Table 2. Midwestern region by income before taxes: Average annual expenditures and characteristics, Consumer Expenditure Survey, 1993-94 Complete reporting of income Complete Less $5,000 $10,000 $15,000 $20,000 $30,000 $40,000 $50,000 $70,000 Item reporting than to to to to to to to and of income $5,000 $9,999 $14,999 $19,999 $29,999 $39,999 $49,999 $69,999 over ____________________________________________________________________________________________________ Number of consumer units (in thousands)... 21,125 1,196 2,845 2,471 1,936 3,375 2,882 2,019 2,653 1,748 Income before taxes 1/.................... $33,542 $2,520 $7,398 $12,426 $17,336 $24,569 $34,536 $44,582 $58,526 $110,107 Income after taxes 1/..................... 30,784 2,450 7,244 12,095 16,852 22,773 32,164 40,780 53,375 97,674 Age of reference person................... 47.6 39.4 52.9 55.2 52.5 47.5 43.1 43.9 44.1 46.0 Average number in consumer unit:.......... Persons.................................. 2.5 1.7 1.8 2.0 2.1 2.4 2.8 3.0 3.2 3.1 Children under 18........................ 0.7 0.3 0.5 0.5 0.5 0.6 0.9 0.9 1.0 0.9 Persons 65 and over...................... 0.3 0.2 0.4 0.6 0.6 0.4 0.2 0.1 0.1 0.1 Earners.................................. 1.3 0.8 0.5 0.7 1.0 1.3 1.7 1.9 2.1 2.2 Vehicles................................. 2.1 1.0 0.9 1.4 1.7 2.2 2.5 3.0 3.0 3.2 Percent distribution: Male..................................... 64 47 33 49 53 67 73 82 83 86 Female................................... 36 53 67 51 47 33 27 18 17 14 Percent homeowner........................ 66 30 38 56 56 67 72 82 89 91 With mortgage........................... 37 11 7 14 15 35 48 59 71 73 Without mortgage........................ 28 19 31 42 41 32 24 22 18 18 Renter................................... 34 70 62 44 44 33 28 18 11 9 Black.................................... 10 16 22 13 11 7 6 5 4 4 White and other.......................... 90 84 78 87 89 93 94 95 96 96 Elementary (1-8)......................... 9 10 20 18 12 7 3 3 2 1 High school (9-12)....................... 46 36 51 52 53 53 48 43 39 25 College.................................. 45 55 29 30 34 40 49 53 59 74 Never attended and other................. 0 0 0 0 0 0 1 0 0 0 At least one vehicle owned............... 88 64 61 82 90 96 97 98 97 98 Average annual expenditures............... $30,125 $14,014 $13,318 $17,267 $21,909 $25,843 $31,141 $38,541 $46,762 $66,753 Food..................................... 4,307 2,338 2,296 2,830 3,576 3,956 4,278 5,095 6,657 7,856 Food at home............................ 2,631 1,580 1,590 2,073 2,412 2,551 2,629 3,059 3,710 3,989 Cereals and bakery products............ 424 248 255 331 425 381 425 505 587 661 Cereals and cereal products........... 157 108 89 126 149 140 142 204 217 255 Bakery products....................... 267 140 166 205 276 241 284 301 370 406 Meats, poultry, fish, and eggs......... 667 463 467 588 674 689 625 720 810 935 Beef.................................. 213 123 144 181 205 213 194 254 271 313 Pork.................................. 155 127 115 163 158 152 139 153 169 224 Other meats........................... 98 47 63 77 97 112 108 118 122 117 Poultry............................... 113 91 85 89 110 114 105 117 151 157 Fish and seafood...................... 63 59 41 53 65 75 56 54 66 98 Eggs.................................. 25 16 19 26 39 23 24 24 31 26 Dairy products......................... 287 186 160 216 251 272 298 332 438 426 Fresh milk and cream.................. 131 99 81 95 116 132 147 162 180 168 Other dairy products.................. 155 87 79 121 136 141 151 170 258 258 Fruits and vegetables.................. 