Table 3640. Consumer units of four persons by age of reference person: Average annual expenditures and characteristics, Consumer Expenditure Survey, 1992-93 _____________________________________________________________________________________________________________________________ | | | | | | | | Total | Under | | | | | 65 and Item | four | 25 | 25-34 | 35-44 | 45-54 | 55-64 | over | persons | | | | | | | | | | | | | _____________________________________________________________________________________________________________________________ | | | | | | | Number of consumer units (in thousands).........| 14,716 | 419 | 4,120 | 6,265 | 2,544 | 941 | 426 | | | | | | | Consumer unit characteristics: | | | | | | | | | | | | | | Income before taxes 1/........................| $47,864 | $20,203 | $35,516 | $52,885 | $62,942 | $46,907 | $34,383 Income after taxes 1/.........................| 43,400 | 19,723 | 32,767 | 47,425 | 56,935 | 42,426 | 33,212 Age of reference person.......................| 40.0 | 22.6 | 30.4 | 39.2 | 48.4 | 58.3 | 71.6 | | | | | | | Average number in consumer unit: | | | | | | | Persons.....................................| 4.0 | 4.0 | 4.0 | 4.0 | 4.0 | 4.0 | 4.0 Children under 18...........................| 1.7 | 2.1 | 2.0 | 1.8 | 1.2 | .6 | .8 Persons 65 and over.........................| .1 | (2) | (3) | (3) | (3) | .1 | 1.5 Earners.....................................| 2.0 | 1.3 | 1.6 | 2.0 | 2.6 | 2.4 | 1.5 Vehicles....................................| 2.6 | 1.3 | 2.1 | 2.6 | 3.1 | 3.5 | 2.4 | | | | | | | Percent distribution: | | | | | | | | | | | | | | Sex of reference person: | | | | | | | Male......................................| 75 | 51 | 68 | 78 | 83 | 81 | 71 Female....................................| 25 | 49 | 32 | 22 | 17 | 19 | 29 | | | | | | | Housing tenure: | | | | | | | Homeowner.................................| 72 | 27 | 56 | 78 | 84 | 87 | 88 With mortgage...........................| 59 | 14 | 48 | 69 | 68 | 56 | 25 Without mortgage........................| 13 | 13 | 8 | 8 | 16 | 31 | 63 Renter....................................| 28 | 73 | 44 | 22 | 16 | 13 | 12 | | | | | | | Race of reference person: | | | | | | | Black.....................................| 12 | 30 | 13 | 11 | 11 | 9 | 19 White and other...........................| 88 | 70 | 87 | 89 | 89 | 91 | 81 | | | | | | | Education of reference person: | | | | | | | Elementary (1-8)..........................| 6 | 8 | 4 | 3 | 5 | 20 | 34 High school (9-12)........................| 45 | 81 | 53 | 40 | 39 | 47 | 42 College...................................| 49 | 11 | 43 | 57 | 56 | 32 | 22 Never attended and other..................| (4) | (2) | (3) | (2) | (4) | (4) | 2 | | | | | | | At least one vehicle owned..................| 93 | 71 | 91 | 95 | 96 | 96 | 96 | | | | | | | Average annual expenditures.....................| $41,530 | $22,905 | $32,735 | $44,719 | $51,684 | $41,008 | $36,059 | | | | | | | Food..........................................| 6,113 | 3,808 | 4,949 | 6,610 | 6,922 | 6,432 | 6,614 Food at home................................| 3,905 | 2,547 | 3,339 | 4,128 | 4,227 | 4,316 | 4,728 Cereals and bakery products...............| 638 | 385 | 545 | 684 | 699 | 670 | 688 Cereals and cereal products.............| 234 | 183 | 208 | 250 | 243 | 234 | 242 Bakery products.........................