Table 3. Consumer units with reference person age 35-44 by income before taxes: Average annual expenditures and characteristics, Consumer Expenditure Survey, 1992-93 Complete reporting of income Complete Less $5,000 $10,000 $15,000 $20,000 $30,000 $40,000 $50,000 $70,000 Item reporting than to to to to to to to and of income $5,000 $9,999 $14,999 $19,999 $29,999 $39,999 $49,999 $69,999 over ____________________________________________________________________________________________________ Number of consumer units (in thousands)... 18789 718 1171 1365 1248 2687 2805 2676 3226 2892 Income before taxes 1/.................... 44454 2326 7633 12500 17486 24249 34550 44566 58520 109125 Income after taxes 1/..................... 40188 2353 7513 12272 16867 22737 31437 40321 52581 96804 Age of reference person................... 39.3 39.1 39.1 39 38.9 39.1 39.4 39.1 39.6 39.8 Average number in consumer unit:.......... Persons.................................. 3.2 2.4 2.6 3 3 3.1 3.2 3.5 3.5 3.6 Children under 18........................ 1.4 0.9 1.1 1.4 1.3 1.3 1.3 1.5 1.5 1.4 Persons 65 and over...................... 0 0 0 0 0 0 0 0 0 0 Earners.................................. 1.7 0.9 0.8 1.1 1.5 1.6 1.8 2 2 2.1 Vehicles................................. 2.2 0.9 1 1.2 1.7 1.9 2.3 2.7 2.9 2.8 Percent distribution: Male..................................... 68 47 40 41 62 63 67 77 80 82 Female................................... 32 53 60 59 38 37 33 23 20 18 Percent homeowner........................ 64 19 27 33 41 52 68 78 83 92 With mortgage........................... 56 11 17 20 30 41 58 72 77 84 Without mortgage........................ 8 8 10 13 11 10 10 6 6 7 Renter................................... 36 81 73 67 59 48 32 22 17 8 Black.................................... 12 23 24 24 20 16 11 7 6 5 White and other.......................... 88 77 76 76 80 84 89 93 94 95 Elementary (1-8)......................... 4 13 11 12 6 4 1 1 1 1 High school (9-12)....................... 38 45 55 49 55 48 42 36 29 15 College.................................. 58 42 33 39 39 48 56 62 69 85 Never attended and other................. 0 0 1 0 0 0 0 0 0 0 At least one vehicle owned............... 90 65 60 74 89 92 95 98 97 96 Average annual expenditures............... 38555 15099 15317 19193 21756 27016 33914 41883 48342 70547 Food..................................... 5482 2528 3213 3394 4087 4425 5015 5883 6731 7967 Food at home............................ 3352 1845 2531 2386 2913 2956 3097 3527 3929 4301 Cereals and bakery products............ 532 347 338 361 443 435 490 578 641 707 Cereals and cereal products........... 198 98 135 158 179 170 178 214 226 266 Bakery products....................... 334 249 203 203 264 266 312 364 415 441 Meats, poultry, fish, and eggs......... 865 518 800 682 856 907 758 869 915 1037 Beef.................................. 278 155 267 215 268 329 247 276 289 307 Pork.................................. 179 126 207 160 206 192 162 172 180 185 Other meats........................... 120 49 101 94 129 103 118 135 133 133 Poultry............................... 157 89 137 133 134 161 122 166 178 194 Fish and seafood...................... 99 75 60 48 87 91 77 89 103 181 Eggs.................................. 32 24 28 31 32 31 32 33 33 36 Dairy products......................... 383 217 282 259 300 318 361 422 471 477 Fresh milk and cream.................. 169 117 133 127 142 152 163 198 189 191 Other dairy products.................. 214 101 149 132 157 166 199 223 282 286 Fruits and vegetables.................. 514 267 355 357 455 439 444 553 602 707 Fresh fruits.......................... 158 64 102 116 141 135 138 172 177 224 Fresh vegetables...................... 148 88 118 114 151 134 124 141 177 194 Processed fruits...................... 116 55 69 64 93 87 98 129 147 175 Processed vegetables.................. 91 60 67 62 70 83 84 110 102 114 Other food at home..................... 1059 496 757 727 860 856 1043 1106 1300 1373 Sugar and other sweets................ 137 55 95 102 120 107 141 148 165 170 Fats and oils......................... 91 45 67 69 91 88 87 95 99 107 Miscellaneous foods................... 484 222 318 339 341 378 488 496 629 620 Nonalcoholic beverages................ 291 166 262 201 282 249 278 304 332 359 Food prep. by cu, out-of-town trips... 56 8 14 16 26 35 49 64 75 116 Food away from home..................... 2130 683 681 1008 1174 1469 1918 2355 2802 3666 Alcoholic beverages...................... 366 119 152 262 210 289 253 334 489 677 Housing.................................. 12258 5984 5912 7352 7745 8608 10715 12678 14783 22170 Shelter................................. 7192 3743 3609 4485 4807 5009 6243 7317 8497 13182 Owned dwellings........................ 