Table 4. Consumer units of three persons by income before taxes: Average annual expenditures and characteristics, Consumer Expenditure Survey, 1991-92 Complete reporting of income Complete Less $5,000 $10,000 $15,000 $20,000 $30,000 $40,000 $50,000 $70,000 Item reporting than to to to to to to to and of income $5,000 $9,999 $14,999 $19,999 $29,999 $39,999 $49,999 $69,999 over ____________________________________________________________________________________________________ Number of consumer units (in thousands)... 13903 471 1297 1279 1083 2112 2063 1739 2092 1766 Income before taxes 1/.................... 40416 2502 7752 12394 17458 24515 34548 44548 58602 109159 Income after taxes 1/..................... 36861 2336 7780 12259 16548 23350 32274 40952 53015 96064 Age of reference person................... 43.2 41.2 40.5 44.1 45 42.7 42.6 42.9 43.6 45.3 Average number in consumer unit:.......... Persons.................................. 3 3 3 3 3 3 3 3 3 3 Children under 18........................ 0.8 1.2 1.2 0.9 0.8 0.7 0.8 0.7 0.7 0.6 Persons 65 and over...................... 0.2 0.1 0.2 0.3 0.3 0.3 0.2 0.2 0.1 0.1 Earners.................................. 1.8 1 0.9 1.4 1.6 1.8 1.9 2 2.1 2.2 Vehicles................................. 2.3 1.4 1.1 1.5 1.9 2.2 2.6 2.6 2.8 3 Percent distribution: Male..................................... 68 34 35 49 58 70 78 77 83 83 Female................................... 32 66 65 51 42 30 22 23 17 17 Percent homeowner........................ 65 40 28 46 50 58 73 77 82 91 With mortgage........................... 46 25 11 19 27 37 47 60 69 81 Without mortgage........................ 19 15 17 27 22 21 26 17 13 10 Renter................................... 35 60 72 54 50 42 27 23 18 9 Black.................................... 13 33 36 22 15 11 10 7 8 3 White and other.......................... 87 67 64 78 85 89 90 93 92 97 Elementary (1-8)......................... 8 17 18 15 19 8 7 3 3 1 High school (9-12)....................... 46 58 59 59 54 57 52 45 32 17 College.................................. 46 25 22 25 27 36 41 52 64 82 Never attended and other................. 0 0 1 0 0 0 0 0 0 0 At least one vehicle owned............... 91 70 62 80 91 94 97 98 98 98 Average annual expenditures............... 35588 20017 14054 19375 23383 25700 32838 39825 46904 71917 Food..................................... 5063 3838 2818 3384 3947 4035 4933 5778 6292 8070 Food at home............................ 3099 3061 2291 2543 2784 2636 3007 3442 3506 4140 Cereals and bakery products............ 473 514 340 362 399 410 468 517 547 644 Cereals and cereal products........... 165 220 137 130 160 160 162 184 164 194 Bakery products....................... 309 294 204 232 239 250 306 333 383 450 Meats, poultry, fish, and eggs......... 840 1004 676 792 823 714 759 942 897 1050 Beef.................................. 267 296 180 256 276 235 259 303 283 312 Pork.................................. 181 219 196 182 179 152 146 214 179 217 Other meats........................... 114 136 97 102 102 109 117 118 118 135 Poultry............................... 152 179 112 137 149 121 130 165 174 210 Fish and seafood...................... 92 120 58 69 78 67 76 110 115 145 Eggs.................................. 34 54 33 45 40 30 32 32 29 31 Dairy products......................... 341 343 272 279 320 296 336 375 380 429 Fresh milk and cream.................. 149 176 133 137 151 141 143 164 152 159 Other dairy products.................. 192 167 139 142 169 155 192 211 228 270 Fruits and vegetables.................. 484 443 366 361 412 423 456 550 552 672 Fresh fruits.......................... 142 101 103 95 124 125 129 168 158 216 Fresh vegetables...................... 140 136 105 106 119 129 122 157 161 198 Processed fruits...................... 112 85 82 74 93 92 116 123 136 160 Processed vegetables.................. 89 121 76 85 77 78 89 101 96 99 Other food at home..................... 961 757 637 749 829 793 989 1058 1131 1344 Sugar and other sweets................ 109 99 81 109 109 93 106 122 117 132 Fats and oils......................... 80 88 56 67 80 73 77 90 94 91 Miscellaneous foods................... 452 324 321 327 365 360 488 495 548 635 Nonalcoholic beverages................ 270 243 174 223 248 239 274 305 300 355 Food prep. by cu, out-of-town trips... 49 3 5 24 27 28 43 46 72 132 Food away from home..................... 1964 777 527 841 1163 1400 1927 2336 2785 3931 Alcoholic beverages...................... 255 120 61 55 144 196 218 271 332 641 Housing.................................. 10909 7466 5504 6608 7355 8114 9815 11624 13950 21357 Shelter................................. 