| 404 | 201 | 337 | 434 | 455 | 436 | 445 Meats, poultry, fish, and eggs............| 1,027 | 690 | 839 | 1,072 | 1,112 | 1,298 | 1,497 Beef....................................| 320 | 286 | 267 | 331 | 346 | 352 | 480 Pork....................................| 224 | 131 | 186 | 232 | 225 | 348 | 352 Other meats.............................| 144 | 86 | 116 | 149 | 156 | 235 | 160 Poultry.................................| 188 | 121 | 147 | 199 | 216 | 197 | 281 Fish and seafood........................| 110 | 31 | 88 | 122 | 119 | 115 | 171 Eggs....................................| 41 | 36 | 34 | 39 | 50 | 51 | 53 | | | | | | | Dairy products............................| 447 | 323 | 390 | 479 | 463 | 491 | 495 Fresh milk and cream....................| 198 | 171 | 185 | 208 | 193 | 215 | 230 Other dairy products....................| 248 | 151 | 205 | 270 | 269 | 276 | 264 Fruits and vegetables.....................| 581 | 329 | 494 | 606 | 656 | 636 | 731 Fresh fruits............................| 169 | 81 | 135 | 179 | 201 | 188 | 196 Fresh vegetables........................| 169 | 78 | 147 | 170 | 196 | 183 | 251 Processed fruits........................| 137 | 84 | 118 | 147 | 146 | 152 | 154 Processed vegetables....................| 106 | 86 | 95 | 110 | 113 | 113 | 130 | | | | | | | Other food at home........................| 1,212 | 820 | 1,072 | 1,287 | 1,298 | 1,221 | 1,318 Sugar and other sweets..................| 148 | 89 | 121 | 169 | 148 | 150 | 179 Fats and oils...........................| 104 | 70 | 84 | 111 | 112 | 135 | 133 Miscellaneous foods.....................| 578 | 447 | 546 | 605 | 607 | 528 | 543 Nonalcoholic beverages..................| 325 | 184 | 278 | 339 | 365 | 336 | 421 Food prepared by consumer unit | | | | | | | on out-of-town trips...................| 57 | 5/30 | 43 | 63 | 65 | 73 | 5/42 Food away from home.........................| 2,208 | 1,262 | 1,609 | 2,483 | 2,696 | 2,116 | 1,886 | | | | | | | Alcoholic beverages...........................| 294 | 259 | 267 | 314 | 289 | 293 | 356 | | | | | | | Housing.......................................| 12,958 | 7,286 | 11,248 | 14,070 | 14,927 | 11,083 | 10,248 Shelter.....................................| 7,194 | 3,785 | 6,293 | 8,021 | 8,112 | 5,623 | 5,103 Owned dwellings...........................| 5,258 | 855 | 3,800 | 6,222 | 6,519 | 4,362 | 3,958 Mortgage interest and charges...........| 3,533 | 5/472 | 2,672 | 4,390 | 4,163 | 2,029 | 1,814 Property taxes..........................| 1,059 | 270 | 645 | 1,139 | 1,525 | 1,449 | 1,033 Maintenance, repairs, insurance, | | | | | | | other expenses.........................| 666 | 5/113 | 482 | 693 | 830 | 884 | 1,111 Rented dwellings..........................| 1,504 | 2,878 | 2,306 | 1,326 | 861 | 682 | 669 Other lodging.............................| 432 | 5/52 | 188 | 472 | 732 | 579 | 475 Utilities, fuels, and public services.......| 2,584 | 1,827 | 2,219 | 2,639 | 3,002 | 2,883 | 2,871 Natural gas...............................| 327 | 204 | 264 | 328 | 375 | 421 | 535 Electricity...............................| 1,063 | 755 | 920 | 1,112 | 1,228 | 1,058 | 1,056 Fuel oil and other fuels..................| 116 | 5/56 | 93 | 120 | 126 | 146 | 204 Telephone services........................| 762 | 695 | 690 | 740 | 900 | 889 | 747 Water and other public services...........