411 226 252 332 364 383 390 464 626 643 Fresh fruits.......................... 124 60 77 91 94 121 111 145 191 208 Fresh vegetables...................... 114 72 73 99 117 105 105 114 147 194 Processed fruits...................... 97 58 56 86 88 81 101 117 152 138 Processed vegetables.................. 76 36 45 56 65 75 73 88 135 103 Other food at home..................... 843 457 457 606 698 825 890 1,039 1,250 1,324 Sugar and other sweets................ 111 59 62 86 97 108 110 118 176 172 Fats and oils......................... 73 46 57 61 73 64 78 77 95 102 Miscellaneous foods................... 372 192 169 266 308 379 407 450 566 586 Nonalcoholic beverages................ 242 137 155 175 187 232 255 313 341 370 Food prep. by cu, out-of-town trips... 45 23 14 17 33 42 41 80 72 94 Food away from home..................... 1,676 758 705 758 1,164 1,405 1,648 2,036 2,947 3,867 Alcoholic beverages...................... 269 185 142 142 147 248 287 377 408 508 Housing.................................. 8,777 4,492 4,635 5,831 6,717 7,594 8,970 10,860 12,831 18,187 Shelter................................. 4,594 2,391 2,208 2,917 3,615 3,930 4,683 5,530 6,770 10,192 Owned dwellings........................ 2,969 895 641 1,250 1,675 2,249 3,027 3,976 5,481 8,360 Mortgage interest and charges......... 1,538 314 143 324 541 972 1,672 2,257 3,207 4,971 Property taxes........................ 842 313 295 470 538 696 807 1,029 1,425 2,196 Maintenance, rep., ins., oth. exp..... 589 267 203 456 595 581 549 690 849 1,193 Rented dwellings....................... 1,286 1,334 1,457 1,578 1,706 1,428 1,409 1,146 715 647 Other lodging.......................... 339 163 110 90 234 254 247 408 573 1,185 Utilities, fuels, and public services... 2,057 1,212 1,398 1,721 1,840 2,038 2,166 2,435 2,603 3,015 Natural gas............................ 427 226 309 358 424 410 444 493 541 615 Electricity............................ 700 372 467 591 622 716 753 825 867 1,029 Fuel oil and other fuels............... 90 56 52 109 67 102 93 109 108 91 Telephone.............................. 631 465 451 499 554 614 652 761 777 934 Water and other public services........ 209 92 118 165 174 196 224 248 309 346 Household operations.................... 372 140 173 199 286 330 360 423 567 942 Personal services...................... 206 43 79 68 124 190 247 284 338 484 Other household expenses............... 166 97 95 130 162 140 113 140 228 457 Housekeeping supplies................... 422 290 229 318 300 371 443 532 649 700 Laundry and cleaning supplies.......... 113 107 74 81 96 100 117 139 148 176 Other household products............... 191 82 108 139 134 170 187 243 318 324 Postage and stationery................. 118 101 47 98 70 100 139 149 182 200 Household furnishings and equipment..... 1,331 459 626 676 676 925 1,318 1,940 2,243 3,339 Household textiles..................... 108 40 105 36 71 84 92 139 163 237 Furniture.............................. 330 75 148 169 172 291 361 396 566 797 Floor coverings........................ 142 13 39 35 67 34 114 282 328 417 Major appliances....................... 148 71 62 103 117 146 158 164 228 286 Small appliances, misc. housewares..... 79 42 35 32 43 56 89 140 131 162 Miscellaneous household equipment...... 523 219 236 300 206 315 503 819 827 1,440 Apparel and services..................... 1,642 908 887 885 1,225 1,436 1,608 1,850 2,180 4,055 Men and boys............................ 433 220 184 251 237 369 495 517 563 1,140 Men, 16 and over....................... 333 167 127 208 169 257 369 423 450 908 Boys, 2 to 15.......................... 101 53 57 44 68 112 126 94 113 232 Women and girls......................... 