Table 2. Midwestern region by income before taxes: Average annual expenditures and characteristics, Consumer Expenditure Survey, 1991-92 Complete reporting of income Complete Less $5,000 $10,000 $15,000 $20,000 $30,000 $40,000 $50,000 $70,000 Item reporting than to to to to to to to and of income $5,000 $9,999 $14,999 $19,999 $29,999 $39,999 $49,999 $69,999 over ____________________________________________________________________________________________________ Number of consumer units (in thousands)... 21254 1553 3054 2468 1893 3373 2672 2122 2486 1633 Income before taxes 1/.................... 31861 2928 7440 12422 17398 24792 34273 44442 58492 104960 Income after taxes 1/..................... 29399 2723 7213 12067 16653 23526 31809 40956 53828 93214 Age of reference person................... 47.2 37.4 53.9 53.1 51.2 47.9 42.7 42.4 44.5 47.6 Average number in consumer unit:.......... Persons.................................. 2.5 1.6 1.7 2.1 2.3 2.5 2.9 3.1 3.3 3.2 Children under 18........................ 0.7 0.3 0.5 0.6 0.6 0.7 0.9 0.9 1 0.8 Persons 65 and over...................... 0.3 0.2 0.5 0.5 0.5 0.4 0.2 0.1 0.1 0.1 Earners.................................. 1.4 0.9 0.5 0.7 1.1 1.3 1.8 1.9 2.2 2.1 Vehicles................................. 2.1 1 0.9 1.4 1.8 2.2 2.6 2.8 3.1 3.2 Percent distribution: Male..................................... 65 47 38 49 60 69 77 81 87 88 Female................................... 35 53 62 51 40 31 23 19 13 12 Percent homeowner........................ 65 28 43 51 61 66 73 82 88 92 With mortgage........................... 38 11 7 12 25 33 52 65 72 69 Without mortgage........................ 27 16 36 39 36 33 21 17 16 22 Renter................................... 35 72 57 49 39 34 27 18 12 8 Black.................................... 10 11 19 15 11 8 6 6 6 4 White and other.......................... 90 89 81 85 89 92 94 94 94 96 Elementary (1-8)......................... 9 9 21 14 14 8 4 2 3 1 High school (9-12)....................... 46 43 51 53 52 50 46 47 39 23 College.................................. 45 47 29 32 34 42 50 51 58 76 Never attended and other................. 0 1 0 1 0 0 0 0 0 0 At least one vehicle owned............... 88 67 62 82 88 96 98 99 99 98 Average annual expenditures............... 28230 11829 11982 16807 19699 24486 31285 37130 45267 66987 Food..................................... 4052 1781 1988 2900 3381 3620 4517 5719 6180 7437 Food at home............................ 2502 1195 1451 2079 2284 2311 2749 3547 3399 3898 Cereals and bakery products............ 402 186 231 348 368 361 437 562 547 645 Cereals and cereal products........... 143 67 86 117 133 130 161 192 193 228 Bakery products....................... 259 118 145 231 235 231 276 370 354 417 Meats, poultry, fish, and eggs......... 612 357 365 574 594 588 662 845 761 830 Beef.................................. 198 110 110 192 189 193 222 289 239 249 Pork.................................. 145 84 96 135 161 148 155 188 166 172 Other meats........................... 96 55 49 73 99 90 102 136 137 135 Poultry............................... 96 54 62 104 68 97 91 125 125 145 Fish and seafood...................... 55 38 32 44 55 36 64 77 70 104 Eggs.................................. 23 17 16 25 22 24 27 29 23 24 Dairy products......................... 291 142 167 243 265 269 336 407 380 450 Fresh milk and cream.................. 131 75 90 117 117 122 153 186 161 162 Other dairy products.................. 160 67 77 126 148 147 183 221 219 288 Fruits and vegetables.................. 381 186 239 344 345 349 394 536 493 605 Fresh fruits.......................... 114 52 73 100 98 108 117 171 144 180 Fresh vegetables...................... 103 57 68 94 95 95 99 143 123 176 Processed fruits...................... 94 40 55 79 86 84 104 126 133 157 Processed vegetables.................. 70 37 43 71 66 62 74 96 93 92 Other food at home..................... 817 323 448 570 712 744 920 1198 1217 1369 Sugar and other sweets................ 105 49 66 83 87 91 116 160 145 170 Fats and oils......................... 66 30 40 51 64 67 69 86 94 95 Miscellaneous foods................... 387 134 202 257 343 353 442 594 592 623 Nonalcoholic beverages................ 221 102 127 164 195 204 244 315 317 358 Food prep. by cu, out-of-town trips... 39 9 13 16 23 29 49 42 70 123 Food away from home..................... 1550 586 537 821 1097 1310 1768 2172 2781 3539 Alcoholic beverages...................... 241 84 90 143 194 219 284 323 381 539 Housing.................................. 8299 4055 4412 5274 6076 7319 9051 10653 12865 17619 Shelter................................. 