| 316 | 118 | 253 | 339 | 372 | 369 | 328 Household operations........................| 856 | 293 | 979 | 1,039 | 591 | 276 | 399 Personal services.........................| 570 | 248 | 817 | 682 | 221 | 5/56 | 5/82 Other household expenses..................| 286 | 45 | 162 | 357 | 370 | 220 | 316 | | | | | | | Housekeeping supplies.......................| 612 | 374 | 512 | 601 | 776 | 649 | 755 Laundry and cleaning supplies.............| 164 | 145 | 145 | 158 | 180 | 197 | 275 Other household products..................| 287 | 144 | 250 | 284 | 352 | 285 | 395 Postage and stationery....................| 161 | 84 | 118 | 158 | 244 | 166 | 86 Household furnishings and equipment.........| 1,712 | 1,008 | 1,245 | 1,770 | 2,445 | 1,652 | 1,121 Household textiles........................| 155 | 114 | 93 | 160 | 244 | 101 | 157 Furniture.................................| 484 | 439 | 389 | 496 | 660 | 481 | 217 Floor coverings...........................| 90 | 5/6 | 69 | 84 | 139 | 5/33 | 5/197 Major appliances..........................| 177 | 5/63 | 162 | 196 | 148 | 231 | 202 Small appliances, miscellaneous housewares| 114 | 65 | 88 | 122 | 130 | 177 | 86 Miscellaneous household equipment.........| 692 | 321 | 443 | 711 | 1,123 | 629 | 261 | | | | | | | Apparel and services..........................| 2,421 | 1,858 | 1,981 | 2,644 | 2,655 | 2,047 | 3,230 Men and boys................................| 674 | 292 | 525 | 767 | 771 | 466 | 965 Men, 16 and over..........................| 475 | 227 | 348 | 513 | 609 | 407 | 687 Boys, 2 to 15.............................| 198 | 65 | 177 | 254 | 163 | 59 | 278 Women and girls.............................| 927 | 396 | 624 | 1,048 | 1,125 | 913 | 1,308 Women, 16 and over........................| 692 | 301 | 445 | 726 | 922 | 772 | 1,238 Girls, 2 to 15............................| 235 | 95 | 180 | 322 | 203 | 141 | 70 Children under 2............................| 149 | 534 | 263 | 102 | 50 | 78 | 99 Footwear....................................| 370 | 439 | 327 | 403 | 329 | 296 | 5/639 Other apparel products and services.........| 302 | 196 | 242 | 324 | 380 | 295 | 219 | | | | | | | Transportation................................| 7,463 | 5,169 | 5,623 | 7,701 | 9,701 | 9,256 | 6,655 Vehicle purchases (net outlay)..............| 3,286 | 2,873 | 2,475 | 3,340 | 4,332 | 4,036 | 5/2,832 Cars and trucks, new......................| 1,733 | 5/1,587 | 1,134 | 1,779 | 2,759 | 1,521 | 5/1,336 Cars and trucks, used.....................| 1,511 | 1,287 | 1,327 | 1,497 | 1,559 | 2,383 | 1,495 Other vehicles............................| 43 | (2) | 5/15 | 64 | 5/15 | 5/132 | (2) Gasoline and motor oil......................| 1,364 | 805 | 1,097 | 1,396 | 1,690 | 1,678 | 1,387 Other vehicle expenses......................| 2,489 | 1,364 | 1,858 | 2,628 | 3,235 | 2,987 | 2,105 Vehicle finance charges...................| 381 | 277 | 343 | 413 | 413 | 333 | 295 Maintenance and repairs...................| 825 | 615 | 623 | 838 | 1,082 | 1,044 | 759 Vehicle insurance.........................| 873 | 390 | 607 | 886 | 1,224 | 1,241 | 829 Vehicle rental, leases, licenses, | | | | | | | other charges............................| 411 | 82 | 284 | 492 | 516 | 368 | 222 Public transportation.......................| 323 | 127 | 193 | 337 | 444 | 555 | 331 | | | | | | | Health care...................................