................| 111 | 199 | 64 | 95 | 107 Eggs....................................| 31 | 34 | 26 | 35 | 30 | | | | | Dairy products............................| 283 | 321 | 260 | 282 | 274 Fresh milk and cream....................| 117 | 120 | 116 | 127 | 98 Other dairy products....................| 166 | 201 | 144 | 155 | 177 Fruits and vegetables.....................| 472 | 560 | 443 | 455 | 451 Fresh fruits............................| 144 | 163 | 139 | 137 | 141 Fresh vegetables........................| 151 | 191 | 126 | 148 | 147 Processed fruits........................| 95 | 116 | 97 | 84 | 91 Processed vegetables....................| 83 | 90 | 81 | 86 | 72 | | | | | Other food at home........................| 819 | 747 | 845 | 786 | 909 Sugar and other sweets..................| 110 | 93 | 121 | 114 | 105 Fats and oils...........................| 81 | 78 | 78 | 85 | 82 Miscellaneous foods.....................| 326 | 283 | 329 | 304 | 402 Nonalcoholic beverages..................| 244 | 232 | 261 | 236 | 249 Food prepared by consumer unit | | | | | on out-of-town trips...................| 58 | 61 | 57 | 47 | 71 Food away from home.........................| 1,761 | 1,786 | 1,817 | 1,697 | 1,781 | | | | | Alcoholic beverages...........................| 294 | 366 | 220 | 244 | 401 | | | | | Housing.......................................| 10,259 | 11,701 | 9,843 | 9,217 | 11,011 Shelter.....................................| 5,307 | 6,613 | 5,061 | 4,413 | 5,776 Owned dwellings...........................| 3,747 | 4,489 | 3,649 | 3,310 | 3,854 Mortgage interest and charges...........| 1,700 | 1,613 | 1,588 | 1,510 | 2,198 Property taxes..........................| 1,146 | 1,962 | 1,170 | 846 | 838 Maintenance, repairs, insurance, | | | | | other expenses.........................| 901 | 913 | 891 | 954 | 818 Rented dwellings..........................| 997 | 1,393 | 787 | 627 | 1,440 Other lodging.............................| 564 | 731 | 625 | 476 | 482 Utilities, fuels, and public services.......| 2,430 | 2,636 | 2,227 | 2,593 | 2,199 Natural gas...............................| 318 | 446 | 405 | 214 | 273 Electricity...............................| 984 | 902 | 837 | 1,234 | 823 Fuel oil and other fuels..................| 111 | 282 | 112 | 65 | 27 Telephone services........................| 710 | 722 | 645 | 755 | 700 Water and other public services...........| 306 | 285 | 228 | 326 | 377 Household operations........................| 389 | 367 | 338 | 411 | 431 Personal services.........................| 59 | 4/39 | 4/112 | 4/30 | 67 Other household expenses..................| 330 | 327 | 227 | 380 | 364 | | | | | Housekeeping supplies.......................| 484 | 463 | 537 | 412 | 554 Laundry and cleaning supplies.............| 127 | 125 | 152 | 124 | 102 Other household products..................| 214 | 183 | 258 | 180 | 243 Postage and stationery....................| 143 | 155 | 128 | 107 | 209 Household furnishings and equipment.........| 1,649 | 1,622 | 1,679 | 1,388 | 2,050 Household textiles........................| 128 | 107 | 179 | 116 | 101 Furniture.................................| 305 | 293 | 308 | 299 | 321 Floor coverings...........................| 215 | 382 | 257 | 64 | 236 Major appliances..........................| 171 | 151 | 187 | 142 | 219 Small appliances, miscellaneous housewares| 119 | 112 | 106 | 136 | 111 Miscellaneous household equipment.........| 712 | 576 | 641 | 631 | 1,063 | | | | | Apparel and services..........................| 1,713 | 2,019 | 1,567 | 1,481 | 1,962 Men and boys................................| 395 | 446 | 412 | 293 | 487 Men, 16 and over..........................