Table 6. Consumer units of five or more persons by income before taxes: Average annual expenditures and characteristics, Consumer Expenditure Survey, 1993-94 Complete reporting of income Complete Less $10,000 $15,000 $20,000 $30,000 $40,000 $50,000 $70,000 Item reporting than to to to to to to and of income $10,000 $14,999 $19,999 $29,999 $39,999 $49,999 $69,999 over __________________________________________________________________________________________ Number of consumer units (in thousands)... 8,629 755 664 624 1,382 1,299 1,094 1,502 1,308 Income before taxes 1/.................... $44,058 $5,641 $12,481 $17,518 $24,845 $34,858 $44,630 $58,041 $107,801 Income after taxes 1/..................... 40,703 5,669 12,686 17,370 22,788 32,834 41,303 53,561 97,736 Age of reference person................... 40.8 39.9 37.2 39.9 41.0 39.7 40.5 42.3 43.0 Average number in consumer unit:.......... Persons.................................. 5.6 5.6 5.8 5.8 5.7 5.7 5.6 5.5 5.5 Children under 18........................ 2.9 3.2 3.5 3.2 2.9 3.0 2.7 2.7 2.6 Persons 65 and over...................... 0.1 0.2 0.1 0.1 0.1 0.1 0.1 0.2 0.1 Earners.................................. 2.1 1.4 1.2 1.7 2.1 2.2 2.4 2.5 2.6 Vehicles................................. 2.5 1.3 1.2 1.7 2.3 2.4 2.8 3.4 3.3 Percent distribution: Male..................................... 74 41 51 64 76 79 80 81 87 Female................................... 26 59 49 36 24 21 20 19 13 Percent homeowner........................ 67 41 28 41 58 67 76 84 96 With mortgage........................... 53 23 13 28 42 57 62 72 84 Without mortgage........................ 13 18 15 13 17 10 13 12 12 Renter................................... 33 59 72 59 42 33 24 16 4 Black.................................... 15 32 32 28 16 13 12 7 5 White and other.......................... 85 68 68 72 84 87 88 93 95 Elementary (1-8)......................... 12 24 22 25 17 11 6 4 2 High school (9-12)....................... 45 60 63 50 53 53 44 35 22 College.................................. 43 16 13 24 29 35 50 62 76 Never attended and other................. 1 0 2 1 1 2 0 0 0 At least one vehicle owned............... 90 64 66 86 91 95 98 99 99 Average annual expenditures............... $41,101 $22,244 $18,626 $25,177 $30,015 $35,621 $43,903 $51,541 $72,964 Food..................................... 6,709 4,837 4,340 5,501 5,579 6,350 6,967 7,577 9,588 Food at home............................ 4,690 3,854 3,767 4,788 4,223 4,655 4,614 4,982 5,713 Cereals and bakery products............ 767 603 599 694 634 713 798 887 970 Cereals and cereal products........... 329 252 297 327 306 299 335 359 385 Bakery products....................... 438 351 302 367 327 414 463 528 586 Meats, poultry, fish, and eggs......... 1,311 1,253 1,146 1,541 1,252 1,317 1,177 1,270 1,519 Beef.................................. 413 301 350 490 440 428 403 395 448 Pork.................................. 283 310 264 399 260 307 233 241 315 Other meats........................... 170 150 163 178 151 162 164 188 186 Poultry............................... 230 236 207 216 198 213 221 250 275 Fish and seafood...................... 156 197 91 175 150 141 99 150 237 Eggs.................................. 59 58 70 83 52 68 57 46 59 Dairy products......................... 522 406 409 506 462 523 528 618 592 Fresh milk and cream.................. 263 234 231 264 255 247 275 307 257 Other dairy products.................. 259 172 178 242 206 276 253 311 335 Fruits and vegetables.................. 702 704 545 666 630 673 713 733 848 Fresh fruits.......................... 218 186 153 226 182 207 234 240 267 Fresh vegetables...................... 206 152 193 201 207 199 195 207 251 Processed fruits...................... 150 154 100 116 129 149 155 168 190 Processed vegetables.................. 127 211 99 123 111 117 128 118 140 Other food at home..................... 1,389 889 1,069 1,380 1,247 1,429 1,398 1,474 1,784 Sugar and other sweets................ 190 146 148 195 177 208 191 208 208 Fats and oils......................... 138 121 125 186 117 152 129 121 159 Miscellaneous foods................... 626 373 493 535 558 641 647 681 816 Nonalcoholic beverages................ 366 240 283 448 312 391 369 364 454 Food prep. by cu, out-of-town trips... 70 9 20 16 82 38 62 98 147 Food away from home..................... 2,019 983 573 712 1,356 1,695 2,353 2,595 3,875 Alcoholic beverages...................... 230 117 128 165 178 170 230 250 439 Housing.................................. 12,488 7,109 7,105 9,390 9,410 10,606 13,189 14,497 21,877 Shelter................................. 