Table 3640. Consumer units of four persons by age of reference person: Average annual expenditures and characteristics, Consumer Expenditure Survey, 1991-92 _____________________________________________________________________________________________________________________________ | | | | | | | | Total | Under | | | | | 65 and Item | four | 25 | 25-34 | 35-44 | 45-54 | 55-64 | over | persons | | | | | | | | | | | | | _____________________________________________________________________________________________________________________________ | | | | | | | Number of consumer units (in thousands).........| 14,406 | 466 | 4,209 | 5,635 | 2,722 | 1,002 | 372 | | | | | | | Consumer unit characteristics: | | | | | | | | | | | | | | Income before taxes 1/........................| $46,961 | $20,540 | $36,599 | $50,807 | $62,393 | $46,806 | $31,745 Income after taxes 1/.........................| 42,438 | 19,723 | 33,158 | 45,395 | 56,878 | 42,210 | 30,933 Age of reference person.......................| 40.0 | 22.6 | 30.3 | 39.2 | 48.7 | 58.2 | 71.7 | | | | | | | Average number in consumer unit: | | | | | | | Persons.....................................| 4.0 | 4.0 | 4.0 | 4.0 | 4.0 | 4.0 | 4.0 Children under 18...........................| 1.7 | 2.0 | 2.1 | 1.8 | 1.2 | .7 | .7 Persons 65 and over.........................| .1 | (2) | (2) | (2) | (2) | .2 | 1.6 Earners.....................................| 2.0 | 1.4 | 1.6 | 2.0 | 2.5 | 2.4 | 1.7 Vehicles....................................| 2.6 | 1.4 | 2.1 | 2.6 | 3.3 | 3.0 | 2.6 | | | | | | | Percent distribution: | | | | | | | | | | | | | | Sex of reference person: | | | | | | | Male......................................| 77 | 56 | 72 | 79 | 83 | 77 | 74 Female....................................| 23 | 44 | 28 | 21 | 17 | 23 | 26 | | | | | | | Housing tenure: | | | | | | | Percent homeowner.........................| 73 | 26 | 60 | 78 | 85 | 87 | 92 With mortgage...........................| 61 | 14 | 53 | 70 | 68 | 62 | 27 Without mortgage........................| 12 | 12 | 7 | 8 | 17 | 25 | 65 Renter....................................| 27 | 74 | 40 | 22 | 15 | 13 | 8 | | | | | | | Race of reference person: | | | | | | | Black.....................................| 11 | 32 | 11 | 9 | 10 | 14 | 20 White and other...........................| 89 | 68 | 89 | 91 | 90 | 86 | 80 | | | | | | | Education of reference person: | | | | | | | Elementary (1-8)..........................| 6 | 8 | 3 | 3 | 7 | 18 | 35 High school (9-12)........................| 44 | 80 | 52 | 37 | 41 | 45 | 41 College...................................| 50 | 13 | 44 | 60 | 51 | 36 | 23 Never attended and other..................| (3) | (4) | (3) | (3) | (3) | (3) | 1 | | | | | | | At least one vehicle owned..................| 94 | 73 | 92 | 96 | 96 | 94 | 95 | | | | | | | Average annual expenditures.....................| $39,654 | $21,505 | $32,751 | $43,185 | $47,436 | $37,320 | $35,102 | | | | | | | Food..........................................| 5,910 | 3,763 | 4,968 | 6,511 | 6,506 | 5,564 | 6,012 Food at home................................| 3,790 | 2,588 | 3,324 | 4,117 | 3,966 | 3,712 | 4,098 Cereals and bakery products...............| 595 | 390 | 522 | 659 | 612 | 578 | 582 Cereals and cereal products.............| 220 | 162 | 200 | 240 | 222 | 207 | 201 Bakery products.........................