4929 1046 1128 1466 1875 2373 4125 5371 6618 11244 Mortgage interest and charges......... 3415 673 660 872 1284 1522 2827 3905 4641 7836 Property taxes........................ 894 218 222 310 322 461 729 923 1276 1964 Maintenance, rep., ins., oth. exp..... 620 156 246 284 269 390 569 543 700 1444 Rented dwellings....................... 1871 2549 2409 2892 2788 2457 1892 1550 1342 927 Other lodging.......................... 392 148 72 127 144 178 225 397 538 1010 Utilities, fuels, and public services... 2269 1528 1603 1773 1738 1992 2124 2391 2639 3060 Natural gas............................ 284 210 219 204 216 220 252 288 342 419 Electricity............................ 906 571 634 708 715 806 838 967 1054 1214 Fuel oil and other fuels............... 95 53 66 64 60 91 91 104 124 116 Telephone.............................. 714 562 535 641 569 681 681 718 781 906 Water and other public services........ 269 133 149 156 177 194 262 315 337 405 Household operations.................... 680 134 125 189 243 264 362 703 837 1959 Personal services...................... 421 77 72 106 147 159 229 418 570 1182 Other household expenses............... 259 57 53 83 96 105 133 285 267 776 Housekeeping supplies................... 536 124 198 235 303 364 512 589 727 862 Laundry and cleaning supplies.......... 141 45 74 92 93 112 143 148 173 201 Other household products............... 251 39 85 87 144 152 225 302 346 427 Postage and stationery................. 143 40 39 56 66 100 145 139 208 233 Household furnishings and equipment..... 1582 455 377 670 655 980 1473 1678 2082 3108 Household textiles..................... 128 66 39 35 42 77 104 188 159 230 Furniture.............................. 425 182 89 184 200 265 358 411 563 909 Floor coverings........................ 86 30 17 19 47 13 206 58 71 154 Major appliances....................... 170 77 76 89 104 115 216 154 224 258 Small appliances, misc. housewares..... 107 18 26 45 30 59 76 112 128 269 Miscellaneous household equipment...... 665 82 130 298 231 451 513 755 938 1289 Apparel and services..................... 2146 891 910 1191 1192 1553 1793 2269 2514 4066 Men and boys............................ 552 257 206 309 257 407 433 683 666 977 Men, 16 and over....................... 394 213 147 247 164 297 258 457 462 786 Boys, 2 to 15.......................... 158 44 60 62 93 110 175 225 204 191 Women and girls......................... 889 318 426 432 539 603 774 864 1091 1693 Women, 16 and over..................... 687 242 376 297 439 485 621 613 832 1313 Girls, 2 to 15......................... 202 76 51 135 100 118 153 251 259 379 Children under 2........................ 89 35 42 51 64 61 90 77 103 167 Footwear................................ 286 145 107 229 165 268 283 309 304 430 Other apparel products and services..... 330 136 128 170 168 214 213 337 350 800 Transportation........................... 6503 2411 2023 3124 3400 4859 6286 7346 8345 11152 Vehicle purchases (net outlay).......... 2707 704 559 1328 1017 1864 2852 3099 3639 4692 Cars and trucks, new................... 1343 263 49 799 52 699 850 1628 2004 3025 Cars and trucks, used.................. 1331 441 510 524 965 1142 1964 1400 1628 1594 Other vehicles......................... 32 0 0 6 0 23 38 71 7 73 Gasoline and motor oil.................. 1196 623 610 714 932 1142 1162 1371 1427 1583 Other vehicle expenses.................. 2275 913 739 915 1312 1661 2048 2598 2824 4158 Vehicle finance charges................ 340 50 46 130 197 241 316 469 461 554 Maintenance and repairs................ 783 314 349 358 525 605 733 973 952 1223 Vehicle insurance...................... 752 375 236 314 441 576 750 839 984 1222 Veh. rent., leas., licen., oth. chges.. 400 174 107 113 149 240 250 317 427 1158 Public transportation................... 325 171 116 167 140 191 224 278 455 720 Health care.............................. 1635 614 618 746 942 1354 1605 1964 1942 2647 Health insurance........................ 643 210 234 334 435 584 712 749 713 965 Medical services........................ 674 213 247 259 298 530 583 878 818 1193 Drugs................................... 219 172 118 106 158 168 219 240 272 312 Medical supplies........................ 98 20 18 47 51 71 91 97 139 178 Entertainment............................ 2113 701 637 836 912 1301 1712 2665 2774 4051 Fees and admissions..................... 544 128 89 129 153 227 395 571 780 1348 Television, radios, sound equipment..... 670 379 303 422 391 557 594 712 818 1108 Pets, toys, and playground equipment.... 392 115 163 211 183 243 358 471 488 701 Other supplies, equip., and services.... 506 80 82 73 184 273 365 911 688 893 Personal care products and services...... 