| 1,886 | 623 | 1,436 | 2,069 | 2,178 | 2,075 | 2,624 Health insurance............................| 784 | 303 | 615 | 852 | 858 | 907 | 1,184 Medical services............................| 742 | 209 | 576 | 866 | 815 | 767 | 580 Drugs.......................................| 247 | 89 | 178 | 234 | 329 | 278 | 710 Medical supplies............................| 112 | 5/22 | 68 | 116 | 176 | 122 | 150 | | | | | | | Entertainment.................................| 2,637 | 1,090 | 2,146 | 2,767 | 3,650 | 1,837 | 1,355 Fees and admissions.........................| 593 | 122 | 314 | 718 | 878 | 569 | 268 Television, radios, sound equipment.........| 942 | 537 | 633 | 757 | 1,921 | 660 | 580 Pets, toys, and playground equipment........| 412 | 243 | 420 | 447 | 391 | 302 | 308 Other entertainment supplies, equipment, | | | | | | | and services...............................| 690 | 187 | 780 | 846 | 460 | 308 | 199 | | | | | | | Personal care products and services...........| 517 | 365 | 387 | 569 | 607 | 535 | 544 | | | | | | | Reading.......................................| 190 | 82 | 125 | 215 | 243 | 231 | 169 | | | | | | | Education.....................................| 710 | 5/115 | 251 | 640 | 1,790 | 728 | 253 | | | | | | | Tobacco products and smoking supplies.........| 341 | 451 | 327 | 318 | 362 | 429 | 401 | | | | | | | Miscellaneous.................................| 926 | 380 | 677 | 1,059 | 1,147 | 854 | 865 | | | | | | | Cash contributions............................| 843 | 5/187 | 453 | 896 | 1,469 | 832 | 774 | | | | | | | Personal insurance and pensions...............| 4,230 | 1,232 | 2,864 | 4,848 | 5,742 | 4,375 | 1,972 Life and other personal insurance...........| 551 | 153 | 318 | 615 | 803 | 707 | 423 Pensions and Social Security................| 3,679 | 1,079 | 2,545 | 4,233 | 4,940 | 3,668 | 1,548 | | | | | | | Sources of income and personal taxes: 1/ | | | | | | | | | | | | | | Money income before taxes.....................| 47,864 | 20,203 | 35,516 | 52,885 | 62,942 | 46,907 | 34,383 Wages and salaries..........................| 40,687 | 15,269 | 31,711 | 45,863 | 51,629 | 38,257 | 16,756 Self-employment income......................| 3,868 | 5/381 | 1,264 | 4,488 | 8,268 | 1,733 | 5/2,644 Social Security, private and government | | | | | | | retirement.................................| 1,093 | 5/178 | 277 | 387 | 1,040 | 4,665 | 13,082 Interest, dividends, rental income, other | | | | | | | property income............................| 677 | 5/389 | 298 | 815 | 865 | 1,114 | 543 Unemployment and workers' compensation, | | | | | | | veterans' benefits.........................| 436 | 5/231 | 488 | 426 | 462 | 372 | 5/248 Public assistance, supplemental security | | | | | | | income, food stamps........................| 666 | 3,295 | 989 | 415 | 329 | 578 | 939 Regular contributions for support...........| 306 | 5/322 | 351 | 365 | 173 | 5/145 | 5/101 Other income................................| 131 | 5/138 | 139 | 126 | 176 | 5/43 | 5/70 | | | | | | | Personal taxes................................| 4,465 | 480 | 2,750 | 5,460 | 6,007 | 4,481 | 1,171 Federal income taxes........................| 3,320 | 300 | 1,972 | 4,095 | 4,576 | 3,224 | 738 State and local income taxes................| 955 | 166 | 645 | 1,146 | 1,217 | 998 | 263 Other taxes.................................