6091 4345 3049 3715 3905 4369 4970 6481 7885 12715 Owned dwellings........................ 4036 2283 791 1540 1644 2129 3123 4596 6057 10564 Mortgage interest and charges......... 2511 1423 343 784 688 1177 1870 2950 4028 6874 Property taxes........................ 868 547 242 440 460 479 654 928 1310 2104 Maintenance, rep., ins., oth. exp..... 658 313 207 316 496 472 599 718 719 1586 Rented dwellings....................... 1657 1988 2199 2074 2140 2082 1551 1529 1210 841 Other lodging.......................... 399 74 59 101 121 159 296 356 618 1311 Utilities, fuels, and public services... 2212 1803 1568 1793 1996 1976 2183 2302 2560 3043 Natural gas............................ 284 263 223 251 269 256 271 284 304 390 Electricity............................ 905 699 664 765 802 828 875 988 1037 1192 Fuel oil and other fuels............... 102 83 50 38 69 108 127 87 152 133 Telephone.............................. 662 561 507 556 638 569 655 665 749 912 Water and other public services........ 258 196 124 184 218 215 255 279 317 416 Household operations.................... 652 360 188 237 326 435 563 583 904 1707 Personal services...................... 413 280 132 155 247 305 449 385 626 805 Other household expenses............... 239 81 57 81 79 130 113 197 278 902 Housekeeping supplies................... 512 308 259 302 336 388 549 597 654 858 Laundry and cleaning supplies.......... 140 86 76 95 134 121 148 178 183 154 Other household products............... 221 171 124 117 139 132 219 274 283 422 Postage and stationery................. 150 51 59 90 63 134 183 145 188 281 Household furnishings and equipment..... 1442 649 440 561 792 946 1551 1661 1948 3034 Household textiles..................... 124 33 26 57 101 80 120 135 176 256 Furniture.............................. 353 240 160 174 156 203 360 386 421 831 Floor coverings........................ 98 9 6 4 29 32 268 74 120 178 Major appliances....................... 158 106 52 87 106 111 165 148 227 308 Small appliances, misc. housewares..... 94 52 26 33 53 53 95 120 130 204 Miscellaneous household equipment...... 615 208 169 206 346 467 544 798 875 1257 Apparel and services..................... 2130 1423 911 1254 1670 1514 1714 2061 2886 4412 Men and boys............................ 545 504 148 342 395 418 464 576 703 1092 Men, 16 and over....................... 429 258 121 139 325 319 363 498 551 937 Boys, 2 to 15.......................... 116 247 27 203 70 99 101 78 152 155 Women and girls......................... 846 388 352 376 646 506 695 788 1228 1918 Women, 16 and over..................... 730 318 298 276 568 400 584 663 1099 1728 Girls, 2 to 15......................... 115 70 54 100 78 106 111 125 129 190 Children under 2........................ 146 103 157 86 116 127 139 147 170 212 Footwear................................ 284 191 128 304 341 250 201 257 355 414 Other apparel products and services..... 310 237 126 146 172 213 215 292 430 775 Transportation........................... 6200 3272 2128 3611 3959 4764 6251 7378 8164 11379 Vehicle purchases (net outlay).......... 2531 1355 820 1575 1237 1769 2435 3096 3341 5091 Cars and trucks, new................... 1327 910 72 406 331 652 1252 1663 2037 3362 Cars and trucks, used.................. 1161 445 748 1169 899 1113 1159 1419 1271 1483 Other vehicles......................... 43 0 0 0 8 4 24 13 34 246 Gasoline and motor oil.................. 1199 767 587 764 1038 1106 1337 1368 1472 1641 Other vehicle expenses.................. 2170 1008 604 1067 1535 1704 2295 2611 2953 3853 Vehicle finance charges................ 391 115 71 180 258 277 448 497 606 642 Maintenance and repairs................ 709 416 254 363 545 637 748 831 918 1129 Vehicle insurance...................... 786 384 225 398 595 611 795 979 1104 1339 Veh. rent., leas., licen., oth. chges.. 284 93 54 125 138 180 304 303 326 743 Public transportation................... 300 142 117 206 148 185 185 305 398 793 Health care.............................. 1750 1212 750 1312 1450 1638 1882 2033 2019 2495 Health insurance........................ 748 479 302 461 685 772 904 899 818 953 Medical services........................ 633 519 295 636 332 479 603 715 796 1042 Drugs................................... 267 121 121 166 329 306 286 301 279 320 Medical supplies........................ 102 93 32 50 103 82 89 118 125 180 Entertainment............................ 1696 801 518 778 1105 1138 1615 2094 2377 3384 Fees and admissions..................... 376 130 75 112 197 156 283 381 540 1138 Television, radios, sound equipment..... 