6,906 3,520 4,075 5,787 5,092 5,902 6,975 7,870 12,580 Owned dwellings........................ 4,618 1,336 975 2,187 2,481 3,696 4,790 6,106 10,837 Mortgage interest and charges......... 3,142 766 484 1,553 1,667 2,600 3,395 4,028 7,489 Property taxes........................ 914 311 252 327 456 729 775 1,282 2,238 Maintenance, rep., ins., oth. exp..... 561 259 239 307 358 367 620 796 1,110 Rented dwellings....................... 1,945 2,148 3,073 3,236 2,478 2,020 1,962 1,381 634 Other lodging.......................... 344 35 27 364 133 186 222 383 1,108 Utilities, fuels, and public services... 2,789 2,265 2,047 2,132 2,639 2,639 2,930 3,117 3,593 Natural gas............................ 390 337 379 307 331 336 346 438 563 Electricity............................ 1,083 949 781 862 1,031 997 1,160 1,168 1,398 Fuel oil and other fuels............... 103 54 58 63 81 110 149 139 110 Telephone.............................. 868 689 615 678 892 849 908 975 1,029 Water and other public services........ 345 237 215 222 305 347 367 397 492 Household operations.................... 752 224 119 327 328 535 731 857 2,127 Personal services...................... 488 131 74 124 213 449 466 645 1,243 Other household expenses............... 264 93 45 203 116 86 265 212 883 Housekeeping supplies................... 558 390 260 352 413 536 632 696 829 Laundry and cleaning supplies.......... 180 99 101 168 143 200 198 236 210 Other household products............... 259 252 121 163 178 229 283 276 435 Postage and stationery................. 120 39 38 21 93 107 152 185 184 Household furnishings and equipment..... 1,483 710 604 793 937 993 1,920 1,956 2,749 Household textiles..................... 123 58 29 59 61 122 164 169 212 Furniture.............................. 376 180 170 462 206 293 271 476 786 Floor coverings........................ 89 7 42 15 19 39 136 74 263 Major appliances....................... 187 213 189 99 184 176 184 251 157 Small appliances, misc. housewares..... 95 38 32 30 51 65 170 125 158 Miscellaneous household equipment...... 613 213 142 128 415 297 995 861 1,173 Apparel and services..................... 2,452 1,379 1,320 1,706 1,728 2,118 2,438 2,601 4,661 Men and boys............................ 676 384 232 465 458 529 774 744 1,304 Men, 16 and over....................... 369 170 104 238 276 280 379 437 743 Boys, 2 to 15.......................... 308 214 128 228 183 249 396 307 561 Women and girls......................... 853 431 348 501 455 737 826 962 1,822 Women, 16 and over..................... 559 288 172 349 269 482 494 643 1,264 Girls, 2 to 15......................... 293 144 176 152 185 255 332 319 557 Children under 2........................ 179 176 137 140 214 181 173 182 196 Footwear................................ 453 239 344 398 389 397 414 403 795 Other apparel products and services..... 291 149 259 203 212 274 249 311 544 Transportation........................... 7,380 4,408 2,523 3,126 5,565 6,366 8,890 10,612 11,499 Vehicle purchases (net outlay).......... 3,224 2,601 1,115 1,027 2,464 2,686 4,246 5,162 3,955 Cars and trucks, new................... 1,115 163 622 0 694 723 1,156 2,100 2,116 Cars and trucks, used.................. 2,091 2,438 493 1,027 1,766 1,916 3,043 3,051 1,826 Other vehicles......................... 18 0 0 0 4 47 47 11 13 Gasoline and motor oil.................. 1,359 693 584 877 1,224 1,273 1,521 1,750 2,009 Other vehicle expenses.................. 2,436 865 590 1,013 1,620 2,192 2,836 3,326 4,666 Vehicle finance charges................ 334 89 79 87 226 328 454 565 477 Maintenance and repairs................ 847 319 228 429 586 795 1,150 1,140 1,370 Vehicle insurance...................... 797 269 235 314 640 751 812 1,117 1,446 Veh. rent., leas., licen., oth. chges.. 459 188 49 183 168 318 421 503 1,373 Public transportation................... 362 249 234 208 257 216 287 374 868 Health care.............................. 1,836 989 814 1,119 1,366 1,893 2,137 2,403 2,734 Health insurance........................ 772 283 231 370 646 818 969 1,050 1,123 Medical services........................ 731 416 417 557 481 736 771 941 1,140 Drugs................................... 234 165 134 156 176 241 285 301 301 Medical supplies........................ 99 125 32 35 63 99 112 112 170 Entertainment............................ 2,079 801 647 928 1,300 1,646 2,172 2,764 4,446 Fees and admissions..................... 560 130 65 162 274 297 558 844 1,484 Television, radios, sound equipment..... 711 344 346 415 563 601 747 913 1,248 Pets, toys, and playground equipment.... 424 251 141 213 282 460 493 507 720 Other supplies, equip., and services.... 385 77 94 138 181 288 374 500 995 Personal care products and services...... 