Table 2. Consumer units of two or more persons by income before taxes: Average annual expenditures and characteristics, Consumer Expenditure Survey, 1991-92 Complete reporting of income Complete Less $5,000 $10,000 $15,000 $20,000 $30,000 $40,000 $50,000 $70,000 Item reporting than to to to to to to to and of income $5,000 $9,999 $14,999 $19,999 $29,999 $39,999 $49,999 $69,999 over ____________________________________________________________________________________________________ Number of consumer units (in thousands)... 60649 1823 4800 5816 5561 10182 8700 7026 8956 7784 Income before taxes 1/.................... 40182 1696 7736 12465 17460 24850 34574 44588 58481 107436 Income after taxes 1/..................... 36496 756 7771 12311 16744 23229 31985 41044 52857 94231 Age of reference person................... 46.2 42.6 47 50.6 50.5 47 44.4 43.5 44.1 46.3 Average number in consumer unit:.......... Persons.................................. 3.2 3.1 3 3 3 3.1 3.2 3.3 3.3 3.3 Children under 18........................ 1 1.2 1.1 1 0.9 1 1 1 1 0.9 Persons 65 and over...................... 0.3 0.2 0.4 0.6 0.6 0.4 0.3 0.2 0.1 0.1 Earners.................................. 1.6 1.1 0.9 1 1.2 1.5 1.8 2 2.1 2.2 Vehicles................................. 2.3 1.4 1.2 1.6 1.9 2.2 2.5 2.7 2.9 3 Percent distribution: Male..................................... 73 42 45 58 68 75 79 80 84 83 Female................................... 27 58 55 42 32 25 21 20 16 17 Percent homeowner........................ 70 44 42 53 60 63 72 78 85 91 With mortgage........................... 46 24 14 19 25 35 48 59 70 76 Without mortgage........................ 24 20 27 34 35 28 25 19 15 15 Renter................................... 30 56 58 47 40 37 28 22 15 9 Black.................................... 11 22 28 19 13 10 9 6 6 4 White and other.......................... 89 78 72 81 87 90 91 94 94 96 Elementary (1-8)......................... 10 15 24 22 18 11 5 3 3 2 High school (9-12)....................... 45 53 53 55 53 54 49 45 33 20 College.................................. 45 30 22 22 29 35 45 51 64 79 Never attended and other................. 0 1 2 1 0 0 0 0 0 0 At least one vehicle owned............... 92 72 66 84 91 95 97 99 99 98 Average annual expenditures............... 35385 19625 15236 19529 22276 26821 32653 39908 47303 69333 Food..................................... 5164 3333 3081 3721 4018 4339 5011 5917 6417 7954 Food at home............................ 3258 2430 2475 2770 2843 2961 3195 3554 3722 4279 Cereals and bakery products............ 501 372 355 418 428 452 497 546 588 667 Cereals and cereal products........... 179 139 139 159 160 168 172 194 204 219 Bakery products....................... 322 233 215 259 267 284 324 352 383 448 Meats, poultry, fish, and eggs......... 860 756 750 818 785 797 823 893 905 1090 Beef.................................. 275 221 230 256 245 261 271 296 295 334 Pork.................................. 186 194 194 184 190 184 178 192 175 194 Other meats........................... 121 110 99 110 110 113 123 128 130 142 Poultry............................... 148 122 122 142 128 134 130 149 170 202 Fish and seafood...................... 96 70 72 84 79 71 84 94 101 179 Eggs.................................. 36 39 34 43 34 33 36 34 33 38 Dairy products......................... 368 276 281 303 324 340 366 408 423 468 Fresh milk and cream.................. 163 125 153 153 155 158 161 184 173 169 Other dairy products.................. 206 151 127 150 169 182 205 224 250 299 Fruits and vegetables.................. 518 389 389 459 451 473 482 558 571 727 Fresh fruits.......................... 155 114 111 128 134 139 143 169 164 239 Fresh vegetables...................... 154 113 125 141 133 139 141 165 168 221 Processed fruits...................... 119 84 81 106 104 111 109 122 139 165 Processed vegetables.................. 90 78 73 84 80 84 89 101 100 102 Other food at home..................... 1011 637 701 772 856 898 1027 1150 1235 1327 Sugar and other sweets................ 127 99 89 111 114 112 124 148 151 150 Fats and oils......................... 89 63 68 77 83 90 91 97 97 101 Miscellaneous foods................... 472 269 338 345 388 412 483 559 587 617 Nonalcoholic beverages................ 270 195 192 216 233 250 278 293 320 346 Food prep. by cu, out-of-town trips... 53 12 15 23 36 35 51 53 81 113 Food away from home..................... 1906 903 606 951 1175 1377 1815 2363 2696 3675 Alcoholic beverages...................... 282 109 83 105 194 196 261 302 355 680 Housing.................................. 10655 7171 5637 6442 7023 8220 9700 11533 13757 20233 Shelter................................. 