499 286 182 218 310 364 442 568 608 855 Reading.................................. 195 98 76 88 86 127 179 211 256 356 Education................................ 488 315 96 90 281 212 378 528 764 974 Tobacco products and smoking supplies.... 336 307 393 268 355 371 357 314 350 295 Miscellaneous............................ 985 477 602 526 443 711 862 1220 1204 1616 Cash contributions....................... 946 80 134 226 204 462 600 1030 1340 2418 Personal insurance and pensions.......... 4604 287 371 872 1589 2380 3717 4871 6243 11304 Life and other personal insurance....... 449 116 104 99 181 309 382 492 534 1013 Pensions and Social Security............ 4155 171 267 774 1408 2071 3335 4378 5709 10292 Money income before taxes 1/.............. 44454 2326 7633 12500 17486 24249 34550 44566 58520 109125 Wages and salaries....................... 38198 1901 2757 7631 13462 20848 30908 41072 53341 90304 Self-employment income................... 3748 -947 275 945 1056 1257 1729 1880 2763 15905 Soc. Sec., priv. and gov. retirement..... 466 123 1103 818 583 417 339 253 479 427 Int., divid., rent. inc., property inc... 590 44 98 51 150 195 233 525 874 1825 Unemp. and workers' compen., vet. ben.... 428 181 537 545 629 547 621 325 388 146 Pub. ass., supp. sec. inc., foodstamps... 491 809 2534 1958 657 451 81 109 117 28 Regular contributions for support........ 408 133 234 431 758 469 462 356 383 354 Other income............................. 124 82 94 122 191 66 176 46 174 137 Personal taxes 1/......................... 4266 -26 119 228 619 1512 3112 4246 5939 12321 Federal income taxes..................... 3202 -49 17 101 391 1065 2289 3074 4347 9691 State and local income taxes............. 909 2 34 69 184 376 720 963 1329 2360 Other taxes.............................. 154 21 68 59 43 71 103 209 264 270 Income after taxes 1/..................... 40188 2353 7513 12272 16867 22737 31437 40321 52581 96804 Net change in total assets and liabilities -4048 2912 -1723 -4429 -1524 -3408 -8100 -9265 -5815 2508 Net change in total assets............... 7248 3 1696 205 1119 2523 1400 4162 9835 27296 Net change in total liabilities.......... 11296 -2909 3419 4634 2643 5931 9500 13427 15651 24789 Other money receipts...................... 454 663 2045 172 376 77 472 476 420 272 Mortgage principal paid, owned property... -1400 -406 -308 -248 -338 -527 -824 -1216 -1542 -4472 Estimated market value of owned home...... 73408 13636 16584 25108 27848 36768 64512 76855 93513 170769 Est. monthly rental value of owned home... 486 122 140 177 215 275 434 557 644 984 Gifts of goods and services............... 917 350 220 591 506 617 757 937 1073 1863 Food.................................... 66 18 13 24 57 36 67 63 103 105 Housing................................. 297 117 72 151 96 227 234 268 336 678 Housekeeping supplies................. 50 11 10 29 36 30 45 61 73 73 Household textiles.................... 16 2 5 1 2 21 7 21 19 34 Appliances and misc. housewares....... 25 1 5 5 3 16 19 35 36 47 Major appliances.................... 6 0 2 1 0 3 3 3 14 14 Small appl. and misc. housewares.... 19 1 3 4 3 13 16 32 23 33 Miscellaneous household equipment..... 118 8 9 72 14 101 74 73 140 318 Other housing......................... 89 94 44 44 41 60 90 77 69 206 Apparel and services.................... 244 69 73 194 187 158 207 268 256 475 Males 2 and over...................... 69 25 30 75 26 31 52 121 72 112 Females 2 and over.................... 88 31 20 48 116 49 85 76 101 161 Children under 2...................... 39 4 13 12 37 34 43 38 44 64 Other apparel products and services... 48 9 10 60 8 44 27 32 38 139 Jewelry and watches................. 34 6 1 5 8 36 13 20 21 123 All other apparel products and serv. 15 4 9 55 0 8 14 12 17 15 Transportation.......................... 40 19 2 15 14 21 45 53 43 80 Health care............................. 22 11 0 13 12 20 19 15 25 48 Entertainment........................... 84 21 36 63 49 56 77 83 112 143 Toys, games, hobbies, and tricycles... 32 7 14 45 16 15 32 37 41 46 Other entertainment................... 52 14 22 18 32 41 45 46 71 97 Education............................... 65 11 12 16 4 24 35 78 84 181 All other gifts......................... 98 84 11 115 89 74 73 109 114 152 __________________________________________ 1/ Components of income and taxes are derived from "complete income reporters" only; see glossary. Note that all values have been rounded, and therefore some rounded values equal zero. This is particularly evident in the characteristics section. When data are not reported or are not applicable (i.e., missing values), values are set to zero. Note also that some data are likely to have large sampling errors.