Table 3820. Consumer units with reference person age 35 to 44 by region of residence: Average annual expenditures and characteristics, Consumer Expenditure Survey, 1992-93 ________________________________________________________________________________________________________________________________ | | | | | Item | Total | Northeast | Midwest | South | West | 35-44 | | | | | | | | | ________________________________________________________________________________________________________________________________ | | | | | Number of consumer units (in thousands).........| 21,748 | 4,726 | 5,125 | 7,047 | 4,851 | | | | | Consumer unit characteristics: | | | | | | | | | | Income before taxes 1/........................| $44,454 | $46,839 | $43,604 | $42,226 | $46,135 Income after taxes 1/.........................| 40,188 | 42,174 | 39,967 | 38,154 | 41,364 Age of reference person.......................| 39.3 | 39.4 | 39.3 | 39.3 | 39.4 | | | | | Average number in consumer unit: | | | | | Persons.....................................| 3.2 | 3.2 | 3.3 | 3.2 | 3.4 Children under 18...........................| 1.4 | 1.3 | 1.4 | 1.3 | 1.4 Persons 65 and over.........................| (2) | (2) | (2) | (2) | (2) Earners.....................................| 1.7 | 1.6 | 1.8 | 1.7 | 1.7 Vehicles....................................| 2.2 | 1.7 | 2.4 | 2.2 | 2.5 | | | | | Percent distribution: | | | | | | | | | | Sex of reference person: | | | | | Male......................................| 68 | 62 | 70 | 69 | 71 Female....................................| 32 | 38 | 30 | 31 | 29 | | | | | Housing tenure: | | | | | Homeowner.................................| 64 | 60 | 72 | 65 | 60 With mortgage...........................| 55 | 52 | 60 | 54 | 54 Without mortgage........................| 9 | 8 | 12 | 10 | 5 Renter....................................| 36 | 40 | 28 | 35 | 40 | | | | | Race of reference person: | | | | | Black.....................................| 12 | 12 | 11 | 18 | 5 White and other...........................| 88 | 88 | 89 | 82 | 95 | | | | | Education of reference person: | | | | | Elementary (1-8)..........................| 4 | 2 | 2 | 4 | 6 High school (9-12)........................| 38 | 41 | 41 | 40 | 29 College...................................| 58 | 56 | 57 | 55 | 65 Never attended and other..................| (3) | (3) | (3) | (3) | (2) | | | | | At least one vehicle owned..................| 90 | 83 | 91 | 92 | 92 | | | | | Average annual expenditures.....................| $37,319 | $37,531 | $35,956 | $35,878 | $40,652 | | | | | Food..........................................| 5,291 | 5,449 | 5,222 | 5,054 | 5,574 Food at home................................| 3,269 | 3,399 | 3,218 | 3,001 | 3,602 Cereals and bakery products...............| 517 | 544 | 519 | 470 | 558 Cereals and cereal products.............| 190 | 198 | 185 | 172 | 216 Bakery products.........................| 327 | 347 | 334 | 298 | 342 Meats, poultry, fish, and eggs............| 862 | 921 | 834 | 839 | 875 Beef....................................| 275 | 268 | 279 | 271 | 281 Pork....................................| 181 | 174 | 182 | 193 | 168 Other meats.............................| 118 | 121 | 123 | 106 | 126 Poultry.................................| 158 | 203 | 145 | 148 | 144 Fish and seafood........................| 99 | 123 | 78 | 89 | 118 Eggs....................................| 32 | 32 | 27 | 32 | 38 | | | | | Dairy products............................| 374 | 410 | 379 | 318 | 419 Fresh milk and cream....................| 164 | 163 | 170 | 144 | 190 Other dairy products....................| 210 | 246 | 209 | 174 | 229 Fruits and vegetables.....................| 502 | 574 | 447 | 447 | 577 Fresh fruits............................| 153 | 167 | 141 | 131 | 188 Fresh vegetables........................| 146 | 176 | 118 | 128 | 177 Processed fruits........................| 113 | 130 | 104 | 97 | 129 Processed vegetables....................| 90 | 101 | 83 | 92 | 84 | | | | | Other food at home........................| 1,014 | 950 | 1,040 | 928 | 1,173 Sugar and other sweets..................| 129 | 121 | 135 | 115 | 150 Fats and oils...........................| 89 | 89 | 83 | 85 | 103 Miscellaneous foods.....................| 465 | 426 | 475 | 422 | 554 Nonalcoholic beverages..................| 277 | 262 | 301 | 260 | 291 Food prepared by consumer unit | | | | | on out-of-town trips...................| 54 | 52 | 46 | 46 | 76 Food away from home.........................| 2,022 | 2,050 | 2,004 | 2,053 | 1,972 | | | | | Alcoholic beverages...........................| 338 | 348 | 323 | 287 | 422 | | | | | Housing.......................................