5893 4181 2975 3388 3660 4380 5134 6388 7745 11812 Owned dwellings........................ 3990 2214 1067 1492 1725 2324 3281 4485 6090 9799 Mortgage interest and charges......... 2451 1237 394 627 753 1190 2009 2917 4055 6454 Property taxes........................ 898 565 317 466 547 592 734 919 1275 2041 Maintenance, rep., ins., oth. exp..... 641 412 356 400 425 541 538 649 760 1304 Rented dwellings....................... 1507 1819 1810 1802 1738 1851 1582 1520 1113 772 Other lodging.......................... 396 149 97 95 197 205 271 383 542 1240 Utilities, fuels, and public services... 2221 1801 1621 1821 1898 2016 2169 2310 2565 3067 Natural gas............................ 280 266 228 233 242 230 258 291 328 400 Electricity............................ 913 731 666 760 775 837 908 951 1050 1235 Fuel oil and other fuels............... 112 82 79 89 95 121 114 106 124 143 Telephone.............................. 652 552 486 553 568 601 632 672 740 881 Water and other public services........ 265 170 162 186 219 228 257 290 324 408 Household operations.................... 569 293 160 315 271 347 419 588 758 1515 Personal services...................... 311 147 91 200 146 201 268 366 459 662 Other household expenses............... 258 146 69 115 125 146 152 221 300 853 Housekeeping supplies................... 538 303 285 354 386 428 513 635 701 898 Laundry and cleaning supplies.......... 149 130 103 116 112 131 151 177 188 189 Other household products............... 246 100 116 155 189 179 221 300 316 458 Postage and stationery................. 143 73 66 83 84 119 141 158 197 252 Household furnishings and equipment..... 1434 593 597 563 808 1048 1464 1613 1988 2941 Household textiles..................... 122 36 44 49 69 102 113 147 150 268 Furniture.............................. 368 193 156 153 223 210 343 405 500 855 Floor coverings........................ 104 28 113 19 35 58 242 90 142 111 Major appliances....................... 163 101 90 89 123 143 180 143 212 279 Small appliances, misc. housewares..... 101 57 33 39 58 62 89 122 134 241 Miscellaneous household equipment...... 575 178 160 213 299 473 497 706 850 1187 Apparel and services..................... 2066 1147 980 1166 1205 1478 1776 2281 2791 4360 Men and boys............................ 523 271 233 300 270 367 448 647 757 1026 Men, 16 and over....................... 406 189 156 200 199 266 333 501 594 883 Boys, 2 to 15.......................... 117 81 78 100 71 101 115 145 162 143 Women and girls......................... 831 419 399 412 399 554 706 876 1148 1956 Women, 16 and over..................... 697 356 332 342 330 450 581 703 954 1722 Girls, 2 to 15......................... 134 63 67 71 69 104 125 173 194 234 Children under 2........................ 106 92 97 72 84 101 108 113 123 138 Footwear................................ 295 166 133 235 283 240 258 330 327 523 Other apparel products and services..... 311 199 118 147 169 216 255 315 437 717 Transportation........................... 6306 3306 2275 3641 3724 5227 6211 7498 8608 11124 Vehicle purchases (net outlay).......... 2681 1278 846 1726 1257 2223 2595 3327 3748 4756 Cars and trucks, new................... 1364 463 263 578 445 811 1186 1877 2038 3180 Cars and trucks, used.................. 1287 816 583 1140 797 1403 1375 1403 1678 1484 Other vehicles......................... 30 0 0 8 15 9 35 46 32 92 Gasoline and motor oil.................. 1182 823 616 737 945 1096 1239 1377 1507 1619 Other vehicle expenses.................. 2117 1066 665 1033 1339 1710 2126 2474 2946 3867 Vehicle finance charges................ 334 103 72 131 187 251 376 439 528 549 Maintenance and repairs................ 744 461 253 401 498 631 762 868 998 1266 Vehicle insurance...................... 743 396 270 393 497 622 742 873 1024 1274 Veh. rent., leas., licen., oth. chges.. 296 106 70 108 157 206 246 294 396 779 Public transportation................... 326 138 148 145 182 198 251 321 407 882 Health care.............................. 1838 1105 1011 1502 1765 1855 1832 1935 2054 2466 Health insurance........................ 781 477 423 656 812 851 849 823 782 940 Medical services........................ 647 371 325 428 488 575 613 719 838 1036 Drugs................................... 303 207 219 336 371 338 278 276 293 323 Medical supplies........................ 106 51 44 82 94 91 91 117 141 167 Entertainment............................ 1780 1392 572 681 1009 1171 1584 2160 2655 3652 Fees and admissions..................... 427 205 97 98 192 224 354 469 626 1176 Television, radios, sound equipment..... 