564 344 250 407 431 446 530 620 726 988 Pets, toys, and playground equipment.... 374 184 149 165 233 333 300 539 518 622 Other supplies, equip., and services.... 381 143 44 93 244 203 502 553 594 636 Personal care products and services...... 510 237 218 345 488 394 474 672 576 843 Reading.................................. 175 100 53 78 93 128 150 191 232 403 Education................................ 563 347 128 198 312 231 374 470 838 1744 Tobacco products and smoking supplies.... 364 370 281 356 388 419 393 433 364 251 Miscellaneous............................ 1015 495 246 323 746 702 1013 1246 1624 1811 Cash contributions....................... 1057 51 70 190 494 354 747 1149 1034 4163 Personal insurance and pensions.......... 3901 285 367 884 1234 2073 3259 4426 6216 10964 Life and other personal insurance....... 449 172 132 162 204 287 392 478 715 1034 Pensions and Social Security............ 3452 113 235 722 1030 1786 2867 3948 5501 9929 Money income before taxes 1/.............. 40416 2502 7752 12394 17458 24515 34548 44548 58602 109159 Wages and salaries....................... 31866 1182 2608 7315 12030 18862 28032 38362 50119 83504 Self-employment income................... 3515 -728 56 614 345 997 1628 1878 3686 17861 Soc. Sec., priv. and gov. retirement..... 2556 601 1516 1951 3491 2851 2640 2592 2296 3527 Int., divid., rent. inc., property inc... 913 92 89 120 204 355 756 760 1298 3291 Unemp. and workers' compen., vet. ben.... 448 85 209 303 326 723 646 407 554 258 Pub. ass., supp. sec. inc., foodstamps... 594 1019 2941 1644 533 194 254 41 24 130 Regular contributions for support........ 383 78 226 363 408 381 454 444 476 329 Other income............................. 140 174 107 83 120 151 138 63 150 259 Personal taxes 1/......................... 3555 166 -28 135 909 1165 2274 3596 5587 13095 Federal income taxes..................... 2694 119 -53 -5 633 793 1605 2697 4199 10379 State and local income taxes............. 704 3 17 52 203 278 524 767 1153 2300 Other taxes.............................. 157 43 7 88 74 94 145 132 235 416 Income after taxes 1/..................... 36861 2336 7780 12259 16548 23350 32274 40952 53015 96064 Net change in total assets and liabilities -718 -5931 -1065 -4202 558 -905 -1493 -3605 -2417 8657 Net change in total assets............... 4423 -158 -591 -282 1022 1644 2169 1486 7945 19499 Net change in total liabilities.......... 5141 5773 474 3919 463 2549 3663 5091 10362 10842 Other money receipts...................... 398 44 92 491 182 161 83 491 238 1529 Mortgage principal paid, owned property... -913 -780 -113 -256 -254 -406 -585 -1028 -1392 -2727 Estimated market value of owned home...... 72744 41002 18968 40419 33700 44884 59478 72844 105457 178036 Est. monthly rental value of owned home... 458 239 160 232 267 320 412 501 638 982 Gifts of goods and services............... 1201 352 279 414 523 728 937 1179 1749 3337 Food.................................... 111 20 18 47 13 30 142 73 181 325 Housing................................. 331 87 89 101 184 213 253 349 554 781 Housekeeping supplies................. 44 14 19 31 19 29 45 54 61 86 Household textiles.................... 13 0 3 4 1 32 5 2 23 26 Appliances and misc. housewares....... 29 15 9 11 13 9 25 62 35 58 Major appliances.................... 5 4 2 1 0 1 3 8 8 13 Small appl. and misc. housewares.... 24 11 7 10 13 8 22 54 27 46 Miscellaneous household equipment..... 86 21 17 9 12 71 62 141 140 183 Other housing......................... 158 37 40 45 139 73 116 91 295 428 Apparel and services.................... 290 121 93 102 151 195 272 374 376 647 Males 2 and over...................... 89 37 23 23 16 52 109 160 106 180 Females 2 and over.................... 111 50 23 47 95 55 76 104 153 307 Children under 2...................... 45 10 42 22 25 48 49 54 51 62 Other apparel products and services... 44 24 5 10 14 41 37 55 66 99 Jewelry and watches................. 18 5 1 7 8 14 12 21 19 57 All other apparel products and serv. 26 19 3 3 6 27 25 34 47 42 Transportation.......................... 64 8 12 19 8 146 13 19 31 228 Health care............................. 19 29 13 0 2 7 20 17 41 35 Entertainment........................... 92 28 14 76 71 55 89 90 157 161 Toys, games, hobbies, and tricycles... 28 26 9 8 24 26 33 32 43 38 Other entertainment................... 63 2 4 69 48 29 56 58 114 123 Education............................... 184 7 27 19 9 30 89 62 231 931 All other gifts......................... 111 52 14 50 85 52 60 196 176 229 __________________________________________ 1/ Components of income and taxes are derived from "complete income reporters" only; see glossary