| 190 | 5/15 | 133 | 219 | 214 | 259 | 170 | | | | | | | Income after taxes............................| 43,400 | 19,723 | 32,767 | 47,425 | 56,935 | 42,426 | 33,212 | | | | | | | Addenda: | | | | | | | | | | | | | | Net change in total assets and liabilities....| -5,684 | 375 | -4,021 | -7,739 | -876 | -6,785 | -23,745 Net change in total assets..................| 5,473 | 2,091 | 4,131 | 10,004 | 3,752 | 374 | -23,308 Net change in total liabilities.............| 11,156 | 1,716 | 8,153 | 17,744 | 4,628 | 7,159 | 437 | | | | | | | Other financial information: | | | | | | | | | | | | | | Other money receipts........................| 522 | 5/81 | 286 | 714 | 377 | 1,086 | 5/46 Mortgage principal paid on owned property...| -1,751 | 5/-185 | -745 | -2,513 | -1,912 | -1,586 | -1,221 Estimated market value of owned home........| 86,799 | 9,796 | 49,831 | 98,689 | 119,044 | 92,981 | 138,882 Estimated monthly rental value of owned home| 545 | 89 | 358 | 619 | 686 | 637 | 672 | | | | | | | Gifts of goods and services...................| 888 | 430 | 602 | 905 | 1,277 | 1,124 | 1,141 Food........................................| 70 | 5/7 | 24 | 82 | 131 | 45 | 84 Housing.....................................| 302 | 222 | 238 | 330 | 353 | 396 | 117 Housekeeping supplies.....................| 48 | 5/37 | 32 | 50 | 72 | 43 | 5/32 Household textiles........................| 15 | 5/3 | 5/1 | 25 | 5/22 | 5/1 | (2) Appliances and miscellaneous housewares...| 26 | 5/5 | 21 | 23 | 17 | 98 | 5/52 Major appliances........................| 6 | (2) | 5/2 | 6 | 7 | 5/8 | 5/34 Small appliances and miscellaneous | | | | | | | housewares.............................| 20 | 5/5 | 19 | 18 | 11 | 5/90 | 5/18 Miscellaneous household equipment.........| 96 | 5/86 | 56 | 130 | 81 | 140 | 5/28 Other housing.............................| 117 | 5/90 | 128 | 101 | 161 | 114 | 5/5 Apparel and services........................| 224 | 175 | 208 | 225 | 215 | 326 | 323 Males, 2 and over.........................| 62 | 5/43 | 48 | 64 | 61 | 103 | 134 Females, 2 and over.......................| 84 | 5/71 | 71 | 89 | 86 | 129 | 5/70 Children under 2..........................| 46 | 5/53 | 52 | 44 | 35 | 52 | 5/68 Other apparel products and services.......| 32 | 5/7 | 37 | 28 | 32 | 42 | 5/51 Jewelry and watches.....................| 12 | 5/3 | 5 | 13 | 16 | 5/31 | 5/14 All other apparel products and services.| 20 | 5/4 | 31 | 16 | 16 | 5/11 | 5/36 Transportation..............................| 37 | (2) | 18 | 25 | 47 | 34 | 383 Health care.................................| 15 | (2) | 5/8 | 16 | 29 | 5/6 | 5/20 Entertainment...............................| 71 | 5/14 | 49 | 70 | 110 | 81 | 89 Toys, games, hobbies, and tricycles.......| 27 | 5/8 | 19 | 31 | 28 | 35 | 5/60 Other entertainment.......................| 44 | 5/6 | 30 | 40 | 81 | 47 | 5/29 Education...................................| 93 | (2) | 5/5 | 75 | 301 | 5/106 | 5/52 All other gifts.............................| 75 | 5/13 | 50 | 82 | 91 | 130 | 73 | | | | | | | _____________________________________________________________________________________________________________________________ 1/ Components of income and taxes are derived from "complete income reporters" only; see glossary. 2/ No data reported. 3/ Value less than 0.05. 4/ Value less than 0.5. 5/ Data are likely to have large sampling errors.