661 395 316 355 530 582 586 728 904 1,653 Women, 16 and over..................... 555 346 285 285 488 504 449 589 762 1,375 Girls, 2 to 15......................... 106 49 31 69 41 78 137 138 141 278 Children under 2........................ 81 53 45 38 46 89 96 111 117 129 Footwear................................ 241 110 232 138 249 207 235 269 299 405 Other apparel products and services..... 225 130 111 102 163 189 196 225 297 727 Transportation........................... 5,721 2,162 1,701 2,818 4,426 5,066 6,520 8,092 9,205 12,141 Vehicle purchases (net outlay).......... 2,696 725 568 1,122 2,310 2,329 3,131 3,956 4,411 6,100 Cars and trucks, new................... 1,269 269 143 483 648 981 1,199 2,218 2,432 3,397 Cars and trucks, used.................. 1,378 457 424 633 1,638 1,320 1,864 1,695 1,856 2,548 Other vehicles......................... 49 0 0 5 23 28 68 43 123 154 Gasoline and motor oil.................. 960 482 424 587 701 963 1,116 1,329 1,428 1,570 Other vehicle expenses.................. 1,786 835 591 961 1,173 1,582 2,032 2,453 2,928 3,705 Vehicle finance charges................ 272 43 40 110 122 218 380 467 545 493 Maintenance and repairs................ 609 357 235 379 442 579 691 771 934 1,137 Vehicle insurance...................... 613 220 213 347 464 568 733 894 990 1,062 Veh. rent., leas., licen., oth. chges.. 292 215 103 125 145 216 228 321 459 1,013 Public transportation................... 278 120 118 148 242 193 241 355 438 767 Health care.............................. 1,665 794 1,094 1,710 1,813 1,623 1,734 1,809 1,930 2,348 Health insurance........................ 800 341 564 892 938 821 834 824 829 1,047 Medical services........................ 467 219 206 440 428 387 516 606 658 771 Drugs................................... 310 194 287 325 381 335 275 287 327 329 Medical supplies........................ 88 39 37 53 67 80 109 93 116 201 Entertainment............................ 1,490 795 600 681 803 1,268 1,606 2,020 2,405 3,561 Fees and admissions..................... 378 197 106 115 216 277 346 517 649 1,166 Television, radios, sound equipment..... 519 396 254 307 346 453 596 691 752 968 Pets, toys, and playground equipment.... 287 120 103 167 169 246 348 398 472 574 Other supplies, equip., and services.... 307 81 136 92 72 292 315 415 532 853 Personal care products and services...... 389 262 251 219 311 321 365 476 595 753 Reading.................................. 168 64 71 111 126 146 187 220 252 344 Education................................ 453 1,042 295 201 242 304 284 433 655 1,189 Tobacco products and smoking supplies.... 302 199 222 247 257 324 368 369 373 289 Miscellaneous............................ 744 393 414 504 501 623 875 1,066 1,139 1,172 Cash contributions....................... 1,056 176 444 387 748 925 864 1,127 1,775 3,338 Personal insurance and pensions.......... 3,143 205 267 699 1,018 2,009 3,196 4,746 6,356 11,010 Life and other personal insurance....... 376 58 98 258 242 277 318 542 626 1,074 Pensions and Social Security............ 2,767 147 170 441 776 1,732 2,878 4,204 5,730 9,936 Money income before taxes 1/.............. 33,542 2,520 7,398 12,426 17,336 24,569 34,536 44,582 58,526 110,107 Wages and salaries....................... 25,829 1,367 1,685 4,243 8,649 16,199 27,564 39,154 51,536 92,710 Self-employment income................... 1,719 (392) 86 301 237 867 1,173 1,513 2,623 10,874 Soc. Sec., priv. and gov. retirement..... 4,129 710 3,640 6,097 6,924 5,759 4,062 2,625 2,482 2,592 Int., divid., rent. inc., property inc... 817 33 125 296 597 738 777 676 1,160 3,319 Unemp. and workers' compen., vet. ben.... 267 80 79 196 298 384 365 239 344 290 Pub. ass., supp. sec. inc., foodstamps... 