| 337 | 351 | 332 | 270 | 436 Boys, 2 to 15.............................| 58 | 95 | 79 | 23 | 51 Women and girls.............................| 780 | 905 | 734 | 652 | 925 Women, 16 and over........................| 718 | 847 | 652 | 590 | 881 Girls, 2 to 15............................| 63 | 58 | 82 | 62 | 44 Children under 2............................| 49 | 78 | 38 | 42 | 46 Footwear....................................| 208 | 256 | 199 | 158 | 255 Other apparel products and services.........| 281 | 334 | 184 | 335 | 249 | | | | | Transportation................................| 6,108 | 6,105 | 6,087 | 6,075 | 6,177 Vehicle purchases (net outlay)..............| 2,501 | 2,455 | 2,494 | 2,661 | 2,298 Cars and trucks, new......................| 1,432 | 1,221 | 1,327 | 1,719 | 1,287 Cars and trucks, used.....................| 1,043 | 1,232 | 1,085 | 925 | 1,010 Other vehicles............................| 4/26 | 4/2 | 4/82 | 4/16 | 4/1 Gasoline and motor oil......................| 1,034 | 917 | 1,074 | 1,049 | 1,078 Other vehicle expenses......................| 2,128 | 2,164 | 2,087 | 2,015 | 2,309 Vehicle finance charges...................| 207 | 168 | 218 | 239 | 183 Maintenance and repairs...................| 709 | 647 | 764 | 619 | 841 Vehicle insurance.........................| 776 | 901 | 699 | 764 | 762 Vehicle rental, leases, licenses, | | | | | other charges............................| 435 | 448 | 406 | 393 | 523 Public transportation.......................| 445 | 569 | 432 | 351 | 492 | | | | | Health care...................................| 2,025 | 2,014 | 1,923 | 2,165 | 1,923 Health insurance............................| 896 | 888 | 890 | 1,004 | 738 Medical services............................| 687 | 739 | 539 | 703 | 771 Drugs.......................................| 346 | 300 | 391 | 377 | 290 Medical supplies............................| 96 | 87 | 103 | 80 | 124 | | | | | Entertainment.................................| 1,572 | 1,457 | 1,588 | 1,467 | 1,824 Fees and admissions.........................| 448 | 484 | 371 | 416 | 546 Television, radios, sound equipment.........| 486 | 480 | 518 | 447 | 517 Pets, toys, and playground equipment........| 294 | 303 | 302 | 269 | 318 Other entertainment supplies, equipment, | | | | | and services...............................| 344 | 190 | 397 | 335 | 443 | | | | | Personal care products and services...........| 400 | 416 | 387 | 352 | 479 | | | | | Reading.......................................| 194 | 222 | 184 | 168 | 222 | | | | | Education.....................................| 358 | 467 | 337 | 372 | 256 | | | | | Tobacco products and smoking supplies.........| 308 | 280 | 313 | 322 | 306 | | | | | Miscellaneous.................................| 883 | 792 | 958 | 782 | 1,037 | | | | | Cash contributions............................| 1,164 | 769 | 962 | 1,504 | 1,210 | | | | | Personal insurance and pensions...............| 3,316 | 3,166 | 3,033 | 3,035 | 4,199 Life and other personal insurance...........| 555 | 540 | 438 | 581 | 653 Pensions and Social Security................| 2,761 | 2,626 | 2,595 | 2,454 | 3,546 | | | | | Sources of income and personal taxes: 1/ | | | | | | | | | | Money income before taxes.....................| 39,562 | 45,352 | 36,646 | 36,545 | 41,846 Wages and salaries..........................| 28,700 | 33,416 | 26,204 | 27,108 | 29,484 Self-employment income......................| 2,050 | 1,962 | 2,646 | 1,637 | 2,108 Social Security, private and government | | | | | retirement.................................| 6,284 | 6,727 | 5,999 | 5,602 | 7,143 Interest, dividends, rental income, other | | | | | property income............................