| 376 | 229 | 323 | 418 | 390 | 372 | 381 Meats, poultry, fish, and eggs............| 1,011 | 726 | 870 | 1,080 | 1,063 | 1,111 | 1,171 Beef....................................| 329 | 293 | 296 | 352 | 335 | 311 | 357 Pork....................................| 217 | 138 | 191 | 229 | 214 | 260 | 327 Other meats.............................| 146 | 95 | 121 | 161 | 152 | 167 | 166 Poultry.................................| 167 | 102 | 137 | 184 | 195 | 165 | 122 Fish and seafood........................| 110 | 60 | 88 | 115 | 117 | 161 | 154 Eggs....................................| 41 | 37 | 36 | 40 | 50 | 46 | 45 | | | | | | | Dairy products............................| 435 | 341 | 395 | 470 | 450 | 401 | 397 Fresh milk and cream....................| 193 | 187 | 187 | 205 | 182 | 178 | 194 Other dairy products....................| 242 | 154 | 208 | 266 | 267 | 223 | 203 Fruits and vegetables.....................| 568 | 282 | 479 | 619 | 628 | 576 | 647 Fresh fruits............................| 171 | 74 | 135 | 193 | 191 | 166 | 204 Fresh vegetables........................| 164 | 74 | 138 | 168 | 194 | 176 | 229 Processed fruits........................| 131 | 72 | 117 | 146 | 132 | 128 | 113 Processed vegetables....................| 103 | 63 | 89 | 112 | 111 | 106 | 101 | | | | | | | Other food at home........................| 1,181 | 849 | 1,059 | 1,289 | 1,214 | 1,045 | 1,301 Sugar and other sweets..................| 147 | 76 | 132 | 165 | 147 | 137 | 164 Fats and oils...........................| 97 | 47 | 81 | 106 | 103 | 114 | 120 Miscellaneous foods.....................| 572 | 529 | 544 | 621 | 556 | 442 | 587 Nonalcoholic beverages..................| 312 | 179 | 265 | 340 | 335 | 300 | 390 Food prepared by consumer unit | | | | | | | on out-of-town trips...................| 52 | 5/18 | 37 | 56 | 73 | 53 | 5/41 Food away from home.........................| 2,120 | 1,174 | 1,643 | 2,394 | 2,539 | 1,852 | 1,913 | | | | | | | Alcoholic beverages...........................| 246 | 304 | 203 | 255 | 303 | 194 | 176 | | | | | | | Housing.......................................| 12,470 | 7,029 | 11,538 | 13,462 | 13,493 | 11,361 | 10,378 Shelter.....................................| 6,967 | 3,864 | 6,355 | 7,678 | 7,567 | 6,157 | 4,809 Owned dwellings...........................| 5,190 | 1,004 | 4,284 | 5,966 | 6,047 | 4,821 | 3,644 Mortgage interest and charges...........| 3,520 | 5/571 | 3,164 | 4,140 | 3,925 | 2,496 | 1,653 Property taxes..........................| 1,034 | 338 | 701 | 1,092 | 1,390 | 1,440 | 1,107 Maintenance, repairs, insurance, | | | | | | | other expenses.........................| 635 | 5/95 | 419 | 734 | 732 | 885 | 884 Rented dwellings..........................| 1,355 | 2,845 | 1,906 | 1,289 | 777 | 676 | 5/316 Other lodging.............................| 422 | 5/15 | 165 | 423 | 743 | 660 | 850 | | | | | | | Utilities, fuels, and public services.......| 2,467 | 1,648 | 2,152 | 2,479 | 2,906 | 2,731 | 2,969 Natural gas...............................| 315 | 193 | 266 | 331 | 330 | 392 | 465 Electricity...............................| 1,046 | 717 | 922 | 1,053 | 1,245 | 1,103 | 1,157 Fuel oil and other fuels..................| 113 | 5/69 | 77 | 118 | 137 | 130 | 289 Telephone services........................| 692 | 555 | 627 | 650 | 860 | 787 | 739 Water and other public services...........