| 12,064 | 13,119 | 10,847 | 11,211 | 13,556 Shelter.....................................| 7,110 | 8,165 | 5,855 | 6,155 | 8,795 Owned dwellings...........................| 4,866 | 5,363 | 4,406 | 4,261 | 5,746 Mortgage interest and charges...........| 3,353 | 3,343 | 2,863 | 3,019 | 4,366 Property taxes..........................| 910 | 1,408 | 946 | 620 | 810 Maintenance, repairs, insurance, | | | | | other expenses.........................| 602 | 612 | 597 | 622 | 570 Rented dwellings..........................| 1,859 | 2,400 | 1,136 | 1,542 | 2,558 Other lodging.............................| 385 | 403 | 313 | 352 | 492 Utilities, fuels, and public services.......| 2,291 | 2,379 | 2,320 | 2,401 | 2,015 Natural gas...............................| 288 | 332 | 462 | 176 | 227 Electricity...............................| 923 | 876 | 824 | 1,149 | 746 Fuel oil and other fuels..................| 95 | 229 | 91 | 46 | 41 Telephone services........................| 716 | 739 | 694 | 729 | 699 Water and other public services...........| 268 | 203 | 249 | 302 | 302 Household operations........................| 667 | 705 | 559 | 676 | 733 Personal services.........................| 401 | 449 | 377 | 376 | 415 Other household expenses..................| 267 | 257 | 181 | 300 | 318 | | | | | Housekeeping supplies.......................| 482 | 491 | 489 | 469 | 487 Laundry and cleaning supplies.............| 130 | 116 | 145 | 132 | 125 Other household products..................| 223 | 251 | 213 | 220 | 214 Postage and stationery....................| 129 | 124 | 130 | 117 | 148 Household furnishings and equipment.........| 1,513 | 1,379 | 1,625 | 1,509 | 1,526 Household textiles........................| 117 | 85 | 154 | 115 | 112 Furniture.................................| 426 | 396 | 455 | 467 | 364 Floor coverings...........................| 87 | 36 | 86 | 113 | 97 Major appliances..........................| 167 | 158 | 153 | 183 | 167 Small appliances, miscellaneous housewares| 101 | 75 | 87 | 102 | 137 Miscellaneous household equipment.........| 616 | 629 | 691 | 528 | 649 | | | | | Apparel and services..........................| 2,141 | 2,484 | 2,229 | 1,949 | 1,989 Men and boys................................| 581 | 811 | 610 | 469 | 493 Men, 16 and over..........................| 426 | 625 | 431 | 337 | 359 Boys, 2 to 15.............................| 155 | 185 | 178 | 132 | 134 Women and girls.............................| 861 | 871 | 983 | 787 | 820 Women, 16 and over........................| 667 | 651 | 762 | 615 | 648 Girls, 2 to 15............................| 194 | 219 | 221 | 172 | 172 Children under 2............................| 84 | 92 | 77 | 70 | 105 Footwear....................................| 282 | 337 | 292 | 268 | 241 Other apparel products and services.........| 333 | 374 | 267 | 355 | 329 | | | | | Transportation................................| 6,442 | 5,592 | 6,811 | 6,399 | 6,942 Vehicle purchases (net outlay)..............| 2,715 | 2,035 | 3,124 | 2,703 | 2,963 Cars and trucks, new......................| 1,388 | 1,182 | 1,395 | 1,457 | 1,482 Cars and trucks, used.....................| 1,290 | 846 | 1,680 | 1,208 | 1,427 Other vehicles............................| 37 | 4/7 | 48 | 37 | 54 Gasoline and motor oil......................| 1,183 | 987 | 1,213 | 1,283 | 1,195 Other vehicle expenses......................| 2,214 | 2,090 | 2,178 | 2,198 | 2,394 Vehicle finance charges...................| 334 | 225 | 344 | 388 | 349 Maintenance and repairs...................| 755 | 720 | 725 | 772 | 793 Vehicle insurance.........................| 731 | 766 | 690 | 715 | 762 Vehicle rental, leases, licenses, | | | | | other charges............................| 395 | 379 | 419 | 323 | 491 Public transportation.......................| 330 | 480 | 296 | 215 | 389 | | | | | Health care...................................| 1,622 | 1,613 | 1,400 | 1,788 | 1,625 Health insurance............................| 646 | 640 | 563 | 724 | 623 Medical services............................| 672 | 710 | 540 | 742 | 673 Drugs.......................................| 210 | 177 | 195 | 234 | 223 Medical supplies............................| 94 | 84 | 101 | 87 | 105 | | | | | Entertainment.................................| 2,068 | 1,950 | 1,966 | 1,913 | 2,509 Fees and admissions.........................| 542 | 610 | 496 | 513 | 564 Television, radios, sound equipment.........| 674 | 713 | 676 | 657 | 654 Pets, toys, and playground equipment........| 375 | 335 | 354 | 394 | 407 Other entertainment supplies, equipment, | | | | | and services...............................| 478 | 291 | 440 | 349 | 885 | | | | | Personal care products and services...........| 458 | 449 | 480 | 444 | 463 | | | | | Reading.......................................