4308 2255 2375 2597 3191 3822 4597 5474 6543 9373 Owned dwellings........................ 2784 847 821 990 1649 2160 2941 4150 5254 7816 Mortgage interest and charges......... 1530 401 150 212 730 894 1790 2735 3319 4707 Property taxes........................ 723 270 293 406 528 580 675 866 1241 2059 Maintenance, rep., ins., oth. exp..... 531 176 378 372 391 686 476 549 693 1049 Rented dwellings....................... 1250 1265 1462 1544 1342 1503 1344 985 787 666 Other lodging.......................... 274 143 92 63 199 159 312 338 502 890 Utilities, fuels, and public services... 1889 1115 1326 1552 1747 1795 2021 2203 2530 2948 Natural gas............................ 367 219 287 316 343 298 402 415 502 585 Electricity............................ 689 394 481 550 632 681 753 805 902 1072 Fuel oil and other fuels............... 76 43 54 61 69 122 66 85 84 74 Telephone.............................. 559 361 394 484 519 529 581 653 747 834 Water and other public services........ 198 97 109 142 184 166 219 244 294 383 Household operations.................... 403 94 107 298 221 312 331 506 605 1480 Personal services...................... 217 38 27 140 116 176 206 331 354 728 Other household expenses............... 186 56 81 158 105 137 125 175 251 753 Housekeeping supplies................... 441 204 221 324 281 403 449 628 700 901 Laundry and cleaning supplies.......... 127 38 65 87 74 118 150 196 209 216 Other household products............... 193 68 89 147 121 177 163 282 316 450 Postage and stationery................. 121 99 68 91 85 108 136 149 175 235 Household furnishings and equipment..... 1258 387 382 502 636 985 1653 1843 2486 2916 Household textiles..................... 100 29 47 57 65 87 90 214 157 196 Furniture.............................. 324 105 80 134 200 192 410 418 593 1019 Floor coverings........................ 157 5 14 24 14 57 406 102 621 76 Major appliances....................... 134 48 41 66 75 108 152 197 257 318 Small appliances, misc. housewares..... 75 25 26 30 43 59 70 138 120 227 Miscellaneous household equipment...... 468 176 174 192 239 482 525 775 738 1080 Apparel and services..................... 1617 630 680 841 1007 1319 1874 2231 2765 3968 Men and boys............................ 411 103 140 182 269 279 479 655 811 984 Men, 16 and over....................... 326 63 104 130 233 231 353 489 627 893 Boys, 2 to 15.......................... 85 40 36 52 36 49 126 165 185 92 Women and girls......................... 685 288 331 319 358 573 828 899 1145 1781 Women, 16 and over..................... 583 264 297 276 306 483 692 748 926 1581 Girls, 2 to 15......................... 103 24 34 42 52 89 136 151 218 200 Children under 2........................ 67 27 35 30 58 70 85 102 108 91 Footwear................................ 219 73 77 193 188 188 249 284 319 485 Other apparel products and services..... 234 139 97 117 134 208 233 291 382 626 Transportation........................... 5098 1916 1763 3059 3465 4936 5877 7015 8373 10925 Vehicle purchases (net outlay).......... 2242 766 702 1493 1260 2309 2609 3119 3616 4825 Cars and trucks, new................... 1085 241 286 581 556 800 846 1571 2368 3153 Cars and trucks, used.................. 1127 485 417 912 700 1498 1672 1482 1227 1608 Other vehicles......................... 30 40 0 0 4 11 91 66 20 64 Gasoline and motor oil.................. 961 480 427 595 802 937 1159 1333 1486 1602 Other vehicle expenses.................. 1633 542 496 868 1266 1515 1853 2256 2829 3640 Vehicle finance charges................ 287 45 38 119 214 270 392 446 557 564 Maintenance and repairs................ 571 202 191 316 443 515 624 804 960 1312 Vehicle insurance...................... 537 201 206 311 428 558 604 727 899 995 Veh. rent., leas., licen., oth. chges.. 238 94 61 122 180 172 234 279 413 769 Public transportation................... 261 129 137 104 137 175 255 306 442 858 Health care.............................. 1512 723 1068 1603 1567 1552 1509 1554 1804 2307 Health insurance........................ 670 274 553 728 798 746 695 632 650 910 Medical services........................ 491 272 234 498 413 438 511 543 732 903 Drugs................................... 261 118 247 312 300 282 210 271 273 306 Medical supplies........................ 90 58 35 64 56 86 93 108 148 188 Entertainment............................ 1403 638 446 631 854 1118 1652 1793 2658 3491 Fees and admissions..................... 339 169 77 91 178 204 380 483 629 1132 Television, radios, sound equipment..... 469 248 234 321 360 447 470 572 816 851 Pets, toys, and playground equipment.... 