| 301 | 115 | 260 | 326 | 334 | 319 | 319 Household operations........................| 854 | 406 | 1,056 | 986 | 588 | 262 | 681 Personal services.........................| 569 | 355 | 899 | 646 | 178 | 5/79 | 5/112 Other household expenses..................| 285 | 52 | 156 | 339 | 410 | 183 | 570 | | | | | | | Housekeeping supplies.......................| 594 | 337 | 497 | 631 | 657 | 688 | 696 Laundry and cleaning supplies.............| 173 | 126 | 159 | 167 | 193 | 218 | 215 Other household products..................| 283 | 137 | 231 | 303 | 313 | 317 | 412 Postage and stationery....................| 138 | 74 | 108 | 162 | 150 | 152 | 69 Household furnishings and equipment.........| 1,588 | 774 | 1,478 | 1,689 | 1,776 | 1,524 | 1,222 Household textiles........................| 113 | 5/102 | 70 | 134 | 152 | 67 | 95 Furniture.................................| 446 | 330 | 403 | 453 | 558 | 415 | 267 Floor coverings...........................| 123 | 5/1 | 290 | 45 | 53 | 5/164 | 5/182 Major appliances..........................| 181 | 79 | 145 | 223 | 159 | 213 | 147 Small appliances, miscellaneous housewares| 105 | 55 | 82 | 104 | 132 | 148 | 150 Miscellaneous household equipment.........| 620 | 208 | 490 | 731 | 723 | 518 | 382 | | | | | | | Apparel and services..........................| 2,380 | 1,465 | 1,933 | 2,645 | 2,688 | 2,086 | 2,673 Men and boys................................| 667 | 306 | 541 | 770 | 759 | 527 | 572 Men, 16 and over..........................| 488 | 258 | 371 | 539 | 637 | 423 | 321 Boys, 2 to 15.............................| 179 | 48 | 170 | 231 | 121 | 105 | 251 Women and girls.............................| 921 | 302 | 619 | 1,052 | 1,108 | 961 | 1,383 Women, 16 and over........................| 684 | 197 | 428 | 723 | 933 | 768 | 1,309 Girls, 2 to 15............................| 236 | 105 | 190 | 329 | 175 | 193 | 74 Children under 2............................| 135 | 393 | 225 | 101 | 59 | 48 | 5/132 Footwear....................................| 334 | 260 | 288 | 372 | 345 | 288 | 5/358 Other apparel products and services.........| 323 | 205 | 260 | 350 | 418 | 262 | 228 | | | | | | | Transportation................................| 6,982 | 4,459 | 5,473 | 7,296 | 9,172 | 6,839 | 6,805 Vehicle purchases (net outlay)..............| 2,918 | 2,321 | 2,344 | 3,115 | 3,739 | 2,332 | 5/2,767 Cars and trucks, new......................| 1,384 | 5/1,085 | 938 | 1,544 | 1,869 | 939 | 5/2,048 Cars and trucks, used.....................| 1,504 | 1,236 | 1,398 | 1,516 | 1,851 | 1,358 | 719 Other vehicles............................| 30 | (4) | 5/8 | 55 | 5/18 | 5/36 | (4) Gasoline and motor oil......................| 1,360 | 814 | 1,137 | 1,384 | 1,673 | 1,511 | 1,523 Other vehicle expenses......................| 2,420 | 1,199 | 1,808 | 2,509 | 3,329 | 2,662 | 2,208 Vehicle finance charges...................| 405 | 246 | 376 | 400 | 496 | 424 | 292 Maintenance and repairs...................| 859 | 557 | 618 | 896 | 1,163 | 974 | 871 Vehicle insurance.........................| 813 | 319 | 586 | 811 | 1,184 | 1,002 | 825 | | | | | | | Vehicle rental, leases, licenses, | | | | | | | other charges............................| 343 | 78 | 229 | 403 | 487 | 262 | 220 Public transportation.......................| 283 | 125 | 184 | 288 | 431 | 334 | 306 | | | | | | | Health care...................................