535 314 241 378 394 534 581 697 799 Reading.................................. 170 66 44 72 101 151 189 234 340 Education................................ 682 283 136 297 540 493 447 1,028 1,514 Tobacco products and smoking supplies.... 344 367 333 320 340 420 365 366 232 Miscellaneous............................ 908 867 244 647 663 664 943 1,135 1,620 Cash contributions....................... 962 237 91 159 579 933 915 1,423 2,150 Personal insurance and pensions.......... 4,326 470 661 1,369 2,273 3,278 4,440 5,953 11,066 Life and other personal insurance....... 600 154 140 152 275 385 537 635 1,877 Pensions and Social Security............ 3,725 317 520 1,217 1,998 2,893 3,903 5,318 9,189 Money income before taxes 1/.............. 44,058 5,641 12,481 17,518 24,845 34,858 44,630 58,041 107,801 Wages and salaries....................... 37,341 2,530 5,621 11,271 19,731 29,865 39,367 52,188 93,234 Self-employment income................... 2,383 (1,361) 257 435 905 1,976 1,963 2,646 8,566 Soc. Sec., priv. and gov. retirement..... 1,531 1,352 1,076 1,744 1,478 1,392 1,766 1,711 1,551 Int., divid., rent. inc., property inc... 593 3 93 159 90 51 344 469 2,813 Unemp. and workers' compen., vet. ben.... 402 161 248 572 579 369 428 295 483 Pub. ass., supp. sec. inc., foodstamps... 1,316 2,662 4,897 2,943 1,711 667 340 237 231 Regular contributions for support........ 302 168 204 206 207 328 218 279 642 Other income............................. 192 126 85 187 142 210 205 216 281 Personal taxes 1/......................... 3,355 (28) (205) 148 2,057 2,024 3,328 4,480 10,065 Federal income taxes..................... 2,424 (49) (212) 37 1,544 1,440 2,345 3,110 7,510 State and local income taxes............. 778 4 (5) 93 373 463 843 1,063 2,308 Other taxes.............................. 153 17 12 19 140 121 140 307 246 Income after taxes 1/..................... 40,703 5,669 12,686 17,370 22,788 32,834 41,303 53,561 97,736 Net change in total assets and liabilities (2,580) (763) 2,067 (7,495) (5,635) (5,985) (3,911) (9,401) 11,911 Net change in total assets............... 4,676 1,445 3,263 (5,745) 3,428 1,350 4,769 2,408 19,374 Net change in total liabilities.......... 7,256 2,208 1,196 1,750 9,063 7,334 8,680 11,809 7,463 Other money receipts...................... 290 313 42 105 43 109 425 319 787 Mortgage principal paid, owned property... (1,910) (358) (168) (511) (536) (830) (1,450) (1,902) (7,275) Estimated market value of owned home...... 74,209 26,368 15,032 29,096 39,919 59,174 69,476 98,563 180,495 Est. monthly rental value of owned home... 513 211 129 265 321 437 521 704 1,052 Gifts of goods and services............... 783 498 339 381 722 534 750 936 1,477 Food.................................... 53 14 16 23 18 53 60 55 131 Housing................................. 219 97 57 123 218 125 238 271 413 Housekeeping supplies................. 33 6 13 7 15 25 43 62 52 Household textiles.................... 10 16 1 0 3 0 9 20 18 Appliances and misc. housewares....... 19 12 2 3 6 7 23 29 50 Major appliances.................... 4 0 0 0 4 0 3 9 11 Small appl. and misc. housewares.... 15 12 2 3 3 7 20 20 39 Miscellaneous household equipment..... 53 18 4 2 22 9 82 56 149 Other housing......................... 105 44 37 111 171 83 81 103 144 Apparel and services.................... 208 249 89 64 100 204 220 185 437 Males 2 and over...................... 51 22 20 7 36 63 86 39 89 Females 2 and over.................... 82 127 8 12 12 89 79 73 201 Children under 2...................... 49 80 39 21 42 37 40 60 69 Other apparel products and services... 26 19 22 24 10 14 15 13 78 Jewelry and watches................. 9 2 1 2 3 4 7 13 28 All other apparel products and serv. 17 17 20 21 7 10 7 0 50 Transportation.......................... 26 16 5 8 39 14 16 31 49 Health care............................. 28 9 2 1 2 15 32 95 25 Entertainment........................... 72 28 8 15 60 56 66 59 195 Toys, games, hobbies, and tricycles... 26 15 3 10 22 28 21 37 48 Other entertainment................... 45 13 5 5 37 28 45 22 147 Education............................... 81 1 1 80 237 36 9 87 102 All other gifts......................... 98 85 162 66 47 31 109 153 126 __________________________________________ 1/ Components of income and taxes are derived from "complete income reporters" only; see glossary Note that all values have been rounded, and therefore some rounded values equal zero. This is particularly evident in the characteristics section. When data are not reported or are not applicable (i.e., missing values), values are set to zero. Note also that some data are likely to have large sampling errors.