| 1,483 | 1,712 | 1,184 | 1,445 | 1,639 Unemployment and workers' compensation, | | | | | veterans' benefits.........................| 326 | 406 | 275 | 176 | 519 Public assistance, supplemental security | | | | | income, food stamps........................| 415 | 582 | 208 | 400 | 504 Regular contributions for support...........| 124 | 4/155 | 4/55 | 62 | 254 Other income................................| 179 | 4/391 | 75 | 114 | 196 | | | | | Personal taxes................................| 3,262 | 2,599 | 3,056 | 2,659 | 4,836 Federal income taxes........................| 2,369 | 1,717 | 2,050 | 2,031 | 3,679 State and local income taxes................| 641 | 577 | 619 | 448 | 981 Other taxes.................................| 252 | 306 | 387 | 180 | 177 | | | | | Income after taxes............................| 36,300 | 42,752 | 33,591 | 33,886 | 37,010 | | | | | Addenda: | | | | | | | | | | Net change in total assets and liabilities....| 1,483 | -851 | 1,228 | 1,345 | 4,126 Net change in total assets..................| 4,010 | 2,849 | 2,923 | 2,604 | 8,463 Net change in total liabilities.............| 2,528 | 3,699 | 1,695 | 1,259 | 4,336 | | | | | Other financial information: | | | | | | | | | | Other money receipts........................| 706 | 818 | 886 | 726 | 379 Mortgage principal paid on owned property...| -1,090 | -918 | -1,288 | -948 | -1,259 Estimated market value of owned home........| 90,620 | 111,527 | 73,500 | 75,804 | 113,000 Estimated monthly rental value of owned home| 619 | 720 | 536 | 553 | 720 | | | | | Gifts of goods and services...................| 1,401 | 1,444 | 1,603 | 1,274 | 1,337 Food........................................| 134 | 130 | 184 | 131 | 92 Housing.....................................| 320 | 308 | 354 | 311 | 312 Housekeeping supplies.....................| 50 | 65 | 44 | 29 | 76 Household textiles........................| 19 | 4/20 | 4/20 | 18 | 4/18 Appliances and miscellaneous housewares...| 47 | 52 | 48 | 57 | 25 Major appliances........................| 8 | 4/11 | 16 | 4/3 | 4/3 Small appliances and miscellaneous | | | | | housewares.............................| 39 | 42 | 32 | 54 | 22 Miscellaneous household equipment.........| 84 | 55 | 77 | 102 | 90 Other housing.............................| 121 | 116 | 164 | 105 | 103 Apparel and services........................| 396 | 502 | 465 | 303 | 360 Males, 2 and over.........................| 105 | 127 | 125 | 82 | 93 Females, 2 and over.......................| 189 | 232 | 249 | 130 | 169 Children under 2..........................| 43 | 68 | 34 | 36 | 38 Other apparel products and services.......| 60 | 75 | 56 | 54 | 59 Jewelry and watches.....................| 26 | 40 | 22 | 18 | 31 All other apparel products and services.| 34 | 35 | 34 | 36 | 28 Transportation..............................| 91 | 33 | 104 | 59 | 181 Health care.................................| 24 | 20 | 30 | 11 | 41 Entertainment...............................| 115 | 125 | 140 | 86 | 125 Toys, games, hobbies, and tricycles.......| 53 | 64 | 69 | 39 | 48 Other entertainment.......................| 62 | 61 | 71 | 47 | 77 Education...................................| 165 | 4/166 | 197 | 208 | 60 All other gifts.............................| 156 | 159 | 129 | 165 | 166 | | | | | ________________________________________________________________________________________________________________________________ 1/ Components of income and taxes are derived from "complete income reporters" only; see glossary. 2/ Value less than 0.5. 3/ No data reported. 4/ Data are likely to have large sampling errors.