| 1,773 | 467 | 1,249 | 1,945 | 2,199 | 1,976 | 3,070 Health insurance............................| 710 | 251 | 518 | 795 | 759 | 880 | 1,350 Medical services............................| 723 | 128 | 521 | 822 | 948 | 669 | 756 Drugs.......................................| 232 | 74 | 155 | 216 | 306 | 316 | 787 Medical supplies............................| 108 | 5/14 | 54 | 112 | 185 | 111 | 177 | | | | | | | Entertainment.................................| 2,198 | 997 | 2,014 | 2,502 | 2,361 | 1,702 | 1,341 Fees and admissions.........................| 536 | 139 | 313 | 668 | 737 | 444 | 322 Television, radios, sound equipment.........| 643 | 471 | 547 | 687 | 772 | 573 | 516 Pets, toys, and playground equipment........| 394 | 238 | 389 | 429 | 395 | 296 | 337 Other entertainment supplies, equipment, | | | | | | | and services...............................| 626 | 148 | 765 | 717 | 457 | 389 | 165 | | | | | | | Personal care products and services...........| 505 | 324 | 400 | 564 | 584 | 432 | 530 | | | | | | | Reading.......................................| 189 | 60 | 130 | 215 | 236 | 231 | 172 | | | | | | | Education.....................................| 630 | 5/71 | 246 | 673 | 1,193 | 828 | 344 | | | | | | | Tobacco products and smoking supplies.........| 340 | 409 | 328 | 317 | 380 | 382 | 348 | | | | | | | Miscellaneous.................................| 1,029 | 504 | 805 | 1,159 | 1,303 | 914 | 653 | | | | | | | Cash contributions............................| 847 | 333 | 449 | 971 | 1,368 | 714 | 650 | | | | | | | Personal insurance and pensions...............| 4,153 | 1,319 | 3,016 | 4,669 | 5,649 | 4,099 | 1,952 Life and other personal insurance...........| 525 | 144 | 312 | 590 | 763 | 650 | 344 Pensions and Social Security................| 3,629 | 1,175 | 2,704 | 4,080 | 4,886 | 3,448 | 1,608 | | | | | | | Sources of income and personal taxes: 1/ | | | | | | | | | | | | | | Money income before taxes.....................| 46,961 | 20,540 | 36,599 | 50,807 | 62,393 | 46,806 | 31,745 Wages and salaries..........................| 39,434 | 15,646 | 32,669 | 43,840 | 48,445 | 39,880 | 14,718 Self-employment income......................| 4,531 | 5/906 | 1,849 | 4,762 | 10,437 | 1,204 | 5/3,110 Social Security, private and government | | | | | | | retirement.................................| 1,021 | 5/344 | 219 | 288 | 1,304 | 4,029 | 12,752 Interest, dividends, rental income, other | | | | | | | property income............................| 644 | 5/263 | 226 | 800 | 1,068 | 655 | 506 Unemployment and workers' compensation, | | | | | | | veterans' benefits.........................| 353 | 5/81 | 387 | 341 | 399 | 331 | 5/216 | | | | | | | Public assistance, supplemental security | | | | | | | income, food stamps........................| 533 | 2,855 | 741 | 292 | 380 | 427 | 220 Regular contributions for support...........| 341 | 380 | 349 | 372 | 319 | 5/244 | 5/134 Other income................................| 106 | 5/65 | 158 | 112 | 42 | 38 | 5/89 | | | | | | | Personal taxes................................| 4,523 | 818 | 3,441 | 5,412 | 5,515 | 4,596 | 812 Federal income taxes........................| 3,374 | 590 | 2,533 | 4,039 | 4,205 | 3,386 | 437 State and local income taxes................| 976 | 223 | 788 | 1,150 | 1,156 | 946 | 217 Other taxes.................................