551 385 261 330 359 442 524 606 752 963 Pets, toys, and playground equipment.... 340 158 153 159 220 265 311 431 474 614 Other supplies, equip., and services.... 462 644 62 94 239 241 395 654 802 899 Personal care products and services...... 484 241 240 307 361 392 450 552 618 864 Reading.................................. 186 105 61 89 120 146 173 209 262 358 Education................................ 473 328 122 142 198 212 347 496 664 1409 Tobacco products and smoking supplies.... 325 289 289 303 353 329 355 358 355 247 Miscellaneous............................ 938 492 342 335 661 675 912 1127 1329 1814 Cash contributions....................... 1116 184 134 371 534 581 823 1159 1359 3621 Personal insurance and pensions.......... 3773 424 408 723 1111 2002 3220 4379 6079 10551 Life and other personal insurance....... 449 179 163 179 204 310 406 467 626 1074 Pensions and Social Security............ 3324 245 246 544 907 1691 2813 3912 5452 9477 Money income before taxes 1/.............. 40182 1696 7736 12465 17460 24850 34574 44588 58481 107436 Wages and salaries....................... 30656 1388 2183 5229 9592 16732 27090 37201 50269 82845 Self-employment income................... 3212 -1560 272 433 498 1198 1610 2202 3260 15442 Soc. Sec., priv. and gov. retirement..... 3816 543 2460 4397 5611 5093 3845 3061 2616 4059 Int., divid., rent. inc., property inc... 1215 99 90 219 440 676 980 1183 1353 4310 Unemp. and workers' compen., vet. ben.... 351 60 187 272 324 464 413 482 358 257 Pub. ass., supp. sec. inc., foodstamps... 532 974 2291 1560 601 323 208 116 81 59 Regular contributions for support........ 279 87 148 264 287 259 313 266 374 301 Other income............................. 119 105 106 91 108 105 114 77 171 165 Personal taxes 1/......................... 3685 940 -35 154 716 1621 2589 3545 5623 13205 Federal income taxes..................... 2781 624 -88 44 486 1154 1921 2624 4232 10299 State and local income taxes............. 738 165 11 44 146 336 538 778 1152 2500 Other taxes.............................. 167 151 42 66 84 131 130 142 240 407 Income after taxes 1/..................... 36496 756 7771 12311 16744 23229 31985 41044 52857 94231 Net change in total assets and liabilities -923 -4685 34 -1767 -3216 -434 -1343 -3616 -1668 4758 Net change in total assets............... 3680 -2248 405 56 -1847 1405 2624 1369 7096 16055 Net change in total liabilities.......... 4602 2437 372 1823 1370 1839 3966 4985 8764 11297 Other money receipts...................... 414 59 42 201 243 244 170 370 603 1322 Mortgage principal paid, owned property... -977 -509 -178 -299 -287 -437 -633 -931 -1475 -3142 Estimated market value of owned home...... 77358 43794 27450 41260 45689 51774 64727 78456 104795 180614 Est. monthly rental value of owned home... 480 261 197 266 317 343 419 530 658 979 Gifts of goods and services............... 1091 426 421 408 485 727 890 1081 1616 2727 Food.................................... 93 75 22 29 32 41 90 80 163 238 Housing................................. 315 150 121 103 142 224 242 320 490 755 Housekeeping supplies................. 46 13 17 23 26 35 43 66 62 83 Household textiles.................... 15 1 4 3 6 17 12 16 20 38 Appliances and misc. housewares....... 34 6 10 11 16 25 24 47 43 88 Major appliances.................... 6 1 3 3 2 9 3 8 9 10 Small appl. and misc. housewares.... 28 5 7 9 13 16 21 39 34 78 Miscellaneous household equipment..... 85 39 16 23 30 70 73 107 151 163 Other housing......................... 135 92 74 42 65 77 89 85 215 384 Apparel and services.................... 284 106 109 151 158 246 266 317 379 563 Males 2 and over...................... 86 25 34 59 38 78 69 114 110 166 Females 2 and over.................... 106 25 33 39 64 92 100 97 148 237 Children under 2...................... 44 30 29 23 34 36 50 49 56 69 Other apparel products and services... 48 26 13 30 22 40 47 57 65 91 Jewelry and watches................. 22 5 2 6 7 13 18 31 35 51 All other apparel products and serv. 26 21 10 23 15 26 29 27 30 40 Transportation.......................... 60 11 6 14 13 46 48 36 118 165 Health care............................. 19 17 9 7 5 11 21 21 33 37 Entertainment........................... 78 30 20 44 47 56 76 78 118 156 Toys, games, hobbies, and tricycles... 32 14 9 18 22 26 35 36 46 52 Other entertainment................... 46 16 12 27 25 30 41 43 72 104 Education............................... 123 6 19 10 5 32 60 75 162 571 All other gifts......................... 118 32 115 49 84 71 88 154 154 242 __________________________________________ 1/ Components of income and taxes are derived from "complete income reporters" only; see glossary