406 456 1,425 856 330 195 112 47 29 35 Regular contributions for support........ 246 193 296 301 166 298 341 224 151 131 Other income............................. 129 73 64 136 135 128 144 105 199 156 Personal taxes 1/......................... 2,758 70 153 332 484 1,796 2,372 3,802 5,150 12,433 Federal income taxes..................... 1,908 (34) 67 139 189 1,225 1,574 2,567 3,522 9,292 State and local income taxes............. 653 0 22 84 144 397 598 983 1,314 2,694 Other taxes.............................. 197 104 64 108 151 174 200 251 314 447 Income after taxes 1/..................... 30,784 2,450 7,244 12,095 16,852 22,773 32,164 40,780 53,375 97,674 Net change in total assets and liabilities (2,004) (2,296) (839) (104) (543) 340 (1,449) (6,243) (5,913) (2,615) Net change in total assets............... 3,910 232 (473) 1,248 754 4,093 3,694 3,649 6,856 16,650 Net change in total liabilities.......... 5,914 2,528 366 1,352 1,297 3,753 5,143 9,892 12,769 19,265 Other money receipts...................... 560 143 122 310 236 466 687 1,624 680 826 Mortgage principal paid, owned property... (858) (158) (89) (344) (297) (462) (807) (1,857) (1,670) (2,397) Estimated market value of owned home...... 52,541 19,418 20,673 31,727 34,548 43,564 50,740 67,012 82,945 133,837 Est. monthly rental value of owned home... 392 152 172 250 296 340 390 494 620 860 Gifts of goods and services............... 1,045 653 498 606 693 955 750 1,178 1,585 2,822 Food.................................... 74 7 32 25 22 65 30 37 164 311 Housing................................. 306 178 175 190 169 238 218 367 366 971 Housekeeping supplies................. 45 20 16 49 18 46 49 49 63 91 Household textiles.................... 22 21 56 4 6 14 8 31 12 47 Appliances and misc. housewares....... 27 30 7 8 14 18 28 44 42 73 Major appliances.................... 6 8 2 1 1 7 2 4 13 16 Small appl. and misc. housewares.... 21 21 4 7 13 10 26 40 29 57 Miscellaneous household equipment..... 96 43 20 66 40 52 71 90 110 425 Other housing......................... 115 65 76 63 91 108 62 152 139 335 Apparel and services.................... 235 107 107 76 139 255 234 324 375 486 Males 2 and over...................... 68 47 24 18 28 75 64 91 98 173 Females 2 and over.................... 95 19 29 30 55 96 97 137 192 184 Children under 2...................... 33 15 9 15 24 34 30 53 49 70 Other apparel products and services... 40 26 45 13 33 50 44 43 37 58 Jewelry and watches................. 24 22 39 8 15 37 16 19 19 31 All other apparel products and serv. 16 4 6 5 18 13 27 23 18 27 Transportation.......................... 64 13 14 20 21 107 45 84 145 89 Health care............................. 37 5 4 163 52 11 15 12 24 50 Entertainment........................... 89 203 28 32 61 64 80 111 154 176 Toys, games, hobbies, and tricycles... 34 11 11 16 19 32 40 59 60 58 Other entertainment................... 55 193 16 16 43 33 40 51 94 118 Education............................... 114 37 14 27 64 134 23 36 196 582 All other gifts......................... 126 104 126 73 164 80 104 205 160 158 __________________________________________ 1/ Components of income and taxes are derived from "complete income reporters" only; see glossary Note that all values have been rounded, and therefore some rounded values equal zero. This is particularly evident in the characteristics section. When data are not reported or are not applicable (i.e., missing values), values are set to zero. Note also that some data are likely to have large sampling errors.