| 174 | 5/4 | 121 | 222 | 155 | 264 | 158 | | | | | | | Income after taxes............................| 42,438 | 19,723 | 33,158 | 45,395 | 56,878 | 42,210 | 30,933 | | | | | | | Addenda: | | | | | | | | | | | | | | Net change in total assets and liabilities....| -4,035 | 1,970 | -3,409 | -5,406 | -1,289 | -1,279 | -25,414 Net change in total assets..................| 2,979 | 3,885 | 3,488 | 5,277 | 2,241 | 640 | -27,081 Net change in total liabilities.............| 7,014 | 1,915 | 6,897 | 10,683 | 3,530 | 1,919 | -1,667 | | | | | | | Other financial information: | | | | | | | | | | | | | | Other money receipts........................| 418 | 5/89 | 306 | 308 | 709 | 1,005 | 5/31 Mortgage principal paid on owned property...| -1,465 | 5/-153 | -587 | -2,189 | -1,703 | -1,141 | -1,220 Estimated market value of owned home........| 87,137 | 12,544 | 54,945 | 98,010 | 117,933 | 96,452 | 129,754 Estimated monthly rental value of owned home| 536 | 97 | 380 | 603 | 658 | 572 | 849 | | | | | | | Gifts of goods and services...................| 963 | 413 | 624 | 942 | 1,486 | 1,294 | 1,079 Food........................................| 97 | 5/18 | 34 | 112 | 180 | 82 | 91 Housing.....................................| 311 | 191 | 255 | 325 | 398 | 364 | 93 Housekeeping supplies.....................| 46 | 5/21 | 30 | 52 | 67 | 36 | 5/23 Household textiles........................| 9 | (4) | 5/3 | 8 | 5/24 | 5/10 | (4) Appliances and miscellaneous housewares...| 29 | 5/1 | 22 | 31 | 20 | 103 | 5/42 Major appliances........................| 5 | (4) | 5/1 | 5 | 6 | 5/6 | 5/29 Small appliances and miscellaneous | | | | | | | housewares.............................| 25 | 5/1 | 20 | 25 | 13 | 97 | 5/12 Miscellaneous household equipment.........| 92 | 5/61 | 53 | 130 | 76 | 123 | 5/24 Other housing.............................| 134 | 108 | 148 | 105 | 210 | 5/92 | 5/5 Apparel and services........................| 223 | 173 | 209 | 223 | 231 | 290 | 239 Males, 2 and over.........................| 56 | 5/42 | 56 | 50 | 42 | 116 | 5/109 Females, 2 and over.......................| 83 | 5/50 | 54 | 103 | 91 | 71 | 5/70 Children under 2..........................| 45 | 5/43 | 51 | 42 | 43 | 40 | 5/54 Other apparel products and services.......| 40 | 5/37 | 48 | 27 | 54 | 63 | 5/5 Jewelry and watches.....................| 21 | 5/1 | 19 | 16 | 35 | 26 | 5/4 All other apparel products and services.| 19 | 5/37 | 29 | 11 | 19 | 5/37 | 5/1 Transportation..............................| 46 | (4) | 15 | 24 | 106 | 24 | 421 | | | | | | | Health care.................................| 13 | (4) | 5/7 | 11 | 26 | 5/7 | 5/33 Entertainment...............................| 63 | 5/14 | 51 | 68 | 76 | 69 | 5/82 Toys, games, hobbies, and tricycles.......| 27 | 5/6 | 17 | 31 | 25 | 41 | 5/71 Other entertainment.......................| 36 | 5/8 | 35 | 36 | 51 | 27 | 5/11 Education...................................| 105 | 5/1 | 5/6 | 72 | 290 | 5/275 | 5/47 All other gifts.............................| 104 | 17 | 46 | 107 | 180 | 183 | 72 | | | | | | | _____________________________________________________________________________________________________________________________ 1/ Components of income and taxes are derived from "complete income reporters" only; see glossary. 2/ Value less than 0.05. 3/ Value less than 0.5. 4/ No data reported. 5/ Data are likely to have large sampling errors.