| 187 | 210 | 192 | 158 | 202 | | | | | Education.....................................| 486 | 410 | 497 | 546 | 460 | | | | | Tobacco products and smoking supplies.........| 325 | 346 | 378 | 325 | 249 | | | | | Miscellaneous.................................| 941 | 910 | 791 | 927 | 1,152 | | | | | Cash contributions............................| 875 | 684 | 872 | 908 | 1,015 | | | | | Personal insurance and pensions...............| 4,081 | 3,966 | 3,948 | 3,970 | 4,495 Life and other personal insurance...........| 444 | 454 | 406 | 518 | 364 Pensions and Social Security................| 3,637 | 3,512 | 3,542 | 3,451 | 4,130 | | | | | Sources of income and personal taxes: 1/ | | | | | | | | | | Money income before taxes.....................| 44,454 | 46,839 | 43,604 | 42,226 | 46,135 Wages and salaries..........................| 38,198 | 39,992 | 38,972 | 36,752 | 37,817 Self-employment income......................| 3,748 | 3,798 | 2,420 | 3,390 | 5,441 Social Security, private and government | | | | | retirement.................................| 466 | 586 | 543 | 356 | 435 Interest, dividends, rental income, other | | | | | property income............................| 590 | 704 | 302 | 554 | 809 Unemployment and workers' compensation, | | | | | veterans' benefits.........................| 428 | 729 | 397 | 256 | 422 Public assistance, supplemental security | | | | | income, food stamps........................| 491 | 630 | 520 | 297 | 600 Regular contributions for support...........| 408 | 325 | 293 | 511 | 455 Other income................................| 124 | 74 | 156 | 110 | 156 | | | | | Personal taxes................................| 4,266 | 4,664 | 3,637 | 4,072 | 4,771 Federal income taxes........................| 3,202 | 3,226 | 2,571 | 3,313 | 3,631 State and local income taxes................| 909 | 1,168 | 936 | 615 | 1,050 Other taxes.................................| 154 | 270 | 130 | 144 | 90 | | | | | Income after taxes............................| 40,188 | 42,174 | 39,967 | 38,154 | 41,364 | | | | | Addenda: | | | | | | | | | | Net change in total assets and liabilities....| -4,120 | -811 | -5,771 | -3,402 | -6,643 Net change in total assets..................| 7,075 | 11,161 | 4,755 | 4,843 | 8,789 Net change in total liabilities.............| 11,195 | 11,972 | 10,526 | 8,245 | 15,432 | | | | | Other financial information: | | | | | | | | | | Other money receipts........................| 448 | 348 | 496 | 595 | 282 Mortgage principal paid on owned property...| -1,477 | -1,673 | -1,029 | -1,176 | -2,199 Estimated market value of owned home........| 74,311 | 91,460 | 63,556 | 57,306 | 93,672 Estimated monthly rental value of owned home| 485 | 528 | 443 | 431 | 564 | | | | | Gifts of goods and services...................| 864 | 879 | 935 | 756 | 928 Food........................................| 62 | 64 | 79 | 51 | 58 Housing.....................................| 273 | 270 | 340 | 235 | 254 Housekeeping supplies.....................| 43 | 37 | 52 | 34 | 51 Household textiles........................| 16 | 9 | 35 | 11 | 9 Appliances and miscellaneous housewares...| 24 | 19 | 25 | 22 | 32 Major appliances........................| 6 | 8 | 4/3 | 7 | 5 Small appliances and miscellaneous | | | | | housewares.............................| 18 | 10 | 22 | 14 | 27 Miscellaneous household equipment.........| 103 | 108 | 147 | 77 | 87 Other housing.............................| 87 | 97 | 81 | 92 | 75 Apparel and services........................| 234 | 291 | 214 | 183 | 275 Males, 2 and over.........................| 66 | 96 | 70 | 38 | 76 Females, 2 and over.......................| 84 | 83 | 89 | 81 | 84 Children under 2..........................| 36 | 39 | 31 | 28 | 53 Other apparel products and services.......| 48 | 74 | 25 | 37 | 62 Jewelry and watches.....................| 31 | 44 | 14 | 23 | 48 All other apparel products and services.| 17 | 30 | 11 | 14 | 14 Transportation..............................| 37 | 23 | 41 | 27 | 64 Health care.................................| 20 | 16 | 12 | 22 | 28 Entertainment...............................| 81 | 81 | 89 | 79 | 76 Toys, games, hobbies, and tricycles.......| 30 | 30 | 33 | 29 | 31 Other entertainment.......................| 51 | 52 | 55 | 50 | 46 Education...................................| 62 | 46 | 71 | 69 | 58 All other gifts.............................| 95 | 87 | 89 | 91 | 115 | | | | | ________________________________________________________________________________________________________________________________ 1/ Components of income and taxes are derived from "complete income reporters" only; see glossary. 2/ Value less than 0.05. 3/ Value less than 0.5. 4/ Data are likely to have large sampling errors.