271 113 92 164 177 266 293 387 439 601 Other supplies, equip., and services.... 324 108 43 55 140 201 509 351 775 907 Personal care products and services...... 374 187 206 214 312 353 410 486 517 822 Reading.................................. 170 68 65 123 120 158 178 214 283 373 Education................................ 430 949 232 211 170 222 318 349 686 1280 Tobacco products and smoking supplies.... 304 163 196 261 329 305 375 415 416 246 Miscellaneous............................ 723 291 285 341 674 613 1066 1023 973 1479 Cash contributions....................... 1110 151 307 619 542 737 802 891 1286 6219 Personal insurance and pensions.......... 2897 193 243 586 1007 2015 3372 4465 6080 10281 Life and other personal insurance....... 352 64 80 111 170 300 373 467 585 1284 Pensions and Social Security............ 2545 129 163 476 837 1715 2998 3998 5496 8996 Money income before taxes 1/.............. 31861 2928 7440 12422 17398 24792 34273 44442 58492 104960 Wages and salaries....................... 24048 1359 1675 4825 8901 16209 28971 37858 51687 82202 Self-employment income................... 1955 -23 146 401 299 1068 1237 2230 1983 14091 Soc. Sec., priv. and gov. retirement..... 3667 656 3706 5296 6329 5494 2355 2306 2318 3106 Int., divid., rent. inc., property inc... 1078 70 95 409 622 1077 827 1241 1365 5172 Unemp. and workers' compen., vet. ben.... 270 41 165 138 248 406 360 468 335 127 Pub. ass., supp. sec. inc., foodstamps... 426 488 1241 810 543 213 99 116 85 26 Regular contributions for support........ 285 255 266 396 359 214 289 130 507 97 Other income............................. 132 81 146 147 98 110 134 94 212 139 Personal taxes 1/......................... 2462 205 227 355 744 1266 2464 3486 4664 11745 Federal income taxes..................... 1732 131 146 176 442 790 1692 2435 3243 8867 State and local income taxes............. 586 39 36 84 197 347 661 918 1176 2391 Other taxes.............................. 143 35 46 95 105 128 112 133 245 487 Income after taxes 1/..................... 29399 2723 7213 12067 16653 23526 31809 40956 53828 93214 Net change in total assets and liabilities -605 -1255 244 -241 -6290 1349 -236 -1924 -4735 7825 Net change in total assets............... 2135 -789 293 -31 -5248 2788 4494 1551 4180 12635 Net change in total liabilities.......... 2740 465 49 210 1042 1439 4730 3475 8915 4810 Other money receipts...................... 302 101 33 435 301 254 374 603 318 355 Mortgage principal paid, owned property... -650 -269 -89 -177 -266 -382 -603 -968 -1362 -2356 Estimated market value of owned home...... 49101 16313 20802 24791 34958 39397 47600 63593 82672 138910 Est. monthly rental value of owned home... 357 114 185 218 272 299 360 473 575 853 Gifts of goods and services............... 914 518 414 389 481 645 966 1197 1641 2579 Food.................................... 67 10 10 37 37 45 75 109 150 158 Housing................................. 269 220 109 102 148 221 239 356 551 638 Housekeeping supplies................. 45 65 15 22 34 35 52 69 64 96 Household textiles.................... 15 6 2 7 21 26 6 13 18 38 Appliances and misc. housewares....... 27 3 8 7 12 21 25 46 44 100 Major appliances.................... 4 2 1 1 1 3 2 4 13 15 Small appl. and misc. housewares.... 22 2 6 5 11 18 23 42 31 85 Miscellaneous household equipment..... 70 26 25 35 20 85 78 125 123 117 Other housing......................... 112 119 60 31 62 53 78 102 301 288 Apparel and services.................... 246 118 108 122 147 189 366 341 370 560 Males 2 and over...................... 76 40 49 36 31 61 98 140 115 135 Females 2 and over.................... 88 28 41 25 64 66 151 82 119 273 Children under 2...................... 31 21 9 12 25 30 45 45 57 48 Other apparel products and services... 50 29 9 49 27 32 72 73 80 103 Jewelry and watches................. 26 19 4 11 16 21 17 42 54 75 All other apparel products and serv. 24 10 4 39 11 11 55 31 26 28 Transportation.......................... 39 12 21 7 10 20 32 48 63 179 Health care............................. 33 92 57 27 14 12 14 15 37 54 Entertainment........................... 76 25 25 42 55 56 95 93 142 182 Toys, games, hobbies, and tricycles... 33 10 10 25 24 28 41 45 60 70 Other entertainment................... 42 15 15 17 31 28 55 48 82 112 Education............................... 82 2 5 8 3 20 51 86 200 505 All other gifts......................... 103 40 79 44 65 82 93 149 128 303 __________________________________________ 1/ Components of income and taxes are derived from "complete income reporters" only; see glossary